Life Insurance Corporation of India [LIC] Complaints & Reviews

sir i have a lic's moneyplus policy . my policy no is[protected]dated 08.08.2007 . my name is C.Susai nathan. I want to know the current status of my policy . please give the status on my E mail id . my e mail id is [protected]@gmail.com&s.[protected]@yahoo.com.

Dear Sir/ Ma'am,
I am Atyendra Kumar, taken two Policy (Policy no.[protected] &[protected] from your Bhadohi branch, Sant Ravi Das Nagar Badohi, Uttar Pradesh on 12/05/2009 but till date I didn't get Policy Bond for Both.
When I contact to Branch Manager by email they replied me that they send Policy Bond on 21/12/09 by speed post. But still I not received. Again I send email according, if Customer not received concern documents / post from LIC, who will be ensure for that documents. They didn’t reply me and didn’t take any action.I send email many times but No action taken by them.Now I fadeup. they are solving problem of customer this way.
So please do take correct action against those people because I think they are spoiling the image of the LIC and pls. arrange to send me my LIC Policy Bond.

Regards,

Atyendra Kumar

I submitted all the required documents against discharge voucher on time against my policy No.[protected] in the name of Rajesh Poddar, well in time, but to my horror LIC branch 20 of kolkata deducted Rs 13046/- from the maturity value without any reason on some false pretext. When an explanation was sought it fell on deaf ears. I can't believe that they can do this to a loyal client. More then half of the maturity value just vanished. All my financial plans are now in jeopardy.

Please help.

Rajesh
kolkata
[protected]@gmail.com

Dear Sir

I have a Bima Gold Policy in LIC. My Policy Details as below.

Name of policy Holder : Usha Kumari
Policy Name: Bima Gold
Policy No:[protected]
Commencement date: 28/03/2006
Premium : Rs. 2098/- (Yearly Mode)
Policy Branch Code: 471 (Kalna, Burdwan, WB)

According to the nature of Policy I am supposed to get a cheque of Rs. 5000/- in the month of March'2010.br...

Dear sir,

Subject- Non payment of policy maturity value

I have taken money back insurance plan from your company i.e. Life insurace Corporation of India Ltd vide policy no.[protected] on my name Anwar Ullah Khan.
I have submitted policy document along with application for payment of final payment or maturity value on 16/6/2009 at your LIC Robertsganj Branch.

Almost One year have passed and after several telephonic call and personal visit branch/office still have not paid any amount telling one or other reasons
Since I am a retired personal i am in dire need of money for my personal expenses.

please help in this matter early

Yours faithfully

Unwar Ullah Khan
Policy No.[protected]
Contact No. [protected],[protected]

Sir,We are very hopeful about your cmmitment for better service to customers.But in reality some of your employed people are behaving opposite.Just for example,to day(27.5.10) at 13.50Hr.I wanted to pay premium for one of my policy at LIC ,city office-1(opposite to tea board),Kolkata.Person sitting at cash reciving counter told "Our main computer is not operating properly".Then I asked,when it will be ok.Replied "not known".A person standing by the side of me said"he tells lie to get rid of work".

Just to verify,I went to your another office,LIC,city office-4,Kolkata at 14.00Hr.(27.5.10).I could deposit the amount without any difficulty.SO MY EARNEST REQUEST IS,PLEASE HAVE A CHECK ON YOUR STUFF,WHO ARE BECMING SUFFERING FOR YOUR CUSTOMER.

With ahope to get some corrective action at your end.

Thanking you ,

Yours faithfully

S.K.Chakraborty
Policy NO.[protected]

Dear sir/madam


My self Nagappa Avanti from karnatka state gulbarga district, i have apply the Housing loan in the month of 18 feb 2010, i submited all documents,but still i dont get any loan form them. they have not ready to taken responsibiliy, they create the problem. So please sugest me what i do.


Thanks & Regards
Nagappa Avanti
email : [protected]@yahoo.com

Dear Sir,

I wish to inform that I had registered for LIC Premium payment for my LIC policy no[protected] with HSBC VISA Bill pay facility. It is again to inform that I have made On-Line payment of Rs.7878/- from SBI NetBanking on[protected] and at the same time HSBC VISA Bill payment was also processed. As a result, I had made double payment of Rs.7878/- aggregating to Rs.15756/- for my policy no[protected] for the premium of period[protected].

