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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
Complaints 32901
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18416
Unresolved
14485
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HDFC Bank reviews & complaints page 4

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J
Jayage
from Kottapalli, Telangana
Mar 28, 2025
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Regarding multiple time ach amount deduction

Address: BALAJI SKYZ - /FIRST FLOOR, Indore

Dear Team,
I'm writing to bring to your attention an urgent matter. Without any prior notice, automatic deductions have been made from my account against ACH payments. This has been happening continuously.
Despite reaching out to my HDFC Bank and relationship manager, I haven't received any assistance from their team.
I would greatly appreciate it if you could help me resolve this issue.
Thank you for...
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S
soumenB
from Kolkata, West Bengal
Mar 12, 2025
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Loan processing fee

I've applied for loan in hdfc bank and there was an offer which is 0 processing fee charges. when I was applying the loan, it was clearly mentioned that no changes will be deducted. But charges deducted and now bank is saying we will not pay the processing fee because bank forced me to get the amount by DD. DD is not applicable for processing fee reversed. I'm keep saying that please show me the terms and conditions cause and they...
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To,
The Consumer Grievance Redressal Officer,
HDFC Bank,
Vijayawada, Andhra Pradesh
Date: 3rd March 2025

Dear Sir/Madam,
I am writing to file a formal consumer complaint against HDFC Bank regarding an unauthorized loan that has been processed, the holding of amounts from my account without disbursing the loan amount, and issues related to Demand Drafts (DDs) I have repeatedly raised concerns...
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Dear Sir

I hope this message finds you well. I am writing to express my frustration regarding the unnecessary EMI charges that have been applied to my HDFC credit card, despite making timely payments every month. Additionally, I am deeply disappointed by the lack of response to my previous complaints regarding this issue.

My credit card details are as follows:
Credit Card Number: 8583
Customer Name:...
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H
Hardatt_Trivedi
from VADODARA, Gujarat
Feb 26, 2025
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KYC is not updated in HDFC Bank

Hi team,
I'm a customer of HDFC Bank. My bank account is blocked due to some KYC updation issues, and most importantly, they have not informed me about the same. I got to know about this when I didn't use my credit card in petrol pump and other place I contacted the bank and also earlier already submitted the required documents to complete the KYC process and to unblock my account but it has already been more than 3 days and there...
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J
jayesh1976
from Mehsana, Gujarat
Feb 23, 2025
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IFSC Lookup Not Working - "No Record Found" Error While Adding Beneficiary for RTGS

I am attempting to add a beneficiary for RTGS in my account, but I am encountering an issue with the IFSC lookup feature. When I enter the IFSC code HDFC0000238 (which is correct and verified), the system displays an error message stating "No Record Found" . This prevents me from proceeding further and adding the beneficiary.

To provide more clarity, here are the details of the search criteria I used:

IFSC...
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V
victory007
from Palghat, Kerala
Feb 11, 2025
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hdfc credit card and hdfc saving account penalty

I HAVE TWO ISSUES FROM HDFC CREDIT CARD AND HDFC SAVING PENALTY ON NON MAINTAINING MINIMUM BALANCE

Hi sir, I am V Kiran Kumar, i am facing a problem from HDFC Credit Card xxxx2350, Earlier I had HDFC Credit Card, it was expired on[protected] before that date I lost that Credit Card and I was informed to HDFC Credit Card Team to block that Credit Card. On May 19, 2023, I got a call from HDFC Credit card Recovery Agent, that...
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To,
The Consumer Forum,

I am writing this complaint to formally bring to your attention the extreme mental harassment, financial loss, and unethical practices inflicted upon me by HDFC Bank regarding the cancellation of my loan.

On 22nd January 2025, I submitted a cheque to HDFC Bank for the cancellation of a ₹10 lakh loan within the cancellation period. I was provided a receipt and assured that the...
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A
amankhilji
from Hisar, Haryana
Feb 3, 2025
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request for urgent resolution of negative balance issue

Address: vpo neoli kalan hisar haryana

Dear Sir/Madam,

I hope this email finds you well. I am writing to bring to your attention an issue with my HDFC Bank savings account (Account No.: [protected], IFSC: HDFC0003442) maintained at your Shahpur, Haryana branch.

On 28th December 2024, my account was debited with a negative balance of ₹-572, marked as "Hold due to unrecovered service charges." As per RBI guidelines, no account should reflect a...
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V
V_koli
from Boisar, Maharashtra
Feb 1, 2025
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complaint regarding blocked upi service for over 45 days

Address: Boisar, Maharashtra

Formal complaint regarding the persistent issue with my UPI service, which has been blocked for over 45 days, despite my repeated attempts to resolve the matter with your bank.

