Claimed

Kotak Mahindra Bank Complaints & Reviews

1.5
Updated: Mar 26, 2026
Complaints 4832
Resolved
1327
Unresolved
3505
Contacts

File a complaint to Kotak Mahindra Bank

Having problems with Kotak Mahindra Bank?

File a complaint and get it resolved by Kotak Mahindra Bank customer care. It’s quick, effective and absolutely free!

SUBMIT A COMPLAINT

Kotak Mahindra Bank reviews & complaints page 37

Newest
  • Newest
  • Most Helpful
  • Most Popular
  • Resolved
  • Contains Photos or Videos
  • Oldest
H
hariharan sridhar
from Chennai, Tamil Nadu
Aug 23, 2021
Report
Copy

Hello Kotak Bank,

I am getting frequent sms from Kotak Mahindra bank regarding "Open Zero Balance A/c for DBT with Kotak Mahindra Bank & get Assured Cashbacks on transactions. Click here http://w2t.in/AAFjhnh to avail this offer. *T&C apply".

I am not intersted in this and I would like to unsubscribe from your promotional sms.Please kindly take action to stop it as soon as possible.

My mobile number is [protected]

Thanks
Hariharan
Kotak Mahindra Bank customer support has been notified about the posted complaint.
Helpful
Found this helpful?
Write a comment
Report
Copy

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    A
    Anujseh
    Aug 23, 2021
    Report
    Copy

    Address: Najafgarh

    Mr Deepak one of your employee helped me in opening the account in which I have to maintain the balance of Rs.10, 000 and I have been promised to receive a platinum debit card instead of which.I have received a classic debit card which I have not requested for and Rs.235 has been deducted from my account. Then I went to the Najafgarh branch Where Mr Tarun one of your employee helped me in upgrading the account in which I have to maintain Rs.50, 000 and he told me to call customer care they will reimburse the deducted amount and they will issue the new platinum debit card in which there is no annual fee. When I called the customer care for the first time I have been told that the amount will be reimbursed within three working days. The second time I have called the customer care I have been told that I will receive the debit Card within three working days. And it’s been almost 1 month I haven’t received the platinum debit card and the deducted amount. I have get in touch with one of your employee Mr Ajit even he end up having no solution for this issue. And I don’t want to call the customer care again and again for these small issues. This is the worst customer care experience I have ever get. I will close my account and I want the full refund if this issue can’t be solved as soon as possible.
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
    Helpful
    Found this helpful?
    Write a comment
    Report
    Copy

    Post your Comment

      I want to submit Complaint Positive Review Neutral Comment
      code
      By clicking Submit you agree to our Terms of Use
      Submit
      R
      Readabroad
      Aug 23, 2021
      Report
      Copy

      Drainage leakage on the main road, dirty smelly water is constantly overflowing outside our property 1 &2, Devaki chambers, 1-7-74/79, S.D.Road, Secunderabad 500003. Pl get it cleaned regularly. This is a continuous problem. My contact no [protected] Vandana Mehra
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
      Helpful
      Found this helpful?
      Write a comment
      Report
      Copy

      Post your Comment

        I want to submit Complaint Positive Review Neutral Comment
        code
        By clicking Submit you agree to our Terms of Use
        Submit
        M
        Madersera
        Aug 22, 2021
        Report
        Copy

        Address: Indira Nagar Lucknow, Indira Nagar

        I have 88 rs left in my account as it is 0 balance why is it not refunding
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
        Helpful
        Found this helpful?
        Write a comment
        Report
        Copy

        Post your Comment

          I want to submit Complaint Positive Review Neutral Comment
          code
          By clicking Submit you agree to our Terms of Use
          Submit
          S
          Shaina sameja
          Aug 22, 2021
          Resolved
          Report
          Copy
          Resolved

          Address: 2nd floor ,15 Merchant building ,cross lane ,dongri ,opp mugham palace ,Mumbai 400009

