HDFC Bank Complaints & Reviews

I have a salary account with HDFC bank. I have started with SIP in mutual funds (Groww) using auto-pay option. But I didn't have sufficient balance in sip date so I have been charged ach debit return charges of Rs 531 is deducted from my account on 22/08/2024 and now my balance is showing Rs -332 on 24/08/2024.

I was't even notified when the ACH charges were deducted via SMS, go to know when I trying to make a UPI payment at a shop.

I have called customer care, and they told me that this amount is deducted because of payment bounce.

I have never been informed that this would be charged due to lack of funds. What are these charges for! Why are they so high. It is not a debt I have to pay. It is sip. How can you inculcate habit of regular savings if you penalize so harshly for not having balance.

HDFC bank has to return this money. There was no intimation from the bank on the consequences of not keeping sip amount in account.

Please help me resolve this. People are losing trust in public banks and now these banks also!!!. Although it doesn't make a difference to HDFC bank for sure, but I will close my account if it is not returned. If auto debiting is a service you provide as a bank, then it is your duty to inform me of the charges for the same. Heights of fraud. You must give me a warning that if funds are insufficient, you will be charged. Nothing was there.

Please help me resolve this and return my money.

Hi,

This is in reference to the transaction made into my account without intimating me by HDFC bank.

An amount of Rs 885 has been debited for the month of August 2024 from my salary account, mentioning about 'DEPOSITORY CHARGES JUL[protected]' with regard to my demat account Which I have never used this account.

When the account was opened, I was told that it would be absolutely free. This is clear exploitation of customers.

Can anyone help me to refund my 885 Rs.

Please help and give me an update.

Thanks
Harsh Agrawal
[protected]

HI Team,

There has been a deduction of 118Rs from my account stating the below reason. Kindly reverse the amount in my account.

ADHOC STMT CHGS INCL GST on 22nd Aug 2024

One call recieve from maonika sharma she ' s mobile no is[protected] said he saw my profile from the fresher world and shortlisted for the data entry jobs and said only 29 rs will be the charge for registration, but i don't have credit card activation so she said she will guide me via Google pay and said me to go transfer account and put the rs 1257 and said it will not be debited but it is debited then she said it will be pending for the salary account within 30 min my refund will came, after sometime again said within 24 hours it will came I am still waiting but no money refunded. I am giving the website link from where she said me to register and debited my money also sharing her account details. Account number -[protected] IFSC code - AUBL0002347 Account holder name - Taniya Kumari and my gpay no is - [protected] My account no is [protected]

I am very upset with my relationship manager. Even after 3 years he could not fix an overdraft against my fixed deposit.

In fact on saturday that is[protected] i visited rvs paradise branch, jayanagar, bangalore myself and they helped me with forms and the overdraft was fixed on tuesday[protected].
Even till date my relationship manager is not to be seen.

I made a transaction at IXIGO against flight booking on 13th April 2024 of Rs 20, 426/- (paid at once with no EMI option availed). Even IXIGO customer care confirmed this over email.

But this amount is again credited to me and converted into EMI on 16th April 2024 with processing charges and interests from April onwards. In addition, unauthorized pre-closure request is raised on this EMI without my knowledge and the EMI was...

Dear Sir/Madam,

I am writing to express my concern regarding the blockade of my salary account with HDFC Bank, which has been inactive since July 22, 2024. My account number is [[protected]].

The issue arose due to an undelivered welcome letter. Although I initially missed the delivery, I contacted the delivery person who assured me that the letter would be delivered the next day. Unfortunately, the letter never arrived.

Upon visiting my home branch, I was advised to contact the person who assisted in opening my account, Ms. Sangeeta (Mobile Number: [protected]). Despite several attempts, I have been unable to reach her as my calls remain unanswered.

Recently, I received a call from Ms. Sidhu Jaya of the Adheri Branch (Mobile Number: [protected]). She informed me that a verification request would be raised to resolve the issue. However, as of now, my account remains blocked, and my salary, which is critical for my household expenses, is stuck in the account.

Given the urgency of this matter, I kindly request your immediate intervention to expedite the verification process and unblock my account as soon as possible. Your prompt action will be greatly appreciated, as it will help alleviate the financial strain caused by this situation.

Thank you for your attention to this urgent matter. I look forward to your swift resolution.

Yours sincerely,

Kichu Shaji

I have a salary account with HDFC and was showing Rs. 530 on hold due to no reason. When I checked, it showed EAW charges on 4/8/24.There is no explanation of such charge or notification or clarifications.when I emailed customer service team on 10th August, they replied to me "We checked and checked the credit transfer transactions is related to ATM withdrawal transactions from your account." I am a poor man and don't even have money to pay my emis. Please help hdfc

Hi this Ashiya Bano.
I have salary ac in hdfc bank ac no [protected] branch CIT Road 6M kolkata.
I have opened a salary ac which was converted to salary ac without giving me any prior notice and a sum of Rs 967.47 is been showing...
and even deducted Rs.383.90 from my account without my consent.
Please kindly help me to retrieve my money....

