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Kotak Mahindra Bank Complaints & Reviews

1.5
Updated: Mar 26, 2026
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P
ps Madhu Sudhan
from Dharwad, Karnataka
Nov 24, 2017
Resolved
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Address: 500010
Website: consumer complaints

Sir as iam mr ps madhusudhan and my pan card no anypm7743h and i had purchased a tv in installement form tata capital financial services ltd in hyderabad, the loan amount was 25, 900 for which i paid all the dues and the account no 4086188 was opened in 27 may 2014 and closed in 13 apr 2017. But know when i am checking my cibil report it is showing that kotak mahindra bank limited account no t09w013334 date of opened 28 may 2014 and account status is suit filed (Wilful default and written-off) and the amount due is 983/- which has to pay if i pay this due i will be taken off the suit filed from cibl status or not kindly help me or otherwise shall i go to rbi for resolution help me out.
My mobile no [protected]
Email id [protected]@gmail.com
Dec 26, 2017
Complaint marked as Resolved 
Kotak Mahindra Bank customer support has been notified about the posted complaint.
Verified Support
Nov 25, 2017
Kotak Mahindra Bank Customer Care's response
Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2wg92xK
or for immediate assistance you may call @ [protected].^Team Kotak
Dear Madhu Sudan,

We regret the inconvenience caused. We have duly noted the query and our team will get in touch with you shortly.
Dear Madhu Sudan,

A detailed response has been shared on your registered your email address. Please do let us know in case you need any further assistance. Thank you.
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    shashank ravichansran
    from Chennai, Tamil Nadu
    Nov 24, 2017
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    Address: Chennai, Tamil Nadu, 600117
    Website: www.kotak.com/en/personal-banking/accounts/savings-account/811-Account.html

    I have opened my account in mobile app and the bank employee did not informed me regarding the minimum balance they told it is an zero balance account now they are informing me to maintain minimum of 10000 or they will charge me for not maintaining the minimum balance. Change my account to zero balance account or close my account. My account no is [protected] branch kilkattalai, my contact no [protected]
    Dec 27, 2017
    Complaint marked as Resolved 
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
    Verified Support
    Nov 24, 2017
    Kotak Mahindra Bank Customer Care's response
    Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2wg92xK
    or for immediate assistance you may call @ [protected].^Team Kotak
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      G
      gyan jain
      from Hyderabad, Telangana
      Nov 23, 2017
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      Address: 500002

      R/sir
      My new kotak cr card well b dispash in blue dart service waybill no : [protected] but this shipment is not delarved in my add i track shipment
      Location details date time *
      Waybill no : [protected]
      Basheerbagh c'nee shifted from the given address 23-nov-2017 12:46
      So plz delarved my shipment (Card) in my office add. And intiment tha blue dart sarvice
      Office add;-
      Venkateshwara selas corporation
      21-7-763/1 opp high court campus
      Lean beside masjid
      Ghansi bazar hyderabad 500002
      [protected]
      Not ;- my sb a/c is ur bank malikpat branch i well requst later in change add os plz change my add

      Gyan chand jain
      [protected]
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
      Nov 23, 2017
      Updated by gyan jain
      PLZ DELARVED MY SHIPMENT (CARD)
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        V
        Vishalkatre
        from Jabalpur, Madhya Pradesh
        Nov 23, 2017
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        Very unsatisfied from the service of kotak. Not able to find even any branch near to wardha and not able to deactivate account. And they are saving low maintanance balance are applicable. First rise your network. How is possible to go more than 100kms to deactivate account and wasting whole 1 day.
        I want to close account.
        There should be service provide to apply online request for deactivation of account. If i had salary account and currently i'm no longer member of the organization. Why should i use this account. An how is possible to more than 1000kms to go for homebranch for this kind of requests.
        Please deactivate account.
        Contact.[protected]
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
        Nov 23, 2017
        Updated by Vishalkatre
        Very unsatisfied from the service of Kotak. Not able to find even any branch near to Wardha and not able to deactivate account. And they are saving Low maintanance balance are applicable. First rise your network. How is possible to go more than 100kms to deactivate account and wasting whole 1 day.
        I want to close account.
        There should be service provide to apply online request for deactivation of account. If I had salary account and currently I'm no longer member of the organization. Why should I use this account. An How is possible to more than 1000kms to go for Homebranch for this kind of requests.
        Please Deactivate Account.
        Contact. [protected]
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          S
          satish99800
          from Bengaluru, Karnataka
          Nov 23, 2017
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          Address: 560079

