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Kotak Mahindra Bank Complaints & Reviews

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Updated: Mar 26, 2026
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M
Meenakshi sethi
from Gurgaon, Haryana
Aug 22, 2017
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Address: 122011

Kotak mahindra bank — undue harassment from credit card department

Dear sir, i am not a customer of kotak mahindra bank but i am receiving regular calls from few person who claims he is the employee of kotak mahindra bank. His name is mr. Dipak and mr vikram. He regularly calls from the number [protected] and my son, daughter and my husband and tries to mentally harass me and my family members. He called us from different numbers ([protected], [protected], [protected]) on behalf of kotak mahindra bank.
He called me on my number from [protected]- 18th september between 1:13 to 1:15pm - 5 times then i had to block this number, post that he called from [protected]- 2 times at 3:15pm. Today 21/8/2017 they again called from this number [protected] at around 10am and once again threatened me, the guy by the name deepak told me that he will spoil my reputation. Infact he said “tumahri izaate uchal du gay”. I am working in a reputed education school in gurgaon and today they even called a parent from my school, a lady and threatened her to pay 5lac as i have given her name as the guarantor. Please tell me which bank in the country gives a credit card or a loan just on the basis of name and number and not without signature and confirmation? The same he did with my colleague’s too. It is frightening how come they’re hacking all our contacts and even the one’s whom we have no connection with.
Today evening they even called my son’s colleague and told her that my son has taken a loan and she has to pay as she is a guarantor. They have been threatening various people and telling altogether a different story to each one of them.
They have been calling and regularly unprofessional in their conversation and has called me "chor" (Thief) again and again. He was threatening me, my husband, my daughter and my son to damage our reputation and to my surprise after lodging a fir 0152 on 19th sep’17 they are still calling us, and our colleagues using abusive language and threatening us.
He even told to harm my daughter and son. He had all our numbers, names and where about. This is cybercrime and shall soon be taken strict action against.
But my concern is that why should anyone have the right to call, abuse and threaten a lady and her family. It’s is height of harassment, i am so scared that i had to send my son with my daughter to her college every day. We are afraid of losing our jobs, they’ve been calling random people and threatening them as well. I and my son are only earning members in the family. My husband is very ill and my daughter is studying. We live in rented apartment. If we lose our jobs, there would be no way out. What a ridicule kotak mahindra has made of the banking system in the country? They does not understand the basic banking laws and honorable suprema court laws!
Dear sir, i request you to look into the matter immediately and stop their employee from harassing me.
Sir, i am very afraid for my kids’ life and security. They have ruined our reputation totally in the last 4 days. It’s my humble request that kindly take quick action for our safety. If anything happens to us kotak mahindra bank is to be blamed for the same.
Hence, i request you to take quick actions against the same.

Regards
Meenakshi dhussa
Kotak Mahindra Bank customer support has been notified about the posted complaint.
Aug 22, 2017
Updated by Meenakshi sethi
Today again they called many more people and even on my landline.

Kotak Mahindra Bank — kotak mahindra bank undue harassment from credit card department

