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Kotak Mahindra Bank Complaints & Reviews

1.5
Updated: Feb 5, 2026
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Kotak Mahindra Bank reviews & complaints page 37

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R
Readabroad
Aug 23, 2021
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Drainage leakage on the main road, dirty smelly water is constantly overflowing outside our property 1 &2, Devaki chambers, 1-7-74/79, S.D.Road, Secunderabad 500003. Pl get it cleaned regularly. This is a continuous problem. My contact no [protected] Vandana Mehra
Kotak Mahindra Bank customer support has been notified about the posted complaint.
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    Madersera
    Aug 22, 2021
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    Address: Indira Nagar Lucknow, Indira Nagar

    I have 88 rs left in my account as it is 0 balance why is it not refunding
    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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      Shaina sameja
      Aug 22, 2021
      Resolved
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      Resolved

      Address: 2nd floor ,15 Merchant building ,cross lane ,dongri ,opp mugham palace ,Mumbai 400009

      It's very disappointing to cme across this kind of behavior..It's a very long incident but to make it short I had my account in ING bank which was merged with kotak mahindra and I lost all my details ..I visited the branch and had word with Miss Manisha she cudnt xtract any detail after providing adhar and pan card
      However same was xtrctd at sakinaka branch by miss Anam ..Journey from town to sakinaka
      2nd visit after getting all my details all I wanted is cash on an urgent basis when miss Manisha saw me with .y 2 year daughter she immediately left for lunch break we waited (my husband, son, daughter n myself)When she returned I asked requested her for the cash she refused by saying without check book no withdrawals can be done ..I asked for the other options she put my request for cheque book which would have taken another 2 days ..I asked her for instant cheque book or any other forms she denied saying deg dnt keep all this facilities ...Again I traveled form town to share Punjab where thanks to miss Mansi where she provided me with an instant withdrawal form n I cud withdrew my cash within 10 min ...my question is why dis facility was not der in town branch
      And it was there why miss Manisha didn't help being a Manager is this kind of behavior acceptable...During this Pandamic my kids were with me Y was she not helpful...Why she failed to provide me with the form and helped me
      I would appreciate if I get a satisfactory reply otherwise this matter would be escalated
      Awaiting your reply
      Sep 22, 2021
      Complaint marked as Resolved 
      Kotak Mahindra Bank customer support has been notified about the posted complaint.
      Verified Support
      Aug 22, 2021
      Kotak Mahindra Bank Customer Care's response
      Hi! We’re extremely sorry for the trouble that you have been through. Kindly share your registered Mobile number along with your concerns at Social.[protected]@kotak.com & our team will connect with you on this. Thanks! ^Team Kotak
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        Kalpesh Rathi
        Aug 21, 2021
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        Address: Jodhpur

        Kotak Bank Jodhpur team members approached me for home loan transfer on commitment of agressive rates I gave all the documents to them even the team visited my house and has taken several vital documents but not since last more than 15 days neither they are responding my calls nor they have updated me... I totally feel cheated... Has called the credit manager she picked the call and told me that any communications has to be routed through sales manager and the sales manager and team is not picking my calls.. after several followups I am writing this in anticipation of early action
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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          Deepak Awara
          Aug 20, 2021
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          Address: Rzc 130 gali no 9 Mahavir enclave, RZ 88 old plot no 45 gali no 5 Vijay enclave
          Website: Kotak Mahindra Bank 811

          The matter is yesterday, I did a UPI transaction from Kotak Mahindra Bank which failed but the money was deducted from my bank, the entire amount was 2100 rupees, the one I sent, his name was Akash, his UPI ID A[protected]@paytm . My Kotak Mahindra Bank Ref.No UPI is[protected] . Please help me
          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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            Venky8888
            Aug 19, 2021
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            Address: Gurgaon, haryana

            I have 811 account and such a pathetic service when reached in sector 31 Gurgaon branch asking to make a call and raise complaint. While I applied for 811 account I was informed zero balance account and use as usual no clause. Yesterday 754/- amount is hold by the Kotak bank without any information and without providing any knowledge about it. I want my 754/- back to use or else I will cancel all the 9 account of our family members will choose another bank who atleast inform and do not have hidden clause. This is really pathetic. My CRN IS[protected]. I tried calling at[protected] and only I’ve speaks asking to call mon to fri such a worst service I have ever received.
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
            This issue has not been resolved yet why my complaint has been marked resolved in here. Why everyone is just making fool. I guess I need try other complaint forum.
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              satyaa.jamin
              Aug 19, 2021
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              Please release the lien amount
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                RubySambhi
                Aug 19, 2021
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                Scam call for credit card

                Address: Bangalore

                I have account opened in Kotak Mahindra Bank since 2018. Since then i havent used much and trying to close my account since 2019 due to pandemic and other delays in bank opening. I have received no support whenever i call for closure of my bank account.

                When i go to bank branch they tell me to call on support customer care number and register a ticket to get it closed from back end.

