Kotak Mahindra Bank Complaints & Reviews

Mai went to the bank to get the debit card, then they did not and they said that I would have applied online, I have not been able to do so many times, if I don't want a new debit card, then I may get the account closed.

Ref: Credit Card Outstanding Amount

Card Ending with 9215 & 0848

Name. Perumal R

Court Case Details: City Civil XXIV Assistant Court at Chennai

Case Number OS/0007701/2021

The above details for your reference I have using credit card last four years unfortunately unable to pay my credit card outstanding on time due to my health and personal problems(lost my job) that’s why, I have move this problem with legally as per Law Under Acts (Civil Procedure) Under Section (7).

I have family (wife and children), I am facing frequent harassment and illegal activities from your DEBT RECOVER AGENT. They don't have anything like DRA certificate / Specific official identity card / Bank letter, They have been committing and insulting my parents and relatives. This issues have mentally harassment in my regular life and this activities will set me up for SUCIDE situation so please try to understand my situation, please advise to them and I would like to meet all the processes as per Law so please avoid this type of activities and it’s my final request to you I hope with KOTAK BANK LTD and your DEBT RECOVERY AGENCY please respect with Law / Government / RBI rules. So please don’t violation of Law.

IMPORTANT NOTE:
Harassment & Violation Debt Collector contacts for your reference

mail id. mukilan.[protected]@kotak.com / nizam.[protected]@kotak.com

Mobile no's. [protected] / [protected] / [protected] / [protected]

Has encountered a Fraud as has happened to me on 25/04/21 by a person posing as
Army officer & name as Sanjay Singh Mob/Whats app No: [protected]. I had posted ad on 99 Acres.com for my
flat on rent, seeing this I got a call from a person named Sanjay Singh as Army officer (
Fauji). He said that he is from Lucknow & has got transferred to Noida, he wished to take
a property on rent, he was ready to pay me rent as mentioned on website along with
security deposit. I agreed, He said that he is an army officer & shared his Army id card,
Pan Card, Adahar card & his Pix in Army dress. I shared him my Kotak Bank account
details for fund transfer. He said that my Senior of Colonel rank Name as Prajendra Mob
[protected] & would transfer the amount for Six months rent as they get Six months
advance rent in army & hence he will pay me. I said OK. The amount would be paid by
army directly into my Bank A/c linked to Paytm through UPI. he said he needs UPI ID also
& I shared.He then said he will do a test transaction of Rs 1/- & if successful will transfer
the remaining. I was ok with this. He asked me to check my account balance & casually
asked me the balance, but as it was only rs 1/- i agreed. He told me that Rs 1 would be
debited from my account. I was confused & asked him again to which he said "Sir send
press karo aap k account mein 1 Rs aa jayega." I clicked on send & Rs 1 first debited fm
my A/C & immediately credited. Later with 25K debited fm my Kotak Bk A/c but No credit &
he asked to put more money but I did not.
Above fraud was doe by UPI via PayTm & Amit got credited in to Fraudester a/c with IDFC First bank but neither Kotak bk nor RBI Ombudsman could solve the issue rather after a long time of 4 months RBI responded to refer to consumer forum. Look for support in getting my Money back, thx

I have LAP[protected] with CRN - NO :[protected] in kotak mahindra bank - Ahmedabad main branch bank has charge wrong cheque return charge and interest on installment. they hed not done proper ECS mandatory procedure. There is an error in Kotak bank system Please present my both saving bank account installment rejection notice or any rejection cause This is clear cut case of cheating and mental harassment Pl. remove all wrong cheque return charge and interest on installment from my Account statement Ashok Patel [protected]

Dear Sir/Madam,

On last year November CPP card protection plan activated without my permission and deducted Rs 2199/- amount from my account. after that i have sent mail to deactivate CPP plan.

now again Rs 2199/- amount deducted from my account on November 19th regarding CPP card protection plan renewal reason.
how can your executives CPP card protection plan activated and renewed without my confirmation and intimation ?

and Today I called to customer care but your executive saying only 50% of the amount will be refunded which is not acceptable !
Kindly refund the total amount 2199 + 2199 = 4398 to my account because of there no confirmation and intimation regarding CPP card protection plan and without my permission you people deducted my amount.

You can contact me on number : [protected] (Srikesh husband)

NAME : RAMAGIRI UMA
MAIL ID : Uma.[protected]@gmail.com
Card Protection membership No : IAA376067

I am Manasa Purnima B D drafting this Complaint

To acknowledge you about the issue regarding my salary account. Let me explain you the scenario.

Last year during the pandemic I wanted to open my savings account in kotak Mahindra Bank, for that I have submitted all the required documents( Aadhar card, pan card)..but there was a mistake from my side that I have mentioned account holder name as RAJESH BANDARPU ( HUSBAND) instead of MANASA PURNIMA..But the thing is my CRN NUMBER was generated (CRN[protected].

Even after Several Mail's & Request & Visited Home Branch in MG Road Bangalore - Still Problem not Resolved

Kindly need an Immediate action on My Issue

For My Contact Details - [protected]

I have not taken any loans from Kotak bank. my brother has took the personal loan and it was not paid for the month of Nov-2021..the bank executive has come near the home when my brother was not there and they told that my brother is not picking the cal for the visiting purpose bank executive asked my contact number, after that I have shared my phone number and from 30-Nov I'm getting 1000 of calls continuously from tamil nadu speaking very bad about parents..

