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Kotak Mahindra Bank Complaints & Reviews

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Updated: Jun 22, 2026
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Kotak Mahindra Bank reviews & complaints page 41

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B
Bhavin J
Nov 17, 2021
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CRN[protected]
I had applied for a debit card by submitting a form (signed and stamped) to some lady at Khar West Branch in September-October 2021, as suggested by our RM Priyam mam. That lady did not give any acknowledgement, etc against the form. I had been waiting for the debit card, but later on not receiving it for almost a month, I asked Priyam mam about it. On receiving no proper response, I visited the branch and was told that they are not able to find my form and had misplaced my form (signed and stamped).
I was requested to submit a new form after a month, when i followup. Also i was being convinced by mr. Jai prakash that it was my mistake and i should have followed up on not receiving it in few days, its a small mistake, wont be misused, etc. I was also told that "jinki galti thi woh toh chhod k chale gaye (liable persons have left the company), now what can we do?"
Is it my mistake that they have left the company and i have to tolerate such mistakes from such a reputed company?
Some other person mr. Upadhyay, at the place of that lady, is not at all apologetic and too egoistic to accept the banks or employee's mistake.
On asking to complain against this issue to bank branch manager, i was told there is no branch manager. Dont know how this bank is running with such a lethargic attitude. This is not the 1st incident of such a pathetic expreience by bank employees. Earlier i did not complain thinking that it was a mistake and wont happen again but such things are happening frequently.
I want action to be taken against concerned person.

Bhavin Jagani
Steelify Industries LLP
[protected]
Kotak Mahindra Bank customer support has been notified about the posted complaint.
Hi! We are sorry to know that you are facing some issues. We want to make things right here. Please drop us an email at Social.[protected]@kotak.com elaborating on the concern and your CRN or contact details. We assure you that we shall do whatever it takes to fix this. ^Team Kotak
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    Karthi388
    Nov 17, 2021
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    I would like to activate DND/DNC on my mobile number and email. I do not wish to receive any calls from kotak mahindra bank executives asking me to take credit card or any other schemes.
    I tried to enroll in DND/DNC (do not call), but there is no option to enroll DNC in Kotak website. I found a lolink to enroll DND but is does not work, keep saying "something happened please contact administrator".
    I remember enrolling for DNC few months ago but still I am receiving calls from Kotak.
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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      lollprl GREEN
      Nov 16, 2021
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      Resolved

      Address: thiruppur

      I will ecs charge in my account 1770 place help sir i am very poor
      Dec 23, 2021
      Complaint marked as Resolved 
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
      Verified Support
      Nov 18, 2021
      Kotak Mahindra Bank Customer Care's response
      Hi! Apologies for any inconvenience caused. Seems we have made you unhappy. Let us take a quick look at this for you. We request you to write to us at Social.[protected]@kotak.com along with your contact details and we’ll reach out to you. ^Team Kotak
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        A
        Abhixek
        from Ghaziabad, Uttar Pradesh
        Nov 10, 2021
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        Address: Kotak Mahindra Bank, Navyug Market, Ghaziabad

        I opened a Savings Bank Account in Kotak Mahindra Bank. For its Full KYC I selected the Video KYC Option...But I don't know why it didn't worked. Next day, someone rom bank called me and asked me that if I am available at home as he is coming for Full KYC I said " Yes, I'm available". He came and while doing KYC, he registered me for Kotak Group Accident Cover Policy, for which I have to pay 811 Yearly. When I asked him I wants to cancel this policy he said You can cancel in 30 days just call and say customer care to Cancel it. Then when I called Customer Care they told me that this policy cant be cancelled once joined. Although its written on Bank website that we can Cancel it. 811 Rupees is deducted from my account for the policy and it will be deduct every year. I don't want this policy and I want to refund my money...Plz Help
        Dec 14, 2021
        Complaint marked as Resolved 
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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          veenuja
          Nov 10, 2021
          Sep 25, 2023
          This thread was updated on Sep 25, 2023
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          Address: Kotak Mahindra Bank pimpri next to tapovan mandir

          I have opened my wife's online account of kotak 811 due to missmatch documents submitted online that account status is showing blocked. She don't have physical pan card due to name correction of after marriage that's why we are waiting for pan card...in last month we have received her pan card after that immediately we were submitted all the necessary documents for kyc in pimpri kotak branch. Now 15 days over still account is showing blocked status... No one answered properly on call when we are checking about status. Request you to please check and do the needful.
          Account holder name : pooja vinayak patil
          Crn:[protected]
          Account number:[protected]

