HDFC Bank Complaints & Reviews

My credit card is showing a charge: Offus EMI charges from November 2023:

The charges are as follows:

21/11/2023 OFFUS EMI, PRIN NB:02, [protected] (Ref# 09999999981121011323130) 991.23
21/11/2023 OFFUS EMI, PRIN NB:03, [protected] (Ref# 09999999981121011323114) 1, 212.29
21/11/2023 OFFUS EMI, INT NBR:03, [protected] (Ref# 09999999981121011323122) 117.77
21/11/2023 OFFUS EMI, INT NBR:02, [protected] (Ref# 09999999981121011323148) 67.86
21/11/2023 OFFUS EMI, INT NBR:02, [protected] (Ref# 09999999981121011323163) 25.57
21/11/2023 OFFUS EMI, PRIN NB:02, [protected] (Ref# 09999999981121011323155) 373.58
21/12/2023 OFFUS EMI, INT NBR:03, [protected] (Ref# 09999999981221011220441) 54.65
21/12/2023 OFFUS EMI, PRIN NB:03, [protected] (Ref# 09999999981221011220433) 1, 004.44
21/12/2023 OFFUS EMI, INT NBR:03, [protected] (Ref# 09999999981221011220466) 20.59
21/12/2023 OFFUS EMI, INT NBR:01, [protected] (Ref# 09999999981221011220482) 92.14
21/12/2023 OFFUS EMI, PRIN NB:04, [protected] (Ref# 09999999981221011220417) 1, 228.45
21/12/2023 OFFUS EMI, INT NBR:04, 0000...3027 (Ref# 09999999980221010724287) 48.61
21/02/2024 OFFUS EMI, PRIN NB:06, [protected] (Ref# 09999999980221010724212) 1, 261.43
21/02/2024 OFFUS EMI, PRIN NB:03, [protected] (Ref# 09999999980221010724279) 343.26
21/03/2024 OFFUS EMI, INT NBR:07, [protected] (Ref# 09999999980321010826015) 51.81
21/03/2024 OFFUS EMI, INT NBR:06, [protected] (Ref# 09999999980321010826031) 13.93
21/03/2024 OFFUS EMI, INT NBR:06, [protected] (Ref# 09999999980321010826056) 5.25
21/03/2024 OFFUS EMI, INT NBR:04, [protected] (Ref# 09999999980321010826072) 44.03
21/03/2024 OFFUS EMI, PRIN NB:04, [protected] (Ref# 09999999980321010826064) 347.84
21/03/2024 MER EMI, INT NBR:08, [protected] (Ref# 09999999980321010825991) 9.27
21/03/2024 OFFUS EMI, PRIN NB:06, [protected] (Ref# 09999999980321010826023) 1, 045.15
21/03/2024 OFFUS EMI, PRIN NB:07, [protected] (Ref# 09999999980321010826007) 1, 278.25
21/03/2024 OFFUS EMI, PRIN NB:06, [protected] (Ref# 09999999980321010826049) 393.87

What is this charge? I want this to be reversed.

2. I used to get the complete amount deducted on the 10th of every month against my credit card as I have put the payment option at autopay so HDFC automatically deducts my payment by the 10th day of every month. There is no point in delayed payment or something on which they are charging me.

I had always made the complete payment to HDFC and never opted for a minimum due payment. Then, How can such deceptive practice be carried out? I want these charges to be reversed asap.

here are the statements:
https://drive.google.com/drive/folders/1NW3GRinRJg6qxZVsc029Rt86hq0jy3uv?usp=sha...⇄

Thanks and Best Regards

SAHIL BHATIYA
Phone: +91 [protected]
Email: [protected]@gmail.com

Hi HDFC TEAM

I did an IMPS transfer from hdfc to the Bank of India account but it has not been credited to the receiver account.

I got a message that it's pending for received back's deposit/reversal but the money had been debited from the HDFC account and no status from the last 24 hrs. the received account didn't received till now

there is no quick support in this case.

how can I get a status and if needed reversal?

thanks

Hello,
I am Mohit Sharma i buy hdfc bank fastag rs. 250 via paytm on 20 march 2024 & paytm order id is [protected]. Till date i am not received my hdfc fastag and also not received any information about dispatched status. I send many emails and phone calls to hdfc customer care support but every time foolish response received.
Please send my fastag and send me shipping details immediately

Regards

Mohit Sharma

After availing the jumbo loan from HDFC bank git a message that your DD has been dispatched with UWEX Courier but you can't find this UWEX company over google if you google then you find a company with the same name but they say that they are not in tie up with HDFC bank and not delivering any HDFC Product

I'm still waiting my DD to be delivered and unable to track the status as the UWEX courier dos not exist

I just opened a bank account in HDFC bank in Pilani, Rajasthan branch, and just after 5 days, my account was blocked without any notice or reason.
Its almost 1 and half months, and yet the account is blocked, whenever I go to bank, they ask me to wait for 1 more week and this has been going on for last 1 and half month.
There is no proper reason why they blocked my account, and they are not giving me a proper resolution.
HDFC bank was a reliable bank to me but now I just dont trust it anymore.
Its more than 2 weeks after complaining to the branch manager, but no help.
My email id : [protected]@gmail.com
If possible, anyone help me.

Dear HDFC Customer Care Team,

I hope this email finds you well. I am writing to express my concern regarding the ACH debit return charges that have been deducted from my account without any prior notification. As a loyal member of HDFC Bank for the past 12-13 years, I believe it is essential to address this issue promptly.

