| Address: Room No 7 Periyar Chawl, St. Anthony road, Poisar Kandivali West, 400067 |
Hi,
Myself suresh kumar esaki muthu, i have a opted for a home loan from icici bank. I was entitle for bounce charges of 590/- due to insufficient funds in jan 2020.
1. On every 5th emi amount against my home loan is ₹ 16197/- for the month of jan 20.
2. On 8th jan 2020, an amount of ₹59/- was deducted with the narration bounce charges (As per my bank statement - attaching for your reference)
3. As per your soa received from home loan department, bounce charges is ₹ 590/- and payable emi is ₹ 16, 192.98.
4. Total payable amount with bounce charges ₹ 16782.98/- (₹ 16, 192.98+₹590)
5. On 9th jan 2020, an amount of ₹16, 239.10/- was debited from my account so balance payable is ₹ 534.88/-
6. I had balance fund payable to my builder against the demand raised wherein this difference amount of ₹ 543.88/- has been adjusted in the cheque released on 23rd jan 2020 amounting to 332, 468/- wherein the builder was paid ₹ 3, 31, 924.12/-
7. Post repeated follow-up with branch manager, i did not received any stern reply about the additional charges of ₹ 59/- that has been charged which is present in my bank statement but not present in soa.
If the charges are entitled against bounce charges, it should be a part of soa however it is missing in the entry list.
I have followed up multiple times explaining the scenario but always i end is just one reply "please refer to the calculation mentioned in soa".
Mar 10, 2020
Complaint marked as Resolved
ICICI Bank customer support has been notified about the posted complaint.
Verified Support
Feb 06, 2020
ICICI Bank Customer Care's response Dear Customer,
We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a07xgu) in the subject line of your email. Our official will assist you.
Regards,
ICICI Bank Customer Service Team
We regret the inconvenience caused. We request you to email us your concern with your contact details on [email protected]. Please mention the UID (a07xh4_01) in the subject line of your email. Our official will assist you.
Regards,
ICICI Bank Customer Service Team