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HDFC Bank Complaints & Reviews

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Updated: Feb 20, 2026
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HDFC Bank reviews & complaints page 6

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I have swiped an HDFC debit card for travel purposes, however recently I came to know that there is a. MARKUP deduction from my account. There was no prior intimation from the bank, nor an email.
Without informing how could you proceed with the deduction???
Was there any agreement or any contract signed by me???
Why don't the banks intimate the customers while opening the account, especially with international transactions????br...
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Austyn
Jan 14, 2025
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Wrongly charged for minimum balance

Address: HDFC, Balmatta, Mangalore

My name is Austyn Goveas. In October 2024 I had intended to create an HDFC saving account. However, I did not go ahead with the KYC process. I received emails saying the KYC process is not complete.
Now, I did not complete it at any point upto this day. About a week later, an employee of HDFC asked me to complete the KYC. I said I do not want to. She told me that my account would automatically be inactive after a month. I should not...
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tejalpatki1998
from Mumbai, Maharashtra
Jan 14, 2025
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minimum balance maintenance charge

Address: Ashok nagar, Kandivali East, Mumbai

I had a Salary account in HDFC they changed it to savings account and now they are asking me to pay ₹2500+ for not maintaining minimum balance which is ₹10000. I don’t earn that much to maintain such amount or pay maintenance charges....
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EMMANUEL ASIRVATHAM CHELLIAH
Jan 13, 2025
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Hdfc fastag freezed not able to recharge

Amaze honda car tn69bm2266 fastag balance rs 1160 wallet status active but not able to recharge no account in hdfc bank please resolve this hdfc fastag problem...
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edwinmartin
Jan 9, 2025
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Unauthorized Deductions from My HDFC Bank Account

To the Consumer Court,

I am writing to bring to your attention an issue regarding unauthorized deductions made by HDFC Bank from my savings account. Despite not opting for any related scheme or service, the bank has deducted the following amounts from my account without my explicit consent:

1. ₹64.00 on 07 January 2025
2. ₹65.00 on 06 January 2025

These deductions are labeled as "APY26255826"...
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Galla Mounika Naidu
Jan 5, 2025
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HDFC Bank Mctf atw transaction 10000 rs. deducted

Sir 10000 deduct (Update: inr 10, 000.00 debited from a/c xx0410 on 5-jan-25. Info: mctf atw 03/01
526099XXXXXX2920KVRANGAR.) from my account.
I call to customer care they said you make a atm transaction of 10000rs. On 03/01/2025. At that time 10000 rs. Debited from my account and credited at the same time, but i done transactions and the money was refunded. And now they have debited that from my bank.
How is this possible.br...
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C
chankruze
from Balasore, Odisha
Jan 5, 2025
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2 Month Old Current Account Frozen/Blocked

Address: Remuna Golai, Ganeswarpur, Odisha 756019

A/C Holder Name: CHANDAN KUMAR MANDAL
A/C No: [protected]
IFSC Code: HDFC0004325
Branch: GANESWARPUR BALASORE

I opened an Individual Current account online on 22/10/2024 and completed the video KYC and the account got activated. I got my kit delivered to my address. Even after kit has delivered HDFC bank called me to verify that. Then I started using this account without any issue for next 2 months....
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R
Rohinisrinivas
from Hyderabad, Telangana
Jan 5, 2025
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ach debit return charges

I have visited the branch to check on why is hdfc charging debit return charges for my account when m paying my loan amount from amazon pay later on time. The branch staff had confirmed me that the charges are from amazpn pay later side. When i checked with amazon pay later team they gave me the statement and confirmed that the they have not charged any return charges. When i checked my last 6months statement. I have noticed that HDFC has...
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A
adi.prakashs
from Bengaluru, Karnataka
Jan 4, 2025
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Deduction of minimum balance

This is Aishwarya Patil. I was having my salary account in HDFC bank. Later it was converted to savings account which I was not aware of. I transferred 11000 to my account but bank has deducted minimum charges of 6140 rupees in a single day without any intimation. We visited the base branch (HDFC bank Shivanagar branch Bangalore) requesting to reverse the minimum charges by stating we were not aware of this. But there is no proper response...
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Address: Delhi

Subject: Shocking Harassment by a Leading Private Bank-HDFC BANK

As someone dealing with financial challenges due to job loss, I’ve been trying to address my credit card dues with transparency and integrity. Despite this, a leading private bank has resorted to unethical practices, including:

