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Standard Chartered Bank Complaints & Reviews

2.5
Updated: Feb 13, 2026
Complaints 1730
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824
Unresolved
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Standard Chartered Bank reviews & complaints page 2

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S
Sunil Ramesh
from Bengaluru, Karnataka
Dec 10, 2021
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Penalty for not maintaining minimum balance

Address: MG Road Branch

Dear Sir/Madam,
Account no. [protected]
Phone no. [protected]
Please contact on [protected]

I had opened the bank account in the year 2011 and it was salary account. I was not actively using the said bank account regularly. Till, 2020, there was no deduction or penalty for not maintaining minimum balance. In the year 2021, i got deposited some amount from which bank has deducted almost Rs.4, 000/- as penalty....
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Parmod saini,
Sep 25, 2021
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Statement related

I have been using standard chartered Bank credit card from 6months .
But I don't receive any statement on my registered email & not any sms .
I complein it to customer care but no output received. Egertime they don't send statment and charging me unusual interest. As per RBI Credit card bills need to verify before paying any amount how I can pay my bills without statment...
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V
Vaishali C. G
Jul 23, 2021
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Account Close

Address: Pune

My previous company open Standard chartered back account for me and that time they told it's 0 balance account. after some time I left my company. I'm not using my standard chartered bank account & Debit card from last 1.5 years. still account goes in negative amount.
Now I need to close my account. & I'm not able to do that.

Please help me if anyone have any idea about how can i close my account without paying any...
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S
shwetadhuri
Jul 5, 2021
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Credit Card Status : Written-Off

I made all the payments of the credit card then why does my CIBIL Report says Account Status : Written-Off

As I have paid all the dues and additional charges I want your team to close my account with you guys.

The team said that they will close the account and zeroise the outstanding in your card ending 4809 and 9427. The credit for the same will reflect in your next statement.

Post zeroization...
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S
SatishRana2407
Jun 14, 2021
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Harassment due to unnecessary payment calls

Dear Sirs,

I hold a credit card from Standard Chartered bank. Some time back I used the card for a single transaction which I converted to EMIs for easy payment options. However, Standard chartered opened an EMI account which is not even inked to my Credit card. So generally when we use our card and split the payments in an EMI form, it is only the card account that we have to pay up and through which the EMI payments are...
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Pushpanathan Devarajan
Apr 11, 2021
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High Pre-closure charges for Personal Loans (4% on out standing)

Address: SC Bank, Chennai

I borrowed 27Lacs personal loan from SC bank in Feb-March 2020, based on my pre-covid house hold income. Due to pandemic, my house hold income reduced drastically, which subsecuenly pushed me to reduce number of EMIs I am Paying. I decided to close loans that I am paying higher interest, that SC bank ROI 12.25%. When I approch bank for pre closure, I was told to pay 4% pre-closure even after explained the unexpected situation imposed by COVID...
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Ar. Anirban Samanta
Mar 31, 2021
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Charging me on my credit while it has been blocked by the customer

Address: bangalore

One fine day in december 2019 a message came to me that my credit card has been upgraded to digismart from landmark, post which my credit card got blocked, though I never blocked it, I never got any more credit cards as well as never did anyone reach out to me to deliver my credit card though message came that its out for delivery, from[protected] I have never swiped the card but they have charged me a bomb and kept on charging me more than...
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Sweni Tolia
from Mumbai, Maharashtra
Jan 12, 2021
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Incorrect charges on my CC

This is in regards to my stan char credit card. There has been an on going issue since may 2015 with some unauthorised charges on my cc. I have done everything that was needed and submitted. It was agreed with one of your managers sometime last year in july that card shall be closed and all dues cleared. As it was established from the vendor himself that it was in error and charges not incurred by me. I also did receive a letter from sc stating...
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Dhanush Kumar Sivaji
Nov 24, 2020
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TRFD charge

Below is my previous query. They gave some explanation for this. But again i got TRFD charge. Today pls refer the attached screen shot.

*** Previous Query ***

Hi,

I have been applied an extra tax (trfd) of 384rs on my credit card payment still i paid the bill before due date. the due date for my credit card payment was 12th nov 2020 but still the bank has charged me the extra tax on the payment....
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F
FirstPerson
May 18, 2020
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Incorrect credit card charges as late fee

I have been using standard chartered credit card for more than 7 years and was happy with the service untill last couple of months.
1. They shipped a new card (Digismart)
2. Although, continues charging late fees for landmark card (Xxx6576).

