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Kotak Mahindra Bank Complaints & Reviews

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Updated: Nov 7, 2025
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Kotak Mahindra Bank reviews & complaints page 203

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G
Gagan Rawat
from Noida, Uttar Pradesh
Aug 11, 2015
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Address: New Delhi, Delhi

Dear sir, i was handling a card of abn amro bank, a company named phoenixARC i was settled a case of card with rs 15000/- but they are again blaming me that i have a one more card payment due they are making call on my office number and doing misbehave with my staff. please do something with this company their number [protected], [protected]
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    D
    dhanmanti yadav
    Aug 11, 2015
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    Address: Gautam Buddh Nagar, Uttar Pradesh

    I had given 10000 cheque to open an account in kotak mahindra bank but its almost 2 months i had not received my debit card and cheque book and even i called to kotak mahindra bank to say them that you people are not sending my kit to home at least i will come to your bank and i will take for that also they are agreeing., My registered phone no. is [protected]. Kindly help me out regarding this.
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      R
      rajesh ranjan das
      from Pune, Maharashtra
      Aug 5, 2015
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      Address: Pune, Maharashtra

      Last one year I am getting mail from Kotak Mahindra and I don't have any account with this bank. Regarding this I went to Kotak bank Pune, I called Customer care and even I forwarded that mail to customer care.They replied me on that mail and mentioned that next time we will not get such any mail from their bank. But still the problem is same.My PAN card : AHPPD9434M and mail id : [protected]@gmail.com Thanks & Regards, Rajesh Ranjan Das 0-[protected] PAN: AHPPD9434M
      Please help me out .
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        K
        kundanyadav
        from Gurgaon, Haryana
        Aug 1, 2015
        Resolved
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        Address: New Delhi, Delhi

        yesterday i tried to withdraw 900 rs from ing vysya kotak bank atm near v3s mall laxmi nagar new delhi, but Atm machine shows me message unable to dispense money then on my phone i got 2 messages, 1. cash withdrawal of rs. 900 made ... 2. rs.900 is credited to your a/c... towards reversal of ATM txn no[protected] but when i checked it out on my mobile banking it was still showing -900 and they were no credit record showing, also i took mini-statment again it was showing money deducted and no refund for that failed atm transaction, WHAT KINDA SERVICE IS THIS WHY KOTAK TOOK MY 900 RS, I NEED MY MONEY BACK ITS URGENT. I HAVE BEEN USING MULTIPLE BANKS BUT I HAD NEVER FACED SUCH SERIOUS ISSUE . I NEED MY HARD EARN MONEY BACK ASAP
        Complaint marked as Resolved 
        Verified Support
        Aug 03, 2015
        Kotak Mahindra Bank Customer Care's response
        Dear Customer, Apologies for the inconvenience caused. We would be glad to assist you, hence request you to kindly provide your concerns along with your Customer relationship number / Account Number/ Contact number to us at solutions.[protected]@kotak.com enabling us to investigate the matter and address all your concerns to your satisfaction. Assuring you of our best services at all times. Thanks and regards, Kotak Team
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          psuresh2204
          Jul 31, 2015
          Resolved
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          Address: Chennai, Tamil Nadu

          Dear All, Beware o[censored]sing Kotak Credit card, I had very bad experience with Kotak CC while applying they told no annual fee then only I applied, after year gone they have charged annual fee that time I reach to customer care they said your card is with annual fee of Rs 500 if you not using 15000 in a year. I said I am not ware of that please reversal my annual fee for this time I will use my card of rs 15000 in a year to avoid annual fee. They accepted and reversal my annual fee but unfortunately before that statement is generated with late fee for that annual fee and then my annual fee is got reversed but they have not reversed late fee for that annual fee. I checked with customer care they said we will revers only annual fee not late fee I asked what is the point not revers the late fee, they saying all non sense then I said I will not pay, please cancel my card. They are not listening, Now they generating statement with that late fee amount and putting late fee for the same amount every month and now they calling and blackmailing if you not pay we will put you CIBIL and Reduce your Cibil score. Very poor customer service.
          Complaint marked as Resolved 
          Verified Support
          Aug 01, 2015
          Kotak Mahindra Bank Customer Care's response
          Dear Customer, Apologies for the inconvenience caused. We would be glad to assist you, hence request you to kindly provide your Customer relationship number / Contact number to us at solutions.[protected]@kotak.com enabling us to investigate the matter and address all your concerns to your satisfaction. Assuring you of our best services at all times. Thanks and regards, Kotak Team
          Hi Team,

          My personal mail id is p.[protected]@gmail.com please keep in touch with that to resolve the issues.