                When i call customer service...
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                Baldev Raj Chhabra
                from Gurgaon, Haryana
                Aug 19, 2021
                Resolved
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                Resolved

                This is regarding annual charges. I give request many times, that I am not going to pay annual charges so please cancel my credit card with immediate effect. After so many follow ups, a call received from Customer care that we will issue a new card and these charges will be reversed. I received new card but charges are not reversed and late payment charges & finance charges also added in statement. I called to customer care, they said that card is blocked and you contact to collection block section, he gave me number of Mr. Pratyush Shukla (# [protected]). He is not picking up the phone, I tried many times. So please help me out and cancel my card and reverse all the charges.

                My e-mail is - [protected]@gmail.com
                Sep 22, 2021
                Complaint marked as Resolved 
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                Verified Support
                Aug 22, 2021
                Kotak Mahindra Bank Customer Care's response
                Hi! We certainly understand your concerns. However, the said fees are appropriately applied as per your card type. Further, we request you to kindly initiate the as on date payment of INR 1, 847.87 towards the credit card.
                Please note: Post receipt of the payment we will raise request for Card cancellation. ^Team Kotak
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                  ramandviji
                  Aug 18, 2021
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                  Address: 4A, Status Square Apartments, Bharathi Park 7th Cross, Saibaba Colony Hangout Restaurant

                  Not able to recharge using any of the below options
                  1) using Kotak Moble banking
                  2) logging in to etc4ventureinfotek.com
                  3) using Paytm

                  I raised he issue on 13 Aug 2021.

                  I have reminded Fastag.[protected]@kotak.com on almost every alternate day to no avail.

                  I am a Privilege banking customer of your Coimbatore Saibaba colony branch
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                    md sharib007
                    Aug 18, 2021
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                    Address: Delhi

                    6th aug 2021 i received a mail that my account is freezed because of legal notice received from cybercell mumbai.
                    my account freezed without any prior notice.
                    I am a student and i kept my all expenses and college fee amount in my bank account only.
                    now i am in trouble i can't even withdraw a single penny from my own account.
                    my account num is [protected] branch- jasola, new delhi
                    Ifsc- KKBK0004618.
                    Please i want to get my money back or please de feeze it as soon as possible,
                    still no response from bank
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                      vsvikash
                      Aug 17, 2021
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                      Purchased silver bar of Rs4744 from amazon but transaction not completed but money deducted. Taking followups from last 19 days. all are saying to wait 5-6 days.
                      Please do the needful.
                      Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                        Mac619
                        Aug 17, 2021
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                        Resolved

                        Due to my Health Issue (coxxyx, also known as the tailbone "is a small, triangular bone resembling a shortened tail located at the bottom of the spine"), I am partially handicapped and lost my current Job, my entire family expenses taking care of my friend. So I unable to Pay Outstanding Loan Amount.
                        I explained this issue to your Agency Staffs and Managers, but they are continuously coming to my home one by one and using non parliamentary words with me and my family and giving us mental agony.

                        I attached my Medical Report for your reference.

                        Kindly waive my Loan amount to consider my Health Issue and Family situation
                        Sep 22, 2021
                        Complaint marked as Resolved 
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Aug 20, 2021
                        Kotak Mahindra Bank Customer Care's response
                        Hi! Apologies for any inconvenience caused. Seems we have made you unhappy. Let us take a quick look at this for you. We request you to write to us at Social.[protected]@kotak.com along with your contact details and we’ll reach out to you. ^Team Kotak
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                          Vedang Tyagi
                          Aug 17, 2021
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                          Hello Kotak Bank,

                          I am getting frequent sms from Kotak Mahindra bank regarding "Open Zero Balance A/c for DBT with Kotak Mahindra Bank & get Assured Cashbacks on transactions. Click here http://w2t.in/AAFjhnh to avail this offer. *T&C apply".

                          I am not intersted in this and I would like to unsubscribe from your promotional sms.Please kindly take action to stop it as soon as possible.
                          My mobile number is [[protected]]

                          Thanks
                          VEDANG TYAGI
                          Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                            Sarmistha Routray
                            Aug 16, 2021
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                            Address: Bhubaneswar, Odisha

                            Hi Admin,
                            I was getting charged for not maintain the balance. I wanted to close the account but then the customer representive told me not to close instead make it 0 balance account.
                            I did it, after 2 months they charged me 590 twice for not maintaining balance in the month of Jan and Feb, I mean before my account was converted to 0 balance account, I raised complain they told me they will refund 1000 but the GST amount cant be refunded, This is some sort of scam on the name of Government.
                            Not everyone like me really care about the deduction part.
                            So they get there way by this malicious way.
                            Kotak Mahindra Bank customer support has been notified about the posted complaint.
                            Seriously they have done with me too. Opened zero balance account and thats it i am stuck with all non maintenance charges
                            Kotak Mahindra Bank Customer Care's response, Aug 20, 2021
                            Verified Support
                            Hi! Apologies for any inconvenience caused. Seems we have made you unhappy. Let us take a quick look at this for you. We request you to write to us at [email protected] along with your contact details and we’ll reach out to you. ^Team Kotak
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                              Pritam94
                              Aug 16, 2021
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                              Dear Team,

