RBL Bank Complaints & Reviews

Tried opening a current account for my new firm. Initially they have taken all the documents from me. They said for opening the current account with 5k minimum balance we need to take one insurance policy worth 5k yearly so i said ok to it and after giving all the documents the immediate day they have come to our office and made me pay 5k online for the insurance policy and from then the actual struggle started for me. Even after 15 days also my current ac is not opened and i contacted the branch and after all discussions they said that i didn't call them for the update and its problem from my side. So i asked them not to process my application further...

Dear sir,
I would like to inform you that we have a current account with you, vide account no.[protected] in the name of "silk and craft".
This account get freezed without any information and proper valid reason.

This reason we got our incoming fund transfer of rs. 61000/- has got barred from clients yesterday.
Please rectify this issue on priority basis and make active account.
Also i would like to inform you that, in future if this type of hassle will face, we will immediately close the relationship with your bank. Because we have various options of association on bank.

Best regards
Mukesh gope
For
Silk and craft.

Mobile: [protected]

Hi team,

I had applied for credit on 29 nov, 2017.

Application reference number - #cc4j080kxk
Phone number - [protected]

When i had applied for credit card my number is [protected] but now this number is deactivated

So can you please share me update on my new number[protected]?

Or please confirm credit card status.

Krishan chahal
[protected]
[protected]@gmail.com

Rbl credit card team collected my aadhar number, pan details, bank statement and pay slip details. But have not responded to my repeated calls regarding card status. If it is rejected they should respond me back. But i'm afraid they gonna use my personal details and use the credit card for other purposes, without my knowledge. I never approached this bank, they themselves came and offered and collected my details and now that they are not responding.

Mai aapka card use kiya hun pr payment bhi kiya time to time but abhi kuch mahine (8 months) se mere job nahi raha hai to mai chahta hun apna card band karana or or kitna bakaya hai use batado mai dhire dhire pay krdunga. Aapke recover team mujhe call or phone karke dhamki v deten hai or ulta sidha bolten hai to aapse niwedan hai ki pls mera card band krden permanent or raha paise dene ki to wo mai dhire dhire chukata rahunga.

Sir mujhe bar bar call krke dhamki diya jarha hai or bahut kuch bol rahen hai. Or ghar pr aane ka dhamki de rahen hai or bolen hai ki ghar ka saman bechen or mere body parts sale krke paise lene ki bat kr rahen hai mai audio bhi send krta hun. Or agar aise dhamki milegi or or bar bar mujhe pareshan kareten rahinege to mai mujhe taklif hai or aise me mujhe itna paresan krdiyan hai mai mai sugar or bp ka mariz hogya hun 600 se upar ka sugar hojata hai. Mai kam kr raha hun sir or jaise hi mere paise aajaten hai mai one time me payment karke card band kara dunga. Or mere card me jitne paise sare ke sare khatam hogya hai jbki maine card use hi nahi kiya hun bs payment hi kiya hun. Or pls sir request hai ki meri madat karen or unper kuch legal action liya jaye or jis number se mujhe call or dhamki milrahi hai mai wo number or audio nutan tyagi [protected]

This is to inform you that my credit card has been delivered to xpressbees courier service but still not got my card i had call 3-4 times but they are not responding good even person is not came at home address and my card is not delivered on my residence adress i request you that pls delivred my credit card on my residence adress as soon as possible pls

They send me a new credit card again and i had returned it again on next day. Their executive call me and i denied to accept credit card also send them courrier slip but they send me credit card statement every month please help. How could i get rid of these fraud statement. Calling them on customer care but their ivr has no option for direct talk to executive and i dont have any credit card.

Hello,
A person named "Prakash" claimed to work with RBL Bank in some Delhi branch in the loan department, is calling us continuously from yesterday. He told us that our neighbor, Ravinder Shaw has taken a loan of 5.5 lakhs from their bank and not repaying back and he has given our names as his guarantor.But in reality, we don't know anything about this matter.

Now, today they are calling randomly to our friends and family members and claiming that I and my husband has taken a loan of 5.5 lakhs and have fled away. Again I have no idea of where they are getting contact numbers and other information.We have lodged FIR in Dumdum Police Station, but they have asked us only to ignore the calls.