          In that branch we have done kyc before 15 days with there staff nargis.
          She said 3-4 working days it will activated... Now she talk very rudely on phone call by saying i have done my work now don't call me for further status. Nighter she gave concern person contact.
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
          Nov 10, 2021
          Updated by veenuja
          Call received from them dint get excatly solution...they said need to add granter bank passbook copy... please suggest were I have to submit this?
          Nov 11, 2021
          Updated by veenuja
          your mail id is showing invalid please share valid mail id
          Nov 14, 2021
          Updated by veenuja
          waiting for your response.
          Hi! We are sorry to know that you are facing some issues. We want to make things right here. Please drop us an email at Social.[protected]@kotak.com elaborating on the concern and your CRN or contact details. We assure you that we shall do whatever it takes to fix this. ^Team Kotak
          Hi! We are always looking forward to improve your banking experience with Kotak. If there anything specific we can look into, let us know by dropping some specific details at Social.[protected]@kotak.com we will help to solve your problem like an action genie. ^Team Kotak
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            A
            Amandeep S
            Nov 9, 2021
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            A person pretending the Kotak card employee offering trans deal card and also offering fake discount coupons and hampers as I asked him for detailed link he turned cut the call, please stay alert from such frauds.

            his mobile number which he called from
            +91 [protected].
            registered on true caller by name Card Service Service.
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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              Vshlkhatri
              from Powai, Maharashtra
              Nov 8, 2021
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              I am unable to any UPI transactions since a week now, and each and everytime it says there is some technical issue at bank's end. Please register a complaint.
              CRN[protected]
              Bank account number - [protected]
              IFSC code - KKBK0003545
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                Kolachalam Krishna Kishore
                Nov 5, 2021
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                Kotak representatives call multiple times a day to offer credit to which i have said "NO". DND page on the kotak website is non functional and always asks to contact administrator when the form is filled duly.
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                Hi! We're so sorry that you were inconvenienced. We request you to share your concerns and registered contact number at Social.[protected]@kotak.com and we will be happy to look into this for you. ^Team Kotak
                Mobi007's reply, Nov 20, 2021
                Hello Kotak,

                I have the same issue. Iam not interested in your promotional calls or messages. If customer is not interested, why your executives are disturbing again and again. Otherwise same like other customers, I will be forced to cancel all the accounts with KOTAK.

                Please stop it.

                Regards,
                Mobin Baby
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                  T
                  Tusharidesign
                  Nov 3, 2021
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                  Address: Mumbai, Maharashtra, India
                  Website: [email protected]

                  I want to cancel my kotak secure one insurance policy, the online sales team given me policy without my permission and deducted my money amount of 2938/- Kottak costumer executive no. Not respond I try many time costumer miss lead me and i email hem from last 8 /10/21 .i want refund my money back which is 2938/-
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                    rishabh_verma
                    Nov 2, 2021
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                    I ordered the product on 9 Oct 2021 from amazon.
                    The price of order was Rs. 6, 174.
                    Product was I KALL K320 (BLUE, 4GB, 64GB) smartphone.
                    The order id is :[protected].
                    I returned the product on Oct 11 and refund was initiated on Oct 12.
                    But still i didn't got any refund till now.
                    The Refund Reference Number for the transaction is[protected].
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                      A
                      asthasriv
                      Nov 1, 2021
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                      Address: Bangalore

                      Since last 2 months, everyday 4-5 times I got call from kotak mahindra customer care and they forcefully asking me to accept credit card which I have never applied for. When denying, they start abusing on calls and massages. This becomes everyday habit. How many numbers I will block?
                      I want resolution. I have the number who called me and abusive chats as well.
                      Dec 3, 2021
                      Complaint marked as Resolved 
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                        premv880
                        Nov 1, 2021
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                        I tried to transfer the money from Kotak app to self Phonepe upi, but the amount is deducted from Kotak app and not received it

                        Amount =25000
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                          Lipton Mohanta
                          Oct 28, 2021
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                          Hello Kotak Bank,

                          I am getting frequent sms from Kotak Mahindra bank regarding "Open Zero Balance A/c for DBT with Kotak Mahindra Bank & get Assured Cashbacks on transactions. Click here http://w2t.in/AAFjhnh to avail this offer. *T&C apply".

                          I am not intersted in this and I would like to unsubscribe from your promotional sms.Please kindly take action to stop it as soon as possible.
                          My mobile number is [protected]
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                            from Hyderabad, Telangana
                            Oct 28, 2021
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                            Address: H.no.210-kristareddy Peta. Patancheruvu,Sangareddy 507319

                            Plz verify that someone has used cridit card with my credential I believe. It's shown on my CIBIL score lm shocked. Plz ASAP clear the issue Otherwise I will give the complaint against bank . I'm ready to support your team .this is second time complaint still your executive not responding .
                            Thank you
                            Mode laxmana rao
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                              sanjeev kumar shrama
                              from Panchkula, Haryana
                              Oct 27, 2021
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                              Address: # 507 SECTOR 11 PANCHKULA 134109

                              Dear Sir/Mam
                              I have my child bank account with Kotak Mahindra Bank.
                              I have not activated weekly alert SMS but bank started SMS bank and charged.
                              Lot of money deducted from my child account.
                              Kindly look at this matter and help to reverse charges with penalty
                              Account Number..[protected]

