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Kotak Mahindra Bank Complaints & Reviews

1.5
Updated: Nov 7, 2025
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Kotak Mahindra Bank reviews & complaints page 94

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P
Pattanaik Rupak
from Bengaluru, Karnataka
Dec 26, 2018
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Address: Bangalore, Karnataka, 560001

The staff acting as very smart, when they have seen the more people in the counter, immediately reacting and diverted the people to other counter, saying that the system or evm machine is not working.

The trinity, mg road & byapanahalli staff are playing around the people and they are taking the advantages of people emotions. This type of service we can't except from the banagalore staff.

The ladies are behavior more rudly than gents staff. So kindly kick those staff who are not behavior good or genousoly.

Kindly train them how to behave with the customer.

I don't know the name of the staff next time i will disclose the name very soon.
Kotak Mahindra Bank customer support has been notified about the posted complaint.
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    Sandeepniha
    from Kaikalur, Andhra Pradesh
    Dec 26, 2018
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    Hi, this is k sandeep and my crn # is 76885960. I got a credit card in 2014 and the limit was 10k. The executive misbehaved with my relative when he came to collect the minimum amount. I denied paying the complete amount but one of the collection agents came to me asking to pay the total amount which is 9k and said the account will be closed. I asked him to give me 3 installments to pay it off. He from then never contacted me until this year and no one ever did. My credit score is too low because of this. This is disgusting service ever by a reputed bank. I hope this complaint will resolve my issue. Hope so. Call me back at [protected]
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
    I am not interest to continue with our branch, AMOUT WAS DEDUCTED IN MY ACCOUNT SO MANY TIME FOR NONMAINTAIN BALANCE, SO I CANNOT MAINTAIN MIN. BALANCE, MY CIF NO:[protected]
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      S
      Sandhyavittal
      from Bengaluru, Karnataka
      Dec 26, 2018
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      Address: 560075
      Website: Kotak mahindra credit card

      Hello,

      I had opened a new kotak salary account in 2015 and the kotak person has forced me to get a credit card. However after all the talks and after the agent confirmed that the card is not chargeable i had got one. After a year or so i started receiving messages that i have to pay some amount for using the credit card when i had not used at all.

      This looks like some hidden charges. It’s more than three years o[censored]sing kotak salary account nor had any transactions over the bank.
      Kotak’s agents keep calling over the hidden charges of credit card now. I do not know what to do as i’m clueless.
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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        4
        4run88
        from Mumbai, Maharashtra
        Dec 25, 2018
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        I have received a message about something customer mandate reference from hdfc bank.

        Sms received on 12/19/18
        Dear customer mandate reference no: hdfc[protected] issued to kotak mahindra bank ltd with value rs. 63364.00 and frequency mnth is received today for processing.

        Sms received on 12/20/18
        Ach debit mandate registered for rs. 63364 /- in a/c no. Xxxxxxxxx08903 for kotak mahindra bank ltd with umrn no. Hdfc[protected].

        Please help!!!
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
        Jan 01, 2019
        Updated by 4run88
        Can i have update on my request as i dont see any response from the respective team
        My account [protected]
        Crn[protected]
        Upi reference number[protected]
        Rs 100 Money deduct and tranjection status failed and not refunded
        2:- upi reerence number[protected]
        Rs 400 nd Same above resion

        unauthorized - Comment #3307841 - Image #0
        unauthorized - Comment #3307841 - Image #1
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          D
          dhruv saha
          from Kolkata, West Bengal
          Dec 25, 2018
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          confused as to fake job.

          Address: Kolkata, West Bengal, 700092

          Hello everyone my name is dhruv, i got a call on 24th of december from km bank rashbehari regarding an interview on 26th of december, i asked the lady about the profile and she said branch operations, i specifically asked about whether this is a sales or a target based profile and she denied and said training will be provided and remuneration will range from 25-35k depending upon the process, i got a corresponding message today as to the...
          +1 photos
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          T
          Toheed
          from Noida, Uttar Pradesh
          Dec 24, 2018
          Resolved
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          Resolved

