Feb 23, 2019
Updated by [email protected] Hi - Please note I am a customer of ICICI bank since 2008. Since then I have no issues with the bank but the recent instance is completely "unethical" and "unreputable" practice that's what I need a resolution for this.
Please cross check my issues again
1) I need the check back which has been given for precloser of the loan. I need to investigate with UBI bank why the check has been bounced. The UBI official said they need the check to tell us why the check has been bounced.
Because of the check bounce, I have been charged by both the banks, ICICI bank as well as UBI bank.
There are many reason, the check can be bounced
a) ICICI bank has been tampered the check.
b) We made a mistake while writing the check.
c) It may be an error from UBI bank.
As a customer it's my RIGHT to find out the root cause of the check bounce and you should cooperate on this. Please take this matter seriously I have been charged for a check bounce and I don't know the reason why it bounce.
2) On 29th Jan 2019 my wife went to ICICI bank branch with cash and paid the loan amount in full and also she got an acknowledgement receipt of payment. Next day on 30th Jan, the bank official called and asked to visit the branch because they FORGOT to add the interest amount from period 17th Jan to 29th Jan.
Here is my concerns, your bank official does not know how to calculate the pre closer amount of a loan? How come he forgot to add the interest amount on 29th Jan when he re-calculated the pre closer amount again. If your bank official is "under performer" I can't help here.
Because of your bank official mistake my wife has to visit the branch again to pay the interest amount on 30th Jan. That day she has to spent INR 500 for transportation. I need that INR 500 back from ICICI bank because it is ICICI bank fault and my wife has to visit the branch again on 30th Jan.
Hope you understand my concerns and provide an explanation on this.
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Apologies for the inconvenience caused. Your membership cancellation is processed vide service request number 4008120. Your amount 1899/- will be credited in bank account within 5 to 7 working days. However, we have forwarded your case to the concerned team, they will get back to you shortly.
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