Third-Party Harassment: Recovery agents have been sent to people I know, threatening them and violating my privacy by...
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Aastha Aggrawal
from Nagaur, Rajasthan
Jan 1, 2025
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Ordered an item from vendor Taneira (Order ID: T[protected] which was returned and as per vendor they have issued the refund on 20th March 2024. Despite multiple attempts talking to the bank and the vendor, I haven't received my refund. Refund amount is 2499. Kindly look into the matter.
HDFC Bank customer support has been notified about the posted complaint.
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    P
    Dec 30, 2024
    Dec 30, 2024
    This thread was updated on Dec 30, 2024
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    Offus EMI Prin

    Address: 4/138, Mariyamman kovil st, anangur (Po), villupuram (DT), Tamil nadu 6005103

    I can see that my bill statement is viewing the OFFUS EMI PRIN status with around 32k from last month. Above thing is getting included in my bill statement and why would I pay the due charges if they are not being used by me at all....
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    S
    shish azhar
    Dec 21, 2024
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    My current account kyc is pending.

    Address: Gaya

    Sir my Hdfc current account kyc is pending for more times. I went to my home branch and submitted my KYC application, it has been almost 3 months and till now there has been no response; my KYC is showing as pending and I am facing a lot of problem in doing account transactions, hence I request you that either you get my KYC activated as soon as possible or get my account closed so that I can start my transactions from another bank....
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    Prabeencheeroli
    from Malappuram, Kerala
    Dec 16, 2024
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    Deducted money from Bank account

    Address: Kondotty branch HDFC bank

    Behalf of me, as an employee my previous company opened a zero salary account in HDFC Bank Jaipur Ashok Marg branch in 2022. In the first week of December 2024, I have transferred by branch from Jaipur to Kondotty. I have started reusing the bank account recently and I have transferred my personal loan amount around 3.33 Lakh rupees to this account. After spending I kept around 30000 rupees in the account. Today I noticed that the HDFC Bank...
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    V
    Vedaantt
    Dec 14, 2024
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    Charges without warning

    Address: Lucknow, Hazratganj

    I'm a student pursuing my bachelor's, , i recieve 1000rs for my miscellaneous expenses, out of which hdfc deducted more than 500 rs, citing amb charges, how am I supposed to survive now for two weeks?. First they deducted 240 for the month of November as my account was below 5000 i thought ok I will maintain from this month as I'm going home, then they kept deducting more money citing various other charges going as far back as april, they...
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    ArtiGarg
    from Delhi, Delhi
    Dec 14, 2024
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    HDFC deducted 177Rs. 4 times from my account

    HDFC deducted 177Rs. 4 times from my account and I don't know why. Description written there is BRN Cash Txn CHGS INCL GST 26114 and given 4 MIR no....
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    S
    sandybhai
    from Gurgaon, Haryana
    Dec 13, 2024
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    Selling hdfc life policy

    Address: Mumbai

    I am also taking reference of following complaint:

    https://www.consumercomplaints.in/hdfc-bank-hdfc-manager-was-saying-wrong-words-...

    I received a call on 6 Dec 2024 and initially things seem OK..I thought of moving ahead and provided relevant communication information like my phone no..alternate phone no and nominee phone no. After some time I decided not to move ahead...
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    M
    Madhu Babu Buraga
    Dec 13, 2024
    Dec 13, 2024
    This thread was updated on Dec 13, 2024
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    Over AMB charges

    Address: Madhu Babu Buraga, Urban castle &pg ,TCS COMPANY, Maripuram ,Adibatla, Telangana ,Hyderabad 501510

    Hi Team,

    I'm not using my HDFC bank account [protected] from the last few months.Now recently they have deducted around 5500+ charges from ny account as a AMB charges .I'm not sure how they are deducting 5500 is huge amount for me.

    Please check and help me on this issue to get my money bank.

    Thanks...
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    Jas_13
    Dec 11, 2024
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    Continuous calls and email for services

    Getting almost five calls a day from random mobile numbers and my RM lead is saying that they can't do anything for mobile numbers as those people are not the employee of HDFC bank. But when we ask they say that they are the employee of HDFC bank and can provide all types of loan.
    I have raised a complain in April 2024 and no resolution is taken by Mr. Ritesh Waghmare (ritesh.[protected]@hdfcbank.com). Not only calls, received 15-16...
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    Shrivatsa Pandey
    Dec 4, 2024
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    OFFUS emi , despite already paying the full amount!!

    I purchased a speaker worth 15580 from an e-commerce store & paid it with my credit card, as it had offers. After that I paid the outstanding amount in full full !

    But, still I was charged with an OFFUSS-EMI !!

    I demand a refund of the installments debited & the OFFUS loan cancelled....
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