Claimed

HDFC Bank Complaints & Reviews

2.9
Updated: Nov 26, 2025
Complaints 32872
Resolved
18415
Unresolved
14457
Contacts

File a complaint to HDFC Bank

Having problems with HDFC Bank?

File a complaint and get it resolved by HDFC Bank customer care. It’s quick, effective and absolutely free!

SUBMIT A COMPLAINT

HDFC Bank reviews & complaints page 4

Newest
  • Newest
  • Most Helpful
  • Most Popular
  • Resolved
  • Contains Photos or Videos
  • Oldest
A
Austyn
Jan 14, 2025
Report
Copy

Wrongly charged for minimum balance

Address: HDFC, Balmatta, Mangalore

My name is Austyn Goveas. In October 2024 I had intended to create an HDFC saving account. However, I did not go ahead with the KYC process. I received emails saying the KYC process is not complete.
Now, I did not complete it at any point upto this day. About a week later, an employee of HDFC asked me to complete the KYC. I said I do not want to. She told me that my account would automatically be inactive after a month. I should not...
Helpful
Found this helpful?
Write a comment
Report
Copy
T
tejalpatki1998
from Mumbai, Maharashtra
Jan 14, 2025
Report
Copy

minimum balance maintenance charge

Address: Ashok nagar, Kandivali East, Mumbai

I had a Salary account in HDFC they changed it to savings account and now they are asking me to pay ₹2500+ for not maintaining minimum balance which is ₹10000. I don’t earn that much to maintain such amount or pay maintenance charges....
Helpful
Found this helpful?
Write a comment
Report
Copy
E
EMMANUEL ASIRVATHAM CHELLIAH
Jan 13, 2025
Report
Copy

Hdfc fastag freezed not able to recharge

Amaze honda car tn69bm2266 fastag balance rs 1160 wallet status active but not able to recharge no account in hdfc bank please resolve this hdfc fastag problem...
Helpful
1 other people found this review helpful
1 found this helpful
Write a comment
Report
Copy
R
Rohinisrinivas
from Hyderabad, Telangana
Jan 5, 2025
Report
Copy

ach debit return charges

I have visited the branch to check on why is hdfc charging debit return charges for my account when m paying my loan amount from amazon pay later on time. The branch staff had confirmed me that the charges are from amazpn pay later side. When i checked with amazon pay later team they gave me the statement and confirmed that the they have not charged any return charges. When i checked my last 6months statement. I have noticed that HDFC has...
Helpful
Found this helpful?
Write a comment
Report
Copy
Address: Delhi

Subject: Shocking Harassment by a Leading Private Bank-HDFC BANK

As someone dealing with financial challenges due to job loss, I’ve been trying to address my credit card dues with transparency and integrity. Despite this, a leading private bank has resorted to unethical practices, including:

Third-Party Harassment: Recovery agents have been sent to people I know, threatening them and violating my privacy by...
Helpful
Found this helpful?
Write a comment
Report
Copy
A
Aastha Aggrawal
from Nagaur, Rajasthan
Jan 1, 2025
Report
Copy

Ordered an item from vendor Taneira (Order ID: T[protected] which was returned and as per vendor they have issued the refund on 20th March 2024. Despite multiple attempts talking to the bank and the vendor, I haven't received my refund. Refund amount is 2499. Kindly look into the matter.
HDFC Bank customer support has been notified about the posted complaint.
Helpful
Found this helpful?
Write a comment
Report
Copy

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    S
    shish azhar
    Dec 21, 2024
    Report
    Copy

    My current account kyc is pending.

    Address: Gaya

    Sir my Hdfc current account kyc is pending for more times. I went to my home branch and submitted my KYC application, it has been almost 3 months and till now there has been no response; my KYC is showing as pending and I am facing a lot of problem in doing account transactions, hence I request you that either you get my KYC activated as soon as possible or get my account closed so that I can start my transactions from another bank....
    Helpful
    Found this helpful?
    Write a comment
    Report
    Copy
    ArtiGarg
    from Delhi, Delhi
    Dec 14, 2024
    Report
    Copy

    HDFC deducted 177Rs. 4 times from my account

    HDFC deducted 177Rs. 4 times from my account and I don't know why. Description written there is BRN Cash Txn CHGS INCL GST 26114 and given 4 MIR no....
    Helpful
    Found this helpful?
    Write a comment
    Report
    Copy
    S
    sandybhai
    from Gurgaon, Haryana
    Dec 13, 2024
    Report
    Copy

    Selling hdfc life policy

    Address: Mumbai

    I am also taking reference of following complaint:

    https://www.consumercomplaints.in/hdfc-bank-hdfc-manager-was-saying-wrong-words-...

