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HDFC Bank Complaints & Reviews

2.9
Updated: Aug 21, 2026
Complaints 32962
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HDFC Bank reviews & complaints page 12

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K
K S Anandkumar
Oct 10, 2022
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Unnecessary charges in my HDFC credit statement

Address: Bangalore

I am getting unknown charges - which makes me feel cheated

Just as an example in my last credit card statement I received the following fees raised
19/08/2022 RAZORPAY ENDURANCE BANGALORE 153.01
20/08/2022 IGST-VPS[protected]RATE 18.0 -29 (Ref# 19999999980820999573560) 90.00
20/08/2022 CASH ADVANCE FEE (Ref# 19999999980820999573560) 500.00
16/09/2022 FINANCE CHARGES (Ref# 19999999980916999557040)...
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Y
Yogesharum
from Chennai, Tamil Nadu
Oct 4, 2022
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Not Received Welcome kit

I created my salary account by online. After that I had done my video kyc verification from bank. Account has activated on August 25th. But still I'm waiting for welcome kit. No information comes to me about my welcome kit. How long it's take to receive?. I'm waiting for morethan 40 days for that...
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Siva Kumar Reddy Vintha
Sep 30, 2022
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EMI RTN Charges

Dear Sir/Madam,
Informing me that I have no outstanding debts or penalty fees to cover. However, I'd like to know why my savings account had over Rs.700 deducted without my knowledge. Previous escalation mail indicated that there are EMI RTN Charges as a result of EMI Payment Failure. on time Ohk I understood, and I made the decision to pay off all outstanding EMI RTN charges. I went to the physical HDFC Branch, but they told me there...
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Mukesh Vadher
Sep 23, 2022
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Getting YC error while doing UPI payment

Hi Team,

I am getting YC error while doing UPI payment, pls help in getting the issue resolved asap....
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S
sanjisha
from Gurgaon, Haryana
Sep 19, 2022
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Lounge access charged for not using the lounge

I got my credit card bill today, to my utter shock and surprise, a charge of Rs 2583 was charges for accessing tue VIP lounge. My priority pass has already expired in june 2022, i
Did not visit airport since September 2021, then how can this charge of rs 2583. HDFC Bank is now following mal practices to fleece customers. Details of amount charged as follows:
Both are dated 22 August 2022:

PPLoungeFee 07052022...
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S
SoumyaMukherjee
from Ranaghat, West Bengal
Sep 18, 2022
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Credit card application declined

I applied for a credit card on 03/09/2022 for which I had to make a FD of about 10, 000 Rs. respectively. I have completed all the verification process needed for that. I was tracking the status everyday it was saying - "Your application is in process" its been 15 days I applied, but when I checked today it is saying -"Your application is declined". I am a salary account holder in HDFC bank and I applied for a card compatible with my salary....
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Arjun Gangwani
Sep 14, 2022
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Issue Relating to delay of Converting Account from Minor to Major

Address: HDFC Branch- Dhamtari, Chhattisgarh

I have asked an HDFC bank employee to convert my account from minor to Major and he said that it will done by evening but It has not been done so I went to HDFC Branch next day and ask the about it but he was saying that it will take more than 5 days but I need it within 2 days or within a day, they were very careless and providing very slow services.

It's a humble request to the head of the HDFC to take actions as soon as...
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S
SharmaChirag
Sep 13, 2022
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Account blocked due to undelivered welcome letter

I don't know how I am supposed to know about a welcome letter that has no tracking number and neither there is any communication for receiving it. I received a mail that the account is blocked due to undelivered welcome letter and for the last one week I am getting a reply from my home branch that the home verification is done and the account will be activated by the evening but no success so far...even today they told that the account is...
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vineetverma1208
Sep 9, 2022
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Change of OTP from mobile to email

Address: ludhiana

Dear Sir -- I am outside India and had requested OTP to be sent on my email rather than on mobile. I called up customer service and its still not done. Pls help me here get OTP on my email rather than mobile pls....
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SoniyaJ
from Pune Metropolitan Area, Maharashtra
Sep 8, 2022
Jan 22, 2026
This thread was updated on Jan 22, 2026
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My account is blocked even after address verification

My HDFC salary account has been blocked since 22nd July when I requested a change for my mailing address.