          Iam satish few days ago i opened a kotak811 account through mobile app, later got it converted into edge account in a branch visit. Accout opening has been done on through bio-metric with kotak executive mangala (Emp. Code 96330) on[protected]. She requested to deposit rs10000 for account opaning in kotak using url recived in my mobile from kotak. Fund transfer has been done successfully throught cirtus payment gateway and rs10000 has been debited from my existing uco bank debit card, but money not credited my kotak bank account. I had reached the kotak branch in basaveshvaranagar and explained the issue however they were not in an position to help me out with the issue. Requst your help to resole this issue, and credit back my rs10000 to my kotak account
          My crn.[protected]
          Account no.[protected]
          Transsation id. Inv4f095f472
          Txn amount 10000
          Time[protected]:21;35
          Nov 29, 2017
          Complaint marked as Resolved 
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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            V
            Violet Deepak
            from Bengaluru, Karnataka
            Nov 23, 2017
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            Address: 560047

            Hey kotak team, i have never received any credit card from kotak mahindra but your bank keeps sending billing message to me. Could you either please stop sending me mail/messages regarding the due or send the actual credit card? Your ivr option doesn't even let us communicate with your customer service executive. Please revert to the message or stop spamming my message box.
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
            Documents for investment account submitted on 21 st October 2017. Still no response. Further there is no proper reply on enquiry. I have enquired twice at kotak mahindra kalyan branch at santoshi mata road. The staff are simply procrastinating. I felt like I am at a government office ! I want to open my investment account immediately Please help
            Surprised to see that even without acceptance of kotak credit card application that was sent to me on mail, Card have been issued on my name. Furthermore card was not received but SMS of due amount got on mobile.

            1. How card can be activated even if it is not received.
            2. False information given by credit card sales executive that there will be no charges for the card.

            Kindly do not let your reputation down in the banking sector
            Kotak Mahindra Bank Customer Care's response, Feb 15, 2018
            Verified Support
            Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/19WK9Vg or for immediate assistance you may call once again @ 18602662666.^Team Kotak
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              S
              Sajin Menon
              from Ferokh, Kerala
              Nov 23, 2017
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              Website: www.kotak.com

              I tried login in to www.kotak.com website from all platforms-chrome, ie,.. Etc but cannot login. All giving information as website unable to reach. I very regularly face this issue because of which iam never able to make any online transactions. Iam tired of this. I initially though of it as my internet connection issue or my laptop issues. But it was not, as i googled and found out that many customers are facing this similar issues.
              ​
              I hope my above matter will be rectified soon. Else i might be forced to switch my bank account.
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                V
                Vik Ky
                from Mumbai, Maharashtra
                Nov 22, 2017
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                Address: 400076
                Website: www.kotak.com

                Hi i am vikas kumar. I have tried to add 1000 rs to amazon in amazon money wallet on 13th nov but transaction failed due to some reason and money got deducted from the account. I have waited for 5 working days to get the refund but i didnt receive it yet. I have contacted amazon too but they are saying that we havent receive anything and asked me to contact bank. I dont know who is at fault here kotak or amazon, but here consumer (Myself) is suffering the problem. I have attached the screenshot for the same.
                My details are:-

                Name - vikas kumar
                A/c - [protected]
                Mob.:- +91-[protected]
                Email id - vikas. Ece.[protected]@gmail.com
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                Plzzz issue my passbook
                Dear Team,

                I have credit card of Kotak Mahindra bank wide card No.[protected]

                I m totally not satisfy with service from kotak Bank and I want to settlement of my credit card
                I have received the call from Kotak team for payment reminder and he was very ruthless and speak wrongly words with client

                Kindly consider and do the needful
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                  M
                  Mandar Mandavkar
                  from Mumbai, Maharashtra
                  Nov 22, 2017
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                  Address: Thane, Maharashtra, 400605
                  Website: www.kotak.com

