Kotak Mahindra Bank Complaints & Reviews

Sir,
I had taken Car Loan on 30.09.2004 of Rs. 1, 25, 000 EMI Rs.3105 for 48 Months. I already cleared all the EMI but in my Cibil Rs.75, 000 is outstanding so kindly please clear the same and release me NOC at earlist.

Loan Agreement No.75305221

Thanking You
Ashwani Kumar Sengar
S/o Ajay Singh Sengar
Behind Head Post Office, Bikaner.
Mob.[protected]...

Hi kotak,

I am also facing this problem, there are tbms charges, cw charges, decl charges, non kotak atm charges.

What are all these? Without information how you are doing this unnecessary transaction. I am loosing 2000 rupees every month. Pls resolve and credit amount which you have debit, i am very unhappy in this bank for this kind o[censored]nneccessary deduction.

I will close account in kotak go...

Sir i am ANISH KUMAR my account number is - [protected] on 02 dec 2016 bank deducted Rs 1380 from my kotak salary account without any notification . Now i am out of town and i have no money in my account i facing many problems . And the kotak customer care no[protected] is always bsy i try to connect with the customer care department but the no is always busy from last 4days and i try to contact my branch of lajpat nagar[protected]...

I had a salary account with kotak mahindra, then switched to another company, that company had salary account in hdfc, i had around 1500 rs balance in my kotak account, now these kotak guys converted my salary account into savings account without informing me and deducted whole 1500 in the name of low balance charges and my balance is now zero, there is not even uniformity in their charges, its 900 one month 600 for another month, how can...

Kotak mahindra bank suffering me from emi bounce charges from last month, my crn 37589493 as i am having 2 emi for 4th dated, as i agree that last month both emi bounced and i am liable to charges. The intelligence of kotak mahindra is instead of taking bounce charges single time they taking twice, i. E., they exactly charging on the same day when i keep exact amount for emi. For eg: i kept 15500 from both emi, they debited rs. 432, one got...

Hi,

Myself zeal karwa my crn no. Is 67141228. I would like to request a refund of all the charges which have levied to my account. These are all unfair charges. There was no communication from kotak bank side for deducting the charges. They are deducting the amount from my account without informing me. They should have informed me for low balance in account. I would have taken the action. But no! They want to generate revenue...

About two months ago, kotak mahindra bank called me to tell me offer me a credit card with zero maintenance charges. I accepted, but after all the verifications, they decided to cancel my application without telling me anything about it. After about a month, they called again with the same offer. I declined, but after repeated such calls i agreed to give it another try. This time, i got sent two credit cards, both with an annual maintenance...

Crn no[protected] — pls close credit card and bank account

All your employees are bunch of crooks... They neither pick calls nor responded on whatsapp...

Not expecting any response from your side...

Just learn from kotak bank how to make fool and loot some one..
3 days before, my account was showing rs. 81/- balance, and now it becomes zero (0)...
Next month, they will implement...

Hi i am an account my crn number is: 99510738 which is ing vysa bank which was later taken by kotak, on november 2 they have deducted money rs500 from my account after calling they said non maintaining charges for minimum balance for october then next day i deposited 50000 again they have deducted 900 from that. I do not know how they ate taking 1000, s for non maintaining minimum balance it is very bad...

Hi,

I am sending you screenshots of the sanction letter and my additional post which I have been given a run around for disbursement.

I signed everything and been given just false promises of the disbursal of loan amount. Some one says it will be done within 2 working days and some one says pending approval from internal team. Some person says DD has been sent and some day I have been told that funds have been...

Dear Sir/Mam,

I have the honor to stat that I have a saving account with kotak mahindra and for the insurance policy I have been advised one of your insurance team. They suggested that for three lakh policy my premium will be 4500 I got agree and I did it.but without my acknowledgement they made it 10 lakh policy with premium of 6700 which I don't want.

I don't have any problems for the policy. But before making...

Hi,
I have a salary accout with KOTAK bank and recently I have bought an home appliance from BajajFinserv EMI. In OCT 2016, my kotak salary account was not credited with salary as I was on Leave without Pay and Bajaj has tried to debit emi from my account twice & both failed.
This month I was debited around 1250 as ECS return charge by Kotak. For the first failed transaction kotak had charged me 350 + 15% tax and for the second...

I am charged 977+977 for each month without intimation of maintaining the minimum balance today. I have been a customer for this bank from 2013 but now suddenly instead of paying interest on deposit to their customers they are charging us without inform about the conversion of salary account to savings.

And how can bank deduct money from our account without any consent. Even they do not generate receipt of the services against...

My account no - [protected]. I got some amount credited to my account and you deducted rs.1380 before even sending me the credit message i want my money back. You always deduct unexpected money from my account. Please refund my amount i am out of town right now and have neeed of money. Its very bad experience from this bank and not satisfied and i share this complaint on all social network and tell about the fake bank....

I guess keeping relations with kotak mahindra was a foolish decision, you guys have deducted 609 rupees with even notifying me earlier on the name of monthly minimum balance that of watching the account for days with cash in it. It's a salary account and I would request my money back other I will have to lodge a consumer complaint and give guys a good lesson about what happens when you take money unannounced.

I am reachable...

I have personal loan in Kotak. I want to close loan. Bank is forcefully charging me 5 percent additional charges for this. As per RBI, there won't b any charges for foreclosure. Please let me know, the procedure to fight against the bank. I have already told to their customer care executive that I can bear such high charges for foreclosure, which were never informed to me while taking the loan. Still they are saying that it's intra bank process....

Sir/Mam
I have a account in kotak bank, when I go to bank to withdrawl money, but bank branch (Mahavir Enclave, Dwarka, Janakpuri) can't gave proper money at queue customer . bank service is very slow and bad.customers not happy with kotak bank service, many people go in the bank without the queue by showing something appointment to withdrawl the money, but when I contact to bank customer executive, they told there is nothing like...

My account Number- [protected], CRN No[protected].
What the hell is this??? I got some amount credited to my account and you guys deducted Rs.1500 before even sending me the credit msg!!! I want my money back asap as this is a very cheap way of earning money. It was a salary account and Since May the salary was not credited in the account. But it surely doesn't mean that you guys deduct money like this. I am not going to give you a single...

I had a/c in kotak bank from 2011 and i am also having a credit card of kotak mahindra.

I have stolen my credit card on month of sep 2016 and i have requested to block that card and dispatch for new one. They have sent my credit card to old address.

Then i called to customer service about my case and they said that my address is not updated in system. I asked about procedure to change my address, they told me...

The bank is always charging me tbms charges every month without informing me ..last time they told me that 100 something rs approx was deducted for every year by customer account for services of net banking. then why they are charging me always every month 2 and 3 times with little little amount.i also attached my bank statement here ..kindly take some action regarding this ..and return my money of tbms from the date i opened my account.it...