Details of the Issue:

Account Number: [protected]
Transaction Date: 21.03.2024 & 27.03.2024
ACH Debit Return Charges: Rs. 5000/- (approx.)

Lack of Communication: I was not informed about these charges beforehand, which has caused inconvenience.

Request:

Reversal of Charges: I kindly request the reversal of the ACH debit return charges.

I appreciate your attention to this matter and look forward to a prompt resolution. If additional information is required, please feel free to contact me at [protected].

Thank you for your assistance.

Respected sir/Mam,
Myself is Mr. Yograj Kallappa Belkudkar. I was taken the HDFC LIFE INSURANCE agency code 00287901 in 2008. And it was terminated for non fulfillment of minimum business guarantee.
But still my pan number AQUPB1153F is showing in IRDAI PAN LOOKUP.
Kindly remove my pan number from IRDAI pan lookup.
Kindly do the needful.

Thanks & Regards,
Yograj K B
Mobile No- [protected]
E-mail:- [protected]@gmail.com

Hi,

I just found out that an amount of ₹ 2114.14 was deducted from my account as of today.

And what's with the insane deduction?! As i searched online, i see people with just 40 or 50 ₹ issues, but this is staright up 2k.!

Ref. No. Mir[protected]. Dc intl pos txn markup+st[protected]mir[protected]

Here are my account details:
Account no: [protected]
Name: Premsankar s
Bank: hdfc bank ltd
Ifsc code: hdfc001496

And my no. Is: [protected], [protected]

[protected] loan account not showing in my hdfc app. I have a saving account and took loan but it doesn't reflect in hdfc app. I need to pay emi of it and it doesn't pull up any details in any app like hdfc, paytm, phonepe, google pay and hence I need this to be updated.
In my netbanking app, it says no loan taken.
I have sent multiple emails but I haven't got any response yet. I need this to be fixed. I am not going to pay...

I’m Tushar Raman user Id[protected]. There is no debit in my account [protected] because of short address since October 2023. I have submitted all documents regarding address in 18 November 2023 and address updated in 23 November 2023 . So, there is no reason behind for no debit in my account. My account is still on no Debit .I talked to customer care and they registered my complaint 3 times but there is no solution. Also they advised...

I ordered a mobile on flipkart online on 6/03/2024 on emi from hdfc credit card for rs 16175.But on 07/03/2024 I cancelled my order on flipkart. The msg received was (the refund processed and will be credited by 13/03/2024)
On 11/03/2024 an amount of Rs 16175 was credited to my credit card with 3 emi option.mentioned as aggregator emi offus, for which I never applied.
I want to convey that I don't require such activities and...

I have purchased a product from Amazon for 3349 rupees. through HDFC credit card, 9-month EMI, But before it get delivered, i cancelled the order and got my refund back into my credit card
but my HDFC Offus EMI is still active. i spoke to HFDC as well to close this EMI, but they said you would have to pay.

loan number:[protected]
start date: 13th feb
amount: 3349
loan type : OFFUS EMIbr...

I changed my account address around almost 20 days ago and all of a sudden i got an email saying my account is blocked as the letter was undelivered, Everyone in my home is working individual. the courier person doesn't even call so that something can be arranged. And due to this, they have placed block into my account, This is absolutely ridiculous. It is my salary account and its connect to my auto debit payments, My UPI is connected with...

Date: 29 June, 2023
I hold an account in HDFC bank. I entered a wrong UPI id while on a call with friend transferring money to him. I sent Rs.28, 800 (7000+21800) making two transaction on same id. Later when i realized mistake i informed HDFC bank very next day (29 June is holiday and customer care no. is not working). I also submitted these details multiple time on their online complaint portal and end up having multiple reference no. only. I have not even received a single call from HDFC bank till date regarding the matter. By frequent mailing i only got to know the payee bank account no. and IFSC code (not even the name of account holder). While HDFC bank also stated the transaction is complete the dependency of getting money back lies with the Payee bank only. The haven't received my money till now.

Hello sir,

I'm already paid my all loans and credit card bills, Then why you debit return charges taken from my account.
I need a clear clarification immediately....

Hi,
I noticed a transaction of INR 3, 136 on the 15th of March, 2024. I'm uncertain of what this charge is and why such an amount has been charged without any authorisation.

Hello sir,

This is in reference to the transaction made in my account under the header of depository charges; without any intimidation by the hdfc bank.

Kindly be informed that an amount of rs 826.00/- was deducted from my savings/salary account on 24th Feb 2024 under the name of depository charges Mar-2024

Initially when we did not have demat account they forced us to create one without intimating us that they are going to charge annual fees and i received the call earlier from customer care i also speak him deny of this service. Now all of a sudden they have charged rs 826. This is very bad and disappointing. And i have never used the demat account till now.. If i call the customer care they will not have answers. And they will not communicate that they are charging. i want my money back please refund it.

Please do the needful as earliest.

I am going through hard time due to health and personal issue and requested HDFC bank but no proper response for solution

I received my first-ever credit card from HDFC Bank four days ago with a limit of ₹110, 000. Yesterday, I received a call from someone claiming to be from HDFC Bank, asking to activate the card. Thinking it was a legitimate bank process, I followed the instructions provided, which included dialing a code (401) and a phone number. However, I later discovered that my phone was on call forwarding, preventing me from receiving calls. Upon informing...

While doig transfer on Google or Phonepe the error YC pops up...and not allowing transaction...please guide...telling me to contact my branch...I am traveling out of country...so help solve problem.