          I am getting call from your bank to pay pay, but they are not ready to listening. i need complete reversal to continue with cards. i dont to hear again same story from your team. Because i have paid all the amount which i swiped.

          Card #[protected]

          I am totally frustrated because i dont have any dues in any of my accounts for the past ten year..but you have reduced my CIBIL score by generating the statement again again.
          I hope i will get solution after seeing this...

          Regards,
          Suresh
          Thanks for your valuable input. i need think twice before apply Kotak card.
          I got the solution after this post, thanks for consumer complaint site
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            M
            Mohit123400
            from Bengaluru, Karnataka
            Jul 28, 2015
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            Address: Bangalore, Karnataka

            Hi, My Name is Mohit Mehra, here i am registering the complaint against Kotak Mahindra i know its a big bank but i know media can help me regarding this complaint My Kotak credit card no.77325236 and my card is blocked Actually i am a valuable customer of kotak sinse 1.5year and my payment will regular to credit card but due to my mom was expire so i am not able to pay money for 1 month but i told everyone that i have some financial issue so i ll pay within 1 month and they are agree and executives told me that pay 1400 and 2000 and no intrest on card and i ll pay that but after 1 month i ll pay full amount of 16714 to credit card now they blocked my card.i told each and everything to kotak but they think we are studpid.whatever kotak exeutive told me i ll do that they told me 1400 i ll pay they told me pay 2000 i ll pay that and i know and kotak know that this is not my fault. after that i ll complaint to Nodal officer of Kotak the Name is Mohini she told me give me the proofs that you have paid the money 1400 and 2000 and i ll send the proofs also then i think my problem will be resolved when i send the proofs to Nodal Officer then she send me the mail that we have forwarded your request to the concerned department for further investigation but after that the problem not resolved and she change the statement that no one told you that your card will activate please its a request please activate my card and i am suffering this last 1 month. I have informed everything to Nodal and. Kotak even know about my family problems and i have proofs also that i did whatever kotak executive asked me to. I always make the payment on time. Now this should not happen to me. I didn't even do the settlement i have paid everything with interest. I have the recording as the proof and i am enclosing the same for your reference wherein i asked the person has clearly stated that i would pay that amount no interest will be charged on to it. I am sending another recording wherein the kotak Customer care executive said clearly that i always make the payment before time. i am sending you the attach files of mails actualy there is a problem i was unable to attach the audo please send me the mail so i can attach the audio in which you will confirm that i am not wrong Kindly do the needful by thinking about me also that it is not my fault at all. Regards Mohit Mehra [protected] [protected]@gmail.com
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              A
              Anurag Sahai
              Jul 27, 2015
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              Address: Bangalore, Karnataka

              On monday, 27 july 2015 12:36 pm, anurag sahai wrote:


              Hi subramanyam,

              Mr rajo, executive from kotak bank, came to my office whizchip and told me
              We are issuing credit card to employees of whizchip company and there is
              No any kind
              Of fees and no hidden charges. I told him that already i have citi credit
              Card without and charges / fees and i do not need.

              But rajo requested me to take kotak credit card for no any kind of fees
              And hidden charges and on his request and as
              He told there is no any kind of fees or hidden charges.

              He has sent me credit card and for which i am getting below mentioned
              Statement without using this card.

              As mr rajo made wrong commitment and misguided me so i am very disturbed
              And i have destroyed my credit card crn # xxxxx661.

