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Kotak Mahindra Bank Complaints & Reviews

1.5
Updated: Nov 7, 2025
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Kotak Mahindra Bank reviews & complaints page 143

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D
dip_shiv88
from Ahmedabad, Gujarat
Nov 8, 2017
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Address: Gandhinagar, Gujarat, 382006

It's been almost a month i have opened up a privy account with you guys i had given rs. 20000/- cheque which is already been debited from my brother on 18th oct 2017, but till date the amount is not been credited. So it's been more than 20 days you guys have debited our money more importantly because of that i couldn't apply for couple of ipo application.

I need some one senior person to get back to me asap.

Vibha goswami & dipak goswami
Crm=[protected]
M= [protected]
Kotak Mahindra Bank customer support has been notified about the posted complaint.
My kotak account no is [protected]
i opened my account and transfere 1000 rupees in account from hdfc card .money is debited from hdfc but it does not came in my account
my name malvika bagati bansal
[protected], email [protected]@gmail.com
iadde money through fund my account option through debit card kindly help plz
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    M
    manu16031982
    from Jaipur, Rajasthan
    Nov 8, 2017
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    Address: Ajmer, Rajasthan, 305001

    Dear team,
    Iam a customer of kotak marhindra bank and having 2 savings ac in ur bank.
    Iam pretty dissatisfied with the s ervices of kotak as i have approached ajmer branch over 10 times for closure request of my sb a/c in the name of i. E.
    1 - shivani mishra
    2 - shanti devi mishra
    Closure request for the ac of mrs shanti devi mishra has been submitted by me to mr. Kamal kishor prajapati over 4 months earlier and closure request for the a/c shivani mishra has been submitted 2 months earlier.
    Dear team can i please have a action on these requests as i am waiting since 4 months for the related concern. I have also approached branch manger mr. Ashish patni for the related concerns but no satisfactory answer was given by him. So you are requested to do the needful asap as i am not ready to bear any nmc charges for the same.
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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      A
      Ajit Chiplunkar
      from Mumbai, Maharashtra
      Nov 8, 2017
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      Address: Thane, Maharashtra, 400606

      I have trinity account (811), which is a zero balance account. Still they levied charge of rs 413 for sept 2018 as amb (Non maintenance charge). Also
      They charged rs 118 as net banking pin generation charge.

      They had sent wrong dmat pin via courier. After repeated requests they resent the pin. They charged for it.

      ​a screenshot is attached herein for your reference.
      +1 photos
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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        M
        M B Patel Akbari
        from Rajkot, Gujarat
        Nov 8, 2017
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        Address: Junagadh, Gujarat, 362002
        Website: [email protected]

        Mera nam madhabhai akbari. Sardarpara junagadh gujarat no. [protected]. Mene dinak 06/11/17. Ko 11000 se junagadh branch se a/c open karvaya he. By imps allahabad bank junagadh se money transferred kiya he debit ho gaya he, meta a/c no. [protected]. He aur ifsc kkbk0003014. He, esme credit nai huva he, plz credit kijiye ya refund kijiye original allahabad bank junagadh a/cme
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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          A
          Aanish1
          from Pune, Maharashtra
          Nov 8, 2017
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          Address: 412207

          Sir,
          I am account holder of kotak mahindra bank
          I have received a email on 2nd november regarding my credit card dues actually due date is 15/11/2017 and same put online on kotak mahindra bank vide interaction no 182161 on 3rd nov. 2017 (Attached). And same time also your customer care for the same. They have request to convert one transaction rs. 29998 on emi which i have done online on 26th oct. 2017 through email i have recieved but it has not happened hence it has done again.
          I have deposited an amount on 6th nov. 2017 and latter found my saving account has lien by your bank on what basis/authority do not understand and due to that my ecs has got rejected. This will affect my cibil score and also have to pay extra charges.
          I have again called customer care on 6th nov. 2107 and they have raised the service request no [protected] on 6th nov. 2017 to remove the lien from my saving account. I have received email on same day saying that it has resolved but actually it has not done.
          This is second time i am email you for my grievances which is very pathetic and against the customer.
          I need solution on urgent basis.
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
          Nov 09, 2017
          Updated by Aanish1
          The bank has of his own withdrawn the amount from my saving account without my permission and due date is 15/11/2017. The bank grievance and service id is not working as email getting bounce and when I have contacted customer care they do not have authority to provide any solution to the customer and also don not have any person department detail to provide me for the contact. I am totally stuck and do not have any option to contact any authority to get solution but only to suffer.
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            K
            karam6666
            from Delhi, Delhi
            Nov 8, 2017
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            Address: Gurgaon, Haryana