The HDFC personnel from Bavdhan area Pune Branch visited twice to do the verification. I even received confirmation letters twice that my address has changed. Still my account is blocked. The bank staff keeps saying it will be done in the next few days, but it's still blocked

All my payments are stuck.br...
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V
V.nivedha V C
Sep 5, 2022
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OTP not receiving thru yahoo mail

Dear Team,
I am trying to reset my netbanking password via option 2 (getting otp thru mobile and email)
But not receiving otp thru email.only getting registered email..also i would like to set atm pin no..not able to do all this..
Customer id 44334572
Thanku
Vijayalaksmi...
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A
Aksharec
from jaunpur, Uttar Pradesh
Sep 2, 2022
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I have tried to withdraw cash on SBI ATM and it failed and my account got deducted

Dear Team,
I have a HDFC Bank Saving Account from last 12 years and I used SBI ATM today for cash withdrawal of Rs. 10, 000. Transaction is showing success as Response code 0 in ATM Slip but I did not receive cash from ATM and same amount got debited from my account. Please can you revert this transaction.
find below details.
reference number from ATM slip:[protected]
Attached slip for your reference.
br...
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N
Nazir Sheriff
from Chennai, Tamil Nadu
Sep 2, 2022
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Forcing to buy Higher premium Term Insurance after loan sanctioned

Address: New No 20, Lakshmipuram, Vadapalani,

I have been shocked and loss my amount of token advanced paid to seller for my land loan. since HDFC Home loan demanding to purchase higher premium Term loan, even after request to reduce premium i got reply as below.

Customer Service
To:
[protected]@yahoo.co.in

Tue, 23 Aug at 7:09 pm

Dear Mr. Sheriff,

Yes sir insurance is compulsory for your loan product type as it...
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lukeshkolhe
from Pune, Maharashtra
Sep 2, 2022
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Smart Salary Account Blocked

I have opened a salary account 2 months back. I did video kyc, but it was somehow unsuccessful. Now my account is blocked. I am visiting HDFC branch but my issue is not resolved. They send the video kyc link but I am not receiving it. I am getting a mail stating my smart Salary account application is rejected. I have a large sum blocked in the account....
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Y
Yasermohd
from Hyderabad, Telangana
Sep 1, 2022
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Amount on hold

2022
Dear team,
Hdfc bank has put on hold an amount of Rs.726 by mi revenue hold through gefu for no reason or may be misleading.
I request you to take initiative steps for refund my money. In this current crisis situation me and my family are are in no income stage, we don't have that economical condition for paying such unknown amounts without getting any information about it.
A/c type: salary zero a/c, times...
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G
GURAJAPU SRAVAN SRIHARSHA
Aug 31, 2022
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Address change Intimation undelivered

Address: HDFC Bilekahalli, Bangalore

HDFC tried sending some letters to my address regarding the address change intimation it seems(as they claim so), but they havent rung my bell or called my number, but locked my account immediately without delivering it. I dont understand what kind of foolish action this is.

Now I am not able to use any services like netbanking, transactions, upi etc. I tried calling the customer care multiple times, but they are as useless...
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This is the second time this is occurring.
Rupees 1, 468 has been kept hold from my salary hdfc account for no reasons
First thing is that the account is a salary account thus there is no need for a minimum amount per month.
Last month the same issue happened and an officer from the bank called and informed that he'll revert it but nothing has happened.
I need an answer from the bank side.
It states...
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A
Akshat Pratap Singh
Aug 26, 2022
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Your request could not be processed, Please try again to continue.

I want to convert my HDFC credit card bill into emi but as i login using my phine number and otp it show ‘Your request could not be processed, Please try again to continue.’
Befroe going to choose transaction page....
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abhy90
from delhi, Delhi
Aug 26, 2022
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HDFC Bank - Net-banking Issue - high severity memo present on debit account

My HDFC account has been locked from the past couple of days. I recently changed my address in my profile - after which I received the following message -

"The address change letter for HDFC Bank Customer ID x412 has been undelivered. Please visit your nearest bank branch urgently to avoid a block on your account."

And to my surprise this block has happened in spite of the fact that there was no attempt at delivering...
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Vedang Sawant
Aug 25, 2022
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GEFU charges levied on my Bank account

From my account [protected], amount of Rs1166 have been gone on hold, its showing me as 'MIREVENUE HOLD THROUGH GEFU'. Please let me know for which transaction you have hold my Rs1166...
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