                  My name is mandar mandavkar, my contact no is [protected]. I am having kotak bank credit card my card no: [protected]. I am using this card since last 11 months, i have no payment due on card till date, from this month kotak customer care calling daily 8-10 times asking for making a payment toward card my bill due date is every month of 23rd. 3-4 times i had told them i will pay the amount on 24-25 due to some issue, even after they call & ask the same question again and again. I had paid all my credit card bills on time if i didnt able to paid on time, i had paid it with interest. Why again these people call & harass consumer, who paying bills on time.
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                  Dear sir/madam
                  i have saving account and demat account in your bank, but the worst service i have ever seen in other bank.so i request u to take severe action onthis orelse plz close my account.Demat account person dheeraj his way of talking and service is too worst.
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                    A
                    ambuj9999577243
                    from Delhi, Delhi
                    Nov 21, 2017
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                    Address: Ghaziabad, Uttar Pradesh

                    Something is wrong in credit department to check my banking, i have already submit my both copy - hard copy and password protected copy of bank as well.
                    But still department is saying that they are fake.
                    I have already running my 3 loans,
                    Axis bank - personal loan (13 month)
                    Capital first - personal loan (4 months)
                    Icici bank - car loan (14 months)
                    Not even a single bounced case ever held on me.
                    Which they can check on my statement as well.
                    If i am a fraud person than why my civil and all emi is on perfect mode.
                    Just only because i am having need today and department in the end of all procedure when the time came to disburse my amount is decline and saying he is fraud - i don't think so that bank department want to give money.
                    A man who has already 3 running loan from more than year and civil is perfect - bank department is saying that i am fraud.
                    Really didn't except this from kotak bank.
                    No issue - i am in real estate and i have many contacts in all field.
                    I will definitely try in my whole life that not even a single person go for kotak.
                    Not for loan and not for a. C as well.
                    I will never suggest anyone for kotak and definitely this msg copy will send to your kotak higher level mail and in market and all over social media. So everyone should know that how kotak is saying civil, loan perfect and owned house man a fraud.
                    Thanks.
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                      M
                      Meetsen
                      from Varanasi, Uttar Pradesh
                      Nov 20, 2017
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                      Address: New Delhi, Delhi, 110092
                      Website: www.kotak.com

                      I have requested a cheque book on 3rd of november 2017 and by then they sometimes tell me it went to the old address, although i specifically told them that i want them to deliver it to the branch.
                      Speaking to the customer care on a several ocassions talking to supervisors like naveen from noida and rajni from bangalore. Naveen was a # and he never called me back giving a assurance that he will call me back and rajni was helpful and the last updated she told me tht my cheque will be there in the brancin half an hour and she told me on 17th november 2017 at around 6.30 and when i called my branch they said nothing came. And again i called customer care and i wanted to talk to rajni but they said she will call me back.
                      I dont understand do i have to face such issues just for a single cheque book. I told them i am facing huge issues but noboday cares which is really upset. Please help me ny crn is 63324080
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                      Dear Kotak Team,
                      After complation of my PL still yet i have not received my closer letter.
                      loan NO-SPLN228313
                      kindly arrange the same to send immediately.
                      I have tried many times for credit card Nd try to contact branch for kotak visitors but kotak brach employees reply not satisfied give another Nd another day for visit
                      So I want close my account in kotak Mahindra bank
                      Kotak Mahindra Bank Customer Care's response, Nov 22, 2017
                      Verified Support
                      Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2wg92xK
                      or for immediate assistance you may call @ 18602662666.^Team Kotak
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                        N
                        Nirmalyadassharma
                        from Kolkata, West Bengal
                        Nov 20, 2017
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                        I have facing similar problem.

                        A lady is calling me since 15th november, and using slang languages and continuously ringing and ringing. And when i received call, she started again the same issue that someone has taken a barclay bank on[protected] and there is an pending amount which is not associated with me. I am not aware of anything. I have told her many times. But she called again and again and user slang languages.

                        And all the time she mentioned that she is calling from kotak mahindra.

