Life Insurance Corporation of India [LIC] Complaints & Reviews

I have not yet received my money back return instalment till date which was in June'2012. My Money back police no is[protected] dt 28/06/1992 f/o Smt.Kamlesh Rana VPO Bhaderkali, Teh.AMB vis Daulatpur Chowk Distt.Una for sum assured Rs.25000/= Requested to please release my payment with 18months interest immediately. Best Regards, Kamlesh Rana M.No [protected]

To Dated Guwahati, the 11th Dec’2013 The Area Manager LIC HFL, Fancy Bazar, Guwahati Subject: Request to provide list of documents that you procure against my housing loan A/c. No. [protected] Dear Sir, I have the honor to inform that I have applied for list of documents of the said loan since 13/09/2013, but till date neither I have not receive the same nor receive any communication from your side though I have been following up for the same with your office. It has been already 3-months over still I am awaiting for the list of documents against my housing loan A/c. No. [protected] . As such, request you to provide me the list of documents against my housing loan no. [protected] Thanking you. Sincerely yours, [Rajib Debnath] Mobile No.-[protected] Email: [protected]@gmail.com

Online information system of LIC is very poor. LIC should provide a clear account statement of each registered policy exactly as BANK provides bank statement. The statement should clearly show all transaction details including the debit and credit amount of each policy. it should clearly mention all dates of maturity/money back/bonus etc. etc. everything which is either credited or to be created. I think there is something wrong behind the screen. They never disclose anything about the return/refund/profit/gain, nothing of the policy holders. It is the right of the policy holders to know all the details transaction of the account like bank statement. When Banks are advised to do that why LIC not. Why the regulatory authority is not conscious about the interest of the millions of people those who are blindly investing their hard earned money in LIC. Why we should always depend on the fraud agents who always use to misguide us for their self interest. I request all the people to be aware of this. They should not claim only for premium paying statement, they should also claim a complete accounting statement. Thanks and regards, Umasankar Panda compusoft.[protected]@gmail.com

From, Akkamahadevi M/o late T M Pramod kumar Tarikere, chickmagalore district 577228 Karnataka. With reference to above subject i have a write a massage to ur esteemed organization about above mentioned subject. My son was died on 10.10.2012 in his life time he entered to an agreement with LIC of India tarikere through policy no.[protected]. Due to some personal problem it was lapsed. But on dated 30.11.2009 it was reviewed through Agent, the agent reviewed the same by taking requisite signature on several papers and intimate us as ur policy was reviewed. After review we paid regular premium without fail. On same day he also reviewed my another son's by name Mr. Prashanth policy no.[protected]. After death of my son by name pramod kumar. I have filed the claim petition for the death of my son to regional office, but they denied the same for some unwanted reasons. I request your kind self to grant a claim amount as compensation under the policy no.[protected] for the death of my son or if you come to conclusion i am nt entitled the claim, please instruction to them return the premium amount which my son paid to them. Hope do the needful Thanking you your faithfully AKKAMAHADEVI

Hi, For my policy[protected] I am unable to pay premium through Internet banking ( Billdesk gateway ). But the axis bank / Idbi gateways are always open, why its so .These payment options are paid one for each transaction. so tell me will LIC opens only paid sites so they can make money!!!. I know about all the policy related payment restrictions. My policy don't have any dues / falls under any acceptance criteria's. Next due date for my policy is 28/12/2013, so the payment gateway should open as usual . I am using this online facility for more than 5 years now. Please open the Internet banking ( Billdesk gateway ) Asap. Thanks, Rev

Premium amount of Rs 1006 paid for the following policies and the same has been debited from my account, I have not recieved the payment premium receipt. kindly provide me the same at the earliest for my Income tax return purpose the detail are mentioned below. hope that you shall do the needfull at the earliest The transaction details are as follows Date 05/12/2013 Transaction detail: transation id 07630745. bank Transation - BILD-LIC INDIA 0131205 [protected]@800465 Sr No Policy No Prm Amt [protected] rs 1006 Send the Premium paid receipt in my e mail Id [protected]@gmail.com