1 Review
Me Meenakshi sethi on Aug 22, 2017 Mark as Resolved

Kotak Mahindra Bank — UNDUE HARASSMENT FROM CREDIT CARD DEPARTMENT

Dear Sir, I am NOT a customer of Kotak Mahindra Bank BUT I am receiving regular calls from few person who claims he is the employee of KOTAK MAHINDRA BANK. His name is Mr. Dipak and Mr Vikram. He regularly calls from the number [protected] and my son, daughter and my husband and tries to mentally harass me and my family members. He called us from different numbers ([protected], [protected], [protected]) on behalf of Kotak Mahindra bank.
He called me on my number from [protected]- 18th September between 1:13 to 1:15pm- 5 times then I had to block this number, post that he called from [protected]- 2 times at 3:15pm. Today 21/8/2017 they again called from this number [protected] at around 10am and once again threatened me, the guy by the name Deepak told me that he will spoil my reputation. Infact he said “Tumahri izaate uchal du gay”. I am working in a reputed education school in Gurgaon and today they even called a parent from my school, a lady and threatened her to pay 5lac as I have given her name as the guarantor. Please tell me which bank in the country gives a credit card or a loan just on the basis of name and number and not without signature and confirmation? The same he did with my colleague’s too. It is frightening how come they’re hacking all our contacts and even the one’s whom we have no connection with.
Today evening they even called my son’s colleague and told her that my son has taken a loan and she has to pay as she is a guarantor. They have been threatening various people and telling altogether a different story to each one of them.
They have been calling and regularly unprofessional in their conversation and has called me "chor" (thief) again and again. He was threatening me, my husband, my daughter and my son to damage our reputation and to my surprise after lodging a FIR 0152 on 19th sep’17 they are still calling us, and our colleagues using abusive language and threatening us.
He even told to harm my daughter and son. He had all our numbers, names and where about. This is cybercrime and shall soon be taken strict action against.
But my concern is that why should anyone have the right to call, abuse and threaten a lady and her family. It’s is height of harassment, I am so scared that I had to send my son with my daughter to her college every day. We are afraid of losing our jobs, they’ve been calling random people and threatening them as well. I and my son are only earning members in the family. My husband is very ill and my daughter is studying. We live in rented apartment. If we lose our jobs, there would be no way out. What a ridicule KOTAK MAHINDRA has made of the Banking System in the country? They does not understand the basic Banking Laws and Honorable Suprema court Laws!
Dear Sir, I request you to look into the matter immediately and stop their employee from harassing me.
Sir, I am very afraid for my kids’ life and security. They have ruined our reputation totally in the last 4 days. It’s my humble request that kindly take quick action for our safety. If anything happens to us Kotak Mahindra Bank is to be blamed for the same.
Hence, I request you to take quick actions against the same.

Regards
Meenakshi Dhussa
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    shobikhan
    Aug 22, 2017
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    Address: 11728

    Application no: nra0181085
    Dear sir

    I have started filling online nti bank account form from 26th july 2017. After making some mistake and getting guidelines from your executive i have completed and send complete form and all relevant required documents by courier to kotak mahindra bank which has been received by one mr. Sharad on 1st of august 2017. After that despite of sending so many mails i am getting a reply from your executive that he has not received my documents, when i told him that dhl has already delivered my documents on 1st august 2017. Since that time he has one plain answer that he is trying to find my documents. Can you please look in to this matter and instruct the relevant person to expedite my application and do the needful?

    Thanking you

    Shoaib khan
    Mobile: +[protected]
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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      O
      om_tanu
      from Delhi, Delhi
      Aug 21, 2017
      Resolved
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      Address: New Delhi, Delhi, 110077
      Website: www.opsingh.net

      I would like to bring your kind attention toward a wrong entry by kotak bank in my cibil report. The account number shown in cibil report is c16p286222 (Personal loan). I raised a dispute over wrong entry of this account and cibil informed me to contact kotak bank in this regard. I therefore request you to kindly validate this account and delete concerned entries from my cibil account.
      Name om prakash singh
      Pan: alyps3271
      Dob:[protected]
      You are requested to delete entry (C16p286222) from my cibil report
      Sep 24, 2017
      Complaint marked as Resolved 
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
      Aug 21, 2017
      Updated by om_tanu
      Please correct PAN number which is ALYPS3271N
      Verified Support
      Aug 22, 2017
      Kotak Mahindra Bank Customer Care's response
      We have forwarded your concerns to our relevant department. Further for updates on the same you may write to us at rard.[protected]@kotak.com and our official shall assist you. ^Team Kotak
      Aug 24, 2017
      Updated by om_tanu
      Dear Kotak team
      I complained about this issue to Kotak Bank on following customercare IDs and concerned officers during last three days but I did not receive acknowledgement of receipt of email from any one of them
      1. customercare.[protected]@phoenixarc.co.in
      2. rard.[protected]@kotak.com
      3. manish.[protected]@kotak.com
      4. rupali.[protected]@kotak.com
      Please help urgently because my loan can be rejected due to poor CIBIL report due to incorporation of loan account C16P286222 which does not belong to me
      Hello Kotak team,
      My name is Nitin Swami from Pune Maharashtra.
      I have never taken any loan from Kotak Mahindra Bank but in my CIBIL one kotak loan is showing.
      Because of that loan my CIBIL was goes dawn, please remove that linked negative account from my Cibil(pan AZDPS1927N
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        rvv nani
        from Hyderabad, Andhra Pradesh
        Aug 21, 2017
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        Address: Hyderabad, Andhra Pradesh, 500081