          It's very disappointing to cme across this kind of behavior..It's a very long incident but to make it short I had my account in ING bank which was merged with kotak mahindra and I lost all my details ..I visited the branch and had word with Miss Manisha she cudnt xtract any detail after providing adhar and pan card
          However same was xtrctd at sakinaka branch by miss Anam ..Journey from town to sakinaka
          2nd visit after getting all my details all I wanted is cash on an urgent basis when miss Manisha saw me with .y 2 year daughter she immediately left for lunch break we waited (my husband, son, daughter n myself)When she returned I asked requested her for the cash she refused by saying without check book no withdrawals can be done ..I asked for the other options she put my request for cheque book which would have taken another 2 days ..I asked her for instant cheque book or any other forms she denied saying deg dnt keep all this facilities ...Again I traveled form town to share Punjab where thanks to miss Mansi where she provided me with an instant withdrawal form n I cud withdrew my cash within 10 min ...my question is why dis facility was not der in town branch
          And it was there why miss Manisha didn't help being a Manager is this kind of behavior acceptable...During this Pandamic my kids were with me Y was she not helpful...Why she failed to provide me with the form and helped me
          I would appreciate if I get a satisfactory reply otherwise this matter would be escalated
          Awaiting your reply
          Sep 22, 2021
          Complaint marked as Resolved 
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
          Verified Support
          Aug 22, 2021
          Kotak Mahindra Bank Customer Care's response
          Hi! We’re extremely sorry for the trouble that you have been through. Kindly share your registered Mobile number along with your concerns at Social.[protected]@kotak.com & our team will connect with you on this. Thanks! ^Team Kotak
          Helpful
          2 other people found this review helpful
          2 found this helpful
          Write a comment
          Report
          Copy

          Post your Comment

            I want to submit Complaint Positive Review Neutral Comment
            code
            By clicking Submit you agree to our Terms of Use
            Submit
            K
            Kalpesh Rathi
            Aug 21, 2021
            Report
            Copy

            Address: Jodhpur

            Kotak Bank Jodhpur team members approached me for home loan transfer on commitment of agressive rates I gave all the documents to them even the team visited my house and has taken several vital documents but not since last more than 15 days neither they are responding my calls nor they have updated me... I totally feel cheated... Has called the credit manager she picked the call and told me that any communications has to be routed through sales manager and the sales manager and team is not picking my calls.. after several followups I am writing this in anticipation of early action
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
            Helpful
            1 other people found this review helpful
            1 found this helpful
            Write a comment
            Report
            Copy

            Post your Comment

              I want to submit Complaint Positive Review Neutral Comment
              code
              By clicking Submit you agree to our Terms of Use
              Submit
              D
              Deepak Awara
              Aug 20, 2021
              Report
              Copy

              Address: Rzc 130 gali no 9 Mahavir enclave, RZ 88 old plot no 45 gali no 5 Vijay enclave
              Website: Kotak Mahindra Bank 811

              The matter is yesterday, I did a UPI transaction from Kotak Mahindra Bank which failed but the money was deducted from my bank, the entire amount was 2100 rupees, the one I sent, his name was Akash, his UPI ID A[protected]@paytm . My Kotak Mahindra Bank Ref.No UPI is[protected] . Please help me
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
              Helpful
              Found this helpful?
              Write a comment
              Report
              Copy

              Post your Comment

                I want to submit Complaint Positive Review Neutral Comment
                code
                By clicking Submit you agree to our Terms of Use
                Submit
                V
                Venky8888
                Aug 19, 2021
                Report
                Copy

                Address: Gurgaon, haryana

                I have 811 account and such a pathetic service when reached in sector 31 Gurgaon branch asking to make a call and raise complaint. While I applied for 811 account I was informed zero balance account and use as usual no clause. Yesterday 754/- amount is hold by the Kotak bank without any information and without providing any knowledge about it. I want my 754/- back to use or else I will cancel all the 9 account of our family members will choose another bank who atleast inform and do not have hidden clause. This is really pathetic. My CRN IS[protected]. I tried calling at[protected] and only I’ve speaks asking to call mon to fri such a worst service I have ever received.
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                This issue has not been resolved yet why my complaint has been marked resolved in here. Why everyone is just making fool. I guess I need try other complaint forum.
                Helpful
                Found this helpful?
                1 Comment
                Report
                Copy