              So cancel my credit card and do not make any wrong commitment or misguide
              To your customer in the future.

              It has taken lot of my times.

              I will complain this to higher managements / departments. First time, i have
              Seen such kind of bank services to misguide customer and making wrong
              Commitment (Totally unbelievable and disgusting services) .

              Anurag

              > hi subramanyam,
              > fyi, i am forwarding to you below mail. And i am waiting for your call to
              > resolve my credit card and foodie card issues.
              > regards, anurag
              >
              > on thursday, 16 july 2015 4:11 pm, anurag sahai
              > wrote:
              >
              >
              > rajo,
              > as discussed with you, there is no any kind of fee on my kotak royale card
              > but i am getting below email from kotak.
              > do needful from your end and resolve this issue.
              > regards, anurag
              >
              > on thursday, 16 july 2015 9:14 am, "[protected]@kotak.com"
              > wrote:
              >
              >
              > #yiv[protected]. Yiv[protected]a3 {font - family:arial, helvetica,
              > sans - serif;font - size:14px;font - weight:normal;color:black;text - decoration:none;}dear

              > anurag sahai, we have not received your payment towards your kotak credit
              > card (Xxxx xxxx xxxx4826) for the month of jun 15. Total outstanding on
              > your kotak credit card is rs 1708. 86. We request you to make at least the
              > minimum payment of rs. 1599 to keep your account in good standing.
              > please ignore this mail if you have already made the payment.
              > to know more about the various payment options, please click hereplease
              > feel free to get in touch with our customer contact center at the toll
              > free number[protected], should you seek any clarifications in this
              > regard.
              > regardskotak credit cards
              >
              >
              >
              >
              >
              Complaint marked as Resolved 
              Verified Support
              Jul 27, 2015
              Kotak Mahindra Bank Customer Care's response
              Dear Anurag, Apologies for the inconvenience caused. We would be glad to assist you, hence request you to kindly provide your Customer relationship number / Contact number to us at solutions.[protected]@kotak.com enabling us to investigate the matter and address all your concerns to your satisfaction. Assuring you of our best services at all times. Thanks and regards, Kotak Team
              On Monday, 27 July 2015 3:36 PM, Anurag Sahai wrote:


              Hi Subramanyam,

              As discussed over phone, I have not to pay any kind of fees/charges for
              kotak credit card CRN # 97284661
              and by mistake, Bank has sent me wrong statement for kotak credit card CRN
              # 97284661 that I never used.

              Please confirm same on email and reply me back with confirmation.

              looking forward to meet you at 5 PM.

