Kotak Mahindra Bank Complaints & Reviews

My husband has taken credit card with the bank. And from last 4 months he has left me with my children. I am just in survival condition and bank agents pressuring me to clear dues. They have not given the loan or cc to me. So how can the bank give pressure to me. Even today they abuse me on call. Please help me or guide me. Please.
Rgds
Archana rani

I have given the cheque of 50k to kotak mahindra bank on 28 july and cheque date was 6 august of amount 50000
In which this cheque got dishorned. And then i told them to link ny cc account wity my saving account so that i can easily transfer the money but they have not done this... And if i don't will to pay kotak cc amount then how can iinvest 60k in kotak
And sip too
You can even check out the bank statement from the last 5 year i don't think there is any cheque return in my account

I am requestand my kotak bank bazaar to take action on this bcoz they are not allowing me to pay money (Kotak)
Apart from this on the requesr of bank staff i have purchased investment ot 60 k and sip too

Wating for your posrespon

I have a car policy from kotak mahindra general insurance company, but they denied to give me car claim many time i have given him call as, well as mail, i have complet all the required document, my policy no we write this with regards to your complaint received through irdai token number[protected] and claim number [protected] under policy number [protected]

We would like to inform you that your claim was registered with us on september 10, 2017 and as per process, the survey was conducted on september 20, 2017 upon presentation of vehicle in the workshop.

Please note that the driving license submitted for claim processing had expired on june 6, 2017. Accordingly, attached letter dated september 26, 2017 has been sent to you asking for the requirement to enable decision on the claim. We request you to provide us conclusive details on priority to enable further processing.
My name
Manoj kumar
[protected]

I want tell u before 8 month am registered my all data for the job in kotak mahindra bank i recieved a job application no/ reffrance no quiker_gurmeet [protected]@kotak mahindra but that date to till date (13 oct 2017) i havent recieve any job call and i requested to her mrs neha [protected] this no is her for refund but i don't receive refund am all clear my dues 750+3500+8500+13860 = 26610 so please kindly resolve other wise am take a legally action against you and your fake company

I want to complaint against kotak mahindra bank, its been 1 yr i am receiving call regarding the recovery of loan, which is in name of my tenant mr rai juneja, west delhi. Kotak bank executives are using abusive language and continuously mentally disturbing me. If the loan is not in my name, why i have been receiving call. What kind of ethics does the bank poses.

I would request the bank to give their franchise banks a legal ethics to contact the right person and at right time. This kind of behaviour is not tolerable for me and i would definitely take a legal action against the bank if i receive a call again.

The name of the executive was radhika, her no was [protected]

Pls take a action asap, as now my tolerance has increased to a high. How long should i tolerate their abusive and ill manner.

Regards
Aarti sharma

Sir i had applied credit card on 20.09.2017 with reference no:[protected]. They contacted me and informed that we will verify and process the same within 15days. But still now no response and no executives came for verification. I contacted c. Care, they told that wait for few days, but still now 22days completed no response from kotak bank. So please provide me a complete details of credit card details.

I have applied for a persnoal loan last week and the customer service guys stated that i would get a call back regqrding the doc to follow uo with i have call more then 4 or 5 times each call they stated me that the will give me a call back but i didnt receive any call from them so i would wish to cancel the loan for any iinfomation plz do contact me on [protected]@gmail.com

I have kotak bank platinum league credit card. I redeemed 5000 reward points and get easyrewards 1000 points. I couldnt use the voucher. After i sent a mail, kotak rep. Called and informed that as such i am eligible for 2500 points. However, she wasn't sure and hence she wanted to confirm with her senior as to why i got less points.

On the customer care no, there is no option to speak with the executive. As i had salary account with kotak, i connect with one employee and asked him to lodge by complaint.

Thereafter, i got a call from customer care. The executive apologised and admitted that there was some error in putting it online that the customers are eligible for 2500 easyrewardz points and that internal guidelines provide for only 1000 points.

I decided to close the account without much argument. However, when i went to easyrewardz site, i realised that though they issued be jabong voucher, i couldn't use the same, as jabong was no more issuing such vouchers.

I was shocked that neither kotak nor easyrewardz is taking any responsibility.

They misrepresent to the customer on the website and do not intend to honour the promises shown on the screen.

There is a blatant deficiency in service.

There is no customer care direct no. Where you can speak with representative. Hence, the customer is at mercy of no one and has to live with whatever is offered to him/ her.

Even easyrewardz is displaying products which they are not able to sell and making fool of the customers. I even paid rs.210 in order to buy the coupon of jabong, as the easyrewardz points were not sufficient to get the voucher.

Now the executive is requesting me to take amazon voucher instead of jabong.

This kind of behaviour is not expected from a prestigious institution like kotak bank.

To whomsoever it may concern,

I had raised a complaint on 6 august, 2017. The complaint id for the same is 1-[protected].

