Life Insurance Corporation of India [LIC] Complaints & Reviews

Dear sir/madam


My self Nagappa Avanti from karnatka state gulbarga district, i have apply the Housing loan in the month of 18 feb 2010, i submited all documents,but still i dont get any loan form them. they have not ready to taken responsibiliy, they create the problem. So please sugest me what i do.


Thanks & Regards
Nagappa Avanti
email : [protected]@yahoo.com

Dear Sir,

I wish to inform that I had registered for LIC Premium payment for my LIC policy no[protected] with HSBC VISA Bill pay facility. It is again to inform that I have made On-Line payment of Rs.7878/- from SBI NetBanking on[protected] and at the same time HSBC VISA Bill payment was also processed. As a result, I had made double payment of Rs.7878/- aggregating to Rs.15756/- for my policy no[protected] for the premium of period[protected].

I had followed up LIC on e-mail address '[protected]@licindia.com'; '[protected]@licindia.com' and also on their help line no-079 – 2551 1419 but they have not taken any steps to refund back my premium.

I seek you intervention on this issue.

Thanking you.

Yours faithfully,

Pramod Kumar Singh
[protected]@obc.co.in
contact- +91-[protected]

Sir,
I have a LIC Money plus policy No[protected] & my wife have policy no.[protected]n dated[protected]. I want see my full status of policy at present and current rate.
My E-mail Address is appended below. adv.[protected]@yahoo.com kindly send me the full details of my policy

MY POLICY NO.[protected]. IS HANDED OVER AT LIC OF INDIA AT SANGAREDDY BR. ON [protected] VIDE RECEIPT NO.35194.
BUT EVENAFTER 5 DAYS AS ON 22/05/2010 MAY SURRENDERD VALUE IS NOT SETTLED. WHEN I CANTACTED THE CONCERNED STAFF( LADY STAFF) AT THE SECTION THE RESPONSE IS ADAMANT AND NOT SATISFACTORY.
AND ASKED ME NOT TO COME TO THEIR OFFICE FOR SETTLEMENT, IN VIEW OF THE ABOVE PROBLEM IHAD TO BORROW FROM OPEN MARKET AT THE HIGHEST INT. RATE.
KINDLY LOOKINTO THE MATTER AND ARRANGE TO SETTLE THE SURRENDER VALUE IMMEDIATELY

the brach manager,lic of india ,branch 12-h,delhi

Sir,I received claim letter from your office on 10/05/2010 and I deposited the lic bond alongwith claim form on 11/05/2010 in the morning.but I am sorry to point out that I have not received the chque/payment till time i.e.6:15 P M dated 21/05/2010.the payment was due on 15/05/2010.you are requested to pay the interest @18% on the due amount from 15/05/2010 to the date of payment received to me.
policy no[protected] in the name of madhu singal lic branch-12H delhi
otherwise I will be left with no alternate to approach consumer form and irda authorities.

YOURS TRULY
MADHU SINGAL
H NO 144 POCKET G/23
SECTOR 7 ROHINI DELHI-110085
M-[protected]

I have been requesting LIC, Divisional Office-I,P &GS Unit,Jeevan Prakash,7th Floor,25,KG Marg,New Delhi-110001 through phone, letters and fax messages for the past one month to send me the TDS Certificate in respect of Tax deducted by LIC from monthly pension payments on the Annuity no 011M[protected] taken by IFCI on my behalf , for the year ended 31/03/2010. I have neither received the TDS certificate nor any response from LIC so far.As i have to file my income tax returns at the earliest , please take up with LIC to respond to me immediately.
G.J.Prasad, Phone no-[protected]

Sir,
I have a LIC Money plus policy No[protected] which is on my daughter's name. Prarthana sharma D/O Manoj kumar sharma I want see my full status of policy at present and premium deposited by my agent. My E-mail
Address is appended below.

[protected]@gmail.com

kindly send me the full details of my policy

We had taken two policies in the name of

Mithun Naik.v- Ploicy #[protected]
Shimpu D hegde – Ploicy #[protected]

We haven’t received our money yet. Trying to reach[protected]/226591-( lic nanjan gud branch) where we had taken our policies.

Nobody bothers to pick.