I first raised the issue after receiving multiple emails notifying me that my UPI had been blocked automatically. I visited the bank and followed up several times, and I was assured that my UPI would be unblocked soon. However, as of today, my UPI service...
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S
SYED SAJED
from Aurangabad, Maharashtra
Jan 29, 2025
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Cashback not credited after 3rd emi debit successfully

Address: AURANGABAD

To
Area Manager
HDFC Finance

I hope this email finds you well. I am writing to bring to your attention an issue regarding the cashback offer on customer recent purchase.

Customer purchased a Dell laptop on HDFC finance from Croma Prozone Mall Aurangabad Maharashtra on 8th September 2024 with the promise of receiving ₹3000 cashback after successfully paying three EMIs and waiting for 45 days. I...
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A
Abhay999
from Surat, Gujarat
Jan 17, 2025
Jan 17, 2025
This thread was updated on Jan 17, 2025
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Cash credit manager change

Address: Surat

Sir we can many time contact them but he is not received call massage and the his work of hdfc delay then on our folt they say not care about costumer and not responsible for work we can request you to change our relationship manager of hdfc bank cash credit cc we can 15 year of your costumer but now that type of service we can go to other side of banks if your problem is not solve please I remember for that to change our relationship manager...
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H
Hdfcbank
Jan 17, 2025
Jan 22, 2025
This thread was updated on Jan 22, 2025
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Complain for missing a packet from Bluedart courier AWB no [protected]

Its very important packet which carry important documents of HDFC BANK LTD
I am follow up since 3rd Jan and NO Response received from bluedart courier.
Jan 22, 2025
Complaint marked as Resolved 
i have submitting compliant against Bluedart courier not for HDFC BANK LTD. Please close complain against HDFC BANK.
HDFC Bank customer support has been notified about the posted complaint.
Please close complain against HDFC BANK, It was wrongly placed
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    I have swiped an HDFC debit card for travel purposes, however recently I came to know that there is a. MARKUP deduction from my account. There was no prior intimation from the bank, nor an email.
    Without informing how could you proceed with the deduction???
    Was there any agreement or any contract signed by me???
    Why don't the banks intimate the customers while opening the account, especially with international transactions????br...
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    A
    Austyn
    Jan 14, 2025
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    Wrongly charged for minimum balance

    Address: HDFC, Balmatta, Mangalore

    My name is Austyn Goveas. In October 2024 I had intended to create an HDFC saving account. However, I did not go ahead with the KYC process. I received emails saying the KYC process is not complete.
    Now, I did not complete it at any point upto this day. About a week later, an employee of HDFC asked me to complete the KYC. I said I do not want to. She told me that my account would automatically be inactive after a month. I should not...
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    T
    tejalpatki1998
    from Mumbai, Maharashtra
    Jan 14, 2025
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    minimum balance maintenance charge

    Address: Ashok nagar, Kandivali East, Mumbai

    I had a Salary account in HDFC they changed it to savings account and now they are asking me to pay ₹2500+ for not maintaining minimum balance which is ₹10000. I don’t earn that much to maintain such amount or pay maintenance charges....
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    E
    EMMANUEL ASIRVATHAM CHELLIAH
    Jan 13, 2025
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    Hdfc fastag freezed not able to recharge

    Amaze honda car tn69bm2266 fastag balance rs 1160 wallet status active but not able to recharge no account in hdfc bank please resolve this hdfc fastag problem...
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    R
    Rohinisrinivas
    from Hyderabad, Telangana
    Jan 5, 2025
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    ach debit return charges

    I have visited the branch to check on why is hdfc charging debit return charges for my account when m paying my loan amount from amazon pay later on time. The branch staff had confirmed me that the charges are from amazpn pay later side. When i checked with amazon pay later team they gave me the statement and confirmed that the they have not charged any return charges. When i checked my last 6months statement. I have noticed that HDFC has...
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    A
    adi.prakashs
    from Bengaluru, Karnataka
    Jan 4, 2025
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    Deduction of minimum balance

    This is Aishwarya Patil. I was having my salary account in HDFC bank. Later it was converted to savings account which I was not aware of. I transferred 11000 to my account but bank has deducted minimum charges of 6140 rupees in a single day without any intimation. We visited the base branch (HDFC bank Shivanagar branch Bangalore) requesting to reverse the minimum charges by stating we were not aware of this. But there is no proper response...
    +1 photos
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    Address: Delhi

    Subject: Shocking Harassment by a Leading Private Bank-HDFC BANK

    As someone dealing with financial challenges due to job loss, I’ve been trying to address my credit card dues with transparency and integrity. Despite this, a leading private bank has resorted to unethical practices, including:

    Third-Party Harassment: Recovery agents have been sent to people I know, threatening them and violating my privacy by...
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