        Hi sir/madam,

        My name is r. Vishnu vardhan an existed salaried account holder of your bank (Crn[protected]. On the date on 25/07/2017 i have applied for a personal loan through net banking and on the next day i got call from your bank representatives for my details verification and asked me about my comfortable time to submit all the required documents. I said to come saturday i. E. 29/07/2017 but no body came to collect my documents from that date to till date. I was called to customer care number ([protected] and [protected]) several times and these numbers are never connecting, not at all ringing too. When i applied for personal i got a phone number in mail as — saumendra subudhi is your relationship manager for your personal loan (Welcome to the kotak mahindra bank
        Wednesday, july 26, 2017
        Dear revalapalli vishnu vardhan

        Thank you for giving us your confirmation on your personal loan. Your application is now under process and further status updates will be communicated by your sales representative saumendra subudhi, saumendra. [protected]@kotak.com, + [protected].)
        When i called to the above relationship manager number, it is saying as the dialed number does not exists. Why these peoples are this much of irresponsible and my the customer care number are not working and not yet all connecting every time.
        Please solve my concern asap.

        Thanks,
        R vishnu vardhan
        [protected], [protected]
        Sep 26, 2017
        Complaint marked as Resolved 
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
        Verified Support
        Aug 22, 2017
        Kotak Mahindra Bank Customer Care's response
        We have forwarded your issue to our concerned department. Will get back as soon as we get any update. ^Team Kotak
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          9
          99rama99
          from Hyderabad, Telangana
          Aug 19, 2017
          Resolved
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          Website: www.kotak.comwww.kotak.com

          I am ramakrishna. My mobile number is +91 - [protected]. Your credit card people called me and used abusive language. I tried to contact credit card department customer department to report about this but it is not going to connect to them. I am getting 4 to 5 calls everyday they are really using very bad language.

          I have been using this credit card science 3 years paid in time but this time 5 days delayed and the amount is just 1000/- even though they are trying to make me mad
          Sep 25, 2017
          Complaint marked as Resolved 
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
          Verified Support
          Aug 20, 2017
          Kotak Mahindra Bank Customer Care's response
          Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2lrU3h9 or for immediate assistance you may call @ [protected].^Team Kotak
          Aug 21, 2017
          Updated by 99rama99
          It ius not
          Aug 21, 2017
          Updated by 99rama99
          https://www.consumercomplaints.in/kotak-mahindra-bank-i-was-harassed-by-kotak-mahindra-credit-card-payment-recovery-team-c1669303
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            Sayan MJ
            from Kolkata, West Bengal
            Aug 19, 2017
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            misleading the candidates and consumers

            Address: Kolkata, West Bengal

            This company is nothing but a fraud organization. I got a call from them for an interview for a post called unit manager. I appeared in the interview and got selected. The name of the interviewer was shiven shah, and this guy is pretty famous in that office. Due to some problems i could not join the company for 1 month. Now, shiven shah knew that my father is a chief manager in central bank of india. So may be he though that he could take...
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            sameer.saxena
            from Delhi, Delhi
            Aug 18, 2017
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            Address: New Delhi, Delhi

            Dear sir,
            I have applied to open a saving a/c at kotak mahindra bank at preet vihar delhi branch. For this purpose a cheque of rs.1, 00, 000/- no.461662 payable at united bank of india issued by me in favour of kmbl sameer saxena. This cheque debited to my united bank a/c on dt 09/08/2017 but branch not opened my saving a/c. The branch manager and other staff not responding for the same. If my saving a/c can not be opened than kindly refund my money as soon as possible.
            Thanks.
            Yours truly,
            Sameer saxena
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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              bharath1829
              from Hosur, Tamil Nadu
              Aug 18, 2017
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              Address: 635109

              Hi,

              Crn[protected]. I had received milestone points for my credit card worth 10, 000 points. However i received a mail asking for card upgrade to which i agreed. Now my milestones points have been taken off and when queried they are telling that if you upgrade card it will be taken away. This was not mentioned in the mail that i got while upgrading.
              Later when i asked them to give back my points, a customer care executive named hiran promised me that in another 20 days i will get my points back and there is no response from her yet, its been more than 25 days now.
              I need valid justification regarding this issue.
              Sep 18, 2017
              Complaint marked as Resolved 
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
              Verified Support
              Aug 18, 2017
              Kotak Mahindra Bank Customer Care's response
              Hi, we request you to write to us via http://bit.ly/2lrU3h9 or for immediate assistance you may call @[protected].^Team Kotak
              While opening account is for salary but now I changed working place with other company and they provide me HDFC account so please cancel my account, and I can't make any transactions with your bank please understand my situation and cancel account
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                spammevasanth
                Aug 17, 2017
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                Address: Chennai, Tamil Nadu