                Post your Comment

                  I want to submit Complaint Positive Review Neutral Comment
                  code
                  By clicking Submit you agree to our Terms of Use
                  Submit
                  S
                  satyaa.jamin
                  Aug 19, 2021
                  Report
                  Copy

                  Please release the lien amount
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                  Helpful
                  Found this helpful?
                  Write a comment
                  Report
                  Copy

                  Post your Comment

                    I want to submit Complaint Positive Review Neutral Comment
                    code
                    By clicking Submit you agree to our Terms of Use
                    Submit
                    R
                    RubySambhi
                    Aug 19, 2021
                    Report
                    Copy

                    Scam call for credit card

                    Address: Bangalore

                    I have account opened in Kotak Mahindra Bank since 2018. Since then i havent used much and trying to close my account since 2019 due to pandemic and other delays in bank opening. I have received no support whenever i call for closure of my bank account.

                    When i go to bank branch they tell me to call on support customer care number and register a ticket to get it closed from back end.

                    When i call customer service...
                    Helpful
                    Found this helpful?
                    Write a comment
                    Report
                    Copy
                    B
                    Baldev Raj Chhabra
                    from Gurgaon, Haryana
                    Aug 19, 2021
                    Resolved
                    Report
                    Copy
                    Resolved

                    This is regarding annual charges. I give request many times, that I am not going to pay annual charges so please cancel my credit card with immediate effect. After so many follow ups, a call received from Customer care that we will issue a new card and these charges will be reversed. I received new card but charges are not reversed and late payment charges & finance charges also added in statement. I called to customer care, they said that card is blocked and you contact to collection block section, he gave me number of Mr. Pratyush Shukla (# [protected]). He is not picking up the phone, I tried many times. So please help me out and cancel my card and reverse all the charges.

                    My e-mail is - [protected]@gmail.com
                    Sep 22, 2021
                    Complaint marked as Resolved 
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Aug 22, 2021
                    Kotak Mahindra Bank Customer Care's response
                    Hi! We certainly understand your concerns. However, the said fees are appropriately applied as per your card type. Further, we request you to kindly initiate the as on date payment of INR 1, 847.87 towards the credit card.
                    Please note: Post receipt of the payment we will raise request for Card cancellation. ^Team Kotak
                    Helpful
                    Found this helpful?
                    Write a comment
                    Report
                    Copy

                    Post your Comment

                      I want to submit Complaint Positive Review Neutral Comment
                      code
                      By clicking Submit you agree to our Terms of Use
                      Submit
                      R
                      ramandviji
                      Aug 18, 2021
                      Report
                      Copy

                      Address: 4A, Status Square Apartments, Bharathi Park 7th Cross, Saibaba Colony Hangout Restaurant

                      Not able to recharge using any of the below options
                      1) using Kotak Moble banking
                      2) logging in to etc4ventureinfotek.com
                      3) using Paytm

                      I raised he issue on 13 Aug 2021.

                      I have reminded Fastag.[protected]@kotak.com on almost every alternate day to no avail.

                      I am a Privilege banking customer of your Coimbatore Saibaba colony branch
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                      Helpful
                      Found this helpful?
                      Write a comment
                      Report
                      Copy

                      Post your Comment

                        I want to submit Complaint Positive Review Neutral Comment
                        code
                        By clicking Submit you agree to our Terms of Use
                        Submit
                        M
                        md sharib007
                        Aug 18, 2021
                        Report
                        Copy

                        Address: Delhi

                        6th aug 2021 i received a mail that my account is freezed because of legal notice received from cybercell mumbai.
                        my account freezed without any prior notice.
                        I am a student and i kept my all expenses and college fee amount in my bank account only.
                        now i am in trouble i can't even withdraw a single penny from my own account.
                        my account num is [protected] branch- jasola, new delhi
                        Ifsc- KKBK0004618.
                        Please i want to get my money back or please de feeze it as soon as possible,
                        still no response from bank
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
                        Helpful
                        Found this helpful?
                        Write a comment
                        Report
                        Copy