              Regards,
              Anurag


              > Hi Subramanyam,
              >
              > As discussed over phone, I have not to pay any kind of fees/charges for
              > kotak credit card CRN # 97284661
              > and by mistake, Bank has sent me wrong statement for kotak credit card CRN
              > # 97284661 that I never used.
              >
              > Please confirm same on email and reply me back with confirmation.
              >
              > looking forward to meet you at 5 PM.
              >
              > Regards,
              > Anurag
              >
              >
              >> Hi Subramanyam,
              >>
              >> Mr Rajo, Executive from Kotak bank, came to my office Whizchip and told
              >> me
              >> we are issuing credit card to employees of Whizchip company and there is
              >> no any kind
              >> of fees and no hidden charges. I told him that already I have citi
              >> credit
              >> card without and charges/fees and I do not need.
              >>
              >> But Rajo requested me to take Kotak Credit card for no any kind of fees
              >> and hidden charges and on his request and as
              >> he told there is no any kind of fees or hidden charges.
              >>
              >> He has sent me credit card and for which I am getting below mentioned
              >> statement without using this card.
              >>
              >> As Mr Rajo made wrong commitment and misguided me so I am very disturbed
              >> and I have destroyed my credit card CRN # 97284661.
              >>
              >> So cancel my credit card and do not make any wrong commitment or
              >> misguide
              >> to your customer in the future.
              >>
              >> It has taken lot of my times.
              >>
              >> I will complain this to higher managements/Departments. First time, I
              >> have
              >> seen such kind of bank services to misguide customer and making wrong
              >> commitment (Totally unbelievable and disgusting services) .
              >>
              >> Anurag
              >>
              >>> Hi Subramanyam,
              >>> FYI, I am forwarding to you below mail.and I am waiting for your call
              >>> to
              >>> resolve my credit card and foodie card issues.
              >>> Regards, Anurag
              >>>
              >>> On Thursday, 16 July 2015 4:11 PM, Anurag Sahai
              >>> wrote:
              >>>
              >>>
              >>> Rajo,
              >>> As discussed with you, there is no any kind of fee on my Kotak Royale
              >>> card
              >>> but I am getting below email from Kotak.
              >>> Do needful from your end and resolve this issue.
              >>> Regards, Anurag
              >>>
              >>> On Thursday, 16 July 2015 9:14 AM, "[protected]@kotak.com"
              >>> wrote:
              >>>
              >>>
              >>> #yiv[protected] .yiv[protected]a3 {font-family:Arial, Helvetica,
              >>> sans-serif;font-size:14px;font-weight:normal;color:black;text-decoration:none;}D...
              >>> Anurag Sahai, We have not received your payment towards your Kotak
              >>> Credit
              >>> Card (xxxx xxxx xxxx4826) for the month of Jun 15. Total outstanding on
              >>> your Kotak credit card is Rs 1708.86. We request you to make at least
              >>> the
              >>> minimum payment of Rs. 1599 to keep your account in good standing.
              >>> Please ignore this mail if you have already made the payment.
              >>> To know more about the various payment options, please Click
              >>> HerePlease
              >>> feel free to get in touch with our Customer Contact Center at the Toll
              >>> free number[protected], should you seek any clarifications in this
              >>> regard.
              >>> RegardsKotak Credit Cards
              >>>
              >>>
              >>>
              >>>
              >>>
              >>
              >>
              >>
              >
              >
              >
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                A
                Amitesh vijay
                from Jaipur, Rajasthan
                Jul 23, 2015
                Resolved
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                Resolved

                Address: New Delhi, Delhi

                HIii, One Unauthorized transaction has been done through Kotak Bank Credit Card and amount is Rs.4000 (Approx.). My Credit Card No.# [protected] and Service Request No:1 [protected]. As per kotak team, This is secure transaction and OTP also has been generated but actual that i did not get any OTP when this transaction has been done and also i did not get any Email or SMS regarding this transaction. I always received Email as well as SMS when any transaction has been done through my credit card but i did not received any information when this transaction has been done. As per statement this transaction has been done on 17th June 2015. Kotak bank also don't want to provide IP address otherwise i can find a particular machine thought IP address. I paid July month credit card statement complete bill except this transaction amount. Now i would like to request you please solve this matter because i don't want to pay Rs.4000 (Approx.) without any reason. Kotak Bank also can consider and do way off this bill amount. I'm ready to surrender my credit card but don't want to pay this unauthorized transaction amount. Regards: Amitesh Vijay [protected]
                Complaint marked as Resolved 
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                Verified Support
                Jul 23, 2015
                Kotak Mahindra Bank Customer Care's response
                Dear Mr. Vijay, We have forwarded your concern to our respective team and assure you of an response on priority. For further update, please write us at solutions.[protected]@kotak.com Thanks and regards, Kotak Team
                Verified Support
                Jul 25, 2015
                Kotak Mahindra Bank Customer Care's response
                Dear Mr. Vijay, As per our telecom, we trust your concerns has been already resolved. Thanks and regards, Kotak Team
                I have a Kotak Credit card chip based. 5 unauthorized transaction happened at 12:38 am when I was sleeping. I came to know in the morning when saw the SMSs. The merchant name mentioned was for one transaction was GOOGLE *SERVICE and for rest 4 was GOOGLE*NetmarbelGAMES. Altogether 13000/- Rs (Approx) has been gone. I have informed KOTAK customer executive and send mail with Dispute Form.