                I am holding a nre acc with kotak mahindra bank. While applying i told them that i dont need debit card since i am living outside india.in the application form also i didnt opt for db (Debit card). On july 31 they deducted rs 590 for debit card annual fee. When i contacted the customer care, they told that they will rebate the amount. After 2 days i got 500 back. Again i contacted the customer care, they told me that rs 90 is gst they cant rebate that amount. I need to go and ask in the branch. I tried explaining him but he keeps on tell the same thing.
                At last he told he will take a complaint and someone from the branch will contact me. 3 days later i got a mail from a bank manager. I explained him all the details to him and i got the below response.

                Dear customer

                Greetings for the day…!!!

                As for as the new government rule called gst, doesn’t allow bank to repay the service tax which is already paid because since it is paid to the government directly. So only we were able to reverse only the actual amount charged by the bank.

                Sorry for the inconvenience occurred.

                Any other service, please feel free contact us.

                I know few shops are cheating in the name of gst. Even banks like kotak mahindra is also cheating in the name of gst.
                How can someone been taxed (Gst) for the service/product for which they didnt ask/used.
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                  MJ4u
                  from Pune, Maharashtra
                  Aug 16, 2017
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                  Address: Pune, Maharashtra, 411028
                  Website: www.kotak.com

                  Hi sir/madam,

                  I use to have a kotak mahindra card with crn 76521510. However i was not convinced with the billing tansparency and have closed account by clearing all the dues.

                  After clearing all the dues i have even blocked my card. Now even after repeated request they are not willing to close my accounts.

                  Suddenly now after 3 months closing and cancelling a card, i am getting a statement for the back for due amount.

                  I have tried to contact customer care, but they keep on transferring to there manager.

                  Look foward to your response and if you could suggest what possible legal action can i take.
                  Sep 22, 2017
                  Complaint marked as Resolved 
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                  Aug 17, 2017
                  Updated by MJ4u
                  Hi Team,

                  on what conclusion my complaint is resolved as I have not received any acknowledgement in regards to the same. You can considered it as resolved if there is any concrete progress on the complaint which I do not find here.

                  Regards,
                  Mukesh
                  Verified Support
                  Aug 20, 2017
                  Kotak Mahindra Bank Customer Care's response
                  Hi! Trust you have got in touch with our official on 18th August 2017 regarding your concerns.^Pradeep
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                    sthitapradyna rasalkar
                    from Kallakkurichchi, Tamil Nadu
                    Aug 16, 2017
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                    Address: New Delhi, Delhi, 585101
                    Website: www.kotak.com

                    My first bank acount was with kotak opened by my frist employer. I was happy to be banking with such a bank until now.

                    I am sadened to bring to your notice that kotak's been highly undependable these days! I am going overseas hence i had applied for a upgraded visa platina card begining of the month and i havent recieved it till date. I have a flight on 18 and i am leaving my home town on 17.

                    I waited and waited, i was assured that it will reach me in time.

                    Well i cant postpone my trip so i approached axis with the problem they were very accomodating and arranged for all requirements for a safe journey.

                    I was also planning on changing my account type to nre/nro but given the tough circumstances the kotak has put me into, i frankly feel like withdrawing althogether and closing my bank account with kotak.

                    I cannot even imagine what would i do without card for my expenses!

                    Highly irresponsible!
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                      chinmai0808
                      from Mumbai, Maharashtra
                      Aug 16, 2017
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                      Address: Hyderabad, Andhra Pradesh, 500011

                      Hi. I was paying my bill through debit card. Three times transaction failed. After 15 minutes money got deducted. Shop keeper showed me his whole day transaction list. Even he dint receive, its been more than 15 days. Still i dint get my money back. The amount i should receive is rs.2010.

                      I will add my transaction screen shot. Please take an action immediately and return back my money by end of day.

