HDFC Bank Complaints & Reviews

My name is "Matani Balakrishna" Recently i opened my salary account in hdfc bank, i got instant account kit, also my September month salary also credited into the bank. From bank end they sent a welcome letter to my residence address, but i couldn't collect welcome letter due to i'm out of the town during delivery time, because of welcome letter not receiving my account has been freeze. For reactivation i visited Prestige Shantiniketan, Whitefield branch on[protected] i raise a complaint against account has been freeze. As of today[protected] still my account not active. And the branch staff behavior also not well, they said wait until the activation. i contacted persons names is "Smitha & suman [protected]"

My account details:

Matani Balakrishna
[protected]

Contact: [protected]

My bank has charged me very huge sum of amount without intimating it before. As Due to some financial issue I was not able to maintain the minimum balance required to maintain the bank account. As I was unaware of the fact that they will deduct around ₹ 8000+ in just one day without any prior notice or message. When I tried to revive my account it showed -600 so i thought it will only deduct 600 and remaining amount will be safe but there...

Had purchased hdfc sl progrowth super ii from hdfc life which was the biggest mistake of my life. They firstly blocked surrender for 5 years. When i completed 5 years and wanted to surrender their website did not have an option to surrender and they directed me to send an email instead. Upon issuance of email they took 2 more days to come back with a link for surrendering the policy. Once i clicked that they asked for kyc. All the while they had not even informed about kyc until when i wanted to cancel the policy. This took them 2 more days and eventually they paid me 4% less stating that the market linked scheme value was decided by market. Also to highlight when i clicked surrender value they presented a value of 1.02 crore and ultimately without any transparency they directly credited only 97 lakhs. Upon several attempts to reach out to hdfc life their customer care wont take a complaint on this regard and simply kept putting me forward to a front end operator who had no authority. Hdfc life also never informed me while selling me the policy that they will take a good chunk of money from my premium as fund allocation charges yearly and only invest the balance in the market. Do not ever invest in hdfc life. It is a big fraud and you will get better returns just by keeping an fd with nationalized bank. The customer service and complain redressal system of hdfc is abysmal.

I am getting lot of commercial calls from HDFC bank even after registering to national portal and HDFC's site.

I think HDFC is sharing contact details of customers to calling agencies, where they get numbers and other details like location, job, annual income etc.

I have account in other banks too, but no banks call me and disturb me like this. This is a serious concern about privacy & safety of HDFC bank's customers. Please look into it and take immediate action on it.

Mera HDFC Bank Me Khata Hai Aur Main Kisi Samasya K Karan Apne Khate Me Balance Maintain Nahi Kar Paya Aur Isi Wajah Se HDFC Bank Walo Ne Mere Khate Ka Balance Negative Me Kar Diya Hai

Bank has been converted my salaried account into saving account without giving any prior notice and held 495 amount by hdfc Bank from my account and demanding amount foreclose the account according to RBI Bank has given prior notice to costumers for conventing the account into and other mode in my case Bank convert the salaried account into saving account even Bank has not given and notice for low balance charges. Please look into the matter...

I have a saving account with hdfc bank. I have started with sip in mutual funds (Groww) using auto-pay option. But I didn't have sufficient balance in sip date so I have been charged ach debit return charges of rs 590 is deducted from my account on 27/08/24, also rs 649 on 3/09/24 and rs 1410 on 26/09/24

I have never been informed that this would be charged due to lack of funds. What are these charges for! Why are they so high. It is not a debt I have to pay. It is sip.

Hdfc bank has to return this money. There was no intimation from the bank on the consequences of not keeping sip amount in account.

Please help me resolve this. People are losing trust in public banks and now these banks also! but I will close my account if it is not returned. If auto debiting is a service you provide as a bank, then it is your duty to inform me of the charges for the same. You must give me a warning that if funds are insufficient, you will be charged. Nothing was there.

Please please help me resolve this and return my money

I am Vikas choubey I was agent with Hdfc life insurance in the year 27/05/2024. But due to some problem. Now my pan card is not remove from IRDA portal.please remove my pan card IRDA portal. My consultant code is[protected] My pan no.BFZPC0207G

Regards
Vikas choubey

To,
Indian Consumer Forum
Sub: Regarding Huge Minimum balance charges on my saving account by HDFC Bank
Dear Sir/Ma’am,
This is to inform you that I have a Saving Account in HDFC Bank Ltd, Branch Lado Sarai, New Delhi-110030. I maintained minimum balance account for sometime in my account but due to corona or Covid-19, I lost my job so it was very difficult for me to maintain minimum balance amount in my existing...