- customer care phone numbers published on stan chart website are throwing "invalid number" message. (If this is due to covid situation - they should have also stopped the...
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roopesh2842
from Mumbai, Maharashtra
Apr 1, 2020
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personal loan : account no clpu/51099039

Address: Hyderabad, Telangana

Personal loan is taken my name: jahnavi kandakatla

Without asking customer they have opted my personal loan for moratorium in the name of covid 19 and we need to follow the bank to get out of moratorium. My personal loan is going to end in may 2020.

Can you please take strict action against bank how come they take decision with out consulting the customer...
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Address: 560068

Hi,

I did a transaction on 31st of august 2019 of worth rs 15000. The money got deducted from my account, however the receiver didn't receive the money. The receiver bank denies any such transaction.

Since the transaction was done through the phonepe app, i contacted the phonepe support but to no help as they say it is successful from them and i need to check with scb in order to get my money back.
br...
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praveen dhandapani
from Chennai, Tamil Nadu
Sep 4, 2019
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account hold kyc issues

Address: Mylapore Chennai, Chennai, Tamil Nadu, 600004

My account has been put to hold since last 5 months & i have provided all the necessary documents. The home branch manager confirmed that the documents are sufficient but it has been 5 months of followups. & i have bounced all my cheques.
Kindly hear out from me.

1) my account/s has not been put on hold now but it has been on hold since last 5 months.

2) kyc documents has neither been asked now nor did...
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Divya Krishnamoorthy
from Chennai, Tamil Nadu
Jun 30, 2019
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conversion back to salary account & reversal of penalty against min balance

Address: Cathedral Road, Chennai, Tamil Nadu

I've been holding a salary account in standard chartered since 2012. The account was auto converted into savings account without any form of intimation by 2016 on the account that salary was not credited for the past 6+ months due to my higher studies. I've been following up with the bank for weeks and weeks to convert back to salary account since i've resumed work. Despite several attempts to visit cathedral road branch in chennai and spending...
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Komalmgupta
from Panipat, Haryana
May 31, 2019
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a4 interest charged on credit card

Address: Sector 9, Madhya Marg, Chandigarh, Chandigarh, Punjab, 160009

I have been using standard chartered credit card from almost 6 years. I have always paid all the dues well on time.

Recently, i checked my cc statement and found out that the bank has imposed 1539.54 inr as a4interest on 24th may 2019.

Also, there is amount of 277.12 inr charged as [protected]@18.00%.

I had already paid the minimum amount due mentioned on the statement. I believe if the customer is...
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N
Natasharoy
Mar 15, 2019
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being charged a4 interest

Address: 445 lake gardens . Kolkata 700045, Kolkata, West Bengal, 700045

I pay my minimum dues in my standard chartered credit card on a monthly basis. And that too in time. Yet i see the amount is staying similar which is pending and then i check details i see a4 interest being charged on my credit card every month. Why would i unnecessarily pay this fine? I had bought a product for which i was paying in installment which i gave way on time so no other interest should have been charged. A4 interest as i read...
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G
gnanasekaran.g
from Mumbai, Maharashtra
Mar 8, 2019
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no due certificate not received for credit card payment

Address: Chennai, Tamil Nadu

Hi All,
Just a bit of background - I wanted to pay < Rs.4000 for Standard chartered bank credit card for long time. Due to some reasons, I did not paid for 2 years and eventually, CIBIL score got affected as it was mentioned as WRITTEN OFF account.

Now, in the month of November 2018, I got active again and paid remaining outstanding amount to SCB via an agency (CreditMantri.com) and lender(SCB) also accepted the payment.br...
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A
amitkemani
from Delhi, Delhi
Jan 9, 2019
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regarding in unsuccessful atm transaction

Dear officer,

I was withdrawing 10000 from kotak mahindra bank atm using standard chartered bank debit card on 6th january in mayur vihar phase 3 delhi 110096. The money was debited from my account but it didn't came out of atm.

I have raised a couple of request with standard chartered bank customer care but it is still not resolved and i still haven't received money back in my account.

Reference...
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Santhi2810
from Hyderabad, Andhra Pradesh
Jan 4, 2019
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standard chartered 360 rewards

360 rewards page is not working from past 3 days and they are not displaying any message on the portal until we go and redeem any voucher. One of the executive responded to my call, Vandana answered very impolitely and saying you can redeem anywhere and anytime but that is not working from past 3 days. I have enough of credit card points but unable to use them . After my call they started displaying message on the site opening page itself....
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I had a salary account with standard chartered. I left my job and no longer use that account. Right now my account is showing a negative balance of over rs. 9000. I have emailed the bank several times to close the account but to no avail. They told me to send written instructions to certain address with my signature. I sent them the written instructions to that address but they told me that they lost the written instruction that i sent them....
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