                      I am trying to mail but the service is down from 1 week. Very poor customer service.
                      Hope you will sort out this issue and return my money back by end of day.
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                        V
                        Visweswararao girijala
                        from Chirala, Andhra Pradesh
                        Aug 15, 2017
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                        Address: 530017
                        Website: [email protected]

                        Dear sir/mam .I am an agent of kotak life insurance company my code is kLI6o488231 when I became the agent was not told about any business commintment just an advisor after some time gave a my friest policy .after witing two months but I will not give my friest policey commission but till now no commission has been credit to my account. my account no [protected] my name Girijala visweswararao mob-[protected]
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                          vijaykumar1976
                          from Bengaluru, Karnataka
                          Aug 14, 2017
                          Resolved
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                          Resolved

                          Address: 560073
                          Website: kotak bank

                          Dear sir/ madam,

                          Request no 1-[protected]

                          I m existing customer of your credit card. I made the cash payment on 9/08/2017 rs. 30000/- at Kotak Mahindra bank, Sahakarnagar branch but still now that amount not credited to my account. Yesterday I went to shop for purchasing but my card is showing insufficient fund. Plz check and do the needful at earliest.

                          Card no: [protected]
                          Name: Vijay Kumar
                          M no: [protected]

                          Thanks and regards.
                          Vijay kumar

                          WP_20170814_20_40_18_Pro.jpg
                          (3159.10K)
                          Sep 18, 2017
                          Complaint marked as Resolved 
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Aug 16, 2017
                          Kotak Mahindra Bank Customer Care's response
                          Hi! we have received the said payment towards your Kotak credit card.^Pradeep
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                            Thejaswini H N
                            from Bengaluru, Karnataka
                            Aug 13, 2017
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                            Address: Bangalore, Karnataka, 560066

                            My cust id : 42639440 & debit card ending with xx8662.

                            Recently i have changed account into normal savings account from salary account.

                            Now bank deducted 885 rs as annual debit card charges? Why.
                            When my account was salaried account there is no charges after converting into normal account why there is deduction? This is totally unfair.

                            I want my money to be refunded and this card should be cancelled.
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                              Sri Kanth M
                              from Hyderabad, Telangana
                              Aug 12, 2017
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                              Address: 500047

                              I have payed my CC Bill through webpay on 10th august.. but till now i didn't get any conformation message... I have contacted customer service they said like it will take 3 days time for payment.. but today 3rd day still i didn't get any mail.. & 12th august is my due of CC bill payment.. I have tried to track my transaction status but it showing ( Please enter a valid Transaction ID )

                              RefNo. JICI[protected]
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                nikita.jain29
                                from Noida, Uttar Pradesh
                                Aug 11, 2017
                                Resolved
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                                Resolved

                                Address: Ghaziabad, Uttar Pradesh, 201010

                                I had a kotak mahindra credit card and i lost it so i called their customer care executive and blocked it and i told him clearly that i don't want new card so don't re-issue it. But after few days i got a message that your credit is issued but i refused that i never applied for new card so i will not accept it. My previous outstanding was 0. But now i am getting messages regularly that you card outstanding bill is this much. When again i called that customer care executive that he is saying this is a bill for your new card. I asked that where is my new card. He said it's with bank only because they didn't able to deliver it.

                                So my question is that my old card's outstanding was zero. I didn't applied for new card and that card is with bank only.
                                So why these illiterate customer care guys are saying that this is your new card bill.

                                L
                                Sep 19, 2017
                                Complaint marked as Resolved 
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                Aug 09, 2017
                                Manishranjan Ranjan's response
                                by mistake ammount transfer to wrong account
                                Verified Support
                                Aug 12, 2017
                                Kotak Mahindra Bank Customer Care's response
                                Hey there! Looks like you’re in a fix. Can we help? Plz write to us via http://bit.ly/2lrU3h9 or for immediate assistance you may call @ [protected].^Team Kotak
                                I have transferrred rs 13000 to my bank of baroda account from kotak mahindra bank But i have not received my money in my acoount. to another accounttransferred the amount on 9 july 2017. . Kindly help me
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                                  sg7rocks
                                  from Delhi, Delhi
                                  Aug 10, 2017
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                                  Address: Faridabad, Haryana, 121002
                                  Website: Kotak 811

