State Bank of India [SBI] Complaints & Reviews

One of the most third class banks in India! Even for foreclosure of loan one has to break their heads! It takes 30 secs in Cred to foreclose a loan and in this caveman bank of SBI it takes 3 days!!! Pathetic! Still not resolved! And their Customer care is always busy, more business than PMO!! I hate myself for getting this damned credit card!

Dear Sir/Madam,

I am writing this letter to express my frustration and disappointment regarding the continuous locking of my SBI credit card since 20th January 2023. Despite my repeated attempts to contact the customer care team and sending emails, my credit card has not been unlocked yet.

I have complied with all the necessary formalities and provided all the required documents to your team as per your instructions. I have also paid all my outstanding dues and cleared all my bills on time. Despite that, my card remains locked, and I am unable to use it for any transactions.

This has caused me great inconvenience and has impacted my financial transactions. I am disappointed with the poor customer service I have received from SBI, and I expect a prompt resolution to my problem.

Please find my credit card details below for your reference:
Credit Card Number: [[protected]]
Date of Birth: [[protected]]
Name: [MUZAMMIL SHAMIM]

(SR Number:[protected] & Interaction Id[protected] We Send All Details & Document In Mail

I request you to look into the matter urgently and unlock my credit card at the earliest. I would appreciate it if you could provide me with a solution to this issue soon.

I look forward to your prompt action and a positive resolution to this problem.

Thank you for your attention.

Sincerely,

SBI cards is just wow. They charged me 1028 rupees without my knowledge. When I tried to complaint about it they said "Your were given Reward points as well as cashback" . Than I asked where are my reward points in that case, Than they said your account didn't have reward points that why money have been deducted. I teied complaining on Nodal officers, Senior Nodal officer but all in vain. And yesterday their "Senior nodal officer" told me I am being charged for shopping done in Oct or Sept 2022. Like really? You are charging me now after 7 or 8 months? And if your system have gone bonkers or faulty is that my fault? Were you hibernating for 7 months?
Really really pathetic experience. As I was searching on Internet about the same I came across 100s of post about the same issue. I dont know what kind of service they are providing. Complaint number for the same is[protected]

Hello, in 2018 december, I see that there was a charge of Rs.2950 for not submitting the RC. I reached out to the branch to check for the same, and they've asked me to drop a letter to revert the charges and till today i do not see the charge getting reverted from my account. Next month would be my last EMI and they are asking me to pay the extra charges. Loan Account number - [protected]

My account is in SBI Nainpur
Today on 04 May 2023 my amount get deducted amount of 295 Rupees 4 times.
Transaction Details are
Date 04 May 2023 ECS/ACH RTN CHGS28/09/2022 SBIN[protected]
Date 04 May 2023 ECS/ACH RTN CHGS27/09/2022 SBIN[protected]
Date 04 May 2023 ECS/ACH RTN CHGS30/09/2022 SBIN[protected]
Date 04 May 2023 ECS/ACH RTN CHGS29/09/2022 SBIN[protected]
Please refund the amount as i dont have any pending loans or payments

Dear Sir/ Ma'am

I'm Srinivas rao. My Accounts number is [protected]. IFSC code = SBIN0002686
I have a Complain.

Rs. 33000 deducted from sbi account and message showing in statement as "fi txn @ csp outlet". Money has been deducted 5 days from may1st to until may 4th. They have been done the transactions every day 5k, 4k, 10k and 10k.

Even i didn't get any message regarding this deduction on my mobile phone.
Today went to ATM while checking the balance it's showing very small amount then I realized someone has done the transaction with knowing me from my account.

Please revert my amount because i need money this time. Such a huge amount they have been theft without otp and security. Hopefully i will get my money as soon as possible.

Please helpful on this.

Loan A/C No. Is [protected].

Denied to refund EMI.
Bank said we'll put a hold on your account and debit all kind of fund like salary, bonus, cpf, etc. till we recover remaining loan amount. you won't have access to your account... In a nutshell bank is trying close the loan before tenure FORCEFULLY..

hats off to the Unwritten/unspoken Rules of the bank.

Loan A/C No. [protected]

Bank employee anita and adv.arpita said bank has filed a case against my father in a court but we didn't get any "LEGAL NOTICE BY POST, EMAIL, WHATSAPP OR TEXT MESSAGE". So how would we gonna know that there is a case filed on us by the bank???.. If there is then Do they have court permission to debit EMI in advance or to recover the loan amount before tenure???. Need to see.. We still have 32 months to pay our loan.

Hi Team,

I have applied for SBI credit card on 19th April 2023, application number is:[protected].
I am holding my account with SBI from last 13+ years, have FDs also in SBI.

I tried to reach my nearest SBI branch to know more about this rejection reason, but they were not able to answer. Even they wanted to re-apply again.

Kindly help me to understand the reason for this rejection.br...

