IndusInd Bank Complaints & Reviews

Hi,

This is to bring to your notice that I, Praneta Kansal, had opened a saving account( Account No.: 0049-E[protected] with IndusInd bank (Branch:Hapur) on 30th May 2007 with a balance of Rs.2000/-.After which i got transferred and could not continue transactions anymore.. Now after three years when I thought of re continuing with the Bank, I was shocked to know that all my balance has been made to nil. On top of that I have a debit balance now on charge of non maintenance of account which seems absolutely absurd. From being a creditor, they have made me a debtor now.

Kindly advice me on the matter as I would want my principal money back with interest.

Thankyou.

Dear Sir,
Vide Contract No.WARO2421H dt. 24/04/2008 I have purchased a M/Cycle under hypothecation of Indusind Bank, Raghunathpur Br., Purulia(WB) issueing 20 No.s of post dated cheque leaves drawn on State Bank of India, Adra Br., Purulia(WB). All the cheques have been presented and cleared by my banker but Indusind Bank is saying that 2 Nos. of cheques have been returned. I have submitted xerox copy of my bank statement to the financer in the month of Feb.,2010 but till date they are not issuing necessary NOC and the duplicate key of the vehicle.

Dear Sir,

Myself Amit Narula, I have an account with IndusInd Bank at Gopaldas bhawan, barakhamba road, Connaught Place branch. My SB a/c no. is 0005-X[protected].

On 01.06.2010 at 20.52, I made a transaction for withdrawl of Rs.2000 from ICICI Bank ATM at Plot No. 37 & 38, Sec 23 A (ATM ID : S1CW5493) but due to system error, machine didn't withdraw any amount. thus I made another transaction from another machine from same ATM center and money get withdrawl. But when I saw my balance I got to know there is some problem.

I called the customer care and got to know two important things :-

1. My account has been debited twice with two transactions of Rs. 2000/-

2. I got to know that my account has been withdrawl with Rs. 1500/- at 11.30 am on 30.05.2010 through the ATM withdrawl which I never did.

Kindly help in getting my money back. For safety I have blocked my ATM card.

Help Me

Regards

Amit Narula
[protected]

Hello Sir/Mad.

I Sunil S Somani i m complaining for INTIME SPECTRUM RIGISTRY LTD.
As I already application for duplicate certificate and change of name what ever document company required I have submitted, two year pass, but they not reply again I went there office next on 26/3/2010 and they told me you will be get reply with in ten day again there no response from INTIME SPECTRUM RIGISTRY LTD approach fifteen times i visit there branch office at BHANDUP but they are not responsible sir. So sir i request u help me to get duplicate share certificate and change of name.

Name:Sunil S Somani.
FOLIO no.00932826
WARRANT no.40984
INDUSIND BANK SHARE
QUATITYOF NO.100 SHARE


Thanking You
Your
Faithfully
Sunil Somani

I had availed home loan with Indusind bank during the year 2005. From then on i was a prompt payer of my EMI's. On 15th March 2010, i had approached the bank to avail a top up loan. To my surprise they said thay cant provide me loan as i defaulted their payments for over 2 yrs and also they charge me bounce charges for the same.
As Informed by the banker(over Phone) i reularly transfered Rs12200/- every month. But only when i approached for loan they said that my loan amount is 12325/-.
Isn't this absurd a bank had kept accepting short payments of Rs125/- everymonth. and also charged for the same but had not intimated the customer through any means.
When asked the banker says that they had called me hundred times. Which i deny, cos even after knowing the amount noone would pay 125/-Rs short and take up hugew charges.