          Website: Kotak Bank

          Guys really this bank its very bad. Maine is bank mai saving account k liye apply kiya but ink kisi bande ne mujhse 10500 ka check aur document le liye but responce kuch nhi. Mai jab cl krta toh kheta ki sir kal ho jayega aaj ho jayrga aur hota kuch nhi aaj pure 30 days ho gye koi mujhe btayega ki saving account ko open krwaane k liye 30 din lgte hai kya lagein toh thk but abhi tak account open nhi aur koi responce nhi mai cl karu toh mujhe pta chlta hai sir aaj hoga kal hoga but hota kuch nhi please guys kbhi is bank mai account open mt krwana mai bht preshan agr mujhe jldi koi responce nhi mila toh mai kotak bank k against action lunga ye na smjhe kotak mai common man hoon agr apni pr aa gya toh mai kaha kaha kya krunga bss phr aap dekhenge bss mujhe koi account nhi open krwana mujhe mera check return mil jaaye aur please bht le li aapse mene service mujhe koi need nhi. Guys koi bhi apply mt krna account k liye is bank mai mera number [protected]
          Dec 24, 2018
          Complaint marked as Resolved 
          Guys really this bank its very bad. Maine is bank mai saving account k liye apply kiya but ink kisi bande ne mujhse 10500 ka check aur document le liye but responce kuch nhi .mai jab cl krta toh kheta ki sir kal ho jayega aaj ho jayrga aur hota kuch nhi aaj pure 30 days ho gye koi mujhe btayega ki saving account ko open krwaane k liye 30 din lgte hai kya lagein toh thk but abhi tak account open nhi aur koi responce nhi mai cl karu toh mujhe pta chlta hai sir aaj hoga kal hoga but hota kuch nhi please guys kbhi is bank mai account open mt krwana mai bht preshan agr mujhe jldi koi responce nhi mila toh mai kotak bank k against action lunga ye na smjhe kotak mai common man hoon agr apni pr aa gya toh mai kaha kaha kya krunga bss phr aap dekhenge bss mujhe koi account nhi open krwana mujhe mera check return mil jaaye aur please bht le li aapse mene service mujhe koi need nhi. Guys koi bhi apply mt krna account k liye is bank mai mera number 7053176441
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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            A
            Ananta V Sarma Indraganti
            Dec 24, 2018
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            Address: 500040

            Sir today i received threatening calls from[protected] stating that i kotak filed case against on me - non bailabal warrant is gong to issue. Before that he asked me to contact advocate [protected]. Case filed since i have to pay sbi card. That too with out statement they want payment. From 4lakhs to 35k they came for settlement. My credit limit was 50 thousand.

            Sir according to my statement which i receive from email i am suppose to pay 22 thousand maximum. But they want 4 lakhs. Verbally they will tell. No detail statement provided even i requested.

            With long struggle from court i received property my house. After selling i will pay and also i mentioned same. Selling the property in our area is not easy. I am struggling for that.

            Now every days they are calling me and demanding the money or want settlement.

            Need your help to close the matter.
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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              R
              Raviramaswamy
              from Bengaluru, Karnataka
              Dec 24, 2018
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              Address: 560098

              My wife had a credit card in 2003, she had defaulted and closed the cc by making a final settlement of abt 25k. Now after 15 years kotak guys are calling and harassing saying she has to pay some 30k to close, when we ask for proper statements apart from their own edited excel sheets they stop calling and continue this after 6 months or so from some new tele callers. We dont have the receipts kept as it's more than 15 years old, but one of the recovery team manager had agreed that there was a payment of 25k but is not willing to end this torture.
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
              They are taken rs 1157 from my account as TBMS charges without any information.
              My CIBIL statement showing a lone AC Kotak BF3C064050 amount 15000, Dated 19.10.2004., current balance 85624.Said lone account no.no related with me. So Please take necessary action about above and clear from my CIVIL.
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                S
                S K Dixit
                from Muzaffarnagar, Uttar Pradesh
                Dec 23, 2018
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                Dear team,
                I have not recieved the pf amount since 9 months, as online same is showing setteled, my uan no is[protected],

                Initially i have send the form for withdrawal of pf but they said to submit online also submitted and process done at current employer but now same is showing setteled on site, but no confirmation received from kodak bank for transfer of pf in the form k, also i am having interest losses on amount,

                Kindly check the statement and provide form k, as asked by current employer for mapping of amount,

                Regards,.
                Sachin dixit
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                  S
                  Saandra
                  from Perumbavoor, Kerala
                  Dec 23, 2018
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                  For the last 1 week, kotak is debiting 4 times money from my account. And they are not giving me proper reason. I just want to resolve this problem as soon as possible.in one day itself they are taking 3 times the money. Is there a valid reason for it?. The customer care is also not giving a proper response. My balance is low in it. And they are debited 23rs 4 times... What is the point in doing that.. I have to resolve this problem as soon as possible.
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                    H
                    Harry Boskur
                    from Chennimalai, Tamil Nadu
                    Dec 21, 2018
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                    Address: Chennai, Tamil Nadu, 600001

                    I am paying my credit card bill in time or 3-6 days after the dude date in regular.