                        Please take care with this. This is complete harassment cases.
                        Numbers are +[protected], +[protected], +[protected]
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
                        Hi
                        I have taken pets loan in may 2017 they have Dedected 3999 for one assist plan which they have not informed me which I have not opted please help me on refund please resolve ASAP
                        Contact no [protected]
                        As a customer of Kotak Mahindra Bank. This to raise a complaint towards the credit card recovery agent named Raju #[protected]. His rude behavior towards my parents is resulting in which myself Neetha U Jagatap is not going to pay the balance amount of the credit card till this problem is solved.
                        Regards
                        Neetha U Jagatap
                        [protected]
                        I try to transfer money for credit card payment through Kotak Mahindra net banking to but two time money transfer failed and last time it was successful but Money deduction was made three times.
                        My CRN no is[protected]
                        Kotak Mahindra Bank Customer Care's response, Nov 22, 2017
                        Verified Support
                        Hi! We wish to inform you that, the excess refund has been already processed on 18th Nov, 2017 .^Team Kotak
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                          A
                          aparupap
                          from Kolkata, West Bengal
                          Nov 20, 2017
                          Resolved
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                          Resolved

                          A lady is calling me since 15th november,
                          Saying that she is calling from kotak mahindra bank and one of my employee took some credit card form barclay bank which is not associated with me anyhow. And she is continuously calling on my no and my office no and other office member too.
                          I am going to file a complaint now if i get any more call from them.
                          Numbers are +[protected], +[protected], +[protected]
                          Dec 21, 2017
                          Complaint marked as Resolved 
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Nov 20, 2017
                          Kotak Mahindra Bank Customer Care's response
                          Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2wg92xK
                          or for immediate assistance you may call @ [protected].^Team Kotak
                          Nov 20, 2017
                          Updated by aparupap
                          Please verify these phone numbers.. They are calling continuously and harassing!!
                          Nov 20, 2017
                          Updated by aparupap
                          They are calling on my office no throughout the day!! just couldn't receive any of our work call. whats this matter?
                          I have facing similar problem.

                          A lady is calling me since 15th November, and using slang languages and continuously ringing and ringing. And when I received call, she started again the same issue that someone has taken a Barclay Bank on[protected] and there is an pending amount which is not associated with me. I am not aware of anything. I have told her many times. But she called again and again and user slang languages.

                          And all the time she mentioned that she is calling from Kotak mahindra.

                          Please take care with this. This is complete harassment cases.
                          Numbers are +[protected], +[protected], +[protected]
                          As a customer of Kotak Mahindra Bank. This to raise a complaint towards the credit card recovery agent named Raju #[protected]. His rude behavior towards my parents is resulting in which myself Neetha U Jagatap is not going to pay the balance amount of the credit card till this problem is solved.
                          Regards
                          Neetha U Jagatap
                          [protected]
                          Kotak Mahindra Bank Customer Care's response, Nov 22, 2017
                          Verified Support
                          Hi! We wish to inform you that, we have forwarded the contents of your email to our collection team for the authentication of the same.
                          The reference number for this query 1-7913922869 and will be resolved in 05 working days.
                          You may quote the reference number for your future correspondences.
                          We request you to kindly initiate the as on date outstanding of INR. 24, 234.35 on your Kotak credit card.
                          Post to which we will be able to activate your card which will subject to approval from our relevant department.^Team Kotak
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                            rakeshdas2102
                            from Mumbai, Maharashtra
                            Nov 20, 2017
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                            Hi, my name is rakesh das from mumbai. I am getting a call from 15/11/2017 from kotak mahindra bank stating they have overtaken citi finance bank and i took a loan in 2004 and now i have to pay. I said i never took a loan on that period as i was b.com last year student at that time. I confirmed with them as either it was education loan or personal loan. They said it is personal loan and they are not concern whether i was student or any non working person that time. I asked about more details to send at email address. But they told me to come at there place. They have all the details. I don't know how come they have all the details.

                            I am stunned at first they way they speak. I have also tried my best to make them understand that i never took any loan at that period infact no one from my family. Maybe they have done any mistake. But they don't want to listen.