                              Thanking You
                              Sanjeev Kumar Sharma
                              [protected]
                              sanjeev.[protected]@gmail.com
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                Himanshud240
                                Oct 26, 2021
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                                My name is Himanshu Dhingra and my crn no is[protected].I took a persoanl laon for 4.3 lac which was available with offer of 0 processing fee and 14% reducing interest and I also confirmed this from customer service twice before taking the loan.When the amount was disbursed I was charged for 4300+770 gst as processing fee from my card due to which my credit limit went in negative and i was also charged for overlimit fee for 500+90 gst. I called customer service and and they reversed the overlimit fee and raised a ticket for reversal on 2 october gave me a timeline for 7 working days also promised me to give call himself but nothing happened so I called them again 3 times and got same response.I escalated it to management where Mayuri told me that it will be done within 5 working days and she will give me a call but no luck.I called several time on the escalation number but everytime I was told that Mayuri is handling the case so she will call and they have arranged a call which I never received.I tried to go further to level 3 and 4 for eascalation the number is always busy the complaint is not getting submitted online getting an error " something went wrong" .please look into this and do something for this else will see for legal support.
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                Hi! We are sorry to know that you are facing some issues. We want to make things right here. Please drop us an email at Social.[protected]@kotak.com elaborating on the concern and your CRN or contact details. We assure you that we shall do whatever it takes to fix this. ^Team Kotak
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                                  gauthamkjames
                                  Oct 26, 2021
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                                  I deeply regret to inform you that the amount payable to me while the automatic closure of my savings account has not been received by me irrespective of repeated requests to Mr.Francis.

                                  And Mr.Francis has been promising me it will be credited today, tomorrow for over 2 months of repeatedly asking him and so on now not attending my calls too...!
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                    sharmasuraj31082001
                                    Oct 25, 2021
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                                    Address: Kotak Mahindra Bank Haridwar

                                    I have opened an 811 account it is closed because i have not completed my full KYC so my balance is stucked. i visit the bank and the bank told me you have to opened a new account in which you have to give cheque of Rs10000-/ after that you get your DD. i opened that account and the staff told me you have to opened securities account (deemet account).They told me they put alpha on my account i dont have to maintain the balance. On the other side the bank is deducting my money for not maintaing the money and am visiting bank again and again. I was write an application for my DD twice. Am visiting bank since last 6 month for DD and they give silly excuses and told me come after one weak or that day. After that they again give me another date.I am student i have to suffer alot because of this bank am belong a middle class familly and family is not happy by me because of this bank.
                                    Staff is not behaving properly to me and my parent.
                                    i have signed closure form they are not closing my account tool.
                                    Help me ASAP to resolve this issue
                                    Thank You.
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                      Vandana21may
                                      from Noida, Uttar Pradesh
                                      Oct 23, 2021
                                      Resolved
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                                      Resolved

                                      Hi,

                                      My name is Vandana Rawat and my card case is HD8CC03385. I got a call on 12 September that legal letter regarding my credit card payment is being delivered at my mother's home and police is among them. I was bewildered as my card used to be with hdfc and also under settlement. However the person on call said if I receive the letter I will have to make the whole payment again along +40000 interest. As per my settlement only 27000 was pending. They advised me to speak with manager. I spoke to manager and gave them my settlement letter via whatsapp and as per them paid the 27050 amount agreed upon for the final settlement and issuance of NOC.

                                      Till now no NOC received. Even complained on rard.[protected]@kotak.com on 20 sept but no response received.

                                      I had to chase lots of kotak representatives on call and sent emails to various kotak senior but no response. Even messaged on twitter but got a auto mail only. I will be lodging a FIR and complaint on RBI as already it's been 30+ days. I have all call recordings plus chat records.
                                      Dec 3, 2021
                                      Complaint marked as Resolved 
                                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Oct 24, 2021
                                      Kotak Mahindra Bank Customer Care's response
                                      Hi! We are always looking forward to improve your banking experience with Kotak. If there anything specific we can look into, let us know by dropping some specific details at Social.[protected]@kotak.com we will help to solve your problem like an action genie. ^Team Kotak
                                      Oct 25, 2021
                                      Updated by Vandana21may
                                      Please share full email id so I can mail you
                                      Verified Support
                                      Oct 25, 2021
                                      Kotak Mahindra Bank Customer Care's response
                                      Hi! We're so sorry that you were inconvenienced. We request you to share your concerns and registered contact number at Social.[protected]@kotak.com and we will be happy to look into this for you. ^Team Kotak
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                                        paresh pp
                                        from surat, Gujarat
                                        Oct 22, 2021
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                                        I ordered lehenga choli on amazon price of 49999 but i received item and quality not good so i return the order amazon initiated my refund on 23 sept and done on 28 sep 2021 but hasn't recieved by my acount yet
                                        my order id[protected]
                                        transaction id- 3MblEQdwncKj5jlO0J
                                        RRN no-[protected]
                                        please give my money as soon as possible
                                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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