                Should I do FIR for this? Anybody can guide me.
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                  S
                  Saunesh Jain
                  from Delhi, Delhi
                  Jul 22, 2015
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                  Address: New Delhi, Delhi

                  I have Ing vysya bank account and bank cut the charges. when i complain you he says me why you complain you are not a lower and i close your complain with out any solution. Pls solve i earn my money with very hard working pls return my money.
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                    R
                    ramhawale
                    from Delhi, Delhi
                    Jul 18, 2015
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                    Address: Gautam Buddh Nagar, Uttar Pradesh

                    Dear Sir, I would like to inform that on dated 14.06.15.I have used my ATM of KOtak bank in Oriental bank ATM at phase-II, noida my money 10000/-not dispensed but debited from a/c.I have complaint to Kotak bank on same date(Comp. ref no.1-[protected]) and money was credited on dated-22.06.15 and then again money was debited from my a/c on dated 24.06.15 then again I have complaint to bank but no response get till the time and my money 10000/- also not credit in my a/c (Comp. 1-[protected], date-26.06.15 & 1-[protected], date-06.07.15). Account name-Satya Dev Bank name- kotak bank A/c no-[protected] current comp no-[protected] Kindly help to provide my money. Regards Satya Dev [protected]
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                      R
                      raj 0025
                      from Gwalior, Madhya Pradesh
                      Jul 15, 2015
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                      Address: Bhopal, Madhya Pradesh

                      I have already complaints kotak bank and bank provide many time complaints number [protected] / [protected] / [protected] /[protected] but not any action Dear Team I am an Cradit Card holder with Kotak Mahindra Bank (Card No [protected]). My Card is block is Due to non Payments your Collection manager Mr Samtani mob ([protected] ) ( indoor office ) Call me and says please paid card payment and I m unblock your card and I have paid total payments and extra payments but my card not unblock till date and I m call customer care [protected] your Executive says I m not unblock your card card is block for collection team called many time manager Mr Samtani not any positive response & I called Mr Samtani, s Boss Mr. Vipin Tadan ( [protected] ) but Mr.Tadan not pick call I have request to u please action complaints & escalating my problem to the Complaints Board. and revert otherwise I m complaints consumer forum and RBI nodal office I m continue this card services Please Active My Card Thanks Raju Sawde Card Number [protected] Mob No [protected]
                      Hi team,

                      My name is tazeen Fatima and I am also having same issue as I already made payment but there is no resolution provided by neither customer service nor collection dept, request you to kindly active my card or I will report to complaints board, you can contact me on [protected] and get this rectify ASAP
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                        R
                        ramhawale
                        from Delhi, Delhi
                        Jul 14, 2015
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                        Address: Gautam Buddh Nagar, Uttar Pradesh

                        Dear Sir, I would like to inform that on dated 14.06.15.I have used my ATM of KOtak bank in Oriental bank ATM at phase-II, noida my money 10000/-not dispensed but debited from a/c.I have complaint to Kotak bank on same date(Comp. ref no.1-[protected]) and money was credited on dated-22.06.15 and then again money was debited from my a/c on dated 24.06.15 then again I have complaint to bank but no response get till the time and my money 10000/- also not credit in my a/c (Comp. 1-[protected], date-26.06.15 & 1-[protected], date-06.07.15). Account name-Satya Dev Bank name- kotak bank A/c no-[protected] current comp no-[protected] Kindly help to provide my money. Regards Satya Dev
                        Jul 19, 2015
                        Updated by ramhawale
                        updated by ram shringar .. in night shift
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                          amareesh
                          from Mumbai, Maharashtra
                          Jul 14, 2015
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                          Address: Bikaner, Rajasthan

                          My complain for CONTRACT NO. : NCDEX/R /15790 Trade Date : 10/12/2014 in my Account HOOL6 with kotak commodities services . i am having an commodity account named annamma khatri client code Hool6 . Due to wrong information about the lot size of Guarseed given by the dealer i had got a loss of 19400/- rs which should be 1940/- rs . The dealer told me the lot size is 1 mt or 1 point = 10 rs but the actual size was 10 mt or 1 point = 100 rs . The dealer even didn't call me when the price was 30 rs up .after the complain to the service center of kotak they assured me to refund the amount but till eight months there is no response by the company.
                          good job
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                            nikhi36
                            from Dehra Dun, Uttarakhand
                            Jul 10, 2015
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                            Address: Thane, Maharashtra

