HDFC Bank Complaints & Reviews

Hdfc bank did this without any prior notice, also how can they charge this hefty amount of 524 in the name of maintenance.:

HDFC Bank A/c XXXX8267 is charged with Rs.524.53 (excl GST) for non-maintenance of Avg. bal. in AUG 24.

On 12th September I noticed that an amount of ₹ was deducted from my account under the pretext of AMB charges. I believe this deduction is too much as I was not warned about the charges and also I wasn't informed about the deductions.
I kindly request you to look into this matter and provide clarification regarding the deduction. If it was deducted in error, I urge you to refund the amount at the earliest. Please also ensure that no such charges are levied in the future without proper communication or basis.

I would appreciate a prompt resolution to this issue. Kindly confirm the status of my request at your earliest convenience.

Thank you for your attention to this matter.

My account was having amount around 8000 when i checked today the balance was around 4500, i got shocked by seeing this balance, when i checked the statements there was multiple transaction of 354 RS, which was deducted 11 times my the title AMB CHRG INCL GST, This amount was very important to me please raise a complain to this firm and refund my deducted amount, if it. was a minimal deduction i would have ignored. and how are they able to deduct this huge amount from my amount without my concern, now i am immediately withdrew the amount what i had i can't trust this bank account

Yesterday I got a mail that your account has been debited as you did not maintain enough balance in the month of July and August

For July month they deducted Rs. 547.61 + GST & Aug month Rs. 560.35 + GST.
Above both amount deducted from my account yesterday without informing me.
Please do needful

My account has been in dormant stage since 2019. It was a salary account. Recently recived government funds in the same account and tge bank has deducted the entire amount. Called us the customer care they informed the bank can reimb the amount. I contacted the bank for the same they refused to provide any relevant info and reimb the amount.

Hi there.

As a customer of this bank I have face this not working machines issues from the long time. HDFC Machines are always out of order in the weekend. As a corporate employee, I always gets a time to use this machine in my area and these machines are always out of service.

Please take a look at the image I shared and help me with the feedback ASAP.

I have alos asked my employer to change my salary account to the other bank but they don't listen as well. I do not want to keem my account in the bank who does not care for their customers.

I have a salary account with HDFC bank. I have started with SIP in mutual funds (Groww) using auto-pay option. But I didn't have sufficient balance in sip date so I have been charged ach debit return charges of Rs 531 is deducted from my account on 22/08/2024 and now my balance is showing Rs -332 on 24/08/2024.

I was't even notified when the ACH charges were deducted via SMS, go to know when I trying to make a UPI payment at a shop.

I have called customer care, and they told me that this amount is deducted because of payment bounce.

I have never been informed that this would be charged due to lack of funds. What are these charges for! Why are they so high. It is not a debt I have to pay. It is sip. How can you inculcate habit of regular savings if you penalize so harshly for not having balance.

HDFC bank has to return this money. There was no intimation from the bank on the consequences of not keeping sip amount in account.

Please help me resolve this. People are losing trust in public banks and now these banks also!!!. Although it doesn't make a difference to HDFC bank for sure, but I will close my account if it is not returned. If auto debiting is a service you provide as a bank, then it is your duty to inform me of the charges for the same. Heights of fraud. You must give me a warning that if funds are insufficient, you will be charged. Nothing was there.

Please help me resolve this and return my money.

Hi,

This is in reference to the transaction made into my account without intimating me by HDFC bank.

An amount of Rs 885 has been debited for the month of August 2024 from my salary account, mentioning about 'DEPOSITORY CHARGES JUL[protected]' with regard to my demat account Which I have never used this account.

When the account was opened, I was told that it would be absolutely free. This is clear exploitation of customers.

Can anyone help me to refund my 885 Rs.

Please help and give me an update.

Thanks
Harsh Agrawal
[protected]

HI Team,

There has been a deduction of 118Rs from my account stating the below reason. Kindly reverse the amount in my account.

ADHOC STMT CHGS INCL GST on 22nd Aug 2024

One call recieve from maonika sharma she ' s mobile no is[protected] said he saw my profile from the fresher world and shortlisted for the data entry jobs and said only 29 rs will be the charge for registration, but i don't have credit card activation so she said she will guide me via Google pay and said me to go transfer account and put the rs 1257 and said it will not be debited but it is debited then she said it will be pending for the salary account within 30 min my refund will came, after sometime again said within 24 hours it will came I am still waiting but no money refunded. I am giving the website link from where she said me to register and debited my money also sharing her account details. Account number -[protected] IFSC code - AUBL0002347 Account holder name - Taniya Kumari and my gpay no is - [protected] My account no is [protected]

I am very upset with my relationship manager. Even after 3 years he could not fix an overdraft against my fixed deposit.

In fact on saturday that is[protected] i visited rvs paradise branch, jayanagar, bangalore myself and they helped me with forms and the overdraft was fixed on tuesday[protected].
Even till date my relationship manager is not to be seen.

I made a transaction at IXIGO against flight booking on 13th April 2024 of Rs 20, 426/- (paid at once with no EMI option availed). Even IXIGO customer care confirmed this over email.