There is a fraud transactions of rs26520 on 22/05/23, on whatsapp call it already communicated bank as per their instructions and immediately communicated to cyber crime they established it as online financial fraud. Inspite of that they ph and mailed me to pay their outstanding of rs 31000 after adding there card annual charges as well as late payment fees. I already mailed them several time to cancel my card as zero outstanding but still they forced me to pay their outstanding, surprisingly they sent me a mail on30/07/24 that i have not used my card more than one year so they cancelled my card. Inspite oh that they repeatedly ph me to pay their outstanding. It is very embarrassing and as a senior citizen i felt threat from them.

In order to stop receiving telemarketing calls from HDFC bank, I have activated DND through HDFC bank portal multiple times and last one was on APR 12, 2024.
Despite of DND activation, I keep receiving marketing calls for personal loans, credit cards and other sales related calls everyday from HDFC representatives. Sometimes I receive multiple calls from different numbers and I have to attend, respond and block the number. Since the...

I have hdfc food card which is not working it says transaction failed i tried in Zomato, Swiggy & in Big basket platforms still it doesn't work I contacted HDFC Bank customer care they always says either the card is not visible at their end or says the they will check with the IT team.
They have given this correspondence number 55686234 while registering complaint with them but no positive response please help

Cancer policy 90462423 tumor detection and claim submission.
The hdfc life was not accepting my forms as they dont know there policies of cancer care.
I am paying premium since 2017. I have drtectrd tumot of 5cm nesr pancretic head and its cancerous in natutre.
I went to lifr insurance dadar brsnch they didnt know how to process it. They send mail to there backend team.
Then i tried submiting form in thane after...

Hdfc bank did this without any prior notice, also how can they charge this hefty amount of 524 in the name of maintenance.:

HDFC Bank A/c XXXX8267 is charged with Rs.524.53 (excl GST) for non-maintenance of Avg. bal. in AUG 24.

Yesterday I got a mail that your account has been debited as you did not maintain enough balance in the month of July and August

For July month they deducted Rs. 547.61 + GST & Aug month Rs. 560.35 + GST.
Above both amount deducted from my account yesterday without informing me.
Please do needful

My account has been in dormant stage since 2019. It was a salary account. Recently recived government funds in the same account and tge bank has deducted the entire amount. Called us the customer care they informed the bank can reimb the amount. I contacted the bank for the same they refused to provide any relevant info and reimb the amount.

I have a salary account with HDFC bank. I have started with SIP in mutual funds (Groww) using auto-pay option. But I didn't have sufficient balance in sip date so I have been charged ach debit return charges of Rs 531 is deducted from my account on 22/08/2024 and now my balance is showing Rs -332 on 24/08/2024.

I was't even notified when the ACH charges were deducted via SMS, go to know when I trying to make a UPI payment at a shop.

I have called customer care, and they told me that this amount is deducted because of payment bounce.

I have never been informed that this would be charged due to lack of funds. What are these charges for! Why are they so high. It is not a debt I have to pay. It is sip. How can you inculcate habit of regular savings if you penalize so harshly for not having balance.

HDFC bank has to return this money. There was no intimation from the bank on the consequences of not keeping sip amount in account.

Please help me resolve this. People are losing trust in public banks and now these banks also!!!. Although it doesn't make a difference to HDFC bank for sure, but I will close my account if it is not returned. If auto debiting is a service you provide as a bank, then it is your duty to inform me of the charges for the same. Heights of fraud. You must give me a warning that if funds are insufficient, you will be charged. Nothing was there.

Please help me resolve this and return my money.

Hi,

This is in reference to the transaction made into my account without intimating me by HDFC bank.

An amount of Rs 885 has been debited for the month of August 2024 from my salary account, mentioning about 'DEPOSITORY CHARGES JUL[protected]' with regard to my demat account Which I have never used this account.

When the account was opened, I was told that it would be absolutely free. This is clear exploitation of customers.

Can anyone help me to refund my 885 Rs.

Please help and give me an update.

Thanks
Harsh Agrawal
[protected]

HI Team,

There has been a deduction of 118Rs from my account stating the below reason. Kindly reverse the amount in my account.

ADHOC STMT CHGS INCL GST on 22nd Aug 2024

One call recieve from maonika sharma she ' s mobile no is[protected] said he saw my profile from the fresher world and shortlisted for the data entry jobs and said only 29 rs will be the charge for registration, but i don't have credit card activation so she said she will guide me via Google pay and said me to go transfer account and put the rs 1257 and said it will not be debited but it is debited then she said it will be pending for the salary account within 30 min my refund will came, after sometime again said within 24 hours it will came I am still waiting but no money refunded. I am giving the website link from where she said me to register and debited my money also sharing her account details. Account number -[protected] IFSC code - AUBL0002347 Account holder name - Taniya Kumari and my gpay no is - [protected] My account no is [protected]