HDFC Bank Complaints & Reviews

Hello
I have a salary account in your bank with Account no. [[protected]] in the name of [ Hathkar Manisha] . I have checked my account statement, you have been charged some charges from my account. I have started a SIP in mutual funds, due to some emergency, i was not able to maintain sufficient balance on the day of deduction and due to insufficient balance it got bounced . As this the first time, that got bounced or failed due to minimum balance . I have been charged ACH Debit Return Charges of Rs 590/- and 531 on 22 April 2024 is deducted from my account .
I have never been informed that this would be charged due to lack of funds, What are these charges for? Why are they so high. It is not a debt i have to pay. It is SIP. How can you inculcate habit of regular savings if you penalise so harshly for not having balance. I request you to return the amount as there was no intimation from the bank on the consequences of not keeping sip amount in account.

You must give me a warning that if funds are insufficient you will be charged. Nothing was there.

Please help me resolve this and return my money.

Hello, My Account in HDFC bank is Blocked due to Negative CPV and Bank states that there is Non Delivery of Address Change Letter at the Location. There was No letter delivered or call has been made by the delivery agent about not finding the Place. Moreover the Credit Card Address change letter from the same bank got delivered at the same Location but Saving Account is blocked for past 4-5 Days. The Bank Official from the Branch physically...

Please close my account or keep it blocked..I dont care.. I already visited branch thrice and did follow up with Prahlad sir cybercity gurgaon, Saurav tiwari and Jyoti Sir branch manager of Nehru nagar branch number of times. I informed them please do the verification in business hours but I receive call from Saurav tiwari at 7:10 pm on 12th April 2024 after having conference call discussed with all 3 at arround 6:15 pm on same day and they branch manager given consent that address incorrect while I was with conversation with Prahalad...I know nothing will be done with my complaint..simply don't call me ever for any marketing or loan or anything...on 12th, I was assured it will be done and branch manager informed me that there is jo process of calling customer whole doing address verification. And they are simply sending confirmation address incorrect...

Please tell me if your executive not able to find address then how you can say address incorrect when same address mentioned on property paper / ration card/ voter id card/ adhar card and electricity bill..

I am at my home location in business hours but u all are stubborn and will do verification in non business hours and i[censored]nable to find address then you all will send confirmation address not found or incorrect...

If its incorrect for hdfc bank nehru nagar branch then why I will again visit branch..when they are not going to find address as specified by govt of India.. if I go another branch then how they will verify address.. if other branch able to verify address then your executive at nehru nagar branch are incompatible and not capable of doing the assigned task...

How you all will confirm that if i visit another branch then same story will not repeat...

I already said to Prahalad sir that please dong ask that saurav tiwari to do verification and inspite of saying that do verification in bysiness hours..he called me in non husiness hours..I received his call and still address not verified then I think its not my problem ..its pr9blem with tahtexecutive who is arrogant and asked me question why I opened account in gurgaon..and said if you anser this qiestion then only resolution will be provided.. he is arrogant..rude..careless...
And from 15th April I started calling Prahalad Sir and it seems he mistakenly attended my call at apx 10 am and informed me that he will do follow up and inform me accordingly but no call received and after that I called him jumber of times till today but he didnt answered my call.

So why I will visit branch when n one call call mr or find the address as prescibed bh govt of India.. its my mistake that i tried to do address update...

Its best close my bank account forever..n please bar my number from your list for all marketting calls...atleast tjis can be done from youf side..stop harassing me when nothing can be done online or by visiting branch...keep your bank account services with you...

Simply close my bank account...dont call me for anything in future...

Its your fault and its me who will pay the late fee for your own bank loan...
If I dont pay loan then see how the collection executive will find my address for loan revovery...you all r [censored]...

I never thought of disgusting service from HDfc bank...

If possible please waive off my late fee...I will make the payment for loan using the link sent on sms...your auto debit feature sucks because of you all...
I understand debit transaction blocked due to verification failure but whh the credig transactiom blocked...its all youfscam to put latefee on customer bank account...

Thank you so much for harassing from your calls and unnecessary discussion

Hello sir/ma’am
I needed a forex hdfc card for that i had to open a hdfc bank account. I was out of india for a while and was not successful for maintaining the minimum balance. My phone number did not work there and i did not get any mails regarding deductions of amounts. I came back to india and my first salary was credited on 2/04/24 on hdfc account. Today i understood that they have deducted about[protected] rupees from my account for not maintaining the minimum reserves. This was my first salary and the amount fined is too much. I really need help. I cannot pay this much as fine. Please help. Thanks

Hi,

Recently, I have noticed that there was a deduction in my salary account in the name of "DC INTL POS TXN MARUP+ST", I wanted to know the reason of the deduction.

