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Kotak Mahindra Bank Complaints & Reviews

1.5
Updated: Feb 5, 2026
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Kotak Mahindra Bank reviews & complaints page 178

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S
sugandha shinde
from Mumbai, Maharashtra
Jan 4, 2017
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Address: 400101

Dear sir,
I have requested earlier also that I wanted to close my salary account of kotak. which is opened after resigning from job.kindly requesting you again please close this account asap. because I am not going to pay any kind of charges which you have applied.
kindly look into the matter and do the needful.

Account no.[protected]
ref no.39473088
branch 1405

Regards,
sugandha shinde
Kotak Mahindra Bank customer support has been notified about the posted complaint.
I received the debit order failure fee of Rs 575 for the November month statement, since I paid the total amount due before last date. This is not fair because my card is in blocked status so i cant able to check whether the auto debit is enable or not. Kindly advise.
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    H
    Harshithak
    from Mumbai, Maharashtra
    Jan 4, 2017
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    Address: Hyderabad, Andhra Pradesh, 500034
    Website: www.kotak.com

    Kotak mahindra bank deducted my money about INR 2932 for non maintenance of minimum balance with out any intimation. I did not get any assistance from their end even after raising a complaint also, instead I got irresponsible answers from the Tanvi Mehta service officer of Kotak bank contact number: [protected]. And now she is not ready to answer my calls also.
    please arrange my refund from the bank.
    At least I need perfect explanation from the bank to my deduction.
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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      M
      Manoj Kumar Som
      from Noida, Uttar Pradesh
      Jan 4, 2017
      Resolved
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      Resolved

      Address: Ghaziabad, Uttar Pradesh, 201001

      My wife hold an account with kotak mahindra bank a/c no[protected] from last one year last payment on the month of october there is 2750 balance but now bank deduct all the amount, due to insufficient balance with out any prior information and not refund and not tell us why so heavily charge applied on the said account so please this is to request you please do the need full help and refund the genuine amount in my wie account
      Feb 6, 2017
      Complaint marked as Resolved 
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
      Jan 04, 2017
      Updated by Manoj Kumar Som
      my wife name is savita som and she is house wife so please do my need full help
      Verified Support
      Jan 06, 2017
      Kotak Mahindra Bank Customer Care's response
      Hi,

      Apologies for the inconvenience. We would be glad to help you. Plz write us at solutions.[protected]@kotak.com for further assistance.

      Regards
      Team Kotak
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        G
        ghonchu
        from Pathardi, Maharashtra
        Jan 3, 2017
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        I don't even applied for credit card but how careless people you are you have send me credit card without my permission. I want to block my credit card as I don't want to use it. This is the way you deal with your customers? Kindly block it as soon as possible.

        Credit Card No- [protected]
        Thank You
        Anamika Dubey
        [protected]
        anamika.[protected]@gmail.com
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
        Please provide my SB account statements for the following periods:Account No.[protected] and[protected] for the
        following broken periods :: April 16, Sept 2016 and Nov.16 to this e-mail address

        Thanks in advance
        ngs rao
        I have deposit the amount on 14/12/2016 and i have withdraw 2000 only but i my account i have rs 835 balance so where is gone my amount 2752.
        please repond.

        AC:[protected]
        name :Selvakumar
        CRN:37657984

        Mob: [protected]
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          P
          paresh@dhakshinamurthy
          from Kanchipuram, Tamil Nadu
          Jan 3, 2017
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          Address: Chennai, Tamil Nadu, 600080
          Website: Customerservice

          Hai sir /mam,

          I had made lots of Cal's to customer care and mailed but there is no response answer

          My humble request to cancel my auto transaction amount from debit amount to credit card

          Please cancel my auto transaction process please

          My credit card number mentioned below

          [protected]

          Please cancel my auto transaction from debit to credit card

          My debit card for ur reference

          [protected]