            Not understand this charges though i have paid all outstanding before the due date. Today i got sms that "nov-17 stmt for kotak credit card xxxx0152 has been generated. Due date 23-nov-17 min amt. Rs. 190. Total due rs. 590. Your e-statement has been sent to your email address registered with the bank. Visit https://www.kotak.com/ccstmt/nonlogincc/faces/jsp/nonLogin.jsp to pay your bills and check detailed statement." i checked statement saying its auto debit failure charges. Please look into it.
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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              T
              Taksh Kumar
              from Delhi, Delhi
              Nov 7, 2017
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              Address: Faridabad, Haryana, 121002

              My name is taksh kumar lalit. I have requested to open kotak jr. Account for my kid. One guy mr. Piyush comes to my office & asking that you have to deposit 60000 for kotak jr. Account for first year. After submission of documents i received a message that your kotak life insurance has been opened. They have deducted 6000 inr from my account also. I have a account with kotak mahindra bank from last 9 years. Now thet are not refunding my money after so many followups.
              Kindly do the needful.
              Thanks
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
              By imps i transferred monwy to another account ...
              I have a complaint id (1-[protected])
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                I
                inder jeet bhatnagar
                from Bhilwara, Rajasthan
                Nov 7, 2017
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                cash withdrawal charges

                Address: Bhilwara, Rajasthan, 311001

                Respected sir

                My salary account in this bank, and previous one year to problem at your end in atm in complete bhilwara city in only one or this atm 50%not working continously or this bank in cash depo. Machine is not available,

                So please 1st of all to my cash withdrawl through other bank to charges please return the our account. Or

                Some complaint at my end
                1. Atm machine not available...
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                H
                Happy Nitin
                from Mumbai, Maharashtra
                Nov 6, 2017
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                Address: New Delhi, Delhi, 110094

                Hello
                I'm kotak mahindra bank customer
                My a/c no. - [protected]

                My mail id changed without my permission...
                & apply me a 2nd credit card without my permission...
                & your any bank credit card department member is changed my banking password... & issuing a credit card...

                What you want kotak...???
                U wanna fraud with me..???

                Plz tell me answer...

                Meri privacy ko apke bank ke logo ne change kyu kiya...
                Or meri privacy details without my permission why you changed...

                Your executive give me a complaint number - 1-[protected]
                & tell me we r telling you in 2 days how's changed your privacy...

                Today is 23rd day im face this problem...

                3 more floor incharge are calling to me & telling me we r solve this problem with in 2 days...

                Kotak banks credit cards all department is totally corrupt...
                Poora department milkar customers ke saath fraud karna chata tha...
                Customer ko mean's mujhe pata chal gya to all executive are lie to me...