I had followed up LIC on e-mail address '[protected]@licindia.com'; '[protected]@licindia.com' and also on their help line no-079 – 2551 1419 but they have not taken any steps to refund back my premium.

I seek you intervention on this issue.

Thanking you.

Yours faithfully,

Pramod Kumar Singh
[protected]@obc.co.in
contact- +91-[protected]

Sir,
I have a LIC Money plus policy No[protected] & my wife have policy no.[protected]n dated[protected]. I want see my full status of policy at present and current rate.
My E-mail Address is appended below. adv.[protected]@yahoo.com kindly send me the full details of my policy

MY POLICY NO.[protected]. IS HANDED OVER AT LIC OF INDIA AT SANGAREDDY BR. ON [protected] VIDE RECEIPT NO.35194.
BUT EVENAFTER 5 DAYS AS ON 22/05/2010 MAY SURRENDERD VALUE IS NOT SETTLED. WHEN I CANTACTED THE CONCERNED STAFF( LADY STAFF) AT THE SECTION THE RESPONSE IS ADAMANT AND NOT SATISFACTORY.
AND ASKED ME NOT TO COME TO THEIR OFFICE FOR SETTLEMENT, IN VIEW OF THE ABOVE PROBLEM IHAD TO BORROW FROM OPEN MARKET AT THE HIGHEST INT. RATE.
KINDLY LOOKINTO THE MATTER AND ARRANGE TO SETTLE THE SURRENDER VALUE IMMEDIATELY

the brach manager,lic of india ,branch 12-h,delhi

Sir,I received claim letter from your office on 10/05/2010 and I deposited the lic bond alongwith claim form on 11/05/2010 in the morning.but I am sorry to point out that I have not received the chque/payment till time i.e.6:15 P M dated 21/05/2010.the payment was due on 15/05/2010.you are requested to pay the interest @18% on the due amount from 15/05/2010 to the date of payment received to me.
policy no[protected] in the name of madhu singal lic branch-12H delhi
otherwise I will be left with no alternate to approach consumer form and irda authorities.

YOURS TRULY
MADHU SINGAL
H NO 144 POCKET G/23
SECTOR 7 ROHINI DELHI-110085
M-[protected]

I have been requesting LIC, Divisional Office-I,P &GS Unit,Jeevan Prakash,7th Floor,25,KG Marg,New Delhi-110001 through phone, letters and fax messages for the past one month to send me the TDS Certificate in respect of Tax deducted by LIC from monthly pension payments on the Annuity no 011M[protected] taken by IFCI on my behalf , for the year ended 31/03/2010. I have neither received the TDS certificate nor any response from LIC so far.As i have to file my income tax returns at the earliest , please take up with LIC to respond to me immediately.
G.J.Prasad, Phone no-[protected]

Sir,
I have a LIC Money plus policy No[protected] which is on my daughter's name. Prarthana sharma D/O Manoj kumar sharma I want see my full status of policy at present and premium deposited by my agent. My E-mail
Address is appended below.

[protected]@gmail.com

kindly send me the full details of my policy

We had taken two policies in the name of

Mithun Naik.v- Ploicy #[protected]
Shimpu D hegde – Ploicy #[protected]

We haven’t received our money yet. Trying to reach[protected]/226591-( lic nanjan gud branch) where we had taken our policies.

Nobody bothers to pick.

Can you please help in this case. We are fed up of calling Nanjud gud office at least 20 times a day.

on maturity of policy no.[protected] in the name of my daughter Pragya Kamal on 02.02.2010 , a cheque of Rs.217300.00 was delivered on 13.03.2010. In course of collection,the cheque was returned as the signature of the lic Dumka official differed.I sent the cheque to Dumka branch with a request to make payment through D.D. with interest due thereon for the delay.No response from LIC authorities till date.