          Please cancel my auto transaction from debit to credit card

          Yours sincerely
          Dhakshinamurthy T.K
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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            A
            amitsinghdheerawat
            from Rajkot, Gujarat
            Dec 31, 2016
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            Address: Jaipur, Rajasthan, 302021

            I have a vehicle loan of EON number RJ14 CY1789 with the bank. Being A privy League customer we expect some regard towards the relation with bank. But this person Mr.Arun Singh, who calls himself Branch Manager Collections- [protected]- & his team member Mr. Abhishek Singh [protected] has been threatening my Father who is a senior citizen to harm me and my family if we don't deposit the dues against the loan. We been requesting that RBI has allowed us to keep due for November and December 2016 and if some 2/3 EMI pending we will make deposits in January 2017. But he was not ready to accept this and threatened to take away the car and harm my family if we stop him from doing so. I lost my patience and and than the conversation got dirty. But seriously you may look into the track of my relationship with bank, I suffered few losses in past but still has been trying to settle all my dues just to maintain the relation with bank. but this attitude of the collection department and its agency seriously harms the reputation of the Bank, kindly seriously look into this matter else I will have to take further action. I need a written apology from these employees who harm the image of the bank and deal abruptly with the bank clients.
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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              R
              rashmi sood
              from Noida, Uttar Pradesh
              Dec 31, 2016
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              Address: Ghaziabad, Uttar Pradesh, 201001
              Website: [email protected]

              मेरे फादर इन लॉ को कोटक महिंद्रा बैंक वालो ने बहुत परेशान कर रखा है. डेली कॉल कर क कह रहे है आपने जो लोन लिया है उसे पे करो जबकि उन्होंने कोई लोन नहीं लिया है। पता नहीं कैसे उनके नाम पर किसी ने लोन ले लिया है ९०००० जिसमे से उस व्यक्ति ने ६ किश्ते भर दी है बाकि नहीं भरी है जब उसने लोन लिया था तो मेरे फादर इन लॉ की पैन कार्ड की कॉपी डिपाजिट कराइ और बैंक ने बिना किसी आइडेंटिफिकेशन के लोन दे दिया
              हमे ये सब अब पता चला क्यकि मेरे फादर इन लॉ ने अब लोन के लिए अप्लाई किया तो सिबिल वालो ने कहा आपको लोन नहीं मिल सकता क्यकि आपका सिबिल स्कोर खराब है आप लोन नहीं पे कर रहे तब हमे पता चला किसी ने उनके नाम पर लोन ले रखा है हमने बैंक वालो से किसी तरह स्टेटमेंट मंगवाई है तोह उसमे सिर्फ मेरे फादर का नाम मैच हो रहा है बाकी अड्रेस फ़ोन नंबर सब गलत है कुछ मैच नहीं कर रहा
              ये लोन उसने २०११ में लिया था जिसमे उसने ६ किश्ते देदी है हमे इन सबके बारे में कुछ नहीं पता
              कोटक वालो ने ये लोन अब १३०००० का बना दिया है हम ये बिलकुल भी नहीं देगे प्लीज हमारी मदद कीजिये हमे लोन लेना है लेकिन इसकी वजह सेहमारा लों रिजेक्ट हो रहा है
              मैं बस इतना जानना चाहती हु की बैंक ने बिना किसी प्रूफ क लोन दे कैसे दिए जब कुछ मैच नहीं कर रहा उसने जो एड्रेस दिया है वो डेल्ही का है और हम यानि मेरे फाठेर इन लॉ पिछले ६० साल से यही गाजियाबाद में रह रहे है आप किसी कलेक्शन वालो को भेज कर प्लीज पता करवाए लोन किस ने लिया है
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                D
                dinesh_57
                Dec 30, 2016
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                Address: Bangalore, Karnataka, 560066

                I never tried myself opening an account in Kotak Mahindra. Agent asked many times and he explained about benefits with KM account. Then decided to open a salary account. I asked bank agent while opening an account, are there any charges if I not change my Salary account. He said, no sir you will not be a charge. Due to some reasons, I did not change my salary account. I did not get any intimation about charges and simply deducted 4000 rupees as minimum balance not maintaining. I did not get any communication on minimum balance maintenance. This my hard earned money. How can you deduct such a big amount without informing your customer? I am using ICICI and CITI account for 5 years and they never cheated me like this. Friends, please think twice before opening an account with Kotak Mahindra.