On Friday morning, 16th July, 2021 there were multiple transactions done for e-gift vouchers on Flipkart.com using my Kotak Bank Credit Card - 5 e-gift vouchers of INR 8000/- each for the total amount of INR 40, 000. Kotak Bank Debit Card - 1 e-gift voucher of INR 10, 000/- The issue was raised with Kotak Bank Credit Card and Banking Department as soon as I noticed these transactions. However, the bank is not acknowledging these transactions as fradulent as these were OTP based even after escalations with RBI. I have filed a complain with cybercrime portal and also a GD at local police station. There has been no resolution on this till date.

On top of that today recovery agent showed up house today. What kind of consumer protection does our banking system have when customer has not voluntary/involuntary disclosed card details and otp to anyone. Today, sim swapping and hacking mobile phones is very common, so it doesn't make sense just because a transaction is OTP based bank doesn't have any liability. I have also called up flipkart to canel the order for e-gift vouchers but they haven't done anything either.

Hello Kotak Bank,

I am getting frequent sms from Kotak Mahindra bank regarding "Open Zero Balance A/c for DBT with Kotak Mahindra Bank & get Assured Cashbacks on transactions. Click here http://w2t.in/AAFjhnh to avail this offer. *T&C apply".

I am not intersted in this and I would like to unsubscribe from your promotional sms.Please kindly take action to stop it as soon as possible.
My mobile number is...

Kotak Mahindra Bank sends me at least 4-5 sms everyday for opening savings a/c. I'm not at all interested in opening bank a/c with kotak at all. It sends sms during work timing which is very disturbing. Please try to understand that I'm not interested in any kind of business/transaction/communication with Kotak Mahindra Bank in lifetime. Stop sending me such messages or at least provide and option to unsubscribe such thing. I'm literally beginning you to stop this sms harassment!

I needed some money so availed of Kotak payday loan. I got almost 78000 Rs. on 23rd Nov and amount about of Rs. 81000 was debited on 27th Nov. Why would I take a loan only for 4 days to pay them almost Rs. 2000?
This is unfair and a scam.

Kotak Mahindra Bank insurance agent very loose talking and misbehavior. Presher to deposit accident policy due for insurance instalment.

On 16-NOV-2021 at 1.28 AM "$28360.76 USD were transferred from my credit card account without my consent, permission and knowledge. Amount of Rs 856000 was transferred from my savings and fixed deposit accounts was transferred to credit card and further transferred to unknown. I had made complaint with Kotak Mahindra Bank Kumthekar Rd, cyber crime police and police copies attached. No response or refund of my money is there till no...

I had a credit card of kotak bank of a limit of 25000. I used it and paid Rs 10000 but without my permission they reduced the limit to 17000 as soon as I paid the amount due to which I was not able to use the amount that I have paid. Then I could not pay the dues of September 10th which I paid on October 1st 2021 but to my surprise the Kotak bank removed all details from my kotak net account and showing as no card available due to which I...

Dear Sir,

I am asking kotak bank for issuing the EFIRC from several month for the our advance payment against export, but they are rooaming us here and there.

One lady Miss Mamta, i dont know she have knowledge or not but she dont reply politely and most of the time she ignore us. And we dont get any answer from that branch. We cannot submit our export papers until we dont have EFIRC certificate for that transaction.

And we have credit advise but kotak bank still not able to issue the EFIRC.

Please help.

Kotak Mahindra Bank
Branch Johari bazar, jaipur rajasthan india

Dear Kotak team,

I am writing this email regarding an employee of the Kotak (Name :jakkula mallaiah at [protected]. - jakkula.[protected]@kotak.com) who is harassing me with all kinds of tactics.
I would like what kind of responsibilities or charges he currently has at Kotak and how he can treat a customer like this.

It started off with settlement of non payment fees to this situation. I am attaching the mailers received . kindly look into the matter and do the needful.

I need more information on the passport impounding notice.

This is the latest one happened today, But the kotak employees keep on calling us using awful words and messages, let me share the screenshots too, I made the total payment till date 1, 10, 000 everyone comes and says we will give you best settlement please pay 5, 000 or 10, 000 that' s what I was doing it from august, I had really bad experience from kotak bank, The recovery agents are worst. Why do they send whatsapp text messages, You guys don't respect women at all, just bcause of you're mental stress and torcher my dad hospilized.

The customer care is much better, they know the value, but the agents wants money, And this jakkula mallaiah is after my life, though I made the payment still he'z sending mails on passport impound, I really don't understand did I do any scam?

And also find the attachments of kotak employee messages ever.

Please ignore, if there was a naveen contact details in the attached screenshot, Bcause he was the only guy, who knows ethics and values.

Even though i am not a customer of kotak Mahindra Bank, I get frequent messages saying to open bank account. I get these messages atleast once in a day and i kindly ask the bank to stop sending messages
Thank you

Hello Kotak Bank,

I am getting frequent calls from Kotak Mahindra bank regarding 811 account and credit cards.

I am not intersted in this and I would like to unsubscribe from bank promotional calls. Please kindly take action to stop it as soon as possible.

Thanks
Mobin Baby...

I took finance loan in Kotak Mahindra Bank due date was 5th of every month,
1month I paid late that is October, so 975/- deducted from my account on 21st October...
In November I paid on due date that is 5th November and I have transcation details, Again asking to pay cheque bounce charges...receiving calls everyday and I showing transcation details then they are saying in system showing charges, if not updated in system please...

I took personal loan in kotak Mahindra Bank.My loan amount is Rs4801 but I am paying Rs 5027.I have maintained balance in my amount they are asking to pay Bouncing charge.Wrong information was given.My loan account number is SPLN62649340. My contact number is [protected]
Dear Customer, Current month EMI amount of Rs 5027towards your loan A/c no SPLN62649340 is overdue. Request you to pay the same immediately. Kindly ignore if already paid. Regards, Kotak Mahindra Bank