                              My Name is Pritam Chandrakant Tandlekar, Contact No - [protected] and Email ID- [protected]@gmail.com

                              I have still not received any confirmation on the Email or closure letter for closing the credit card, I have emailed your team but still not received any update from your side

                              Request No[protected]
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                rakesh mahor
                                Aug 16, 2021
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                                Address: Unit no. D-2,03rd floor khasra no. 670/1A, devli, New Delhi -62

                                Hi Team,
                                This is in reference to unauthentic deduction of INR 588.82 done from by account balance on dated 23rd May 21 regarding Credit card dues.
                                I would like to notify that almost 2 years back i have blocked my Credit Card due to non-usage and haven't requested for reissuance.
                                moreover, have verified the Credit card status on mobile App which says, "No Credit Cards available".
                                Please investigate and refund the amount deduct from bank account no. [protected]

                                Regards,
                                Rakesh Mahor
                                [protected]
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                Aug 16, 2021
                                Updated by rakesh mahor
                                Hi Team,
                                This is in reference to unauthentic deduction of INR 588.82 done from by account balance on dated 23rd May 21 regarding Credit card dues.
                                I would like to notify that almost 2 years back i have blocked my Credit Card due to non-usage and haven't requested for reissuance.
                                moreover, have verified the Credit card status on mobile App which says, "No Credit Cards available".
                                Please investigate and refund the amount deduct from bank account no. [protected]

                                Regards,
                                Rakesh Mahor
                                [protected]

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                                  tarunar
                                  Aug 13, 2021
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                                  I took Credit Card from Kotak Mahindra Bank in Dec 2016. Everything was going smooth I am using. but after covid situation my business complete shutdown as I have a small travel agency. After that I struggled a lot. and some how I managed and paying some partial amount. till last july 2021. But every time Bank recovery agent was calling and scolding me. and this time they harassed my parents (as they are senior citizen) My dad age is 74 & my mother age is 66 threatening like hell telling them your son is chor.
                                  Apni Maa ke jevar bech ke paide de and all Bank ka paisa khaya.

                                  They are calling 100 times in each cell number (Me/My Wife/ Mother & Father)

                                  My family member will not pay the credit amount. Its me who agree them to pay from next month but Their senior is not agree and talking rubbish also he informed their team to threatening my family their.

                                  I am sharing the calling numbers from where we are getting harassment calls you can check the recorded tapes what I speak and what they speak like hell.

                                  Senior - [protected]
                                  Executive - [protected]
                                  [protected]
                                  Above are the numbers who threatend my family in case anything happen to them blame will come to KOTAK Bank My father is a hear patient and my mother is a blood pressure patient.

                                  Tarun Rijhwani
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                                    andy062021
                                    Aug 13, 2021
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                                    Resolved

                                    Address: Chennai

                                    PLEASE DON'T STRUGGLE AFTER TAKING LOAN FROM KOTAK BANK.

                                    My Loan reference number: SPLN59922640

                                    I had taken personal loan from Kotak Mahindra Bank 3 years before and paying my EMI's regularly. I don't have any clarity about the outstanding payment that i need to make. When i attempted multiple times to dial and check with the bank, the number doesn't work. Below issues i'm facing...

                                    1. After several reminders to the customer representatives, the bank doesn't share me the loan repayment schedule till date. (i'm on the 3rd year)

                                    2. Write-to-Us option available in website doesn't have an email ID. If you check it will take you to a never ending loop to select multiple options, multiple pages, I bet you will never find one single email ID to write to. This is absolute cheating.

                                    3. Customer support Toll FREE number 1860 DOESN'T WORK ANYTIME. Bank has kept a number just for eye-wash.

                                    4. When one single EMI fails, you will be bombarded with call harrassment from 3rd party comapanies. They don't bother to listen to what issue you are facing

                                    5. Kotak Mahindra Bank by far is the worst bank in my experience as a customer. Such a customer unfriendly bank which i strongly suggest to everyone not to take up any loan product or think twice before availing their service.

                                    In my experience HDFC, ICICI, Axis provide superior customer service and offers ease of banking experience.
                                    Sep 17, 2021
                                    Complaint marked as Resolved 
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Aug 14, 2021
                                    Kotak Mahindra Bank Customer Care's response
                                    Hi ! Trust you have received our mail addressing your concerns related to the loan. ^Team Kotak
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                                      Kundanqmr
                                      Aug 13, 2021
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                                      Resolved

                                      Fund transfer error

                                      I was transferring 24000rs today using upi from Kotak application for my flat rent but it showed me error and money got deducted. Trying to reach customer care since that time but unable to reach someone from team to talk. Its urgent please...
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