Please take necessary steps as this kind of calls are ruining our reputation.

Dear Sir,

I have applied for the credit card as per the IINFOMATION GIVEN BY THE AGENT / EXECUITIVE . He told me no card fee CHARGED DURING THE FY 2017-18 . but agency has been charge fee AMOUNTING TO RS. 1100/- APPROX. So i requested to you, please cancel my card no 8334 of Sh. SATISH KUMAR .

Regards
Satish kumar
[protected],
House no 72
VPO DHNAKOT, DISTT GURGOAN-122505, HARYANA

Dear sir,

Rbl bank executive called me to issue my credit card, and he told me that there would be no cost of anything in the first year and will charge in the next year so i said ok, i thought therre would be no problem. But on 15 dec they have sent me the summarized bill saying thhat i will have to pay. Now, my issue is that if i haven't recieved anyy kind of card from there end then why would i have to pay for nothing.

Please help me i am sending you the mail sent by them.

Thank you,
Deepak mandal
[protected]

Rbl bank confirmed that i will receive the credit card. I received sms that my card is dispatched but it didn't reach me. Finally i received a sms stating that the card is returned. Real surprise is i have received my 1st bill in nov and now got the 2nd bill. Even after sending email to customer care, they are not taking any action and keep on sending bill for annual fee. This will affect cibil scores and they are just playing. Worst customer service, they will not even respond to our emails. I request someone to take action immediately.

Dear sir/madam
I am dr. Amlan keshari my credit card reference no is [protected] and my register mobile number is[protected]. But i am not getting my credit card till date how ever i recived despatch message on[protected] by bluedart courrier but still i am not recieving the card but it is not my concern or issue my concern is how come statement generated and outstanding ll come. Also when i applied for credit card your executive informed that anually charges ll be totally for me so how can it ll happen. I think your bank is not a bank it is a cheating organisation because your bank service is so disgusting and harrsased a customer. So pls i request to your bank pls cancel my credit card and also wave out my outstanding otherwise i ll go to consumer foroum. I am expecting that your bank ll resolve my issue asap and also i am waiting for your resonse.

Regards amlan keshari
Mobile number -[protected], [protected]
Bbsr, odisha.

Hi,

I have been trying to reach you're bank customer care for god knows how long. I'm a very new customer and it's been a very bad experience for me so far with you're bank and because of this i have decided to close the credit card. Can you please help me in doing it?

My old mobile number is [protected]
New mobile number is [protected]

Card number ends with 8831

Regards,
Manoj k

Hi sir i m rachana jaiswal my contact no is [protected]. I m not get the card bt i get the bill i don't know what the problem... The bill amount is 3583... For the time of application they told me the annul fees of 999 only bt know they charge too much.. Bt i would like to know one thing if a person not received the card u could u charge any amount.. Sir please help me

Please note that i applied for rbl credit card and got reference no : #cc0e86eki. I got all verification done at my office and residence too. I got multiple calls at office too for verification. Today got checked in rbl link showing track your card application. Found the reason as follows. Application reference number #cc8he18j8i, status dear customer, your credit card application has not been declined as it did not meet the policy requirements of rbl bank who called us for credit card and we never gone to rbl for the same. Your executive even confirmed me that it got approved and i will get my card by saturday 16th dec 2017. I called customer care and they are not giving any correct reason one is telling u r card has been approved someone saying u r credit card application still process u r customer care people not giving any correct reason for rejection. As per rbi guideline circular no - rbi/[protected]/100 bod. Fsd. Bc.23/24.01.011/2008-09 dated[protected]. Rbl bank should give us reason or else we also file complaint in rbi and bank ombudsman. We want reason for rejection as it will hit my cibil. My cibil was all clear. If we will not find reason for rejection, we will file case in consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against rbl. I never had any credit card or liabilities from any bank in the past. Please provide reason or else i will file case in consumer court

Regards,
Abhishek jha

First they said i'm getting an offer on taking a loan from them, (Which had too many other issues) they are giving me a free platinum supercard. After i agreed and got the card the next caller told me that first year is free and 2nd is payable.