                My CRN number:[protected]
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                  V
                  varsha bobade
                  from Ahmedabad, Gujarat
                  Dec 30, 2016
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                  Address: Thane, Maharashtra, 420201

                  This is to inform you that on Saturday, 19th November, a transaction of Rs 1990 is failed but the amount has been debited from my account. I hereby want to claim for the refund of same amount.

                  Transaction Ref Nr :[protected]

                  Already spoken with Kotak customer care executives many times stilll not got refund.

                  Please let me know how long it will take to release the refund on my account.
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                    C
                    ChandruVLR
                    from Chennai, Tamil Nadu
                    Dec 29, 2016
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                    Address: Chennai, Tamil Nadu, 600061

                    I had swiped my Kotak bank debit card at a hotel, and got an sms stating the amount was debited from my account. But the card swiping machine was reset before printing the receipt and the transaction seems to be aborted.

                    Upon checking the last 3 successful transactions from that machine, mine was not present. I had to pay the amount again.

                    Then I tried to contact Kotak bank customer care to complain about it. After struggling for around one hour, I am unable to succeed in it. Due to the internal error at Kotak (their voice message mentioned that), I couldn't tell them.

                    Then I had sent my complaint through e-mail. Even after that I tried to contact the customer care for the past 3 days and couldn't contact them.

                    So far no action has been taken in my case and am just waiting.
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                      B
                      Bikersane Rathizh
                      from Bengaluru, Karnataka
                      Dec 28, 2016
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                      Address: 560068
                      Website: www.kotak.com

                      I ordered a product on Amazon on 13th December, 2016 and it get cancelled on 16th December, 2016. The amount was refunded by the amazon.In on 18th December, 2016, but still I haven't get the refund amount.

                      Amazon.in gave the refund details are: Authorization code for sale transaction 668624.
                      Refund Reference # 74332746353635204691503.

                      But I haven't get the refund yet.
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                      Dec 30, 2016
                      jkkhan's response
                      solve my problum

                      Kotak Mahindra Bank — Complaint

                      Sir my name is mehrunnisa khan sir my dacument collect your bank employe mhesh yallappa patil 12 december but not confermed my account number and not delevered my chek book and atm card sir i calling mahes yallappa patil yallapa patil answar is i call after 1hours but no callung yallappa patil sir sole my problum please. thqnk you
                      Kotak Mahindra Bank Customer Care's response, Jan 3, 2017
                      Verified Support
                      Hi,

                      Apologies for the inconvenience. We would be glad to help you. Plz write us at [email protected] for further assistance.

                      Regards
                      Team Kotak
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                        D
                        Dushyant Vatsa
                        from Gurgaon, Haryana
                        Dec 28, 2016
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                        Address: New Delhi, Delhi, 110001
                        Website: www.kotak.com/complaint-form.html

                        I had asked for a gift card (value INR 11000) to be delivered to my address on 11th April 2016. The card was not delivered in 3 weeks, so I called up the home branch. 2 requests had been raised for tracking and delivering the card (1-[protected], 1-[protected]).
                        It's been 8 months and I've still not received the card. I recently raised another request on 6th December (not sure of the request number) to get the card delivered. When I call the customer service for the status update, I'm told that the home branch is handling it. When I call the home branch, nobody picks up the call (numbers are[protected]/04).
                        If you cannot provide services to your customers and take so long for such a simple request, then please let me know so that I change my serving bank and tell the same to my family and friends.
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.

