Life Insurance Corporation of India [LIC] Complaints & Reviews

I have make complaints to LIC of india office,Jwalamukhi, Shaktinagar (UP)
My policy no is[protected].
I did no submitted my premium for above policy from6-7 months. Please advice what to do.

In my family from last 20 years me n my family have taken nearly 20 - 25 policies from LIC. Till date i had not got any policy from any private insurer as i have faith n trust in LIC.
But last year in Jan-2009 when i bought policy from LIC br.915,Mumbai through agent(DSR Insurance services) I faced a lot of problems. I regularly called agent for policy but i didn't received it.Then in the month of december 2009 nearly after 11 months i received my policy through courier and immediately i send it to branch 915 for cancellation. I received it back after 10 days stating that your policy cannot be canceled as per IRDA guidelines. When i asked branch 915 about the guidelines, they rudely told me that go and ask IRDA.
I had sent a complaint letter to IRDA on 15/01/2010. Still i had not received any reply.
Also my premium due date is Feb-28-2010.
Please help me to find out a way out of this, get my policies canceled and also refund my premium.

sir i want to know my account status. my policy no. is[protected]

Dear Sir,

I am discussing and mailing regularly since last one week at your houing loan deptt., Asaf ali road, Delhi for statement required for income tax purpose ( financial year[protected] as i have to submit in my accounts deptt. by today 19.02.10 or else tax will be deducted. I have requested for address change in your system. PLEASE HELP.

Please find the snapshhot for your action -

PLEASE REVERT BACK WITH STATEMENT.It's almost one week correspondence by mail and phone.
LIC HOUSING Loan A/c :[protected]

Dear Sir,
I have not received statement by mail not by post. Matter is urgent for me.
PLEASE HELP.
Regards

Surender Singh
Dy. Manager - Materials
Ph : [protected]


Surender Singh/CIL/CLAAS KGaA




02/10/2010 01:39 PM
To
anil.[protected]@lichousing.com
cc

Subject
Fw: LIC HOUSING Loan A/c :[protected], statement required for income tax purpose ( financial year[protected]





Dear Sir,
As per telephonic discussed with you please Amend following details in your system and dispatch or mail to me on my personal mail ID :[protected]@sify.com
Please treat this as Application request and my address is same for which loan is taken.

NAME : SURENDER SINGH

LIC HOUSING Loan A/c :[protected]

Address : H.NO-20, BLOCK-7, 2nd FLOOR,
SPRING - FIELD COLONY,
SECTOR - 31 / 32, FARIDABAD(HR)-121003

PH : [protected]
E-MAIL : [protected]@sify.com(personal), surender.[protected]@claas.com(official id)

Regards

Surender Singh
Dy. Manager - Materials
Ph : [protected]
----- Forwarded by Surender Singh/CIL/CLAAS KGaA on 02/10/2010 01:31 PM -----
Surender Singh/CIL/CLAAS KGaA




02/10/2010 01:25 PM
To
[protected]@lichousing.com
cc

Subject
LIC HOUSING Loan A/c :[protected], statement required for income tax purpose ( financial year[protected]





Dear Sir / Madam,
Please provide statement for income tax purpose ( financial year[protected]by mail and hard copy by courier ,details as given below.

NAME : SURENDER SINGH

LIC HOUSING Loan A/c :[protected]

Address : H.NO-20, BLOCK-7, 2nd FLOOR,
SPRING - FIELD COLONY,
SECTOR - 31 / 32, FARIDABAD(HR)-121003
PH : [protected]

Regards

Surender Singh
Dy. Manager - Materials
Ph : [protected]