Can you please help in this case. We are fed up of calling Nanjud gud office at least 20 times a day.

on maturity of policy no.[protected] in the name of my daughter Pragya Kamal on 02.02.2010 , a cheque of Rs.217300.00 was delivered on 13.03.2010. In course of collection,the cheque was returned as the signature of the lic Dumka official differed.I sent the cheque to Dumka branch with a request to make payment through D.D. with interest due thereon for the delay.No response from LIC authorities till date.

Sir,
LIC HOUSING sanctioned a home loan file no. 23539 of Rs. 1250000/- to me on 12/01/2009 and disbursed the first installmet of loan of Rs. 394100/- in March 2009. While sactioneing the loan they look ECS instead of PDC cheque. From April 2009 pre EMI of Rs. 2873/- started and from August 2009 pre EMI of Rs. 3284/- started. At the time of sanctioning of loan it was communicated to me that pre EMI will be charged upto 12 months and thereafter EMI will be started on the disburse amount. But i was shocked to see my bank account because amount of rs. 14538/- was withdrwan by LIC Housing on account of the said home loan. When asked from the concern officials i was told that EMI on the sanctioned loan has been started. It is astonishing that EMI has been started on the amount which has not been disbursed to me.

On the application form of loan i have given my address, phone no., mobile no. and email id but LIC Housing has not informed about the changes of ECS amount and charged the amount without my knowledge. It is there responsibilities to intimate about any change of ROI or change of ECS.

How the institution like LIC Housing can withdraw the amount against the loan which has not been disburse to the borrower.

It all shows the negligency and bad intention of LIC Housing and we feel cheated by LIC Housing and in this regard i have written to there Registered & Corporate Office and Area Office but till now no reply has been send to me. Now i am sending the complain to RBI as well as Finance Ministry. I will protest this upto any level because it is a serious matter of financial irregularity and financial cheating by LIC Housing.

I am writing on this platform just to aware other borrowers to take care of there money from LIC Housing. LIC Housing will not hesitate to snach money from borrowere without informing them.

Hope after writing on this platform any solution we will get at the earliest.

Thanks & regards

Sarika Agarwal & Sharad Agarwal

Hello,

This is Veera Venkata Ramana Rao.with respective to change nominee in LIC 3 months back i sent mail to [protected]@licindia.com staying that my LIC policy[[protected]] need to be from "thirupattier" brance to "Alunder" chennai branch, Since i'm staying in chennai, but till now no action has been taken by LIC of India.

Please treat this as high priority and do the need full.

With Regards,
Ramana Rao.
[protected]

From,
R.Radhakrishnan
Lekshmi Nivas
65-Mythri Nagar, Near Ammannada PH:[protected]
Pattathanam,Kollam MOB:[protected]
e-Mail: [protected]@gmail.com

To,
The Manager / Competent Authority
LIC of India, Kollam branch,Kollam



Sub: application for discontinuing the policy

Dear Sir,
I, R.Radhakrishnan, a Jeevan Nidhi policy holder of LIC with policy no:78363426 of your Kollam Branch,
Wish to close my policy owing to some financial crisis. Kindly consider this letter as my application for discontinuing the policy. I also request you to take necessary action for getting my account balance cleared.
Expecting a positive replay and action at your earliest convenience,
Regards,
15-05-10,Kollam. R.Radhakrishnan

D/Sir
My policy no[protected] relates to B.O. Sant Nagar Karnal. Policy was forclosed due to non payment of loan instalment within 5 years .Loan interst was paid vide receipt no 7338251 dt. 24.12.05 within 3 years of loan received but the policy was forclosed due to non payment within 5 years. Had it not been forclosed , I would have depsoted all my dues in time. Now I am deprived of benefits , it is non of my fault , the mistske is...