                        Kotak Mahindra Bank — Problum

                        Sir my name is zakaullah khan i account open your kotak bank my wife name my wife name is mehrunnisa khan and your bank employe mhesh yallappa patil dacument collect 12th dec but after 18days not confermed account number and not deleve my chek book and atm card sir i call mahesh yallappa patil but no reponse sir solve my problem. thank you
                        Name-samir swain
                        Crn[protected]
                        Ph no-[protected]
                        Pan card-ELZPS0020N
                        Aadhaar card[protected]
                        Plz sir mara account activation kor do,
                        Actually this is my salary account in pizza hut
                        Allred my friends account is active, only my accounts is not active, what ia problems in my account please contant my phone number [protected].
                        Kotak Mahindra Bank Customer Care's response, Jan 12, 2017
                        Verified Support
                        Dear Samir,
                        We request you to write us back at [email protected]

                        Team Kotak
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                          G
                          Ginyarora
                          from Delhi, Delhi
                          Dec 27, 2016
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                          Address: New Delhi, Delhi, 110092

                          My name is Gurvinder kaur. On 24th of november i applied online for saving av and next day on 25th november executive came to my residence and filled all the papers and transferred rs10000 to open an ac. Till 25th november to 27th December there is no ac been opened and i try to call them and mail them they don't reply. Executive Mr. Mithilesh who came to collect documents he is keep on repeating the same story today it will open. I try to contact his senior but he has different story.
                          Please help me i dont want any ac in kotak bank. I urgently need money due to some health problems. Please help me if i say i dont want any ac then also they are not transferring my money. Please help me. My ph.no [protected]. I can give all the details.
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                            M
                            MAYANK AGARWWAL
                            from Noida, Uttar Pradesh
                            Dec 27, 2016
                            Resolved
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                            Resolved

                            Address: New Delhi, Delhi, 110065

                            Sir,
                            Kotak banks have become like mafias they call u as cops with arrest warrant and then bombard at homes n start abusing senior citizen they operate from ghaziabad n credit card which are time barred 3 yes they give to agents.

                            This trend of action like cops n then coming to people's home is scary n extortion should be stopped it's very Scarry
                            Feb 3, 2017
                            Complaint marked as Resolved 
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
                            Dec 27, 2016
                            Updated by MAYANK AGARWWAL
                            I have registered a police complaint to
                            Dec 27, 2016
                            Updated by MAYANK AGARWWAL
                            They called my mother started stalking her they came to my house with no demand notice I have never used kotak bank credit card. They don't follow and rbi laid rules called me after 7 etc I have registered a case n will take it forward somebody needs to stand against this injustice
                            Hi

                            Your recovery agent Vikas and Uday from Noida is calling me 5-10 times a day regarding some body loan took in 2005. The loan was in the name of N K Menon and that person has given my number in reference, your person would not able to trace that person and they are calling me instantly without any reason. That recovery agents are using abusive language which is totally wrong. Request you to please in to it and resolve this issue ASAP.
                            The number they are calling is [protected].

                            Regards
                            Anu
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                              M
                              mgwebmaster
                              from Mumbai, Maharashtra
                              Dec 27, 2016
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                              Address: Mumbai City, Maharashtra, 400089

                              Hi,

                              My kotak bank's home branch is noida, sector 19, and now i moved to mumbai since last 2 years and i can't go at my home branch for issue my passbook for use for address proof for passport.

                              Is it not possible to get my passbook from mumbai any branch?

                              Please provide this facility because what does mean of the centralized bank for one india one branch, we can do anything from any branch in india, all data should me online in bank secure website database.