I request you to kindly give a solution for this issue.

thanks & regards,
Sasitharan Asokan
Ph: +91 [protected]
Email ID: [protected]@gmail.com

I ordered led tv on flipkart I canceled it again I ordered on amazon and canceled it the refunded amount convert in aggregator emi offus credit by bank.

I am writing to inquire about a refund that I have not yet received in my HDFC bank account ending in 1192.

On March 31st, 2024, I received a notification from Amazon India stating that a refund of ₹45, 070 had been initiated for an item I returned on the same date. The refund was processed from Amazon India's end.

However, after waiting for 5 business days, the refund has not yet been credited to my HDFC account.

My money got deducted from my bank account but seller didn't received the payment.
Amount: rs 850
Date of transaction:16 March 2024
Time of transaction: 06:12 pm
Order ID:[protected]
UPI transaction done on 2024/03/16 for Rs. 850. The Transaction Dispute with Reference ID 43033834
I have not received any update from the bank yet.
Please help

My credit card is showing a charge: Offus EMI charges from November 2023:

The charges are as follows:

21/11/2023 OFFUS EMI, PRIN NB:02, [protected] (Ref# 09999999981121011323130) 991.23
21/11/2023 OFFUS EMI, PRIN NB:03, [protected] (Ref# 09999999981121011323114) 1, 212.29
21/11/2023 OFFUS EMI, INT NBR:03, [protected] (Ref# 09999999981121011323122) 117.77
21/11/2023 OFFUS EMI, INT NBR:02, [protected] (Ref# 09999999981121011323148) 67.86
21/11/2023 OFFUS EMI, INT NBR:02, [protected] (Ref# 09999999981121011323163) 25.57
21/11/2023 OFFUS EMI, PRIN NB:02, [protected] (Ref# 09999999981121011323155) 373.58
21/12/2023 OFFUS EMI, INT NBR:03, [protected] (Ref# 09999999981221011220441) 54.65
21/12/2023 OFFUS EMI, PRIN NB:03, [protected] (Ref# 09999999981221011220433) 1, 004.44
21/12/2023 OFFUS EMI, INT NBR:03, [protected] (Ref# 09999999981221011220466) 20.59
21/12/2023 OFFUS EMI, INT NBR:01, [protected] (Ref# 09999999981221011220482) 92.14
21/12/2023 OFFUS EMI, PRIN NB:04, [protected] (Ref# 09999999981221011220417) 1, 228.45
21/12/2023 OFFUS EMI, INT NBR:04, 0000...3027 (Ref# 09999999980221010724287) 48.61
21/02/2024 OFFUS EMI, PRIN NB:06, [protected] (Ref# 09999999980221010724212) 1, 261.43
21/02/2024 OFFUS EMI, PRIN NB:03, [protected] (Ref# 09999999980221010724279) 343.26
21/03/2024 OFFUS EMI, INT NBR:07, [protected] (Ref# 09999999980321010826015) 51.81
21/03/2024 OFFUS EMI, INT NBR:06, [protected] (Ref# 09999999980321010826031) 13.93
21/03/2024 OFFUS EMI, INT NBR:06, [protected] (Ref# 09999999980321010826056) 5.25
21/03/2024 OFFUS EMI, INT NBR:04, [protected] (Ref# 09999999980321010826072) 44.03
21/03/2024 OFFUS EMI, PRIN NB:04, [protected] (Ref# 09999999980321010826064) 347.84
21/03/2024 MER EMI, INT NBR:08, [protected] (Ref# 09999999980321010825991) 9.27
21/03/2024 OFFUS EMI, PRIN NB:06, [protected] (Ref# 09999999980321010826023) 1, 045.15
21/03/2024 OFFUS EMI, PRIN NB:07, [protected] (Ref# 09999999980321010826007) 1, 278.25
21/03/2024 OFFUS EMI, PRIN NB:06, [protected] (Ref# 09999999980321010826049) 393.87

What is this charge? I want this to be reversed.

2. I used to get the complete amount deducted on the 10th of every month against my credit card as I have put the payment option at autopay so HDFC automatically deducts my payment by the 10th day of every month. There is no point in delayed payment or something on which they are charging me.

I had always made the complete payment to HDFC and never opted for a minimum due payment. Then, How can such deceptive practice be carried out? I want these charges to be reversed asap.

here are the statements:
https://drive.google.com/drive/folders/1NW3GRinRJg6qxZVsc029Rt86hq0jy3uv?usp=sha...⇄

Thanks and Best Regards

SAHIL BHATIYA
Phone: +91 [protected]
Email: [protected]@gmail.com

Hi HDFC TEAM

I did an IMPS transfer from hdfc to the Bank of India account but it has not been credited to the receiver account.