                I want answer...
                U are solve my problem or not..???
                Because i'm doing a claim to kotak mahindra bank & his credit card department..
                I have all proof & evidence...
                Plz give me answer with phone call..
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                Today i use my kotak bank debit card to withdraw money from sbi atm machine...machine did not dispense cash but amount was withdrawn from my account...reference number for the transaction is[protected]...please help
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                  M
                  man_of_steel_ ARYA
                  from Vadodara, Gujarat
                  Nov 6, 2017
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                  Address: 492001
                  Website: kotakmahindrabank.com

                  Hi kotak m bank team,
                  Few months ago, i opened a 811 acc. I mean zero balance acc. For my scholarship purpose as u know scholarship are little bit late and thts whyvi haven't access the account and deposits no money in the account i thought there ia no need of depositing money because its a zero balance acc. Bt after few months later message came that 531/- charged due to non - maintaining.. Why this is happened... At the time when ur executive came to open my acc. They neither told me the rule.. So this wrong... Thts why i am totally unsatisfied with ur policy thts why i am closing my acc.... Even ur customercare support is very late... So call me [protected]
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                  Please send me my passbook as well as ch eckbook plz
                  Kotak Mahindra Bank Customer Care's response, Nov 8, 2017
                  Verified Support
                  We request you to contact us at 1860 266 2666 (local rates applicable) in order for us to assist you with your queries. ^Team Kotak
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                    N
                    niti_se
                    from New Delhi, Delhi
                    Nov 6, 2017
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                    Address: Mumbai City, Maharashtra

                    A lady is calling me since last one year, saying that she is calling from kotak mahindra bank and that i ran away with money taken against barclays credit card and that now they are collecting on behalf of them. I told them that i never had any credit card of barclays or any other bank. Name of the person they are looking for is same but details they are giving are not mine. I have explained them numerous times that i am not the one you are looking for but they are still calling.

                    Now they took number from our blog and are calling other members too.

                    I am going to file a complaint now if i get any more call from them.

                    Numbers are + 91 [protected], +[protected], +[protected]
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                    I am facing same problem since 15th Nov.
                    A lady is calling me since 15th November,
                    saying that she is calling from kotak mahindra bank and one of my employee took some credit card form Barclay bank which is not associated with me anyhow. And She is continuously calling me and my office no and other office member too.
                    I am going to file a complaint now if i get any more call from them.
                    Numbers are +[protected], +[protected], +[protected]
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                      M
                      Mustafa Radhanpurwala
                      from Mumbai, Maharashtra
                      Nov 6, 2017
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                      Address: Thane, Maharashtra, 400612

                      To
                      The kotak bank
                      Branch manager
                      Pokhran branch
                      Thane

                      Sub: request to refund unwanted aqb charges deducted by the bank.

                      Ref: a/c no - [protected]

                      Dear sir/ madam,

                      With the reference to my saving account no mentioned above myself mustafa juzer darukhanawala informing you that your branch has deducted unwanted aqb charges of rs.885.00 from my account so i am requesting you to credit my account which has been deducted by your side.

                      Further in previous month also your branch had deducted amount of rs.1600 and refunded only rs.1400, so why are you deducting the aqb charges every time as my saving account is of zero balance amount.

                      Further informing & requesting you last time that please credit my full amount which has been deducted from your side or else i will close my account and make complain against your branch in your zonal office and in ombudsman department.

                      Your cooperation will be highly appreciated in this matter.

                      Thanking you
                      Warm regards
                      Mustafa darukhanawala.
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                      Nov 06, 2017
                      Updated by Mustafa Radhanpurwala
                      To
                      The Kotak Bank
                      Branch Manager
                      Pokhran Branch
                      Thane

                      SUB: Request to refund unwanted AQB charges Deducted by the Bank.

                      REF: A/C NO- [protected]

                      Dear Sir/ Madam,

                      With the reference to my saving account no mentioned above myself Mustafa Juzer Darukhanawala informing you that your branch has deducted unwanted AQB charges of Rs.885.00 from my account so I am requesting you to credit my account which has been deducted by your side.

                      Further in previous month also your branch had deducted amount of Rs.1600 and refunded only Rs.1400, So why are you deducting the AQB CHARGES every time as my saving account is of ZERO BALANCE AMOUNT.