    I received a call on 6 Dec 2024 and initially things seem OK..I thought of moving ahead and provided relevant communication information like my phone no..alternate phone no and nominee phone no. After some time I decided not to move ahead...
    Helpful
    Found this helpful?
    Write a comment
    Report
    Copy
    M
    Madhu Babu Buraga
    Dec 13, 2024
    Dec 13, 2024
    This thread was updated on Dec 13, 2024
    Report
    Copy

    Over AMB charges

    Address: Madhu Babu Buraga, Urban castle &pg ,TCS COMPANY, Maripuram ,Adibatla, Telangana ,Hyderabad 501510

    Hi Team,

    I'm not using my HDFC bank account [protected] from the last few months.Now recently they have deducted around 5500+ charges from ny account as a AMB charges .I'm not sure how they are deducting 5500 is huge amount for me.

    Please check and help me on this issue to get my money bank.

    Thanks...
    Helpful
    Found this helpful?
    Write a comment
    Report
    Copy
    J
    Jas_13
    Dec 11, 2024
    Report
    Copy

    Continuous calls and email for services

    Getting almost five calls a day from random mobile numbers and my RM lead is saying that they can't do anything for mobile numbers as those people are not the employee of HDFC bank. But when we ask they say that they are the employee of HDFC bank and can provide all types of loan.
    I have raised a complain in April 2024 and no resolution is taken by Mr. Ritesh Waghmare (ritesh.[protected]@hdfcbank.com). Not only calls, received 15-16...
    Helpful
    Found this helpful?
    Write a comment
    Report
    Copy
    I have been using my HDFC credit card for the past 5 years, yet I have never been able to access the EMI conversion feature. Every time I attempt to convert a transaction into EMI, the system indicates that the feature is unavailable.

    This is a stated benefit of the card, and despite multiple attempts, I have received no resolution or proper explanation for this issue.

    I kindly request clarification on the reason...
    Helpful
    Found this helpful?
    Write a comment
    Report
    Copy
    Y
    Yog189
    from Shimla, Himachal Pradesh
    Nov 27, 2024
    Dec 16, 2024
    This thread was updated on Dec 16, 2024
    Report
    Copy

    AMB charges

    I had an salary account with HDFC Bank Panchkula Branch.
    I left the company and moved back to my home town. I visited the local branch here in Himachal to close the account which they said that I had to visit the Panchkula branch. I could not travel down to Panchkula.
    Now the bank had charged me 4000 rs as they converted the zero balance account into salary account and there was no intimation or acknowledgement from my side.br...
    Helpful
    Found this helpful?
    1 Comment
    Report
    Copy
    S
    Sai tetseo
    Nov 25, 2024
    Report
    Copy

    Account frozen issue

    Address: Delhi

    Dear Team HDFC Bank,

    I have submitted my complaint since last Friday, but there is still no response or call from any of the hdfc team.

    Please look into the matter as soon as possible.

    AC/no. [protected]

    Regards,

    Sai Tetseo...
    Helpful
    Found this helpful?
    Write a comment
    Report
    Copy
    D
    Daki
    Nov 20, 2024
    Report
    Copy

    Ive loan with HDFC bank and My loan ID:[protected]. My account is Freezed because of multiple funding.

    Due to unavoidable circumstances, I had to take multiple loans which is above my eligibility criteria as per bank policies. My father in law is in critical condition who can't take more than few steps and suffering from very severe COPD (chronical lung Disease), for him immediately BTVA procedure has to be done or else things will turn out to be fatal. This procedure is done only in few places in India (bangalore apollo, hyderabad Yashoda hospital). As my medical insurance doesn't cover my father in law and also my wife just delivered a baby and her insurance is also completely utilized.
    We don't have any other choice than getting a loan from bank. This procedure will cost more than 7 lacs.
    Just because of the situation I am in a situation where I got required loans but unable to perform his surgery because HDFC has blocked my account and all my funds are stuck in there.

    I reached out to various loan centre branches like indiranagar, mahadevapura and also my bank branch manyata tech part but no one is of any help as this is been locked by credit Investigation team.