Mu question to the bank is can they prove with their detaileds telephone statement that they had informed me, or can they prove me if they intimated me through mail.
I want the charges to be reversed and also compensate me with nominal amount for the mental agony i had gone through

Respected Sirs,

My Brother Mr. K.Thangavel lives in Pollachi town with PIN code 642 001, Coimbatore District, Tamil Nadu, took an Auto loan from Ashok Leyland finance of Rs. 1000000 in Feb 2006, to buy a Ashok Leyland 10 wheer truck. He agreed to repay the loan in 47 EMIs. Now he has completed all 47 EMIs. .
Since he completed all his dues related to the loan, he went to Ashok leyland finance branch office in Pollachi town to collect all related documents . But the local officials in the pollachi branch refused to hand over the documents and insisting him to pay Rs 1502 related a pending insurance which he is not aware of. They did not inform anything about this pending money for all these 47 months. Now they asking him to pay this amount with interest for 47 months and also giving bad execuses like the documents got stuck in chennai office etc.

This is a cheap tactics applied my this finance company to loot an uneducated poor truck owner. My brother pleads that he was not informed about his pending amount by the officials, or the representatives who collects EMIs at any time during last 47 months.

I request the concerned authorities to take action on this company and also help my brother to collect his documents.

I have given the details below.

Loan Account Number : 223
Branch office Address: Ashok Leyland Finance, Venkatesha Colony, Pollachi
Truck Number: TN 41 Q, 1177


Thanks

Regards,
Mohan

I had a car loan with indusind bank nearly 4 years back. I had cleared all the installments and now i am living in abroad from 2 years. Now they are coming at my parental house and asking about 90,000. I did not take NOC because I left the country in urgency. From last two years no body had come to my place no legal notice come but now they are giving us harrasment.When I called them they talked to me very rudely and scolding my parents. Now tell me what i can do and give my NOC and dont disturb my family. I asked them to give the statemnt of 90,000 but they are not ready to listen.they are trying to harass my family and i requested them to send all the detais on my mail and I will clear as soon a possible but according to me they are just trying to make money.

1-i have availed home loan of rs 625000 .my hl contractno is RUU0001M.
2-i am having sufficient amount in my hdfc a/c but indsuind bank
has charged interest and penalties. sir 3-i had given 36 cheques of rs 5826 in favour of indusind of dated 7th of every month for installments of hl.but bank is not presenting the cheques on 7th of every month and charging interests...

Dear Sir,
I Mr. V.Krishnan Nair, Pulliyil Vadakkathil, Malamel Bhagam, Kareelakulangara P.O Kayamkulam, take one Hero Honda Pleasure Vehicle on April 2008 from Powercity Motors Kayamkulam through Ashok Leyland Finance Comapny. I have paid all the instalments of Rs.1700/- month, Completed the Dues in 07/12/2009, and I got the Original R.C book after the completion of my instalments. But i will not get the spare key from the office. I enquired with your counter staff in powercity motors in kayamkulam and they are telling at the time of sending the original from the branches to Headoffice they splited the key and invoice. So this kind of problems occures. I kindly request you please find out the original key of my vehicle and send the same to your kayamkulam office and informed to me through my mail or through phone.
For your information ;
My Contact Number
Home :[protected]
Mobile : [protected]
My. Vehicle no. KL29A2361
R.C Book No. ESY02318/H

Respected Sir/Madam,

We have made the L/C Discounting with IndusInd Bank,
Address : Branchworld Business, M.G. Road,Nr. Parimal Garden Ellisbridge, Ahmedabad.
Regarding the charges to be levied, the Business Head of the Bank has given us in the writting. But opposite to thet they have charged excess amont of Rs.12487/-.
We have been continously requesting the Bank personnals to reverse the charges from...

Dear Sir/Ma'am,



I was take a car loan of Rs.369000 from Induslind Bank, Jaipur on 12th Oct' 09 on the same they was charged Rs.3100 as Loan Insurance (GPA) Premium but uptill now i have not received any GPA Policy or any Loan Repayment Shedule or Welcome Letter, we have contact several times to bank official and DSA agents but they are not giving satisfactory answer so kindly do some thing against them.