Pls Provide NOC and cancel the my agency code.
My agency code[protected]

Hello,
my name is vishal varma, I am a International Canadian student from taluka Chalisgaon, zilla Jalgaon, Maharashtra. I have been an Hdfc personal bank member since 4 years now, and have been a trusted member making all my payments in time.
i came to Canada in year 2022 in October and lost my access to my phone number registered with my bank account. this resulted in me getting locked out of my account back in December 2023. i have been calling my branch managers, head office of Hdfc bank, trying to get a solution so that i can get access of my net banking and make my payments, but have not gotten any help from any Mangaer or Headoffice, and been going in loop for these past months,
today a collection agent was sent to my house and embarrassed my dad about my missed payments, this has made me feel very embarrassed infront of not only my dad but a lot of people who have trust in me since i have been alone here in Canada for the past two years.
i have no option but to file a complaint against my bank with you guys hoping if you could help me with anything, this is my third month of missed / defaulted payment of my credit card.
pls help me by any means possible,

my contact information is"
Vishal Varma
Candian no. +[protected]
email:- [protected]@gmail.com

Dear Sir/Mam,

It is regarding my complaint of deduction INR 649/- 12 times which is around 7788/-

I pay 12 SIP’s to Groww app from HDFC bank account. Actually I needed to change the account for some time from HDFC to SBI due to some personal planning. The changes was already made in Groww app but e-mandate was pending somehow hence deduction from SBI could not happen. When I realized about it, I immediately managed the HDFC bank account with 12000 on the same day in the morning so that SIP amount can be deducted but It was not deducted from HDFC account, nor I get any information about it.

The deducted amount is almost 65% of total scheduled SIP which INR 12000. It is approx. INR 7788 and big amount for me. I request you to please reverse my money.

Thanking You in advance!!

Vijay Kumar

It's sunday and i am enjoying my weekend and suddenly i received a sms that UPDATE: INR 10, 000.00 debited from HDFC Bank XX6357 on 04-AUG-24. Info: MCTF ATW 02/08 526099XXXXXX6817 GURUGRAM. Avl bal:INRÂ -9, 941.00. even i did not use my debit card . i don't know why this amount got deducted, kindly resolve this issue as soon as possible. and refund this amount in my account....

Myself Gurpartap Singh’s/o Modan Singh R/o village Landa Roda tehsil &distt Muktsar, was availing a KCC limit under account no [protected], [protected] and [protected] from KK road Muktsar branch. I wanted to close my limit account all due payment was deposited by me in April 2024 but bank has still bank has provided me the proper NDC for these accounts. There are 2 rapat in revenue record for said limit but bank has not provided...

Please resolve asap
ransaction disputed on 31 july 2024 MCTF Debit (no reference number) for amount Rs.13000
Reason: original transaction of the same amount was made on POS in bimal bengaluru, 29 July 2024 and redebited on July 31 again.. i have raised a complaint two days back and have not received any update. It has happened to many clients MCTF transaction debited without consent. There aren't responding to it. They tell...

In my hdfc bank account I have seen there was some money deducted due to not maintaining minimum balance after that I deposited some money such that it's more Rs. 10, 000. Even after this money keep deductions due to low balance for previous months and now my balance again went less than 10, 000 thereafter I was deducted lot of money every month. I don't no why this happened eve though I was maintaining correct balance. The bank page says...

Dear Team,

This side Ritik Gupta I'm holding bank account in HDFC bank ltd and was opened 2 to 3 years back and took the look due to Covid-19 and already did the payment but still my account still in -tive state when I visited the branch they told me there is no due and for further details please connect with customer case but when I've connected with the Customer care they told to connect with the branch but no response from there end.

My hdfc account has been blocked and i have received no notification about it... I called the customer care number and they are saying account is blocked due to kyc not done. Why did hdfc bank not give me any notfication for the kyc? Why did it block my account directly without informing me. Please unblock my account as soon as possible...

Hi! I want to complain about the amount debited from my HDFC Bank of rupees 4100.50 on 11 July 2024 with narration of INTER-BRN CASH CHG INCL GST 010724-MIR[protected]

Reference no: MIR[protected]
Account no: [protected]
Mobile no: [protected]

The documents for the NRI CUSTOMER UPDATE FORM FOR RE-KYC have been submitted by and twice in person and at least twice by email. Our account has been blocked for two months and we still have not received any response from the bank. My wife has been to the Vrindavan branch in person several times, unfortunately with no result.

Primary account Holder : MANUEL MONTANANA
Customer Indentification Number: 34291184

Please Help
Kind Regards
Manuel Montanana

IFSC CodeHDFC0000942
MICR CodeMICR not provided
BankHDFC BANK
AddressRaman Rati, Opposite Balaji Ashram Vrindavan Vrindavan 281121
DistrictVrindavan
StateUttar Pradesh
BranchVRINDAVAN
Phone number[protected]