ICICI Bank Complaints & Reviews

To,
ICICI BANK

This is Kartik verma i hold a salary account in the bank. I would like to complain about unnecessary deduction of amount from my account. When my account was opened it was told to me that it will be a demat account but it will not do anything about transactions and it will only activate when you want it. And now my amount is deducted without any reason and when i complained about the same to the person who opened my account he told me that the amount will be back and now its more than 2 weeks i haven't received it back. I was not expecting this kind of services with a very prestigious bank. This is the third time i am issuing my complaint i just want my money to get refunded and this practice will not take place in future.
My earlier complaint no. Is 3311047 and 3311925
My contact [protected]
Kindly look into matter on a serious note.I'll be very thankful.

Yours faithfully
Kartik verma

100000(1 lakh ) rupees deducted from my ICICI account without my consent or with my Authorization
I am not using any other services of ICICI bank.

Pls refund my money.

GIVE ME MY MONEY

I am unable to get the status of my MMB bond 0898 that matured in 1998 by ICICI Limited. Despite following instructions and sending the all the requested documents there has been no response or acknowledgment for the past few months.

Please email with me at [protected]@yahoo.co.in with an update

My account has been auto debited with rs 590, i dont understand why as per my knowledge it's against the emi auto debit, but even though i paid emi late by two days i paid with late fee in full still why is my amount deducted without my knowledge, neither mail nor any text, still you bank choose to deduct it as you wish, i want an revert asap on [protected]@gmail.com and my full amount refund.

Myself Tamilraj.N, I have been with icici bank since 2011. This year 2022 826/- Rs is deducted from my account without any alert message. I am not using any Demat account and the representative didn't inform any charges while opening the account. But still this charges are applied and debited from my account on 26 AUG 2022. DMC/ DP CHGS TILL JUL-22 is shown in the statement. So please make sure to credit the amount which has been debited so far.

Regards,
Tamilraj.N
[protected]

WAITING OR REFUND O Rs 1376 DEBITED FROM MY ACCOUNT ON 30/08/2022 7.39 PM THROUGH ZOMATO

I HAVE BEEN CHASING THE BANK CUSTOMER CARE AND ZOMATO ROM LAST 15 DAYS BUT THEY ARE JUST PLAYING PASSING THE PARCEL GAME.

Dear Mr. Sarna,

With reference to your e-mail, regarding the transaction dispute for an amount of Rs. 1376.40 dated August 30, 2022.

Your complaint through Service Reference number SR[protected] has been closed as Your bill payment has been successfully made and updated with the biller on 02/09/2022.

We request you to co-ordinate with the merchant for further assistance.

Sincerely,

Bhanupriya Malyala

Customer Service Associate

ICICI Bank Limited.

I took total amount of 10000/- from my credit card which is having a limit of 80000/-. And then after I reduced my limit to control my expenses from my side in their app.

Then they charged an amount of 550/- plus GST 99/- on my card as mentioning over limit fee. How is it even possible still I am having an amount of 69XXX/- in my credit card ?

When I mailed them mentioned like " you exceeded the limit, that's why these charges are ".
I mailed again and again by showing that I am still having 80% of limit is not used. Even though they repeating their mail.

Could you please help on this, I am having the statement of their fee.

Best regards,
Vimal

My account has been auto debited with rs 590, i dont understand why as per my knowledge it's against the emi auto debit, but even though i paid emi late by two days i paid with late fee in full still why is my amount deducted without my knowledge, neither mail nor any text, still you bank choose to deduct it as you wish, i want an revert asap on [protected]@gmail.com and my full amount refund.

SIR/MADAM,
We bought ONE ICICI "MONEY MULTIPLIER BOND-0898-MMB- THREE" in 05.10.1998. Whose face value was Rs.1, 00, 000/-. It's redemption date is[protected] given on certificate now what is status and I want to know the present vaule of these, as I heard that these are redeemed so please up date
BOND DETAILS:

Name of the Bondholder :APURV JAIN
U/G SEEMA JAIN
No. of bonds : FIVE
Bondholder No. 4223-122
Distinctive No. :[protected]
Certificate No : 3175

My address for communication is as follows:
APURV JAIN
16, BHAGHIRATHI PALACE, OLD DELHI CHUNGI
MOB. NO. [protected]
EMAIL : 1) incredible.[protected]@gmail.com

PLEASE GIVE THE DETAIL INFORMATION TO US OF ABOVE E-MAIL.
THANKS

Worrest services NRI bankers, tried 8time get otp, didn't received

I am from UK,

Incident time morning 07.10am

I forgot to maintain the actual amount for home loan ECS debit in my icici bank account last month(August) and i didn't get any message from bank related to this ECS request cancel or fine amount debited(rs590)...As per RBI guidelines icici bank has to send remainder message 1 day prior ECS that is not done. also this month i tried to maintain the ECS amount but due to frequent transactions i have done this month some 500rs shortage occurred and icici again debited (rs590) fine with out prior notice but i got message after the due date that "Your ECS request has been returned and concequitive fine amount will be debited" after that only i called customer care and they explaining that debited fine amount twill not be returned and suggeating me to maintain exact ECS amount...I agree fault was mine nut i[censored] intimated me on prior ECS date or even after debiting fine last month(August) i would have been much conscious this month(september). i requesting atleast this month fine amount refund bcz there is some mistake from bank side also on not sending proper prior notification.

