HDFC Bank Complaints & Reviews

To,
Indian Consumer Forum
Sub: Regarding Huge Minimum balance charges on my saving account by HDFC Bank
Dear Sir/Ma’am,
This is to inform you that I have a Saving Account in HDFC Bank Ltd, Branch Lado Sarai, New Delhi-110030. I maintained minimum balance account for sometime in my account but due to corona or Covid-19, I lost my job so it was very difficult for me to maintain minimum balance amount in my existing...

There is a fraud transactions of rs26520 on 22/05/23, on whatsapp call it already communicated bank as per their instructions and immediately communicated to cyber crime they established it as online financial fraud. Inspite of that they ph and mailed me to pay their outstanding of rs 31000 after adding there card annual charges as well as late payment fees. I already mailed them several time to cancel my card as zero outstanding but still they forced me to pay their outstanding, surprisingly they sent me a mail on30/07/24 that i have not used my card more than one year so they cancelled my card. Inspite oh that they repeatedly ph me to pay their outstanding. It is very embarrassing and as a senior citizen i felt threat from them.

In order to stop receiving telemarketing calls from HDFC bank, I have activated DND through HDFC bank portal multiple times and last one was on APR 12, 2024.
Despite of DND activation, I keep receiving marketing calls for personal loans, credit cards and other sales related calls everyday from HDFC representatives. Sometimes I receive multiple calls from different numbers and I have to attend, respond and block the number. Since the...

I have hdfc food card which is not working it says transaction failed i tried in Zomato, Swiggy & in Big basket platforms still it doesn't work I contacted HDFC Bank customer care they always says either the card is not visible at their end or says the they will check with the IT team.
They have given this correspondence number 55686234 while registering complaint with them but no positive response please help

I am writing to express my disappointment regarding the unauthorized deduction of ₹514 from my account, which has left my balance in the negative. It appears that this amount has been deducted under the vague label of "uncovered service charges" – a term I do not recall authorizing or agreeing to at any point.

To clarify, I hold a salary account with HDFC Bank and do not own any credit card, so I fail to understand why...

Cancer policy 90462423 tumor detection and claim submission.
The hdfc life was not accepting my forms as they dont know there policies of cancer care.
I am paying premium since 2017. I have drtectrd tumot of 5cm nesr pancretic head and its cancerous in natutre.
I went to lifr insurance dadar brsnch they didnt know how to process it. They send mail to there backend team.
Then i tried submiting form in thane after...

One month back apply noc but company not responding but job join gov sector please speed up...

Hdfc bank did this without any prior notice, also how can they charge this hefty amount of 524 in the name of maintenance.:

HDFC Bank A/c XXXX8267 is charged with Rs.524.53 (excl GST) for non-maintenance of Avg. bal. in AUG 24.

On 12th September I noticed that an amount of ₹ was deducted from my account under the pretext of AMB charges. I believe this deduction is too much as I was not warned about the charges and also I wasn't informed about the deductions.
I kindly request you to look into this matter and provide clarification regarding the deduction. If it was deducted in error, I urge you to refund the amount at the earliest. Please also ensure that...

My account was having amount around 8000 when i checked today the balance was around 4500, i got shocked by seeing this balance, when i checked the statements there was multiple transaction of 354 RS, which was deducted 11 times my the title AMB CHRG INCL GST, This amount was very important to me please raise a complain to this firm and refund my deducted amount, if it. was a minimal deduction i would have ignored. and how are they able to...

Yesterday I got a mail that your account has been debited as you did not maintain enough balance in the month of July and August

For July month they deducted Rs. 547.61 + GST & Aug month Rs. 560.35 + GST.
Above both amount deducted from my account yesterday without informing me.
Please do needful

My account has been in dormant stage since 2019. It was a salary account. Recently recived government funds in the same account and tge bank has deducted the entire amount. Called us the customer care they informed the bank can reimb the amount. I contacted the bank for the same they refused to provide any relevant info and reimb the amount.

Hi there.

As a customer of this bank I have face this not working machines issues from the long time. HDFC Machines are always out of order in the weekend. As a corporate employee, I always gets a time to use this machine in my area and these machines are always out of service.

Please take a look at the image I shared and help me with the feedback ASAP.

I have alos asked my employer to change my...