Sir,
LIC HOUSING sanctioned a home loan file no. 23539 of Rs. 1250000/- to me on 12/01/2009 and disbursed the first installmet of loan of Rs. 394100/- in March 2009. While sactioneing the loan they look ECS instead of PDC cheque. From April 2009 pre EMI of Rs. 2873/- started and from August 2009 pre EMI of Rs. 3284/- started. At the time of sanctioning of loan it was communicated to me that pre EMI will be charged upto 12 months and thereafter EMI will be started on the disburse amount. But i was shocked to see my bank account because amount of rs. 14538/- was withdrwan by LIC Housing on account of the said home loan. When asked from the concern officials i was told that EMI on the sanctioned loan has been started. It is astonishing that EMI has been started on the amount which has not been disbursed to me.

On the application form of loan i have given my address, phone no., mobile no. and email id but LIC Housing has not informed about the changes of ECS amount and charged the amount without my knowledge. It is there responsibilities to intimate about any change of ROI or change of ECS.

How the institution like LIC Housing can withdraw the amount against the loan which has not been disburse to the borrower.

It all shows the negligency and bad intention of LIC Housing and we feel cheated by LIC Housing and in this regard i have written to there Registered & Corporate Office and Area Office but till now no reply has been send to me. Now i am sending the complain to RBI as well as Finance Ministry. I will protest this upto any level because it is a serious matter of financial irregularity and financial cheating by LIC Housing.

I am writing on this platform just to aware other borrowers to take care of there money from LIC Housing. LIC Housing will not hesitate to snach money from borrowere without informing them.

Hope after writing on this platform any solution we will get at the earliest.

Thanks & regards

Sarika Agarwal & Sharad Agarwal

Hello,

This is Veera Venkata Ramana Rao.with respective to change nominee in LIC 3 months back i sent mail to [protected]@licindia.com staying that my LIC policy[[protected]] need to be from "thirupattier" brance to "Alunder" chennai branch, Since i'm staying in chennai, but till now no action has been taken by LIC of India.

Please treat this as high priority and do the need full.

With Regards,
Ramana Rao.
[protected]

From,
R.Radhakrishnan
Lekshmi Nivas
65-Mythri Nagar, Near Ammannada PH:[protected]
Pattathanam,Kollam MOB:[protected]
e-Mail: [protected]@gmail.com

To,
The Manager / Competent Authority
LIC of India, Kollam branch,Kollam



Sub: application for discontinuing the policy

Dear Sir,
I, R.Radhakrishnan, a Jeevan Nidhi policy holder of LIC with policy no:78363426 of your Kollam Branch,
Wish to close my policy owing to some financial crisis. Kindly consider this letter as my application for discontinuing the policy. I also request you to take necessary action for getting my account balance cleared.
Expecting a positive replay and action at your earliest convenience,
Regards,
15-05-10,Kollam. R.Radhakrishnan

D/Sir
My policy no[protected] relates to B.O. Sant Nagar Karnal. Policy was forclosed due to non payment of loan instalment within 5 years .Loan interst was paid vide receipt no 7338251 dt. 24.12.05 within 3 years of loan received but the policy was forclosed due to non payment within 5 years. Had it not been forclosed , I would have depsoted all my dues in time. Now I am deprived of benefits , it is non of my fault , the mistske is...

To,
Life Insurance Corporation of India
Servicing Branch 909
Mumbai.
Kind Attn: - Branch Manager LIC of India
Sub:- Return of Policy Bond Policy No:[protected]
Dear Sir /Madam,
This is to bring to your notice that my Policy no:[protected] of Mr.KamleshKumar Jagdish Tiwari which are commenced, I had applied for loan against this policy in the month of January, but till date I had nor received any loan amount nor any intimation that whether the loan is sanctioned or not or cheque is drawn or not in my favour, if at all now the cheque is prepared or not prepared I m not concern about that cheque, I m interested in that LIC should return back my policy Bond which is mentioned above.
But LIC is not a Customer Centric Organization in today’s world, the way people believe in LIC is having false faith .If LIC would be a customer Centric Organization then it would had bother to take care of Customer by informing in mail or by giving a courtesy telephonic call. So I request you to return back my policy bond immediately as I had not received any loan from your good self or nor any loan amount cheque.
Kindly returns back my Policy As soon as possible.

Regards
Kamlesh Tiwari