I am Amritbhai Patel. I have varishtha pension bima yojana policy [[protected] dated[protected]] being serviced by LIC Branch number 896, Bombay Mutual Annexes Building, 5th Floor, Gunbow Street, Mumbai 400 001.. I have not yet received pension of Rs.2000 for November, 2013. I have been receiving my pension through ECS always on the first of the following month by crediting my SB A/C with Bank of Baroda, Shimpoli branch, Borivli[west]. I telephoned to LIC Branch 896 several times but no response. Please help me redress my grievance and get pension immediately credited to my bank account. I would like to get email ID of the branch 896. Amritbhai R.Patel

My name is suman kumar, agency code- 00356/530 (ex-agent). My agency was inforced up to 1996 to 2008. But not realeasing my renewal commission up to july 2007 to till now. Please, give me any suggession. My mobile no. [protected], my email [protected]@gmail.com.
Thanks....

Dear Sir/ Madam, I took at Mar 2009 with rate of interest as 8.75% and this changed after 3 months to 10.5% and now standing with 11.75%. This shows my home loan for 24 lac taken in 2009 for 20 years have now went upto 36 years with the same EMI. What should I do? any help? Don't know if I am trapped Loan A/c Number : 61039298 Regards Prabakaran [protected]

Dear sir/ma'm, I would like to say that I have already written a letter to return my policy bond but I didn't received bond till now Policy Holder Name = Phool Singh S/o Ram Saran Lodh Policy No.:[protected] and I also know about my due premium amounts contact No: [protected] / [protected] / [protected] Thanks & regards Raj Kumar ( S/o Phool Singh)

ref. 933 PS/REVIVAL DATE 06/08/2013
POLICY NO.[protected] DUE FROM 11/2010
I WAS PAYING MONT HLY INSTALLMENT OF RS.5104.00 THROUGH ECS. hOWEVER WE RECEIVED THE ABOVE MENTIONED LETTER DURING SEPT 2013.
I AM SURPRISED TO KNOW THAT WHY THIS INTIMATION AFTER 03 YEARS ASKING ME TO PAY WITH SO MUCH FINE. MY GRIEVANCE IS I MAY NOT BE KNOWING THE STATUS OF MY POLICY ? NOR LIC HAS INFORMED ME ABOUT NOT GETTING THEM PAYMENT FOR PAST 03 YEARS ! HOW YOU EXPECT ME TO PAY FINE FOR 03 YEARS ?
I AM WILLING TO START MY POLICY BUT VERY DIFFICULT TO PAY FINE CHARGES ?
MAY I EXPECT POSITIVE SOLUTION IN THIS MATTER.
THANK YOU.

RAVINDRA G. TAWTE

My LICHFL File No is [protected]. My Cheque is released on 29-Oct-13 but still not received in my hand.After inquiry LIC peoples tell that Sell deed of flat is necessary and after sell deed we will give you the chque. I discussed with the LIC advocate He tell me that no any document is pending from your side and Sell deed not required. And also I need to pay the interest on loan amount which is still not given to me.

respected sir 31/08/2010 me maine ye policy li thi jo ab mature ho gai he or suurender nhi ho pa rhi surrender krne pr cooling of dikha rha he maine 3sal tak pura premimum bhi pay kiya he 14oct ko suurender krne gai pr tb se ab tk lic walon ne iska koi bhi solution nhi nikala 2 months hp jayenge koi +ve response nhi mila plz aap meri problem ka kpi sollution de cooling of kaise htega or policy kaise surrender hogi sir me bhut preshan hun plz aap meri problm solve kren. thnx