The issue was as under:

My bank account got debited twice for an online transaction, the amount for the same was rs. 7, 500 on 5th august, 2017.

I had raised a complaint and i was told the same would be resolved within 30 days. A few weeks later i was told to raise a charge back form at the nearest kotak branch. I raised a charge back form at the magarpatta branch. The representative at the branch told me my account would get credited within 7 working days.

I called the customer care again after a few weeks and the representative told me it takes 45 days from submission of the charge back form. I was ensured my account would credited latest by 9 october, 2017.

Today is 12th october and i called customer care again. They told the complaint has been closed. However, my account has not been credited by the said amount, neither the same is reflecting in the system with your representative.

I have been on hold for the past 10 minutes trying to connect to the super visor would can assist me.

I am a highly aggrieved customer and all your representatives seem to be providing me false promises.

For kotak, 7500 might be a very insignificant account, but for a common man like me, it matters.

I have been aggrieved for no fault of mine.

My sincere and humble request that you look into this matter and resolve it at the earliest.

Your customer care over the phone has been of no help at all.

Please try to contact me. My name is ronak pandya and i am suffering from last 9 months because of wrong transaction through imps. Please call me once so that i can discuss everything and please help me.

[protected] this is my contact number and
[protected]@gmail.com
This is my email address.

Its been 9 months but no response from kotak bank so plz help me. I request you.

Kotak mahindra bank credit card representatives are warning to give extra payment. Actually i has settled and closed the credit card and now they are coming to my house and saying you have to pay extra amount to 2600/- if not we will again represent your cheques which was given for clearing.. Representative name are 1. Jai kiran 2 harish. Vijayawada, kotak mahindra bank credit card division. Please take the action regarding them.

Thanking you,

Yours faith fully
Md sultana

A transaction is made m swamy raj sons petrol pump at tiruvannamalai tamilnadu on 8 th october 2017. Amount is cut from my credit card account but not credited in to the venders account. I was trying to call customer care since three days but no response from their end and also there is no e mail id to book the online complaint. Requesting for either credit to venders account or my credit card account.

This is manish singhal here from mumbai, i have an issue as well as a suggestion to share.

Last year abn amro bank credit card (Cc) customers were acquired by kotak bank and this is how the problem started, they sent me a cryptic sms message about some outstanding, i got this msg 2-3 times and then when i analyzed it further and came to know that there is some outstanding / write-off of (Rs 2127) through abn amro cc on my wives name and then when i enquired it further with cibil, they informed me that the mentioned bank had written off this amount and recorded in cibil. As per information obtained from cibil, there was an add on card in my wives name some 4-5 years ago, since the card was not closed, they charged annual fees from second year onwards and hence this charge of rs 2127/- reflecting against my record. I was quite shocked as i don't even recall if there was such a card in mine or my wives name, neither i received any statement, sms, mail etc for the payment
Now my question is how can they put my name into cibil directly and spoil my credibility, i have 5 other credit cards and have never defaulted on any of the payments in my entire life, i have never taken any other loans as well and this kind of false information is effecting my credibility. I am a regular tax payer and paying my tax since almost 15+ years (My pan no is aerps*h and dob - july 13, 19*), this year i have paid
Tax to the tune of rs 2, 38, 934/- so will i not pay just rs 2127/- if i am informed and liable to pay, even then i was / am ready to pay this petty amount and for that cibil asked me to get in touch with the bank directly, cibil provided me their contact details, when i called up their customer care, they asked me to get in touch with some relationship manager – sachin dongre ([protected] / r2cp615686), i tried to reach him through calls / sms and have been following up with him since more than 6 months now, i have been asking him to let me know the process and payment method (Although ideally i should not be paying this amount as there was never any communication from their end on the same) to close this record against my name, but he always says that he will call up and let me know but never calls and this round robin game has been going on on and honest tax payers like me are harassed unnecessarily, i wrote a lot of mails to cibil as well informing that the bank people are not responding and hence you can interact and let me know the process to close this, but in vain.. I would like to request you sir to have some online and transparent mechanism (Digital) in place to ensure that people like me are not harassed unnecessarily and the case gets closed mutually and fast. You can check my record for all other 5 credit cards through cibil / experian (Icici, sbi, indusind, hdfc and yes bank), even though i have been paying my cc bills regularly, my credit record is not improving and showing the same or decreased score just because of this incorrect entry, however the same report from experian is showing a proper score but banks mostly consider cibil i believe as they are the old player in this segment and hence my request to you is that there should be some governance over entities such as cibil as well so that the banks get correct information about their customers, i am about to apply for a home loan and not going further due to this fear that my loan might get rejected due to this incorrect entry
Please help me close this case and bring in some better transparent process.
My card details recorded with cibil are mentioned below

*cc number - [protected]*
*phoenix arc - r2cp615686*
Phoenix arc[protected]
Phoenix arc customer care – [protected] (Vivian)
Relationship manager – sachin dongre ([protected] / r2cp615686)

I can share my cibil as well as experian report if required by you.