    I sent numerous email to loan support team from 04/09/2024 up until last week and got a single negative responses stating that I need to close my existing loan (loan ID:[protected]. If I was in a situation of closing a loan all of the sudden then why would I prefer taking other loans at first place?? the only option for us is personal loans when emergency arises like this. I prove that I have all capabilites to pay my monthly EMI without fail then what more does HDFC bank is expecting from a person like me?? I had funds in my account but still defaulted from paying hdfc new loan because of the issues caused my HDFC credit team, collection team is sending mesages every single day and harassing me to pay EMI even when my funds are locked in your bank.

    My life has become so stressful and miserable because of this incident. I don't understand why HDFC bank targets innocent like me when I promise to pay emi on time.

    I really request you to help me out in this situation by releasing my account, so that I can start using my HDFC account normally and start paying my EMI on time. Please show some courtesy on my situation, I can provide whatever proofs that you are looking for on the medical procedure.

    Please ask for the emails which were sent to [protected]@hdfcbank.com with proofs and attachments for reference
    HDFC Bank customer support has been notified about the posted complaint.
    Helpful
    Found this helpful?
    Write a comment
    Report
    Copy

    Post your Comment

      I want to submit Complaint Positive Review Neutral Comment
      code
      By clicking Submit you agree to our Terms of Use
      Submit
      N
      Nirmalkumar2000
      from Sattenapalli, Andhra Pradesh
      Nov 14, 2024
      Report
      Copy

      Blocked my account

      Address: Hdfc bank , sattenapalli

      Hi I have an account in hdfc. I receive my salary in that account. They blocked my account because of my other credit card transactions. So I went and submitted all the documents regarding my transactions and gave an explanation regarding that transactions like I do swiggy and rapido part time jobs so that Petty transactions are from the customers of rapido so I said then and after that they said they'll come for the address verification....
      Helpful
      1 other people found this review helpful
      1 found this helpful
      Write a comment
      Report
      Copy
      D
      Devu20
      from Vadodara, Gujarat
      Nov 11, 2024
      Report
      Copy

      Refund of IPO Mandate after cancellation

      25th Oct, 2024, received a sms from HDFC on Mandate for Rs 13527.00 could not be cancelled due to IR.

      Till that day, I could see the money on hold by Bank in my account.

      Its still showing pending in Gpay as awaiting for withdrawal by Bank.

      The SMS on not able to refund was from bank, both Gpay and Zerodah both confirmed its Bank needs to unlock my money.

      It was on hold at bank...
      Helpful
      Found this helpful?
      Write a comment
      Report
      Copy
      N
      Nitish8252
      from Patna, Bihar
      Nov 11, 2024
      Report
      Copy

      EMI over charge

      Address: HDFC limited bank

      Sar humne hdfc limited bank se morgan loan 30 lakh rupaye liya tha kiska emi tha 31509 lekin sar humse 1361 har mahine emi ke roop mein jyada le rahe hain bank wale se baat kiya to unhone bola ki aapka ek insurance hai jo ki humne kabhi kiya hi nahin hai ho sakta hai humse dhokha se kahin sign paper per le liye honge sar aap se nivedan hai ki hamen jald se jald speak kaarvayi karen

      Mobile no. [protected]
      Loan no.[protected]...
      Helpful
      1 other people found this review helpful
      1 found this helpful
      Write a comment
      Report
      Copy
      R
      Ranjeet 54
      Nov 4, 2024
      Report
      Copy

      Restriction of my HDFC account

      Address: Therku venganallur

      Few weeks ago I updated my communication address and that time address was successfully updated and I get confirmation on mail. After few days I received one email that saying your address change latter is undelivered hence your account is restricted. This is my salary and Mai account no one is helping me to activate my payments. I am suffering from this. I contacted to bank they don't know anything they said it will automatic resolve in...
      Helpful
      Found this helpful?
      Write a comment
      Report
      Copy
      S
      Sonam0112
      from Chandigarh, Chandigarh
      Oct 21, 2024
      Report
      Copy

      Ach D- CTRAZORPAY fraud

      Address: Chandigarh

      Hi Sir,

      My Name is Sonam.
      Am your existing client last so many years i have a problem with my saving account always directing the money the amount is 3211.
      please resolve my problem i have mention the details see the below

      ACH D- CTRAZORPAY-NDXP2PPRIVOgt68BFqep18

      Reference no :[protected]...
      Helpful
      Found this helpful?
      Write a comment
      Report
      Copy