My Loan Account details are as follows :-


Customer Code - RJRJ4650
Contract No. - RJAA09479
Customer Name - Durgesh Kanwar Bhandarez



Thanks & Regards



Durgesh Kanwar

+91 [protected]

To,

INDUSIND BANK

Lamington Road,

Mumbai.



REMINDER NO 1





REF : A/C NO : [protected]

SUB : ISSUE OF NEW PASS BOOK.





Dear Sir,



I had send you a letter Dated : 9th November 2009 for a issue of new Passbook, but I have not received the New Passbook uptill date, instead I have been told to write a letter again & again every month for issue of my Bank Statement.



I fail to understand why a letter has to be written for getting my Bank Statement. . As per RBI guidelines your bank should issue a new Pass Book to all its Saving A/c customers. Please clarify with RBI or check the RBI Bank Site for a proper understanding. All International & National banks in India follow these rules promptly, then what is the hesitation with your bank please clarify.



This is not the way you harass your customers for a bank Statement.



Please issue a new Pass Book containing entries from Dated : 1st April 2009 till current date with immediate effect.



Thanking you,







SANDIP R. SHAH

Dear Sir/Mam,

As per the norms published by the government that any debit card holder can use an ATM machine of all the banks. I had an debit card of Bank of Baroda and went to withdraw money from the ATM centre of INDUSLND bank. When I inserted the card in the ATM machine,their system crashed and it got trapped, as a result of which my debit card was captured by the bank and the bank ultimately destroyed the same.
I also have a certificate issued by the INDUSLND bank that the captured card of mine is destroyed by them as per their process.
I am a student and am facing a lot of trouble due to this incident.
I request you to kindly help me out to get the solution to this problem.

Regards,
Keyur gandhi.

My name is H.Mahender I have taken a Car Loan At Indusind bank , EMI paying Intime but I have recived call from Customer care " U r Cheque has bounced , Pay EMI + Cheuqe Bounce Charges (Rs.550/-), Then I have checked the my bank account ECS has bounced ( Every time On average 8th of every month ECS clearing) then I visted to Bank Branch to Pay emi amount he has taken He telling should pay with Bounce charges I have not enough amount
Kindly looking this matter

Dear Mr Haresh

I had taken a 2 wheeler loan with Ashok Leyland in 2004 with a tenor of 3 years. (Loan A/c No TCC14928H).I have issued them 12 cheque leaves and have been paying thru cash once the cheques got exhausted.
This was happening regularly till the merger happened with Indus Ind bank.

After the merge happened, I had to follow up with the collection guys every month to make the payment. Some times they come once in 2 months and take the money from my mother. (I was not in India during this time in 2005 to 2008).They have stopped doing this at one point of time and we have had other priorities.
Now that when I checked my papers there is a hypothecation for which I require a NOC from Indus Ind.

I have contacted the branch & got this Number 28346331.From this number I have been redirected to these numbers, 28220056, and 28220041.And again from these numbers I have been redirected to 64999223.There I could talk Mr Jalal and one named Aruna.

I had explained them everything and was shocked by their reply that the amount I have to pay is 7500 out of which 5500 is interest. (Last month was not received/paid).
Actually money is not an issue. The most worrying factor is the way they had reacted to me. I had expressed my concern for paying the entire amount as I firmly believe it is not my fault alone. I had told them that I am open to make a payment with the outstanding amount along with a nominal interest amount. I have been requesting them to reduce the interest amount so that I can make a payment immediately and remove the hypothecation. For that they have behaved so badly and threatening me that they will add my name in the CIBIL.

Jalal was quoting “We have already added to CIBIL, You do what ever you want to do “.Aruna was telling me “You better do not pay Just leave like this”.
” You would have come to us if the original papers are not with you. We have given you the papers and that is why you have not come to us”. Then all of a sudden she had disconnected the call.

Mr Haresh

• Is this the way you treat the customers?
• Is this the way to misuse the CIBIL?
• Is this the way to resolve an issue?
• Do you want the organization to write off some money for the sake of some individual’s ego?
• Are not your colleagues threatening customers quoting CIBIL’s name?