                                  I have tried to pay my BSES RAJDHANI bill from kotak 811 app using bharat QR code on 18th July and 29th July but both time transaction failed but money deducted from bank account now the story of customer care
                                  24 July complaint has been taken with reference no. 1-[protected]
                                  28 July complaint closed please take merchant proof for transaction failure
                                  31 July sir give me few minutes I will call back
                                  2nd august (new person) sir it will take 2 days for me to understand your concern
                                  4th August original first person sir provide me proof for both transactions I will revert in two days time
                                  4th August refund for one transaction has been credited but not clear for which transaction
                                  5th August transaction closed
                                  8th August sir I have taken your complaint will revert to you.
                                  10th August sir one of those transaction was successful but we can't tell you which transaction and we are not even clear about for which transaction refund has been given to you we can't help anymore contact nearest branch

                                  ###### this is an online account so if you can't help on simple issues of reversal of transaction you should close the bank.
                                  I am adding screenshots of transaction so that others don't lose their money.
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                    armugham palani
                                    from Chennai, Tamil Nadu
                                    Aug 10, 2017
                                    Resolved
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                                    Resolved

                                    Address: Bangalore, Karnataka, 560019

                                    Im Armugham Palani I have taken a new credit card no. [protected] CRN NO.[protected] days back and I did not use it even once so soon I got a message that I should pay around Rs1768.82 so I given complaint regarding this to customer care complaint no- 1-[protected] this is for cancellation one more is Reversal of the Amount
                                    -complaint no 1-[protected] so customer care told they will call me till now id didnt get a call due date is[protected]
                                    so please cancel my card then block ths card
                                    thanking you
                                    Regards Armugham palani [protected]/[protected]
                                    Sep 17, 2017
                                    Complaint marked as Resolved 
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Aug 10, 2017
                                    Kotak Mahindra Bank Customer Care's response
                                    Hi! Trust you have got in touch with official regarding your concerns.^Pradeep
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                                      Karan365
                                      from Mumbai, Maharashtra
                                      Aug 9, 2017
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                                      Address: 400077

                                      I am very disappointed with the grievance faced recently with kotak mahindra bank,
                                      Bhaveshwar lane, ghatkopar (E)

                                      On 20/jully/2017 i inquired about the account opening for saving account with demat accout, they said bring ₹20000 cheque and documents

                                      So i walked in to open an a/c with my sister
                                      As many of my friends refers
                                      An filled a bank form for opening account
                                      On 21/jully /2017
                                      They told it will get activate in 5 days.
                                      And i provided the documents and cheque
                                      They needed.
                                      Then they said that they need higher amount of cheque while opening new a/c
                                      And they were insist to make higher cheque so, we were like ok make it ₹50, 000.
                                      But then too they were not happy.
                                      They were like not only ₹50, 000 more than that. Than my sister beside me told the staff that she told me that there is no such thing like taking more money from client blah blah they dont ask for more money. Then they gone to asked their senior about the same and then submitted the cheque and said the account opening kit will get delivered to the first holder address

                                      27/7/17 then waiting for the day account opening bt nothing happened on that day
                                      28/7/17 waiting for the courier from bank bt nothing happend
                                      29/7/17 no response till
                                      31/7/17 same nothing came
                                      On 1/8/17 i called bank staff that i still i haven't received any kit yet. And what i was shocked from the reply from the another side.
                                      They said we have just applied today for your account opening, your account will get open in next 4days.
                                      Is these what kotak serve clients?

                                      Waiting for 4 more days then called again on
                                      5/8/17 asked them what happend madam?
                                      In reply: 2 more days

                                      7/8/17
                                      I called: what happened madam?
                                      Staff:it will get delivered today itself
                                      Superior have send the mail
                                      Me:no mail received
                                      Staff:it will get deliveredsoon
                                      No response whole day

                                      8/8/17
                                      I called: what happened madam?
                                      Staff:it will get delivered today itself
                                      Me: no mail received
                                      Staff:ill had talked with the supervisor it
                                      Willl soon delivered
                                      Again no response whole day

                                      9/8/17
                                      I called: what happened madam?
                                      Staff:it will get delivered today itself
                                      It is computer generated mail
                                      Again & again same thing
                                      No response whole day

                                      Its 20 days since i applied for opening
                                      Account bt still i can't
                                      1) so at last when it would start my account?
                                      2) how many more days they are going to fool us?
                                      3) who will going to pay me for the loss?
                                      4) these how kotak make money by fooling people?
                                      5) kotak is responsible for wasting my time
                                      6) why kotak insists us to give more & more money at opening?
                                      Please help me out of these
                                      Thankyou
                                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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