But this amount is again credited to me and converted into EMI on 16th April 2024 with processing charges and interests from April onwards. In addition, unauthorized pre-closure request is raised on this EMI without my knowledge and the EMI was closed on 4th July 2024.

I have chased HDFC customer care over calls and emails (query reference number[protected] for this issue many times (even with email statement proof from IXIGO customer care stating no EMI was availed for the booking amount), with no proper support or resolution from them.

I have even raised escalations to higher authority, with no further communication from them.

I would like this to be solved asap and would appreciate this loan to stand cancelled with full refund of any additional (processing fees + interest) charges incurred as a result of this unauthorized EMI.

Dear Sir/Madam,

I am writing to express my concern regarding the blockade of my salary account with HDFC Bank, which has been inactive since July 22, 2024. My account number is [[protected]].

The issue arose due to an undelivered welcome letter. Although I initially missed the delivery, I contacted the delivery person who assured me that the letter would be delivered the next day. Unfortunately, the letter never arrived.

Upon visiting my home branch, I was advised to contact the person who assisted in opening my account, Ms. Sangeeta (Mobile Number: [protected]). Despite several attempts, I have been unable to reach her as my calls remain unanswered.

Recently, I received a call from Ms. Sidhu Jaya of the Adheri Branch (Mobile Number: [protected]). She informed me that a verification request would be raised to resolve the issue. However, as of now, my account remains blocked, and my salary, which is critical for my household expenses, is stuck in the account.

Given the urgency of this matter, I kindly request your immediate intervention to expedite the verification process and unblock my account as soon as possible. Your prompt action will be greatly appreciated, as it will help alleviate the financial strain caused by this situation.

Thank you for your attention to this urgent matter. I look forward to your swift resolution.

Yours sincerely,

Kichu Shaji

I have a salary account with HDFC and was showing Rs. 530 on hold due to no reason. When I checked, it showed EAW charges on 4/8/24.There is no explanation of such charge or notification or clarifications.when I emailed customer service team on 10th August, they replied to me "We checked and checked the credit transfer transactions is related to ATM withdrawal transactions from your account." I am a poor man and don't even have money to pay my emis. Please help hdfc

Hi this Ashiya Bano.
I have salary ac in hdfc bank ac no [protected] branch CIT Road 6M kolkata.
I have opened a salary ac which was converted to salary ac without giving me any prior notice and a sum of Rs 967.47 is been showing...
and even deducted Rs.383.90 from my account without my consent.
Please kindly help me to retrieve my money.

Pls Provide NOC and cancel the my agency code.
My agency code[protected]

Hello,
my name is vishal varma, I am a International Canadian student from taluka Chalisgaon, zilla Jalgaon, Maharashtra. I have been an Hdfc personal bank member since 4 years now, and have been a trusted member making all my payments in time.
i came to Canada in year 2022 in October and lost my access to my phone number registered with my bank account. this resulted in me getting locked out of my account back in December 2023. i have been calling my branch managers, head office of Hdfc bank, trying to get a solution so that i can get access of my net banking and make my payments, but have not gotten any help from any Mangaer or Headoffice, and been going in loop for these past months,
today a collection agent was sent to my house and embarrassed my dad about my missed payments, this has made me feel very embarrassed infront of not only my dad but a lot of people who have trust in me since i have been alone here in Canada for the past two years.
i have no option but to file a complaint against my bank with you guys hoping if you could help me with anything, this is my third month of missed / defaulted payment of my credit card.
pls help me by any means possible,

my contact information is"
Vishal Varma
Candian no. +[protected]
email:- [protected]@gmail.com

Dear Sir/Mam,

It is regarding my complaint of deduction INR 649/- 12 times which is around 7788/-

I pay 12 SIP’s to Groww app from HDFC bank account. Actually I needed to change the account for some time from HDFC to SBI due to some personal planning. The changes was already made in Groww app but e-mandate was pending somehow hence deduction from SBI could not happen. When I realized about it, I immediately managed the HDFC bank account with 12000 on the same day in the morning so that SIP amount can be deducted but It was not deducted from HDFC account, nor I get any information about it.

The deducted amount is almost 65% of total scheduled SIP which INR 12000. It is approx. INR 7788 and big amount for me. I request you to please reverse my money.

Thanking You in advance!!

Vijay Kumar

It's sunday and i am enjoying my weekend and suddenly i received a sms that UPDATE: INR 10, 000.00 debited from HDFC Bank XX6357 on 04-AUG-24. Info: MCTF ATW 02/08 526099XXXXXX6817 GURUGRAM. Avl bal:INR -9, 941.00. even i did not use my debit card . i don't know why this amount got deducted, kindly resolve this issue as soon as possible. and refund this amount in my account.

Myself Gurpartap Singh’s/o Modan Singh R/o village Landa Roda tehsil &distt Muktsar, was availing a KCC limit under account no [protected], [protected] and [protected] from KK road Muktsar branch. I wanted to close my limit account all due payment was deposited by me in April 2024 but bank has still bank has provided me the proper NDC for these accounts. There are 2 rapat in revenue record for said limit but bank has not provided the NDC for Rapat no 415 Dt 07/06/2017.