Kotak Mahindra Bank Complaints & Reviews

Received a job scam email from Harshit Pandey in the name of MANVI PATEL GLOBAL SOLUTIONS [protected], asking me to pay 2500, it is a monetary fraud using Kotak Bank logo symbol and its address attached in the below screenshot which is illegal. Request the team to take necessary actions.

Dear sir my name is vipin kumar I was using kotak credit card, I lost my job in March 2020 in pendemic situation and I'm in deep finencial crisis.in this regard I approached your settlement department and explain my situation and ask them to settle my account.
Please do the needful in my case and close the issue as soon as possible.

Thanks regards
Vipin Kumar

I had lost my Job in Mar'20. Hence I was unable to make my CC payments. I started a new job in Nov'20 and requested for payment plan option. I was given a Reversal Payment plan option by my collection Officer, Nitesh Sawant. My EMI was for 12, 800/ for 5 Months. Starting from December'20 to April'21. I made all my payments while I kept getting collection calls. Now since my, I have fulfilled my payment plan. I would want to get all the charges...

My CRN number is 28519014.

I deposited a cheque for 10 lakhs with cheque number 000075 yesterday[protected] at Perambur branch(Door No 63G & 63G1, Old No41, 70 Feet Rd,
Jawahar Nagar, Chennai, Tamilnadu)and it got credited to my account.
But the bank is holding the funds without giving proper reasons. I have never had such experience in any of my other banks.

I need this amount urgently for settling some emergency medical reasons.
Please take action and release the amount immediately.

Kotak representative Aarti - [protected]
continuously calling on the family number and saying false language / bad words to us from the past two days on every number she's getting from connected accounts.

Information
We think someone took a loan and gave our number as backup and we don't know this person who took the loan and this Kotak representative continuously calling us and harassing us too much.

Always shows 954 error. I visited my branch but they also unable to solve this problem.

Already paid up kotak credit card bill with reference number of #[protected] after that also Kotak people are harassing and abusing with bad words that I haven’t paid the amount. Even after getting confirmation from bank text. Inspite of paying on time due to technical issue my transaction got stuck and they charged with penalty for delay in payment even the server issue was from kotak account. People have mentally disturbed me with unlimited calls back to back with some rude people.

I am working in kotak Mahindra bank from last 2.9 years, I got new offer from reputed company with good hike and due to urgent project requirement they are asking me to join immediately but my current not agree to reduce my notice period ..I try to convince my manager but not no use ..kindly please any one help me on this.current I m in notice period they asking me to join at 19 th April .

Dear kotak mahindra bank,

I have been using this account from last
1 year and my kotak account is 0 balance basic saving deposit account but now i have noticed that my account is keep deducting from rs.23.60 on the daliy basis that too on the same day three times for the atm cw fees-dom. As per my knowledge there are 5 transctions are free in a month and i had withdrawl only once in this month and i had withdrawal on but after that transaction i have charged 5 times till toady, your bank is keep charging rs.23.60 from my account which is not good that means you have charged total rs.118 for rs.500 and the value becomes rs.382 of that withdrawal.

I just want to know and i need an explanation that why i am keep charging with that nonsense fees. This is total pathetic and that means if i keep my money in the account it will become nill soon from the way you are charging.

Dear Sir/Mam,

I am getting calls from Kotak recovery agent from the number +91 [protected] Of Mr.Dhinesh, Chennai. And he is rude on call and severely harassed and created mental disturbance to my family He is asking to pay loan amount which was in CITI FINANCE now its Kotak Bank. He has not provided me the Loan account no on my fathers name Mr.Naragam Bhaskara Rao, Vijayawada.. I tried to reach Kotak authorities on this issue but I could not. He said "citi finance has been closed and now Kotak bank has been took over Citi Finance, so he is calling to recover". And he said the loan was taken long back by my illiterate father by manipulating documents by Citi Finance agents at the time of Loan sanction with out my family members notice and we are not aware of this loan account also as on date. Now after getting this call with harsh argument with above said agent my father & mother literally mentally sick and already they suffering severe health problems from last 5 months and they are under treatment . And he got all my details like email address and home address and my family numbers. He is saying anything on the call. using harsh words and my hospitalized parents literally fear with this call and it leads to another health and mental problems to them. They are not ready to listen anything and also NOT PROVIDIG THE DETAILS TO US after several requests. Could you please check this help here..

I am kameswar sahu. I am customer in kotak mahindra bank. my salary ac is kotak. Every month salary credited in ac. But today without permission checked my bank account details someone kotak employee & all details share with his/her friend.

please take to be necessary action.