I got a message that it's pending for received back's deposit/reversal but the money had been debited from the HDFC account and no status from the last 24 hrs. the received account didn't received till now

there is no quick support in this case.

how can I get a status and if needed reversal?

thanks

Hello,
I am Mohit Sharma i buy hdfc bank fastag rs. 250 via paytm on 20 march 2024 & paytm order id is [protected]. Till date i am not received my hdfc fastag and also not received any information about dispatched status. I send many emails and phone calls to hdfc customer care support but every time foolish response received.
Please send my fastag and send me shipping details immediately

Regards

Mohit Sharma

After availing the jumbo loan from HDFC bank git a message that your DD has been dispatched with UWEX Courier but you can't find this UWEX company over google if you google then you find a company with the same name but they say that they are not in tie up with HDFC bank and not delivering any HDFC Product

I'm still waiting my DD to be delivered and unable to track the status as the UWEX courier dos not exist

I just opened a bank account in HDFC bank in Pilani, Rajasthan branch, and just after 5 days, my account was blocked without any notice or reason.
Its almost 1 and half months, and yet the account is blocked, whenever I go to bank, they ask me to wait for 1 more week and this has been going on for last 1 and half month.
There is no proper reason why they blocked my account, and they are not giving me a proper resolution.
HDFC bank was a reliable bank to me but now I just dont trust it anymore.
Its more than 2 weeks after complaining to the branch manager, but no help.
My email id : [protected]@gmail.com
If possible, anyone help me.

Dear HDFC Customer Care Team,

I hope this email finds you well. I am writing to express my concern regarding the ACH debit return charges that have been deducted from my account without any prior notification. As a loyal member of HDFC Bank for the past 12-13 years, I believe it is essential to address this issue promptly.

Details of the Issue:

Account Number: [protected]
Transaction Date: 21.03.2024 & 27.03.2024
ACH Debit Return Charges: Rs. 5000/- (approx.)

Lack of Communication: I was not informed about these charges beforehand, which has caused inconvenience.

Request:

Reversal of Charges: I kindly request the reversal of the ACH debit return charges.

I appreciate your attention to this matter and look forward to a prompt resolution. If additional information is required, please feel free to contact me at [protected].

Thank you for your assistance.

Respected sir/Mam,
Myself is Mr. Yograj Kallappa Belkudkar. I was taken the HDFC LIFE INSURANCE agency code 00287901 in 2008. And it was terminated for non fulfillment of minimum business guarantee.
But still my pan number AQUPB1153F is showing in IRDAI PAN LOOKUP.
Kindly remove my pan number from IRDAI pan lookup.
Kindly do the needful.

Thanks & Regards,
Yograj K B
Mobile No- [protected]
E-mail:- [protected]@gmail.com

Hi,

I just found out that an amount of ₹ 2114.14 was deducted from my account as of today.

And what's with the insane deduction?! As i searched online, i see people with just 40 or 50 ₹ issues, but this is staright up 2k.!

Ref. No. Mir[protected]. Dc intl pos txn markup+st[protected]mir[protected]

Here are my account details:
Account no: [protected]
Name: Premsankar s
Bank: hdfc bank ltd
Ifsc code: hdfc001496

And my no. Is: [protected], [protected]

[protected] loan account not showing in my hdfc app. I have a saving account and took loan but it doesn't reflect in hdfc app. I need to pay emi of it and it doesn't pull up any details in any app like hdfc, paytm, phonepe, google pay and hence I need this to be updated.
In my netbanking app, it says no loan taken.
I have sent multiple emails but I haven't got any response yet. I need this to be fixed. I am not going to pay...

I’m Tushar Raman user Id[protected]. There is no debit in my account [protected] because of short address since October 2023. I have submitted all documents regarding address in 18 November 2023 and address updated in 23 November 2023 . So, there is no reason behind for no debit in my account. My account is still on no Debit .I talked to customer care and they registered my complaint 3 times but there is no solution. Also they advised...

I ordered a mobile on flipkart online on 6/03/2024 on emi from hdfc credit card for rs 16175.But on 07/03/2024 I cancelled my order on flipkart. The msg received was (the refund processed and will be credited by 13/03/2024)
On 11/03/2024 an amount of Rs 16175 was credited to my credit card with 3 emi option.mentioned as aggregator emi offus, for which I never applied.
I want to convey that I don't require such activities and...

I have purchased a product from Amazon for 3349 rupees. through HDFC credit card, 9-month EMI, But before it get delivered, i cancelled the order and got my refund back into my credit card
but my HDFC Offus EMI is still active. i spoke to HFDC as well to close this EMI, but they said you would have to pay.

loan number:[protected]
start date: 13th feb
amount: 3349
loan type : OFFUS EMIbr...