                    These collection guys call me 50 times a day even though i tell them i have paid or ill pay by tommrow.

                    This is becoming a huge stress to me and if im not paying the bill you can take any legal action according to the discamers but speaking like an illitrate is in fair and should be warned.
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                    Plz chaque my account num is [protected]
                    Why cut the charge 53 rupess and 59 rupees
                    I have complaint in rbi bank

                    credit card collection guys calling 24/7 and talking unprofessional. - Comment #3305753 - Image #0
                    They offer me a job in there bank and hack my a/c and try to take som money...but they failed... they number is ([protected] & [protected])
                    please take some action against them...its a request.
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                      K
                      Kishore Nand Thakur
                      from Delhi, Delhi
                      Dec 21, 2018
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                      Address: New Delhi, Delhi

                      This to inform you that one credit card as been issued on my pan card to a fraud person by kotak bank, infact it has not been applied by me. Even the no registered is not mine. Even i was not knowing of this incident. I came to know this when i checked the credit score on paisaabazar.com. Than i came to know. About this fraud. I called to custome rcare helpline no but got no response. So kindly do the needful and put a query against this fraud work. This has happened without the knowing actual customer.
                      Kotak credit card no..[protected] (Not applied by me).
                      It should be blocked immedialtely and put query on this how this has been issued, and by whom it has been applied and also to whom it has been delivered and whose number has been registered
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                      Jan 31, 2019
                      Updated by Kishore Nand Thakur
                      I think till now no action taken by the company against this fraud. Pls update the status..
                      Apr 08, 2019
                      Updated by Kishore Nand Thakur
                      Still no update...
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                        S
                        shaikh rizwan nausheen
                        from Mumbai, Maharashtra
                        Dec 20, 2018
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                        Address: Mumbai City, Maharashtra, 400016

                        Hi team,

                        On 18th dec 2018 i made an transaction of rs 250, 30, and 10 on airtel dish tv account through credit card.

                        This transaction i had done from kotak mobile application wherein i had done recharge but i have received one pop up that this transaction not done successfully pls try after sometime with reference no and then i checked my credit card limit balance it is showing that it has been added with that amount.

                        I am not understanding if my transaction was not done then why it was deducted

                        Further i had spoken to kotak customer care they are saying due to some technical issue it has happened and that recharge has already been settled by airtel company afterwards i spoke to airtel customer care they are saying they did not any amount for the same.

                        Now please requesting you to please check with the merchant exactly what is the issue and refund my amount.

                        I hope you will understand my concern and look into this

                        My email id [protected]@gmail.com
                        Contact no [protected] / [protected]

                        Regard
                        Rizwan shaikh
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
                        Dec 22, 2018
                        Updated by shaikh rizwan nausheen
                        I did not receive any call or mail regarding this issue can you tell me why this is Mark has resolved as it is still not any amounts credited into my account
                        Dec 22, 2018
                        Updated by shaikh rizwan nausheen
                        Can any body have listen to my query?
                        Dec 25, 2018
                        Updated by shaikh rizwan nausheen
                        It's almost 4 days ago but nobody responded mu query.
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                          D
                          debk1802
                          from Burla, Odisha
                          Dec 19, 2018
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                          I have submitted a request for credit card in kotak mahindra bank and also i have a salary account in kotak.
                          After 3 days they showed the status as disapproved because of the reason that they dont have any branch near my premanent address. But some of my colleagues have also applied and they have got the card.
                          Is this is a some kind of joke? At the time of opening the account i have given them all the documents. At that time they said yes u r egligible and now they denined. If this is a case i have to tell my organization to change this bank.
                          My application number is[protected].
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                            J
                            Jagriti Jayaswal
                            from Delhi, Delhi
                            Dec 19, 2018
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                            Address: Gautam Buddh Nagar, Uttar Pradesh, 201301

                            I want to complain for late sitting culture in kotak mahindra branch...
                            Specially for female staffs...
                            It is not safe for the female employees to sit late in the branch...
                            I don't know why bt apart from kotak mahindra bank there is no other bank in which there is late sitting culture..
                            M very disappointed by this working culture of kotak
                            Please do something if you can because its the company's responsibility to take care of there employees.
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                              raghunandan swami
                              from Mumbai, Maharashtra
                              Dec 19, 2018
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                              Address: Thane, Maharashtra, 401501
                              Website: WWW.Kotak.com

                              Dear rbi,

                              My name is shobha raghunandan swami. I say in boisar (Mumbai) 401501. My account in kotak mahindra bank at boisar branch.