Please clarify why the last month EMI alone was not followed up. I have been hearing many such cases that the last month EMI s mishandled since the financiers/companies are supposed to give a NOC which they do not like to.

It opens up another question as well which is “ If the EMI out standing amount had been more than 10000 , would Indus Ind keep quite like this( Blaming me for not to follow uop)”.


Kindly advice if you happened to be the right person to address this or please route to the concerned authority.

Dear CIBIL

Please make a note of such incidents as the service created to serve people of this nation should not be misused.
I believe there are already nine complaints registered against Indus Ind for the same reason.( that is last month EMI not handled properly to avoid giving NOC)

Regards
Syed N

Dear Sir

Recentally i have applied for home loan from CITI bank, where bank has rejected my loan stating that i have centain due/defaults of credit card or any other personal loan.

I would like ti say that i do have some credit cards, which i have taken 2 yrs back but i had never swipe them at all & i am not receving any dues bill from any credit card company.

I had personal loan in HSBC from May 07,which i had closed in last may 08 & also holding loan closer paper. I had never return any EMI of HSBC bank. i had requested HSBC bank to issue me clean EMI payment certificate but till date i have not received any correspondent from bank.

Further to inform you that i do hold personal loan from CITI bank & HDFC bank from 2008 & all EMI of this loan is duely paid by me.

I would like to know that where is my any credit default reported in CBIL & which bank has made me defaulter

Kindly Look into matter

i am a businessman having a saving account in indusind bank, mansa-151505 (Punjab). Last year the manager of the bank got signed some papers from me. After one month when my account was debited with Rs. 2000/- then I contact with the bank. They told me that you have opted a HSBC sip. I didn't bother. But now after completion of sip (12 months), three months have passed but my sip has not been redeemed despite my several requests. I have not received my sip statement even once in a period of one year. I have given them a written application and copy of my PAN card and told them my PAN on telephone, but all in vain.

I was making the transaction from IndusInd Bank ATM Located at Velachery, Chennai. The ATM Power is gone due to their fault and my card is locked in it. I called their customer care saying the thing, I added there is no money with me other than this. They said you are SBI customer how come we can help you? and got angry on me. I need to go to my native ( ie Calicut) to get it back no other option. I went to Chennai for searching job and I dont know more peoples there. I borrowed money from friends like me who is finding difficulty to earn a living.

From SBI Calicut I was asked to block the card and take a new card for a sum of Rs.200

So friends my kind advice dont ever use an ATM where the card will go inside even if you are their customer other wise be ready to walk behind it.

Thank You

Dear sir,

I, Dinesh Kumar Sharma has Saving Bank A/c. no.[protected] with your PreetVihar, delhi Branch. I would like to attract your attention towards mal business practice of your staff.

One of your staff member has debited my account by Rs. 25, 000/-. I am informed today that there is no balance in my account when I went to branch for withdrawl and confirm the clearance of Cheque no. 062371 for Rs. 20, 000/- issued in favour of L.I.C.

Now I hereby request you to kindly honour my cheque no. 062371 when it is presented and credit my account with Rs. 25, 000/- at the earliest.

Kindly inform me at my e-mail.

Thanks

Yours faithfully

Dinesh Kumar Sharma

Dear Sir

Two Wheeler finace account closed as on 31.03.2005. I have taken the loan in Ashok lyland Finace at Chinthamani. After payment of my instalment. I went the office i came to know that they have shifted the place without communicating to us. I came know recently they are operting the office from bull temple road and it is murged to Indusind bank. I went to Bank on 25.08.2009 to collect the my orginal document i came to know there is due amount of Rs.250 and Interes accured for that amount is Rs.2501. I have explained in my letter. Why this amount is due. This interest is not barrable to me. Kindly help to pay the due amount and get the my orginal documents from them.

regards,

Harish Babu