                              Thanks
                              Mahesh gupta
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
                              How can get pass book..
                              How can get pass book..
                              How can get pass book..
                              How can get pass book..
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                                M
                                mhdakhil515
                                from Khammam, Telangana
                                Dec 26, 2016
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                                Address: Hyderabad, Andhra Pradesh, 500049

                                I I'm using my Kotak credit card since 3 years and my card CRN no 94224330.. due to some payment delay my card got block without information and even I cleared the full amount with Kotak collection team and phone banking person update for unblock my card... And after the complete payment I put the request to unblock my card and they ask me to wait for 7 working days and finally I received a call from Kotak stating that due to PM Modi demonatization issue my card won't unblock and they suggesting me to apply new credit card .. And the same I ask to the people to send in mail format and they ignored to send...

                                So I'm requesting to Kotak people to activate my card to maintain future transactions with healthy relation.

                                Thanks & Regards

                                Akhil
                                Hyderabad
                                [protected]
                                [protected]..
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                I paid my phone bill via kotak app, the money was deducted from my account but the bill is not yet paid. the mobile company is sending me msgs again and again.
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                                  R
                                  Rupesh Choudhary
                                  from Bengaluru, Karnataka
                                  Dec 26, 2016
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                                  Address: New Delhi, Delhi, 560067

                                  Hi Team,

                                  My account was opened with kotak mahibdra in december 2014 and pist which I had to move out of the town so never used my account for any transactions as never received an account opening kit from the bank to my address .But today after having a discussion with customer care I was informed that if account is inactive for two years in succession bank will automatically close the account but seems like it almost two years for me and no action has been taken by bank .
                                  I don't even remeber my cusotmer id or account number now . Though message that I got from bank has last four digits of bank .please suggest what should be done
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                  Dec 27, 2016
                                  Updated by Rupesh Choudhary
                                  Hi team,

                                  Just to make sure that Bank is able to track my account correctly . Below is my registered mobile number that was used for account opening. [protected] . This number is no more in use . If customer service agent would like to contact me they can call me on my present number :- [protected].

                                  Regards,
                                  Rupesh Choudhary
                                  Hi team,

                                  Just to make sure that Bank is able to track my account correctly . Below is my registered mobile number that was used for account opening. [protected] . This number is no more in use . If customer service agent would like to contact me they can call me on my present number :- [protected].

                                  Regards,
                                  Rupesh Choudhary
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                                    N
                                    Niyagra Hora
                                    from Mumbai, Maharashtra
                                    Dec 25, 2016
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                                    Address: Mumbai City, Maharashtra, 400064
                                    Website: kotak.com

                                    Hi,

                                    My CRN number is[protected].

                                    After blocking my debit card and reissuing a new one with Kotak's representative.

                                    I was told 14 Working Days Later by another representative that my card was never issued and it can not be issued online and I will have to go to the branch for issuing one which could only happen 3 days later after the weekend.

                                    After which my net banking was blocked while I was using the same password which worked earlier and to the best of my knowledge I've not changed it.

                                    I am a working currently in Mumbai and have been through a bad personal and professional experience because of Kotak.

                                    My contact number is [protected].
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                      P
                                      Padamati Venkatesh
                                      from Vijayawada, Andhra Pradesh
                                      Dec 25, 2016
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                                      Address: Krishna, Andhra Pradesh, 5200010

                                      I purchased 263rs on[protected] at KFC.but at time of bill pay. They debited 2630rs from my account.and so they make it as void sale.and said that bonk will refund the amount.16days has been passed but still I didn't get my money back.when I went to my Bank.they said that they are not responsible.when I go to KFC they are saying bank will return them.i don't know what to do.

                                      Please help me with my problem.
                                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                        Sandykendre
                                        Dec 25, 2016
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                                        Address: Pune, Maharashtra, 411029
                                        Website: www.kotakmahindrabank.com

                                        Hi Sir,
                                        My name is Sandeep Kendre. I am struggling from10 days with kotak Mahindra bank, regarding 40, 0162 rupees not credited to my city bank credit card.
                                        They were alwyas repled me, there back end team is working on it. Due to this delay city bank charged my 1207 rupees interest. Please can you help me for the same.
                                        Mobile no -[protected]
                                        Email - sandy.[protected]@gmail.com
                                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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