                        Post your Comment

                          I want to submit Complaint Positive Review Neutral Comment
                          code
                          By clicking Submit you agree to our Terms of Use
                          Submit
                          V
                          vsvikash
                          Aug 17, 2021
                          Report
                          Copy

                          Purchased silver bar of Rs4744 from amazon but transaction not completed but money deducted. Taking followups from last 19 days. all are saying to wait 5-6 days.
                          Please do the needful.
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
                          Helpful
                          Found this helpful?
                          Write a comment
                          Report
                          Copy

                          Post your Comment

                            I want to submit Complaint Positive Review Neutral Comment
                            code
                            By clicking Submit you agree to our Terms of Use
                            Submit
                            M
                            Mac619
                            Aug 17, 2021
                            Resolved
                            Report
                            Copy
                            Resolved

                            Due to my Health Issue (coxxyx, also known as the tailbone "is a small, triangular bone resembling a shortened tail located at the bottom of the spine"), I am partially handicapped and lost my current Job, my entire family expenses taking care of my friend. So I unable to Pay Outstanding Loan Amount.
                            I explained this issue to your Agency Staffs and Managers, but they are continuously coming to my home one by one and using non parliamentary words with me and my family and giving us mental agony.

                            I attached my Medical Report for your reference.

                            Kindly waive my Loan amount to consider my Health Issue and Family situation
                            Sep 22, 2021
                            Complaint marked as Resolved 
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Aug 20, 2021
                            Kotak Mahindra Bank Customer Care's response
                            Hi! Apologies for any inconvenience caused. Seems we have made you unhappy. Let us take a quick look at this for you. We request you to write to us at Social.[protected]@kotak.com along with your contact details and we’ll reach out to you. ^Team Kotak
                            Helpful
                            Found this helpful?
                            Write a comment
                            Report
                            Copy

                            Post your Comment

                              I want to submit Complaint Positive Review Neutral Comment
                              code
                              By clicking Submit you agree to our Terms of Use
                              Submit
                              V
                              Vedang Tyagi
                              Aug 17, 2021
                              Report
                              Copy

                              Hello Kotak Bank,

                              I am getting frequent sms from Kotak Mahindra bank regarding "Open Zero Balance A/c for DBT with Kotak Mahindra Bank & get Assured Cashbacks on transactions. Click here http://w2t.in/AAFjhnh to avail this offer. *T&C apply".

                              I am not intersted in this and I would like to unsubscribe from your promotional sms.Please kindly take action to stop it as soon as possible.
                              My mobile number is [[protected]]

                              Thanks
                              VEDANG TYAGI
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
                              Helpful
                              1 other people found this review helpful
                              1 found this helpful
                              Write a comment
                              Report
                              Copy

                              Post your Comment

                                I want to submit Complaint Positive Review Neutral Comment
                                code
                                By clicking Submit you agree to our Terms of Use
                                Submit
                                S
                                Sarmistha Routray
                                Aug 16, 2021
                                Report
                                Copy

                                Address: Bhubaneswar, Odisha

                                Hi Admin,
                                I was getting charged for not maintain the balance. I wanted to close the account but then the customer representive told me not to close instead make it 0 balance account.
                                I did it, after 2 months they charged me 590 twice for not maintaining balance in the month of Jan and Feb, I mean before my account was converted to 0 balance account, I raised complain they told me they will refund 1000 but the GST amount cant be refunded, This is some sort of scam on the name of Government.
                                Not everyone like me really care about the deduction part.
                                So they get there way by this malicious way.
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                Seriously they have done with me too. Opened zero balance account and thats it i am stuck with all non maintenance charges
                                Kotak Mahindra Bank Customer Care's response, Aug 20, 2021
                                Verified Support
                                Hi! Apologies for any inconvenience caused. Seems we have made you unhappy. Let us take a quick look at this for you. We request you to write to us at [email protected] along with your contact details and we’ll reach out to you. ^Team Kotak
                                Helpful
                                Found this helpful?
                                1 Comment
                                Report
                                Copy