                      FURTHER INFORMING & REQUESTING YOU LAST TIME THAT PLEASE CREDIT MY FULL AMOUNT WHICH HAS BEEN DEDUCTED FROM YOUR SIDE OR ELSE I WILL CLOSE MY ACCOUNT AND MAKE COMPLAIN AGAINST YOUR BRANCH IN YOUR ZONAL OFFICE AND IN OMBUDSMAN DEPARTMENT.

                      Your cooperation will be highly appreciated in this matter.

                      Thanking You
                      Warm Regards
                      Mustafa Darukhanawala.
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                        M
                        Mathews7
                        from Delhi, Delhi
                        Nov 4, 2017
                        Resolved
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                        Resolved

                        Address: New Delhi, Delhi

                        Through the customer service of kotak we got the number of subhash nagar branch employee mahesh for opening up of new 0balance account.
                        The odacity of mahesh he abused was unprofessional and rude, and refused to speak to us when we spoke about 0 balance said he would only deal with people who have money to keep in banks.
                        We have recorded conversation of this incident.
                        I work for world 's biggest credit card company and we are a bank holding company too, i have never seen nor experienced such behavior of an employee. Even after warning him thati wil email the ceo his language got worse.
                        I want to complaint against this person, if i don't get an apology from him verbally i will go to social media and make sure kotak mahindra which is diligently marketing one side on 0balance accounts and higher rate of interest this is how their employees are treating consumers.
                        Dec 19, 2017
                        Complaint marked as Resolved 
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Nov 05, 2017
                        Kotak Mahindra Bank Customer Care's response
                        Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2wg92xK
                        or for immediate assistance you may call @ [protected].^Team Kotak
                        I am Life advisor my Code No, 60293220, I have Collected renewal Primium during this month is more than Rs, 380000/- but commission was given me only Rs.690/- please verify the details and pleasee send me details of premium collected by me and commission paid me from June 2015. Thanking you. Sharad Naik
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                          A
                          Ashok Wahul
                          from Pune, Maharashtra
                          Nov 4, 2017
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                          Address: Pune, Maharashtra, 411045

                          Dear team,

                          We transfer the money rs. 5000/- at dtd 18/10/2017 from kotak mobile aap. To account no. Oo4o[protected]Cosmos bank).
                          Beneficiary not received payment.

                          Kindly request to you please resolve this issue on urgent bassis.

                          Money transfer reference no.[protected]

                          Name - ashok wahul
                          Mob. [protected]
                          +1 photos
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                            S
                            Shital Durgude
                            from Ahmedabad, Gujarat
                            Nov 4, 2017
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                            Hi,

                            I am kotak mahindra salary account holder from last 2 years but i m not happy with your service.
                            I have lost my debit card 6 months ago, i have requested many times for new debit card through customer care and through walk in at home branch but i did not any proper guidance for same.
                            I requested them to deliver debit card at nearest kotak branch (Ram wadi, nagar road) but they told mi its not possible and it's against bank rule.
                            Many times i have visited my kotak home branch (Aundh, pune) but they are not ready to handover my debit card as they told me, card will deliver on my official address which is comer zone it park, yerwada but same is relocated to giga space it park, viman nagar. Every time they delivered my debit card on old address so i told them to handover card to me (Customer) only but they are not ready. I have requested for correspondence address change but same was not done. From last 8 months i am suffering with this pathetic service.
                            I hope i'll get proper solution of this problem. If this issue will not resolve within 8 days then i am going to close this account as your service is very bad and hopeless.

                            Regards,
                            [censored]al durgude.
                            Cont no. [protected]
                            Mail id - [censored][protected]@gmail.com
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
                            Dear Sir,

                            I had closed my above credit card of Kotak Bank on 07/11/2014 by making entire payments. I have tried several time to reach ou to the bank but till date I have not received my NOC.