Dear sir,

I am in need o[censored]rgent help,

I am regular user and made regular payment of my Kotak Credit Card, But from last few months I was going through some challenges in family due to 2 death happen in family in last 6 months, whereas I didn’t able to manage and checked my card due dates and payments properly and there is some Late fine charges, Over limit charges and Financial charges incurred into my credit card from Aug 2020- march 2021.

I had paid my card outstanding amount – 12000 rs /

I had called customer care regarding this and explained the same, despite this I was not provided with any positive response. I have always done my payment on time and never defaulted payments, despite of my financial challenges on priority I had paid my credit card due amount. It will be Great financial support if the bank can consider my request and help me with all reversal amounts mentioned below for my livelihood in this pandemic situation.

Hence it is Humble request to kindly Waive off my late fine charges, Over limit charges and Financial charges as a service gesture.

I hereby confirm that going forward I will do my payments on time.

Following are the charges

1) March 2021

Overdue Charges- 590

3) Feb2021

Financial Charges-384

Late Fine charges-590

Over limit- 590

4)January 2021

Financial Charges-356

Overlimit Charges-590

5) October 2020

Overlimit-590

Financial charges-243

6) September 2020

Financial Charges- 360

overlimit-590

late fine-590

Total Charges- rs 5419

Request You to please Look into it and do reversal, Looking forward for positive response.

I have done debit card transactions on 20th March and left my account little balance. On 28th March I deposited 475 rs and checked the balance and it shows in Minus. After checking the statement came to know bank has charged me multiple times for transactions. And they can take your account in minus figures without letting you know. No sms facility for these debit transactions of charges too.

My Rm manager is very indifferent from the time he knew that Iam not interested in his investment plans.
Since I have an NRE account..he does not release my money and does not even care to answer my queries.
I know it is done purposely and I need a new RM manager...

Hello,

Myself GOKUL RAJ and holding Kotak 811 account for past 1.5 years and kotak mahindra has told me that its a zero balance account and charging me lots of money without any prior information or notice.
Today again they charged me 550 INR for debit card annual charges and something else and im not using that debit and i said the bank manager to close my account but he refused to close my account and now i was charged by Kotak mahindra again. I want kotak mahindra to reverse the charges immediately.

My registered contact no. [protected]

Kindly call me at [protected]

Hi,

I had invested in kotak flexicap fund through kotak Mutual Fund app and invested in lumpsum amount Rs5000.

But somehow the transaction failed

And the amount of Rs 5000 also deducted from my savings account, and this transaction was done on 6th of March'21 .

Kindly do the needful ASAP .

The given transaction number is[protected] .

Regards,

Dipti Sinha

Mob [protected]

Cheating by kotak...take money but not do policy

Pls cancel this order i have already received the same last week they sending multiple times

Hello sir,
I am Deepak Saini, I was using credit card of Kotak Mahindra Bank card no is [protected]. Last year before lockdown I got stuck and couldn't pay the credit card payment, so I got call From Miss Ritu Gupta kotak card department Noida ( up). I ask miss Ritu Gupta to settle my account she said it would be done you would have to pay 46500 rupees, I was unaware of processor of credit card settlement because I never used it before this one, so I decided to settle my account and I said yes to Miss Ritu Gupta and she send one person, who credit card payment collector, His name is Mr. Ramesh, so he came to me and I paid cash payment to him. They send me message of payment receiving. After that Ritu Gupta told me she would send Noc in two days, I did trust on her but she didn't send any Noc to me so I used to message her and did call many time but I didn't get any response from her side, finally after few months I got message for pay the credit card payment that time I realized I got cheated by that Miss Ritu Gupta.
That is what happened to me, after that every month I got message and call for pay the credit card payment I told them what happened with me and obviously I had paid full payment in one shot. Last month one person message me and told me he is kotak bank lawyer from tees Hazari court Delhi and you have to pay the rest of credit card payment, I told him I did it already last year in June, so he said this time if you pay 7500 then I would provide you NOC, so I thought I would have to clear this mess and did payment of 7500rs through online. He told me he would give me that NOC in two days but since I didn't get any Noc, means I got cheated again.
I do not understand why the bank system is that much corrupted, everyone just want to cheat customers.
Now With some hope I am raising my complaint so please resolve this and Provide me my Noc, I did mention my credit card no. So you can check the all detail when I paid one shot payment to settle account and why I got cheated all times.
Hoping for unbiased justice and to get my Noc.
Here is my credit card no. [protected]
Deepak Saini

Thank you

Last 2 years i have not deposit my policy premium