                                Post your Comment

                                  I want to submit Complaint Positive Review Neutral Comment
                                  code
                                  By clicking Submit you agree to our Terms of Use
                                  Submit
                                  P
                                  Pritam94
                                  Aug 16, 2021
                                  Report
                                  Copy

                                  Dear Team,

                                  My Name is Pritam Chandrakant Tandlekar, Contact No - [protected] and Email ID- [protected]@gmail.com

                                  I have still not received any confirmation on the Email or closure letter for closing the credit card, I have emailed your team but still not received any update from your side

                                  Request No[protected]
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                  Helpful
                                  Found this helpful?
                                  Write a comment
                                  Report
                                  Copy

                                  Post your Comment

                                    I want to submit Complaint Positive Review Neutral Comment
                                    code
                                    By clicking Submit you agree to our Terms of Use
                                    Submit
                                    R
                                    rakesh mahor
                                    Aug 16, 2021
                                    Report
                                    Copy

                                    Address: Unit no. D-2,03rd floor khasra no. 670/1A, devli, New Delhi -62

                                    Hi Team,
                                    This is in reference to unauthentic deduction of INR 588.82 done from by account balance on dated 23rd May 21 regarding Credit card dues.
                                    I would like to notify that almost 2 years back i have blocked my Credit Card due to non-usage and haven't requested for reissuance.
                                    moreover, have verified the Credit card status on mobile App which says, "No Credit Cards available".
                                    Please investigate and refund the amount deduct from bank account no. [protected]

                                    Regards,
                                    Rakesh Mahor
                                    [protected]
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                    Aug 16, 2021
                                    Updated by rakesh mahor
                                    Hi Team,
                                    This is in reference to unauthentic deduction of INR 588.82 done from by account balance on dated 23rd May 21 regarding Credit card dues.
                                    I would like to notify that almost 2 years back i have blocked my Credit Card due to non-usage and haven't requested for reissuance.
                                    moreover, have verified the Credit card status on mobile App which says, "No Credit Cards available".
                                    Please investigate and refund the amount deduct from bank account no. [protected]

                                    Regards,
                                    Rakesh Mahor
                                    [protected]

                                    Helpful
                                    3 other people found this review helpful
                                    3 found this helpful
                                    Write a comment
                                    Report
                                    Copy

                                    Post your Comment

                                      I want to submit Complaint Positive Review Neutral Comment
                                      code
                                      By clicking Submit you agree to our Terms of Use
                                      Submit
                                      T
                                      tarunar
                                      Aug 13, 2021
                                      Report
                                      Copy

                                      I took Credit Card from Kotak Mahindra Bank in Dec 2016. Everything was going smooth I am using. but after covid situation my business complete shutdown as I have a small travel agency. After that I struggled a lot. and some how I managed and paying some partial amount. till last july 2021. But every time Bank recovery agent was calling and scolding me. and this time they harassed my parents (as they are senior citizen) My dad age is 74 & my mother age is 66 threatening like hell telling them your son is chor.
                                      Apni Maa ke jevar bech ke paide de and all Bank ka paisa khaya.

                                      They are calling 100 times in each cell number (Me/My Wife/ Mother & Father)

                                      My family member will not pay the credit amount. Its me who agree them to pay from next month but Their senior is not agree and talking rubbish also he informed their team to threatening my family their.

                                      I am sharing the calling numbers from where we are getting harassment calls you can check the recorded tapes what I speak and what they speak like hell.

                                      Senior - [protected]
                                      Executive - [protected]
                                      [protected]
                                      Above are the numbers who threatend my family in case anything happen to them blame will come to KOTAK Bank My father is a hear patient and my mother is a blood pressure patient.

                                      Tarun Rijhwani
                                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                      Helpful
                                      1 other people found this review helpful
                                      1 found this helpful
                                      Write a comment
                                      Report
                                      Copy

                                      Post your Comment

                                        I want to submit Complaint Positive Review Neutral Comment
                                        code
                                        By clicking Submit you agree to our Terms of Use
                                        Submit