[Resolved] Prudential ICICI life Insurance — Prudential ICICI Insurance Policy No. 08942259 | |
Sir I am a 70 years old man. I had a matured fixed deposit receipt of Bank of India Jacob Circle Branch.approached the Branch with receipt for the purpose of reinvestment. Unfortunately during those days Bank of India was marketing for Prudential ICICI Insurance Products. The F.D office Mr. Adam Shaikh convinced me for one time investment of matured proceed of my Fixed deposit receipt in Prudential ICICI Life Insurnace. Matured amt. of my F.D was Rs.70, 000/-.I confirmed from both ICICI and Bank of India staff whether it will be one time investment. Which they assured me that it will definately be one time investment. They took my signature on blank application form but while filling the form they alloted me yearly plan having premium of Rs.70000/- p.a. I totally relied on them. They did not ask me for my income proof. While allotting such a big premium plan it is duty of the Insurance company to get income proof from the customer. But they never did ask for the same. They allotted me this plan so that they can get higher commission. When policy delivered to me at my residence that time I was at my native place when I returned from my native place and examined the policy I was shocked to see that it was an yearly premium plan of Rs.70000/- and that also for a period of 10 years. Whcih neither I can afford nor does it suit my age. I immidiately approached the Bank of India and show them the policy. They assured me that it was indeed an mistake which is deliberatly done by ICICI bank staff Mr.Amit Sharma and Mr.Rajat Johri so that they could get maximum commission. They further informed me that they have done thiis with several other customers of Bank of India. They assured me that they will solve my problem. But since then I am visiting pillar to post but in vain. Bank told me to complain directly to Insurance Company and did so but the companay sent me the letter of denial. Sir, I am an old citizen for 70 years having monthly income of Rs.4000/- only I cannot afford this plan I requested the Insurance Company to convert this plan to one time investment plan as it is given by their staff for their own benefit and secondly they have not obtained any income proof from me while allotting such a big plan which is mandatory for insurance company to obtain while allotting such a huge amount of premium. I request you to please help me in solving my problem. Thanking you in anticipation. Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
 6 Comments | |
Comments
sir i have a msg from you as below here,
Renewal preium letter for policy 04324743 is dispacthed on 23/06/09.Premium due is Rs.4541.You can alsoay online at www.iciciprulife.com.This is the msg i have from you. But your officer say me when i join this policy this a 100% free policy, you dont pay the dues automaticaly its renewed year by year.Past two years it goes well, but now you send me this msg.i asking about the same at your Erode main office, THEY DONT RESPOND MY ENQUIRY AND ALSO ME.
When i was insured children policy, that time they told me about this free policy, and they renewed last two years, But now they send me msg & phone calls for the same.I visit your office and asked about the same, They told me WE SEND A MAIL OR MSG FOR THE SAME.But still now they dont clear my problem but send me the same msg about the policy payment.
I mentaly disturbed about the same, so please clear this problem otherwise close my all policies on icici and settle my payments as soon as posible.
My childern policy no : 04324746 dated on 26/12/08, and
My free policy no : 04324743 dated on 26/12/08
Please contact me on this mobile nos :
:[protected]
:[protected]
Renewal preium letter for policy 04324743 is dispacthed on 23/06/09.Premium due is Rs.4541.You can alsoay online at www.iciciprulife.com.This is the msg i have from you. But your officer say me when i join this policy this a 100% free policy, you dont pay the dues automaticaly its renewed year by year.Past two years it goes well, but now you send me this msg.i asking about the same at your Erode main office, THEY DONT RESPOND MY ENQUIRY AND ALSO ME.
When i was insured children policy, that time they told me about this free policy, and they renewed last two years, But now they send me msg & phone calls for the same.I visit your office and asked about the same, They told me WE SEND A MAIL OR MSG FOR THE SAME.But still now they dont clear my problem but send me the same msg about the policy payment.
I mentaly disturbed about the same, so please clear this problem otherwise close my all policies on icici and settle my payments as soon as posible.
My childern policy no : 04324746 dated on 26/12/08, and
My free policy no : 04324743 dated on 26/12/08
Please contact me on this mobile nos :
:[protected]
:[protected]
Dear Sir,
Iam also cheated the same way as you have been deprived of your FD from BOI. These money pullers ( PruICICI ) appoint a third party agent to pull money from innocent customers. These agents simply bluff some idiotic things to the customer & brainwash them to get money saying that this is a one time investment & no more premiums will be asked for. But after one year they will send the renewal notice asking for the second year premium. If we question them about this they blindly tell us that you should have gone thro the offer documents provided to us while dispatching the policy. Dont believe on any Pru ICICI life policies.
Iam also cheated the same way as you have been deprived of your FD from BOI. These money pullers ( PruICICI ) appoint a third party agent to pull money from innocent customers. These agents simply bluff some idiotic things to the customer & brainwash them to get money saying that this is a one time investment & no more premiums will be asked for. But after one year they will send the renewal notice asking for the second year premium. If we question them about this they blindly tell us that you should have gone thro the offer documents provided to us while dispatching the policy. Dont believe on any Pru ICICI life policies.
Sir, I am Ravendra Singh Raghav - reading your ICICI PRU_____ HEALTH SERVER & I like thie Plan so I am Deposit the some of Rs.15000/-17.06.2009 in icici Bank in Mandideep as per your agent Mr.Arun Purushotam (Financial Service Consultant-Mobi-[protected] - Address- ICICI PRUDENTIAL LIFE INSURANCE COMPNAY LIMIED, 1st Floor, Centre Point, T.T.Nagar, Bhopal.) & I Submit the document detail -Bank Statment, Pan Card, Wife Birth Afidabit.
But Complained is This. till date i am not your custmer in your Insurance plan.Your agent is not answring satisfactory. I request to you Please refund my Money. I am not taking your plan. very long time i am maintly taired. Please Action Immgitaly.
But Complained is This. till date i am not your custmer in your Insurance plan.Your agent is not answring satisfactory. I request to you Please refund my Money. I am not taking your plan. very long time i am maintly taired. Please Action Immgitaly.
Sir, I am Ravendra Singh Raghav - reading your ICICI PRU_____ HEALTH SERVER & I like thie Plan so I am Deposit the some of Rs.15000/-17.06.2009 in icici Bank in Mandideep as per your agent Mr.Arun Purushotam (Financial Service Consultant-Mobi-[protected] - Address- ICICI PRUDENTIAL LIFE INSURANCE COMPNAY LIMIED, 1st Floor, Centre Point, T.T.Nagar, Bhopal.) & I Submit the document detail -Bank Statment, Pan Card, Wife Birth Afidabit.
But Complained is This. till date i am not your custmer in your Insurance plan.Your agent is not answring satisfactory. I request to you Please refund my Money. I am not taking your plan. very long time i am maintly taired. Please Action Immgitaly
But Complained is This. till date i am not your custmer in your Insurance plan.Your agent is not answring satisfactory. I request to you Please refund my Money. I am not taking your plan. very long time i am maintly taired. Please Action Immgitaly
sir my policy no is 11982692 please tell me my policy status
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1089, ICICI Prudential Life Tower, Appasaheb Marathe Marg, Prabhadevi, Mumbai, Maharashtra, India - 400025
A.MURUGANANDAM — NOT RECEIVED PAN CARD
Dear sir,i wish to inform that i had applied pan card on[protected] my acknowledgment no is.[protected].
but not yet received till today.so please do the needful & oblige.