I have a salary account with HDFC bank. I have started with SIP in mutual funds (Groww) using auto-pay option. But I didn't have sufficient balance in sip date so I have been charged ach debit return charges of Rs 531 is deducted from my account on 22/08/2024 and now my balance is showing Rs -332 on 24/08/2024.

I was't even notified when the ACH charges were deducted via SMS, go to know when I trying to make a UPI payment at a shop.

I have called customer care, and they told me that this amount is deducted because of payment bounce.

I have never been informed that this would be charged due to lack of funds. What are these charges for! Why are they so high. It is not a debt I have to pay. It is sip. How can you inculcate habit of regular savings if you penalize so harshly for not having balance.

HDFC bank has to return this money. There was no intimation from the bank on the consequences of not keeping sip amount in account.

Please help me resolve this. People are losing trust in public banks and now these banks also!!!. Although it doesn't make a difference to HDFC bank for sure, but I will close my account if it is not returned. If auto debiting is a service you provide as a bank, then it is your duty to inform me of the charges for the same. Heights of fraud. You must give me a warning that if funds are insufficient, you will be charged. Nothing was there.

Please help me resolve this and return my money.

Hi,

This is in reference to the transaction made into my account without intimating me by HDFC bank.

An amount of Rs 885 has been debited for the month of August 2024 from my salary account, mentioning about 'DEPOSITORY CHARGES JUL[protected]' with regard to my demat account Which I have never used this account.

When the account was opened, I was told that it would be absolutely free. This is clear exploitation of customers.

Can anyone help me to refund my 885 Rs.

Please help and give me an update.

Thanks
Harsh Agrawal
[protected]

HI Team,

There has been a deduction of 118Rs from my account stating the below reason. Kindly reverse the amount in my account.

ADHOC STMT CHGS INCL GST on 22nd Aug 2024

One call recieve from maonika sharma she ' s mobile no is[protected] said he saw my profile from the fresher world and shortlisted for the data entry jobs and said only 29 rs will be the charge for registration, but i don't have credit card activation so she said she will guide me via Google pay and said me to go transfer account and put the rs 1257 and said it will not be debited but it is debited then she said it will be pending for the salary account within 30 min my refund will came, after sometime again said within 24 hours it will came I am still waiting but no money refunded. I am giving the website link from where she said me to register and debited my money also sharing her account details. Account number -[protected] IFSC code - AUBL0002347 Account holder name - Taniya Kumari and my gpay no is - [protected] My account no is [protected]

I am very upset with my relationship manager. Even after 3 years he could not fix an overdraft against my fixed deposit.

In fact on saturday that is[protected] i visited rvs paradise branch, jayanagar, bangalore myself and they helped me with forms and the overdraft was fixed on tuesday[protected].
Even till date my relationship manager is not to be seen.

I made a transaction at IXIGO against flight booking on 13th April 2024 of Rs 20, 426/- (paid at once with no EMI option availed). Even IXIGO customer care confirmed this over email.

But this amount is again credited to me and converted into EMI on 16th April 2024 with processing charges and interests from April onwards. In addition, unauthorized pre-closure request is raised on this EMI without my knowledge and the EMI was...

Dear Sir/Madam,

I am writing to express my concern regarding the blockade of my salary account with HDFC Bank, which has been inactive since July 22, 2024. My account number is [[protected]].

The issue arose due to an undelivered welcome letter. Although I initially missed the delivery, I contacted the delivery person who assured me that the letter would be delivered the next day. Unfortunately, the letter never arrived.

Upon visiting my home branch, I was advised to contact the person who assisted in opening my account, Ms. Sangeeta (Mobile Number: [protected]). Despite several attempts, I have been unable to reach her as my calls remain unanswered.

Recently, I received a call from Ms. Sidhu Jaya of the Adheri Branch (Mobile Number: [protected]). She informed me that a verification request would be raised to resolve the issue. However, as of now, my account remains blocked, and my salary, which is critical for my household expenses, is stuck in the account.

Given the urgency of this matter, I kindly request your immediate intervention to expedite the verification process and unblock my account as soon as possible. Your prompt action will be greatly appreciated, as it will help alleviate the financial strain caused by this situation.

Thank you for your attention to this urgent matter. I look forward to your swift resolution.

Yours sincerely,

Kichu Shaji