                            2 Years gone when I started my account kotak mahindra bank and my Monthly Transaction Above 1lacks then I asked to increase my debit card limit then they said apply for platinum debit card I feel a form then after few months they reply me I am not Eligible eligible For platinum debits card I say ok not a issue pls Close My all account and form manager off bank refused then gone to close my mutual funds account they all so refused then I refused to pay your credit card payment I am ready to pay but if bank is ready to sovel my Problem It's my request. Plus worrny to kotak mahindra bank all I will take Legal Action
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                              Prem VM
                              from Chennai, Tamil Nadu
                              Jul 9, 2015
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                              Address: Chennai, Tamil Nadu

                              Dear All, I worked with kotak mahindra bank in 2008 to 2009 (20 months) I met an accident and due to medical issue I resigned my job immediately. Now I tried to apply my PF company is asking me to pay Rs. 8500/- as settlement. As my current I am not well verse to pay the amount to apply my PF. Help me to get my PF without pay any money. PF No: MH/35415/18651 Thanks&Regards Premkumar VM
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                                Pranav0987
                                from Delhi, Delhi
                                Jul 8, 2015
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                                Address: New Delhi, Delhi

                                Hi I am PRANAV ARORA Account no [protected] would like to file a complaint for the non receiving of my lost debit card. I lost my debit card on 4th of June and its been more than a month i have not yet received it due to the casual nature of the bank officials. Every third I called the Customer Care and they every time raised a new request delaying to another 24 to 48 working hours.Really poor and pathetic service by Kotak Mahindra Bank. They couldn't even process and deliver the debit card within the timeline.
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                                  Namitkk
                                  from Gurgaon, Haryana
                                  Jul 8, 2015
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                                  Address: New Delhi, Delhi

                                  I have a salary account in kotak mahindra bank which is also a zero balance account. But an amount for Rs. 1500 approximately was deducted without informing. And when i had a word with the attendant of my home branch, they did not give an answer to this. Now they say your account was not a zero balance account which is absurd. Please help me with this.
                                  Dear Customer,

                                  Request you to kindly provide your concerns along with your Account / Contact number to us at solutions.[protected]@kotak.com enabling us to address all your concerns to your satisfaction.

                                  Assuring you of our best services at all times.

                                  Thanks and regards,

                                  Kotak Team
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                                    pratap.debnath
                                    from Mohali, Punjab
                                    Jul 8, 2015
                                    Resolved
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                                    Resolved

                                    Address: New Delhi, Delhi

                                    Dear Sir/Madam,

                                    This is to inform you that my name is Pratap Debnath, Resident of Ganesh Nagar Delhi- 92 and I am being pressurized by kotak banks recovery agency numerous time to pay sum of Rs- aprox 70-80k.

                                    As per them the amount had been used by me through a credit card of barkley bank. As so many times it had been informed them via e-mail/phone about the fraudulent case. Even I don't know the card No, to whom it has handed over, where it has been used. Despite my refusal they are creating tremendous pressure and calling relentlessly to pay the same. Due to this dispute neither I am getting any credit card of any bank nor loan. It has been effected on my CIBIL score. These are the few telephone no from where I am getting threatening calls[protected], 45524697, 45524600, 48790380, 43334604.

                                    so, it is my humble request to resolve my issue at the earliest or suggest to redressal the grievance.

                                    With best regds.
                                    Pratap Debnath
                                    [protected]
                                    Complaint marked as Resolved 
                                    Verified Support
                                    Jul 08, 2015
                                    Kotak Mahindra Bank Customer Care's response
                                    Dear Customer,

                                    We would like to inform you that, we have raised the issue to our concerned division for having the same checked and they shall revert to you at the earliest. We request your co-operation in the interim.