After i made few purchases i see an additional of rs 600 charged in my account for some cc security charges which i never agreed upon. I tried sending few mails to get a clarification on the charges, but apart from the automated reply you never get any response back from them. I tried calling their customer care which is just an ivr system and does not have any option to check false payments clarifications. Now there is no way you can speak to a live agent and get your queries clarified.

I want to close my cc now and now there is no option to do so and apart from sending monthly bills there is no customer care support for this bank.

As per my advice do not respond or take any of their services. The only time they call is to give the cc and no response once you receive it.

My self kulvinder singh having a credit card from your bank ([protected]) titanium delight 92000 limit and other card of rbl bank through money tap aap ([protected]) titanium 92000 limit. Already mail u guys many time that i'm not able to use my ([protected]) more than 13000. Out of 92000 available limit shows 78900 but not able to use. Last time i'm requesting u that pls resolve it neither i'm not going to pay rest dues of mine which i brought through money tap aap rbl card. Why i'm only facing such problem other hand my friends also using rbl banks credit card and money tap rbl card both cards are running separately. Waiting for ur rply...

Kulvinder
[protected]
Saini. [protected]@gmail.com

I'm using your credit card for the first time. But i didn't get welcome reward points of 2000. Adding to it if i utilize 10000, i will get 1000 extra reward points. But nothing added to my card. Paid 1st bill this month. Please check and do the needful. My card no: [protected]. Email : [protected]@gmail.com. Name: shabbir hussain card type: titanium

Dear sir,
After doing follow up with all grievances lateral of rbl bank no proper reply from them to escalate further this is the mail.

There are three issue:
1. Credit card fee.
2. Charges reversal.
3. Rewards point.

1. Credit card fee:
My existing card which i am using was initially issued by abn amro bank in year 2007 with life time free condition. (No annual charges)

The card business further sold to rbs their also while using the card no difficulty has been faced and no charges has been levied regards for annual charges.

The further business has been sold/taken over by rbl bank since then bank is charging annual charges on request some time they got reversed but again they are charged.

I told bank people that as per my card terms and condition its an lifetime free card they are either unable to understand or willing dont to be get understood.

So kindly look into the matter as per original terms and conditions it should be free. Also arrange reversal done in past.

2. Charges reversal.
I have done two transactions of rs. 20, 000/- each on 05.04.2017.

The statement generated on 17.04.2017 and due date for same was 07.05.2017.

The said transactions were under dispute due to deficiency in services hence request for investigation is made (Usually as per visa/master card agreement bank to do investigation).

The bank people are unable to understand they said its since otp is used while doing transactions hence they cant do anything and charges has been levied.

To avoid further charges i made the payment of rs, 35488/- (Since there are some reversal bank has done so i paid the effective amount of rs. 35488/- instead of rs.40, 000)

There were delay in crediting the amount hence bank has further leived charges here also bank is not reverting/ acting hence got delayed still bank had charged..

In the month of july 2017 after vigorous follow up bank has provided temporary credit disputed amount along with interest.

There after i made some transaction made the exact amount which i had spend.

The merchant has provided the sufficient services for the said disputed amount,

In the month of september 17 bank has revered the temporary credit but no the charges pertinent so same.

I am using card regularly and making on due dates but in last two month when i have checked their is out standing even i making full payment what i have spent.

Going on details of statement it appears that bank has not revered completely charges hence the card is showing overdue.

So kindly look into the matter since as on date there should not be any due towards me.

3. Reward points:

As explained in above point no 2, reward point also got adjusted or expired kindly reinstated eh same.

Request:

I using credit since more than 10 years without any default.

The overdue in credit card deteriorate the cibil score.

For above matter i have sent so many communications (Same available with bank) even i told if delay in reply my account will get charged but one is listing.

It is nice banking with rbl and enjoying the lot looking for early revert,

Me and all my relative getting call from rbl bank and used abused and cheap language. I have to pay them 92000 and i told that i will go to bank and ask them why should you bothering me but they not stop and still whole day they harassed me and my family with very abusing language. I know they are not from bank but they said they are from bank there no are
[protected], [protected], [protected]