NO LIC LOAN GIVEN TO ME FOR ONE YEAR (2008), AFTER GIVING 50, 000 TO LIC AGENT THEY GIVEN LOAN FOR 14LAKHS, NO PROPER SIGHT SEEN BY MANGER LIC, NO PROPER CONSRUCTED BY SAMPATH CHETTIAR, BUT TAKEN ALL THE MONEY AFTER 5YEARS BUILDING GIVEN TO ME, NO ROAD IN KCC NAGAR, , HOSUR, PROPER APPROVAL BY COLLECTER KRISHNA GIRI, TAMILNADU. ALL HOSUR PEPOLE SUFFERING VERIUS DISEASES IN THIS AREA, LIC HOSUR TAKING SOMETHING FROM ALL CUSTOMERS 20, 000- 1LAKH SO, PLEASE TAKE ACTION LIC AND RECOVERY AGENTS THANKING YOU

Its been a month I was issued credit card# [protected]. The card gets declined at any merchant outlets I tried. It only works at the ATM. I have called Lic customer service numerous times however they say nothing is wrong with the card. When nothing workef I asked for a new credit card. However the new credit card also does not work anywhere except ATMs.
I am really dissatisfied with the service.

Regards,
Semant

From: "amit kumar"[protected]@rediffmail.com
Sent: Thu, 14 Nov 2013 17:10:25 +0530
To: "[protected]@licindia.com"[protected]@licindia.com
Subject: Fw: Sir, Pls you cancel my policy. My policy no. is[protected].


TO,
The Sr. Branch Manager
RZ-1 Rati Ram Park, Nazafgarh
Vill.N. Delhi-43
Phone[protected]
e-mail:[protected]@licindia.com

Subject: -I had sent mail to you on dated Thu, 14 Nov 2013 17:10:25 & send to you mail again
Sir, Pls you cancel my policy. My policy no. is[protected].

Respected Sir,
With reference enclosed attachments
My name is Amit kumar. My policy no. is[protected].I am from Palwal.I had come on yesterday ON DATED 14.11.13 after noon in your office & talked with Mr. khanna.I can not mate with you because perhaps, you was not in office.
I am not agree with features of this policy due to some situations & reasons, cheated by your Satish DO's Agent .So i can not continue with this policy.Sir, i request to you. Pls you stop my bond paper give to the Agent & cancel my policy & refund my money at actual cost.Also i send to you bank account statement detail regarding lic premium debited & first premium receipt with this e-mail.I shall be thankful to you for your kind support.
sir, pls my refund amount cheque not issue to my agent because i have no confident on my agent.For my amount refund, I send to you some detail of my account.If you have any doubt, pls you call me.

First premium receipt.
I sent to you on your office e-mail id a blank cheque photo copy for IFSC Code proof.
My Account no. is[protected].
Account statement detail regarding lic amount debited.
Pls send to me a text mail for your acceptance.
ThankingYou,
With Best Regards
Amit kumar s/o dharamveer Parsad
D9-625, Adresh colony, palwal
PH. NO. :- [protected], [protected], [protected]