                                    Assuring you of our best services at all times.

                                    Thanks and regards,
                                    Kotak Team
                                    Mar 31, 2017
                                    Updated by pratap.debnath
                                    Dear Concern,
                                    It is ref to my complaint registered earlier. So far no action has been taken. I am regularly getting threatening calls from following nos.+[protected], +[protected]. Even they are harassing my colleague, friends my family members. I am now suffering a lot, l am mentally depressed, it is now effecting my professional life. Even my company management are decided to sack me from the company. If I lost my job it will be become a great loss for me and I will not able to feed my family.
                                    Hence it is requested to resolve my issue at the earliest. Waiting for your reply.
                                    Regds
                                    Pratap Debnath.
                                    Dear Kotak Team,

                                    Thank you very much for your reply on this.

                                    I wish to inform you that, neither I am your customer nor a debtor. It is requested kindly resolve this issue at the earliest and find out the anonymous miscreant, who had done this and rid of me fraudulent debt.

                                    Regds.
                                    Pratap Debnath
                                    Dear Concern,

                                    I feel regret to inform you that, my complaint has not been resolved yet. every day I getting threatening calls from this recovery agency. Today I got a call from [protected] and he introduces me as a police officer calling from Dwarka police station, New Delhi and threatened will arrest me with my family as there is a complaint has been lodges against me. Even I don't know what is the case and where is my fault. Despite my refuse and request he has abused me and used un-parliamentary languages.

                                    I am very frightened for his behavior and upset. So, it is requested to resolve my issue at the earliest possible.

                                    Regds.
                                    Pratap Debnath
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                                      Ankit_Gupta
                                      from Bengaluru, Karnataka
                                      Jul 7, 2015
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                                      Address: Mumbai City, Maharashtra

                                      Credit Cards are more secure now. If a person has to transact through credit card, he has to provide some 6 digit pin, One time password, or security password. But what if bank itself provide access to your account and credit cards to third party private companies which can directly charge on credit cards without knowledge of the owner of the card. Kotak Mahindra bank is providing access for credit cards to "OneAssist.in" which is not a banks unit. One Assist is directly charging on customers credit cards without their knowledge. One Assist activated their unwanted service for me and charged my credit card for it. They didn't call me. They didn't asked me to pay through credit card. They just went to my bank ask them to give access to charge my credit card and "Kotak Mahindra" bank without asking me gave them access to charge my credit card. Kotak Mahindra bank is bypassing VISA security norms with the customers Debit/Credit Cards and providing direct access to private companies.
                                      Dear Customer,

                                      Apologies for the inconvenience caused. We would be glad to assist you, hence request you to kindly provide your Customer relationship number / Credit card Number / Contact number to us at solutions.[protected]@kotak.com enabling us to investigate the matter and address all your concerns to your satisfaction.

                                      Assuring you of our best services at all times.

                                      Thanks and regards,
                                      Kotak Team
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                                        I
                                        inrapillai
                                        from Trivandrum, Kerala
                                        Jul 6, 2015
                                        Resolved
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                                        Resolved

                                        Address: Chennai, Tamil Nadu

                                        I have opened NRE /NRO Account Last year, I have operated one transaction, after that I switched over PSU bank. Now the Non- Maintenance charges are claiming from the bank to my e-mail, other banks not deducting . I have a doubt whether Kotak Mahindra Bank following the RBI guidelines. Any one answer, it is highly appreciated
                                        Complaint marked as Resolved 
                                        Verified Support
                                        Jul 07, 2015
                                        Kotak Mahindra Bank Customer Care's response
                                        Dear Mr. Pillai, Apologies for the inconvenience caused to you. We have forwarded your concerns to home branch and update you on priority. Thanks and regards, Kotak Team
                                        Verified Support
                                        Jul 13, 2015
                                        Kotak Mahindra Bank Customer Care's response
                                        Dear Mr. Pillai, As per your telephonic conversation with branch official, trust your query has been addressed. Assuring you of our best services at all times. Thanks and regards, Kotak Team
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