                            Regards,

                            Kamlesh Tiwari
                            [protected]
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                              S
                              sayyed moh. haider zaidi
                              from Mumbai, Maharashtra
                              Nov 4, 2017
                              Resolved
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                              Resolved

                              Address: Mumbai City, Maharashtra, 400002
                              Website: www.kotak.com

                              Dear sir,

                              I am the customer of kotak mahindra bank,
                              My account name sayed mohammed haider zaidi
                              And my credit card post the blue dart courier services and the courier dispatch 27.10.17 to excepted date 28.10.17 to late this process and i conform this courier today than answer my courier return

                              Regard's
                              Sayed moh, haider zaidi
                              [protected]
                              Dec 18, 2017
                              Complaint marked as Resolved 
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Nov 05, 2017
                              Kotak Mahindra Bank Customer Care's response
                              Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2wg92xK
                              or for immediate assistance you may call @ [protected].^Team Kotak
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                                N
                                NIKHIL NAWALE
                                from Mumbai, Maharashtra
                                Nov 4, 2017
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                                worst upi service

                                Address: Mumbai City, Maharashtra, 400708

                                Hi, on 2nd nov 17 i have transferred 5000 rs using kotak upi service. Same has deducted from my account but beneficiary has not received money. I was wait for one day but amount has not credited to my account. So yesterday raised complaint to customer care but they told me to wait for next day... Still i have not received refund.

                                Same issue happen 3rd time. Every time i need to wait for 2-3 day for refund.

                                This...
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                                Veerabhadragouda
                                from Bengaluru, Karnataka
                                Nov 4, 2017
                                Resolved
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                                Resolved

                                Address: 560010
                                Website: Gooogle

                                Hi, i used my credit card at filing station on june 23rd 2017 ant bheemaredy & sons petrol bunk for fuel my credit card ending with [protected] debited amount of rs..700 but it receipt was not generate in their swipe machine hence they collected cash from me even my above mentioned card also debited money till not refunded
                                Disputing mony i raised query many times not solved if it not solved by this week i will go for consumer court
                                +2 photos
                                Dec 16, 2017
                                Complaint marked as Resolved 
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Nov 05, 2017
                                Kotak Mahindra Bank Customer Care's response
                                Hi! Trust you have got in touch with our official on 04th Nov, 2017 and addressed your concerns.^Team Kotak
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                                  R
                                  Ritanya Tomer
                                  from Siwan, Bihar
                                  Nov 6, 2017
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                                  Address: New Delhi, Delhi, 110033
                                  Website: By icc

                                  Maine kotak mai zero balance accout khola by kotak mahindra 811 app. Mera address verification k liye ek agent aaya jisse maine apne husband ka bhi account open karwaya usne thumb verification pan card aur aadharcard k through ac open kiya jb Maine uska Diya CRN No. Aur jo maine app k through entry ki to ek naya CRN mila, Jo agent ne Diya uske me 500/- ka transaction kar chuki hu jo ki exist hi nai karta, ek hi id par do account kaise open kar skte hai aur who nai same bank mai...ab naa to koi meri baat sun raha hai naa hi customer care koi help karte hai please help me my name Deepika Tomer and my contact no is [protected] pls resolve the issue
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                    H
                                    Hires more
                                    from Mumbai, Maharashtra
                                    Nov 3, 2017
                                    Resolved
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                                    Resolved

                                    Address: Mumbai City, Maharashtra, 400042

                                    Hi.. I'm hitesh more.
                                    Mobile no. [protected]
                                    Today i was swipe card and wait for money but i had not received money.
                                    After that i swipe again but i had not received money again but i have received 2 time massage of money deduction from account
                                    But both of time i have not received any cash..
                                    Sereaosly. This is too much
                                    I want my cash back as soon as possible
                                    I. Also called on that customer care number but number is not working
                                    Please tell me how can i get back my cash
                                    My mail id [protected]@gmail.com
                                    Please revert me back
                                    Any information i[censored] want regarding account details please call me
                                    Dec 19, 2017
                                    Complaint marked as Resolved 
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Nov 05, 2017
                                    Kotak Mahindra Bank Customer Care's response
                                    Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2wg92xK
                                    or for immediate assistance you may call @ [protected].^Team Kotak
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