Dear sir,
My name is piyushkumar khimjibhai moradiya. My employee id no is 81784. I have resigned from kotak mahindra bank. And my resignation last date was 12/07/2017. But i have not received my reliving letter and my experience certificate and my last month salary from kotak mahindra bank. So i requested you send me my all certificate and my salary in urgent basis. Please give me reply urgently.
Thanking you.
Regards,
Piyush moradiya.

Hi kotak team,

I talked to your customer care that my amount will be returned in september but till now it has not been returned. I have visited your branch, they said contact customer care, it will return in a single day and it will take more than one month processing through bank.
But i am not able to communicate as your customer care number hardly meet.

It has been long time reporting this issue as its bank responsibility to return the money on mentioned time. How difficulty a customer will face to contact your bank.

Can you please check and do the needful.

Hoping for positive and fast process.

Regards,
Kumar guarav singh
[protected]

Dear sir,

My self brahma reddy vadde from hydrabad

I have apply for cradit card in your kotak mahindra bank ltd.

I have received message from your side and application no is [protected]

So i want to know actual status of my application.

Please send me informatin about my application thru message or my mail id.

I eagerly wating for it.

Thanks & regards,

Brahma reddy v

[protected]

Sir,
I hold an current account in the name of hvl industres 2nd line beach parrys corner branch, this is regarding the manager manian murthy who is working on his own wish and will and i don know what’s the personal grievance he has with ous because from day 1 when he has come he keeps our rtgs / neft or any other transfers aside and last week when i asked him for this, he replied it with an wicked tone this is the way how i work and your work would be done you don’t have to wait here. When i asked i have given an transfer why are you keeping my transfer aside doing other transaction first then he was like you need not tell me anything if you have any such problem go file a complaint where ever yu want too, bm’s office is that way.
Its been around 4-5 years now visiting this branch in almost daily basis never in this term i had seen such an egoistic person who is running the bank as if it’s his own bank and we are the slave to take all his torture.
If home is the place where heart is, then for me kotak mahindra bank was the second home. The staffs are here are of friendly nature i can name some - chandru sir, rajesh sir, gangai sir, ramesh sir, arthi madam. On seeing them i personally feel like coming to this second home.
It would be an request from one of your kotak family to take an action againt this egoistic manager mr. Manian murthy so he could not offend other customers and nor de-grade the name of kotak mahindra bank.

Thank you

Regards
Hvl industries
Vivek bohra
([protected])

I have personal loan account with kotak bank. On basis of that they offered me with credit card. Card got dispatched to my address but due to small mistake done by bank side i. E, my house no is[protected] and they took it as[protected] because of that credit card was returned back to bank. So i called to [protected] number for changing the wrong address to correct one. They told me send a mail to att. [protected]@kotak.com with address proof, id proof & pan card copies attached. I mailed the with all the above docs and subject line as request no : 1-[protected]. After 10 days i got a message that your request for address change has been declined. I call again to customer care and explained everything they kept me on hold for sometime and asked me to once again send the mail with all proofs because we didn't received your mail. This time they gave me another mail id with new request number. Once again i mailed all the proofs to email id: cc. [protected]@kotak.com with request number :[protected]. Again after 7-8 days i got message that your address change request is declined.
Again i tried call to the customer care and those guys were just keeping on hold for sometime and just disconnecting my call without giving me any solution for the problem. I really got irritated with these guys, i keep trying two days so that problem should be get solved but no use. If they can't solve the issue just inform us that we can't help you but don't make us stay on hold for sometime and you disconnect the call all that thing.
Just resolve my problem asap.
Kandukuri vamshi krishna.
[protected].

Hi,

I have been receiving calls feom kotak recovery agents for clearing some outstanding penalty levied against my account no. Spln[protected] for non-clearance of one or two ecs. I have explained my position to all your agents.in this connection, i am to state that the reason for ecs not getting cleared as stated in the statement sent by your agents is that there was no ecs mandate. I had never got the ecs mandate revoked...

Dear sir/madam

I am yeshaswi rayarao, from warangal, i have applied in shine.com regarding operations in kotak mahinda bank, mrs swati hr contact number [protected], for registration fee she charged 2550 inr after she shared her senior hr mr ajeet his contact number [protected], he provided telephonic interview round, after he selected me and he charged me document verification charges 5, 600 and 10, 700 on line verification charges, 56000 inr for training charges 11, 000 inr for account opening charges, and they mentioned for every document amount is refundable, then i got offer letter from kotak mahinda on 6th june 2017, they mentioned training date 13th august 2017, now till date they did not respond to me, please taken action whether to refund my money or provide me job. Please check attachments i got from them.

Regards
Yeshaswi rayarao
[protected]
Email: [protected]@gmail.com