Dear Sirs, My Loan a/c No:[protected] Application No:[protected] (Mortgage Loan) I had a very awkward and bitter experience at the Office situates at HARRINGTON CHAMBERS, BLOCK 'C' ABDUL RAZACK 1 STREET SAIDAPET Chennai . we are the senior citizens and the retired people. I had gone to that above Office to close my existing Mortgage Loan, where I was shocked to note that the company is charging 2% - the Pre clousure charge. I went on Saturday, collected the quotation and tried to meet the concerned Officer to request to waive that charge .But that lady was absent on that day, so I went today (on Monday 18th November) by that elapse of one day ( Because Sunday came in between) and my quotation amount changed and I did incur around Rs500/- more as a broken Period Interest. But it does not matter (what I want to express here, if that concerned Lady Officer would have been there in the Office, I would have sorted out the matter on Saturday itself, but hoping that I could avail some concession in the pre closure charges if I meet that officer concerned on Monday, I returned back, collecting the quotation as on that date) To our surprise and agony when i went there today morning I was given as on date quotation and when I met that lady Officer she was bit rude in talking to me and she as if she is the boss negativing my demand or request and after some heated argument when I revealed that we are the 'retired people' etc then she started telling that if I produce the proof of my wife's retirement status, i am not eligible it seems as I retired around 5 years ago, there may be a concession of 1% rebate in the pre closure charges and demanded me to produce it at once or before the close of the counter to accept the cheque. This is what I want to express see how people - the staff - are simply tossing us between pillar to post and hoping that at least the 1% rebate may be a good amount at this retirement stage, I rushed back to my house to get all those details - xeroxed - copies of the proof. Again to my agony, over some useless conversation between us which irritated both o[censored]s, she vindictively postponed the sanctioning of the 1% concession too which may be with in her discretionary power, instead she asked me to give a letter requesting to avail that 1% rebate and forced me to pay the entire Loan due amount as per the quotation of that date. Here what I want to express, she was not only bit rude and vindictive but she does not have any courtesy to address the senior people like me. You people should educate your staff how to behave with the customers. Because of our contributions by prompt payment of the dues the company survives, even the Non - prompt payers too are virtually fleeced by way of heavy penalty, hence the company is not at the loosing state, but the staff are not that courteous with the customers. Let me see, how you are going to react to this complaint and I want to see what would be your reaction when I complaint about that lady Officer who behaved differently and very harsh with the clients. Further when I noticed all my demands and request would fall in deaf ears, I demanded to take this matter to the higher Officer and asked her to send me to the higher officer. Again it was denied to me stating some lame excuse that the Lady higher Officer - one Mrs UMA MAHEHSWARI was too on leave on that day and when I insisted to meet her, the security the one who stands at the entrance insulted me and he never allowed me to enter in to the cabin of the Officer. Then how do i know whether she was really absent or not.What is happening at your LIC HFL Office. This is how you people have been trained to treat the clients. When we have grievances do you mean to expect us to write to the cell to look at the matter at a later date or immediate attention by the respective responsible Officers at the Branch itself !!!. What a agony. Only here, in our county the consumers are treated like a 'killu kirai' or Garbage . With our age and experience as we widely traveled both in India and in abroad, it is very agonizing to see the very irresponsible behavior of some of the staff in some of the Offices. Since to day it happened to me at your Office I wanted to record it as a complaint to see the out come of this my letter/complaint. Looking forward to your immediate and worthy action to probe into this matter since I have quoted my Loan A/c No and other details and finding out who is that lady arrogant staff who was so vindictive with the prompt client, I expect again a very prompt reply from you. With Regards, (Prof.KANAKARAJ Dawn Stanly)

Sir I have opened a health insurance pilicy( table902) in Dergaon SO, Golaghat branch on 25/02/2013. Policy number:[protected]. But after 9 months of opening the policy I have not received the original policy bond. In this connection I have discussed several times with the authorities of dergain and golaghat branch, but no suitable response has been received so far. Therefore I request you to kindly help me to get my policy bond as soon as possible. Mukul Kr. Datta Dergaon Dist. Golaghat. 785614. Ph no.[protected]

dear sir/madam iam from jaipur my name is sonia sharma i issue 2 polices from lic agent he is from shergarh name bhakar ram dewasi agency code -0091410d-d.o 0000553 he cheted me i give him advance money for policy premiam but he not deposite but i deposite with pay penelty amount now he not pick the our phone calls please help us for take money back or bound him for deposite premiam amount my policy no[protected]/- policy no[protected]/- ttl amount i paid 30000/- advance

Dear sir, I am v c swaminathan, my lic credit card no;[protected]., past one month
the card does not functioning, please verify my cards problem, ann rectify it soon.I already send email
but all the mails failed, please do the needfull,
Thanking you,
v c swaminathan