To,
Life Insurance Corporation of India
Servicing Branch 909
Mumbai.
Kind Attn: - Branch Manager LIC of India
Sub:- Return of Policy Bond Policy No:[protected]
Dear Sir /Madam,
This is to bring to your notice that my Policy no:[protected] of Mr.KamleshKumar Jagdish Tiwari which are commenced, I had applied for loan against this policy in the month of January, but till date I had nor received any loan amount nor any intimation that whether the loan is sanctioned or not or cheque is drawn or not in my favour, if at all now the cheque is prepared or not prepared I m not concern about that cheque, I m interested in that LIC should return back my policy Bond which is mentioned above.
But LIC is not a Customer Centric Organization in today’s world, the way people believe in LIC is having false faith .If LIC would be a customer Centric Organization then it would had bother to take care of Customer by informing in mail or by giving a courtesy telephonic call. So I request you to return back my policy bond immediately as I had not received any loan from your good self or nor any loan amount cheque.
Kindly returns back my Policy As soon as possible.

Regards
Kamlesh Tiwari

I AM A POLICY HOLDER OF LIC OF INDIA. POLICY NO. IS[protected]

POLICY MATURED AND DUE DATE OF PAYMENT WAS 31/03/2010.

I HAVE SUBMITTED THE POLICY DOCUMENT AND REQUEST FOR

PAYMENT IN THE PRESCRIBED FORM AT THIRUVALLA BRANCH

BEFORE THE DUE DATE OF PAYMENT. BUT THE AMOUNT IS NOT

RECEIVED. THERE IS ALSO NO CAMMUNICATION FROM LIC ON THE

MATTER.PLEASE HELP ME IN GETTING THE PAYMENT.

From
A.Ramesh mobile [protected] Email id [protected]@yahoo.com
140/30 Duraisamy naidu street
Dharmapuri
696701
To
LIC of India



Sir ,
Sub Returning of Cheque





my self presented two cheques for rs.30000/- each of 40219&402918 of Indian bank mettur dam and payable at salem for the policy nos[protected]&[protected]and the same presented at ICICI bank Dharmapuri for clearance on 29.04.2010 but the cheque was returned on 12.5.2010 for the reason insufficient of funds when we enquired at icici bank they told I want to clarify whether LIC is running on any shortage of funds and why the cheque returned for non availability of fund and a sum of rs.276/-was recovered for the each cheque for return of cheque . hence kindly clarify why the cheque was returned by the bank unnecessarily . still date I have not received the returned cheque also . It makes me so much mental worry and I felt shame of returning of cheque by LIC . Hence I request that the cheque returned charges should be bear by the LIC only and I am expecting suitable action against the bank which returned the cheque otherwise I will forced to move to consumer court for getting justice. Please

Thanking You
Yours faith fully
A.Ramesh

My experience with L.I.C ( Life Insurance Corporation Of India) has been pathetic. It seems that the concerned insurance company does not even care about their customer base who like to utilize the modern technologies for getting prompt services. True , they have created a fancy websites , put on an IVR system but Customer Service , sorry to say , UTTER RUBBISH.

I am banging my head from pillars to posts to get info about an LIC Policy created 3 years back. I had failed to pay the premium and hence i was worried that the policy might lapse. I am presently in the city beautiful Chandigarh. I work with an MNC , my work schedule is hectic and can not afford to visit the LIC offices to get my query clarified.

On their website 90% of the contact numbers do not work. Few that do , says to me that my policy number is invalid , when the same policy number is being displayed on the website.

Come on LIC .... admit that you have failed to keep up with the pace of modern world and you still expect people to carry their load all the way to the "babus" and get their business done.

This is a shame for such an old company.

Policy no[protected] B.O. sant Nagar , Karnal
Rs 20333/- were deposited by me in cash on 24/12/2005 vide receipt no 7338251 dt. 24.12.05
The amount was not credited to my policy and the same was cancelled due to non payment of loan.
The concerned office was contacted but got no reply
This is no my fault . Why the amount was not credited
and where it has gone
Pl. check the details and revive the policy
Anil Kumar Sharma
H.no 1401/7 , Karnal
Mob [protected]
Tel[protected]

I have taken loan from LIC Housing finanace, I have done pre-closure my housing loan, LIC HFL charges 2 % for leavy charge, I have seen in leading new papers, RBI recomonts, do not charge for pre-closure of the loan, why these oraganization is not implementing this.

I am having LIC Money Plus Policy. My Policy No. is[protected] dated 23rd April 2007. My Name is Koduri Veera Venkata Ramana. I want to know the units allocated, Present NAV of the units and present status of the policy. I request to mail the information. My Email ID is [protected]@gmail.com