                            Can anyone let me know what should be done at this case?
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
                            Wen trying to open an account it shows tat it seems u have already tried opening account please visit our website but I couldn't open account der also same issue
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                              Jatinbatra999
                              from Gurgaon, Haryana
                              Nov 20, 2017
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                              Address: New Delhi, Delhi, 110085

                              I have paid a mobile bill from 811 app of rupees 890 on 15th of november. It is still not reached to the vodafone. Please take this on higher priority and confirm that payment or return that payment whatsoever is possible for you.

                              There is no official e-mail id for complaint as it seems this is a fake bank!

                              Please find the attached screenshot of the same.
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
                              I don't want kotak 811 account please deactivate immediately
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                                R
                                Rakesh Deore
                                from Indore, Madhya Pradesh
                                Nov 19, 2017
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                                Address: Vadodara, Gujarat

                                Hi...
                                Dear sir...
                                Your bank is very fraud my salary acc. Balance deduct to non mentance charge cutting why to deduct my balance conform me fully details
                                Rs. 3800 rupee's deduct in my acc. So kindly check refund my acc balance imedataly other wise check & send me detail
                                My acc. No. [protected]
                                My mob. No. [protected]
                                My e-mail id. [protected]@gmail.com
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                  rajkumar.vitta
                                  from Vadodara, Gujarat
                                  Nov 19, 2017
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                                  no cibil update even after full payment of loan

                                  Address: Vadodara, Gujarat, 390020

                                  I had taken loan from citicorp finance around 10-12 years back and made full payment to the agent who is used to come and collect the money from us. I had kept all the payment receipts for 10+ years then destroyed them as it was now of no use to me. After 1+year of destroying my payment receipts all of a suddenly my cibil score just dropped even as i'm regularly taking consumer goods loans to purchase and paying them on time. So when i checked...
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                                  Mvumadevi1968
                                  from Agartala, Tripura
                                  Nov 19, 2017
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                                  Address: Ranchi, Jharkhand

                                  On[protected] i have made purchases of rs. 23792=00 vide by debit card. The transaction has been declined and payment could not be made to the shopkeeper big shop, main road, ranchi, but the amount has been debited to my account. Hence you are requested to credit rs. 23792=00 to my account.

                                  Details.

                                  1. Name of account holder : m v uma devi

                                  2. Big shop a/c no : [protected]

                                  3. Transaction no. :[protected]
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                    Kafi Swain
                                    from Kolkata, West Bengal
                                    Nov 18, 2017
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                                    Address: 734011
                                    Website: Kotak mahindra

                                    My brother yester day got message 65700 has been debited from ur credit card.. He immediately block his credit card how could its possible without otp generate amount is debited.in his kotak mahindra credit card. There is no kol no email no otp amount has been debited... That's means kotak mahindra bank in insecure... Hackers easily hack ny customers account. M so scared he filed a complain and take step what bank authority give instruction.. Only 1 rply they will take time of 45 days. Will he get money back or have to pay a fraud hackers transaction. We r from poor family... Plz kotak authority plz secure ur credit card for customer
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                      Roopar
                                      from Mumbai, Maharashtra
                                      Nov 18, 2017
                                      Resolved
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                                      Resolved

                                      Address: Bangalore, Karnataka, 560032

                                      Hi,

                                      I had taken abn amro credit card in 2005. I have used approx 20, 000 amount. I had changed my phone number. I missed to pay the amount and there was no cimmunication. I wanted to take loan in 2015 and that is when i got to know that my cibil score has come down because of not paying abn amro credit card. I had financial crisis so ouldnt pay in 2015. Now i wanto pay and improve my cibil score. I approached kotak bank but they ask for some rca number or some document which i dont have. I only have credit card number. Please help. I just want to repay the amount so that cibil score improves. I dont know what to do and whom to approach.
                                      Dec 21, 2017
                                      Complaint marked as Resolved 
                                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Nov 19, 2017
                                      Kotak Mahindra Bank Customer Care's response
                                      HI! Apologies for the inconveujnce caused to you.
                                      We request you to write to us via rard.[protected]@kotak.com with complete details to assist further.^Team Kotak
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