                              Last month my account was blocked by kotak, due to aadhaar or pan card some changes. After that all original aadhar card or pan card verified or submitted copy to kotak bank (Boisar branch).

                              After marriage my name or address are change.

                              Till date my account was blocked due to aadhar card not valid documents for address proof.

                              I really horrest from service or customer care number not reachable.

                              Please help or suggestion.

                              Any query the same pls mail to rswami. [protected]@gmail.com
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                Shashawath Vijayakumar
                                from Mysore, Karnataka
                                Dec 18, 2018
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                                Address: Mysore, Karnataka, 570015

                                I have closed my credit card and have cleared the outstanding bills regarding the same.All i need is a NOC certificate from the bank and the customer care isn't providing me a solution with that. i had actually received a copy of the settlement letter last year, due to unforeseen circumstances i have misplaced the letter and i request for a soft copy regarding the same. The customer care directed me to a card collection centre an agent but he's dodging me since 2 days now saying he'll send the mail. i had very high expectations from kotak i'm also a privy league customer, couldn't believe this experience from this customer service .
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                  girrajprasad
                                  from Tijara, Rajasthan
                                  Dec 18, 2018
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                                  Address: IIaV
                                  Website: [email protected]

                                  Sir namaskar. My account was in your bank since december 1980. Time of vysyabank ltd. Malakeda. After that it becomes ing vysya bank &transfer to alwar.&in 2016 it merge to kotakmahindrabank alwar. My a/c was o. D a/c #[protected] in the name. Brindaban banwarilal&company. My limit renewal was due on 15.12.2018 but we have request to mr. Gauravsethi. Jaipur &mr. Vinod mehata r. M alwar &to hemendar mishra branch head. For enhancement up to 160 lakh. But they have denied completely we have give in writing to shift limit in another bank, &no take over charges will be paid by my firm as in sanction letter dated 15.05.2018 of para no 21. But they torching us. We give dd of 13479636.57.00 on 03.11.2018 but they donot accept dd. On03.11.2018. After that on 15.11.2018 they accept dd in our a/c. But to release our document they make condition of foreclosurecharges rs, 270000.00+gst 18% total 318600.00 &debited my a/c without information on 28.11.2018.. Between these correspondence it feel to us that mr. Gauravsethi of jaipur want some amount, &on 19.11.2018 the bank have change status of our a/c from no freeze to debit freeze at 12.50 pm. We get very mental problem.&again on 30.11.2018 bank debit our a/c of interest &make zero balance, after many efforts bank credited interest in our a/c.&our proprty papers incomplete given on 06.12.2018 &ndc was not given till 10.12.2018 i become very depressed.. Kind request you note my complaint &terminate mr. Gauravsethi state head. Mr. Vinodmehata r. M branch &mr, hemendarmishra branch head. Kindly take action. All three employees as name above have bad intension towards our firm reputation.
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                    E
                                    Elizabeth.R
                                    from Hyderabad, Telangana
                                    Dec 18, 2018
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                                    Address: Hyderabad, Telangana, 500025

                                    Hi m elizabeth, i have tkn a loan n have givn 2 request to cancellation by visiting to branch but d executive hav done only 1 cancellation d other 1 was runing from july month n i hav noticed tat in d month of october n called.manager sana was good n helpful n refunded my money but now in the month of nov n dec also my money was deducted n complaint so today sum lady mngr chandrani frm mumbai called me n was vry rude tone n ws not having politeness twrds customers.she stated tat just coz i dint give u reversal ur saying m rude with u.bleady beggers u ppl r taking money from us n being rude with us.is this ur cust satisfaction?u ppl r taking money from july n eating frm me.morovr ur saying tat ur giving money to me.guys nvr trust this kotak waste ppl they nvr do they wrk properly n raise d voice.
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                      D
                                      divarathna
                                      from Mumbai, Maharashtra
                                      Dec 18, 2018
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                                      Hi,
                                      I am using kotak mahindra bank, i am having very bad experience while opening account they give all the false statements after that they will detect amount how much they want with out making a call, this is very worst bank i never see like this type of bank, so who are using this bank please care full if possible they will take what ever they want please don't believe kotak mahindra bank, you will suffer like anything.
                                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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