Dear SBI i got your pathetic service ever. I lost my job and i was job less for last 3 months thats why i missed 2 minimum dues but i paid my 1 dues last month now i have only 1 dues but your recovery agents Threaten me your file going for defulter please tell on 1 minimum due how can you do that can you understand the situation on your card holder or not see the screenshot of that agent

I have an SBI account, recently I have transfered my branch from Kerala to Mumbai (branch :20733). Now after login i couldn't able to view my account details and download the statement. Getting error states that "NEW ACCOUNT OR RESTRICTED BY BRANCH". I followed up with the branch through email and visiting home branch. Now its past one and a half month, either the pathetic staffs don't understand the issue or pathetic SBI online system they cannot resolve my issue. I mailed upto the SBI head office still no resolution from SBI side. Now I don't know whom to complaint. I took home loan from this stupid bank. Now my savings account is unable to view, how can I check my account details.
ONE OF THE WORST BANK IN INDIA BY STAFFS AND THEIR ONLINE PORTAL.
ALL PRIVATE BANKS ARE RUNNING SMOOTHLY. Due to SBI untrained staffs and worst online portal I am frustrated till now. I am a daily wager, I cannot spend the entire day by visiting SBI branch frequently in all alternate days throughout the month.

Written complaint was submitted at the home branch on 28th April 2023. Complaint is still under process...
My name is Dhhanashri daughter of Ramesh Gavit.. My father has taken personal LOAN of ₹15, 00000 with interest rate 12.10% for a term of 5 years(60 months) In january 2021... In 2021 we were not able to pay EMI for 3 months. Therefore, bank put a hold on my father's account and filed a case against my father(That's legal, No issue). Within few weeks my father paid all the 3 months' EMI. After this incidence my father was paying all the EMI on regular basis. You can check the statements. All things were going well but recently on March 31st 2023 my father's account was CREDited by ₹5, 19000(CPF money). My father wanted to withdraw them for my younger brother's college admission and last date was 21st April 2023. But unfortunately we couldn't get admission because of those so-called branch employee or employees.
Bank debited 14 EMI in advance. This is 27th month of the LOAN so balance amount should be ₹9, 10000 something.. But today, balance amount is showing ₹5, 45209 which should be shown in 41st month of the LOAN.
1st time (today was 3rd time) When my father visited bank and asked for the reason, There is a m*nx and Ill-mannered lady named Anita(अक्क&agra...⇄ शुन्à...⇄ बाई) working in a LOAN department said "your daughter must have withdrawn the money ". She didn't even check statement. How could she talk like this??? Later she said you have done fraud and there is a Case(still we didn't get any letter or email of the Advocate appointed by the Bank) filed on you that's why your money has been debited by the SYSTEM. I don't get it, Is computer really a dumb or intelligent device. As per my knowledge computer works on physical command given by human only.
"""This lady always misbehave with my father. She always try to insult him. She always talk on personal matters.. I don't understand who the ### give her right to talk about our personal family matters. Did bank employees really have the right to ask about where we spend the money or what did we do with it?? How dare she?????"""
Even in 2021 that m*nx lady put a hold on my SBI bank account saying that I'm doing a fraud, just because my father's all money was transferred to my account...what the hell? She put a hold on my account even when my father and I were not holding joint account. That wasn't under RBI guidelines. Still she put a hold on my account. I just hate her, I really hate her..

I am writing to you about the refund of my order#[protected] for item
boAt Rockerz 103 Pro Bluetooth Neckband with BeastTM Mode(40ms Low Latency), ENxTM Tech, ASAPTM Charge(Fast Charge), Upto 20HRS Playback, Signature So. I have not got my refund till now . Refund issued on[protected] .My Refund Reference no is 85215223053307871899378 My refund amount is Rs 981.38. Refund initiated by amazon but still not recieved in my account .

Sir, my bank account amount cybercell hold on 15000 rupess 2/6/2023
Bank details
STATE BANK OF INDIA
A/c [protected]
IFSC-SBIN0008288
Branch nane-Sagolia
Mobile [protected]
Email-aynal.[protected]@gmail.com

I have made a deposit of Rs 4, 000/- on 27.02.2023 through UPI bank transfer to K S Corgo movers and the amount has been debited from my savings account but not credited in the beneficiary account.

The beneficiary customer support confirmed the transaction as a timeout and advised to contact state bank of India for my refund amount.

Hence I'm requesting SBI to please look into this and refund my amount as soon as possible.

Here I'm enclosing photo copy bank statement for your reference.

I have made a deposit of Rs 4, 000/- on 27 02.2023 through UPI bank transfer to K S Corgo movers and the amount has been debited from my savings account but not credited with the beneficiary account.

I have contacted the beneficiary customer care support and they confirmed that the transaction has been time out and they advised to contact your bank for the refund.

So requesting you to please look into as soon as possible and refund my money.

Here I'm enclosing the photo copy of bank statement for your reference.

Hi

My name is Aditi Gulecha.

My mother, Aruna Gulechha holds a health insurance policy from SBI General. She has recently renewed her health insurance with SBI policy No. [protected]-03.

When she downloaded and viewed the policy document, she found an error in the address. In place of "Om Shri building", the document mentioned "Om building."

She then wrote...

On 31/03/23 we received an SMS on our registered mobile number with SBI 9****9546 that Your AC XXXXX653769 Debited INR 1, 000.00 on 31/03/23 -MAB CHGSBCH. Avl Bal INR 13, 805.14.-SBI

To err is human. In banks also occasional errors happen. Mistakes happen due to human error and mechanical error.

I'm writing to inform you that Our bank account was wrongly debited Rupees 1000 for non-maintenance of Minimum Average...

10000rs deduct my account without my permission on 29/04/23.

AC NO-[protected]
09/MARCH/2023 TO 29/APRIL/2023
contacts no-[protected]
email [protected]@gmail.com