Dear sir,

I took a loan of 3lac loan from ICICI bank in Oct, 2018. But I didn't received any loan documents from bank, I even don't have my loan account number to know the details required like Loan tenure/closure. I tried ICICI customer care many times to get details, but they didn't provided any information. Pls suggest how to get the required details.

Hi Team,

My Control Number : 4, 996, 882, 317

I never applied for a Loan or credit card enquiry from ICICI BANK below mentioned.
But an enquiry was added in my cibil report.

ICICI BANK 16/07/2016 Credit Card 1
ICICI BANK 31/05/2016 Credit Card 1
ICICI BANK 27/01/2016 Credit Card 30000
ICICI BANK 30/12/2015 Personal Loan 4, 00, 000
ICICI BANK 28/12/2015 Personal Loan 3, 30, 000
ICICI BANK 26/05/2015 Credit Card 1
ICICI BANK 28/04/2015 Credit Card 10, 000
ICICI BANK 30/11/2014 Credit Card 10, 000
ICICI BANK 03/01/2013 Credit Card 10, 000
ICICI BANK 08/05/2012 Credit Card 10, 000
Due to this issue my cibil score is getting low and statusing me as a defaulter.
I request you to please remove these inquiries from my cibil report.
Thanks
A sreenivasulu

On 7Th September 2022, between 15:20-15-42 i was accessing the CDM to depost 1L cash to my current account
[protected], its been a week the money is not credited to the account and the Deputy branch manager is just pushing the days ahead with some or the other reason.
Due to this loss of money which was supposed to be given to our vendor payments is creating a web of issues around everyone involved.
and this has created a lot of mental & physical stress to persons involved in following up with the bank multiple times.

₹1L not credited yet ICICI RAM Nagar, Coimbatore

Regards
Taandav Media Works Pvt Ltd

Hello sir..
I have an acount in icici ac number is[protected]... On 13-09-22 in my acount 1800/- debited from my acount whitout any information.. Its a huge amount for me.. Amount debited under IPRUGTP-SMRTSEC-SR[protected]S. So plz solve my issue and i want get back my amount into my account

Hi,

I'm having a salary account with ICICI bank. Last week suddenly, I was not able to do any transactions in my account. When I called the customer care number, they informed me that my account was frozen and I need to visit the nearest branch to get it resolved. So I visited the ICICI Dindigul (Tamilnadu) branch. There they informed me that on notice from the income tax department, my salary account was frozen. Since I'm...

My husband's loan is approved for 5 years, now they are deducting the EMI according to 4 years. Fraud, no bank person is responding now, please respond

I'm writing against interest charges of 6, 975.64 INR and [protected]@18% 1, 255.62INR with reference id [protected] and [protected] respectively in my Sept.2022 statement.
My August total bill was 1, 77, 976.16 INR and I paid 1, 77, 169.56 with reference id [protected] on 25.08.2022.
Somehow I was unable to paid total amount with difference of 806.6INR and They Charge me 8231.26INR in total or can say 1020.49% of 806.6INR against that minor difference.
I have attached Sept. Statement's photo for your ready reference.
I request to you to waive-off these charges or i'm ready to pay ethical charges against 806.6INR.

I look forward to look into this matter.

Regards,
Akash Sharma
Delhi

To,
ICICI BANK

This is Kartik verma i hold a salary account in the bank. I would like to complain about unnecessary deduction of amount from my account. When my account was opened it was told to me that it will be a demat account but it will not do anything about transactions and it will only activate when you want it. And now my amount is deducted without any reason and when i complained about the same to the person who opened he told me that the amount will be back i wont get it back. I was not expecting this kind of services with a very prestigious bank. I just want my money to get refunded and this practice will not take place in future.
Kindly look into matter on a serious note.I'll be very thankful

Yours faithfully
Kartik verma

I am observing that my amount was deducted under the following statements. I am not aware of why I am getting all charges from my account? I have asked about bajaj finserv and they told me the due amount of EMI I had been paid in advance,  so they have not raised any dubet charges with the bank . So, I decided to call customer care number ICICI bank. The IVR wanted me to enter my details. They have received my call and they are not able to resolve my issue so I had asked them to mail me the details of this deducted amount so ICICI customer care are not able to provide me mail for this issue. I have paid the said EMI amount in advance why this charge is getting deducted from my account.

Please provide me with a mail copy for this issue so i can claim my deducted amount with bajaj finserv. They required mail from ICICI bank for the same deducted amount.Â
I really don't have an idea from which source this amount is getting deducted.
Please find my deductions for reference.

NACH_AD_RTN_CHRG~Of Bnk BFLo~02SEP22~885

in the name of NACH_AD_RTN_CHRG~Of Bnk BFLo~02SEP22~885   -around 590 amount was deducted from this month