Regards

Surender singh
Ph - [protected]
e-mail : [protected]@sify.com

I AM HAVING A POLICY VIDE No.[protected] FOR A SUM ASSURED OF Rs.1,40,000/-WITH YEARLY PREMIUM.THE POLICY IS ASSIGNED WITH LICHFL AGAINST A HOUSING LOAN SANCTIONED TO ME(FOR AN AMOUNT OF Rs. 4,20,000/-).MY PREMIUMS ARE BEING PAID REGULARILY TO LICHFL.
MY PREMIUMS TOWARDS THE LIC POLICY(VIDE No.[protected] ARE BEING PAID REGULARLY SINCE THE DATE OF COMMENCEMENT.
NOW THE LATEST PREMIUM COULD NOT BEEN PAID BY ME DUE TO "NON INTIMATION OF DUES TOWARDS THE POLICY".IT IS OVERDUE SINCE MORE THAN 11 MONTHS PLEASE.
WITH DUE RESPECT THE FOLLOWING ARE BEING SUBMITTED FOR FURTHER NEEDFUL ACTION FROM YOUR END PLEASE:
1-THE "INTIMATION OF DUES TOWARDS THE POLICY" HAS NOT BEEN DONE BY MY LIC AGENT.WHICH SHOULD BE THERE.
2-THE "INTIMATION OF DUES TOWARDS THE POLICY" HAS NOT BEEN DONE BY LIC BRANCH OFFICE,BILASPUR,CHHATTISGARH.
3-THE "INTIMATION OF DUES TOWARDS THE POLICY" HAS NOT BEEN DONE BY LICHFL,BILASPUR,CHHATTISGARH,WHEREAS MY POLICY IS ASSIGNED WITH THEM.
THE CITED ABOVE INTIMATION SHOULD BE MADE EITHER OR ALL THE ABOVE MENTIONED AGENCIES.I AM UNABLE TO UNDERSTAND THE REASON TO PAY LATEFEES/FINE TOWARDS THE SAID PREMIUM.

DEAR SIR,
I HAVE PURCHASED MARKET PLUS POLICY NO[protected] AND[protected] OF RS 49000/00 EACH FOR GROWTH FUND AND BALANCE FUND AS ON[protected].
I AM NOT GETTING ACCOUNT STATEMENT FOR ABOVE POLICIES,SO KINDLY DO THE NEEDFUL AND OBLIGE
THANKING YOU,
MAHENDRA SHAH

my policy no: is [protected] lic money plus. Please sent me the current fund value.

Dear Sir,

I have applied loan applicatioin vide File No. 340910, for amount of Rs. 16,00,000/- with your good company LIC Housing Finance, for Purchase of Plot at Sec-23, Dharuhera, Rewari, Haryana. Thought I have submitted all documents, which were desired by LIC. My Loan amount has been sanction for Rs. 16,00,000/- but I am not getting Cheque / Demard Draft for the desired amount. Now my payment period to Builder has expired and they are asking interest amount for balance payment of 14,00,000/-

I have requested to LIC Office at Sec -31 Branch, Gurgaon. But they are not responding at all just saying it is in process and the will let me know whenever they will get confirmation from Delhi Office.

I request you to please consider my applicatoin and forward the Cheque / Demand Draft at Gurgoan Office.

Regards,

Amit Dwivedi
[protected] / [protected]

I HAD APPLIED FOR HOUSING LOAN WITH RELEVANT DOCUMENT SUBMITTED TO THEIR BRANCH OFFICE, LAJPAT NAGAR, DELHI IN DEC, 2009, THEY HAVEWITHDRAWN RS.1103/- AND 5515 FROM MY ACCOUNT. NOW EMPLOYEES OF LIC ARE ASKING ME 25 CUT ON THE LOAN AMOUNT.

I WANT THEM TO RETURN MY PROCESSING FEES

APPRECIATE IF YOU INTERFERE AND RESOLVE MY PROBLEM FOR REFUNDING MY PROCESSING FEES AMOUNTS.
THANKS.


HIMANSHU DUA& MRS. DEEPTI DUA
M.NO.[protected], [protected]

Dear Sir,

With regards to Policy No.[protected] dated : 15/03/2007. Like many other customers / policy holders of LIC Corporation I used to consider LIC as an organization which would help its customers wholeheartedly. To my amaze I found all that dreams your LIC Agents show are fake. I want to share my experience with one of the LIC agent who promised us to get the best deal.

Due to death of my father we requested the agent to get the compensation we are eligible for. He said we can only claim an amount of Rs1.47lakhs. He took around 50 days to get this information. And we waited patiently to hear more updates from him. after about 4-5 months he comes back to us saying we are not eligible to get the that much amount, but we would get the amount that we paid so far with a deduction of about Rs.[protected]. We agreed to that too. Since we were agreeing to every thing he said. Now he says we would not get a single penny out of it and let go all the amount. Its been about 7 months so far. When we argued with he asks us to file a case against LIC to avail the amount we paid.

My questions to LIC is
1. Does LIC recruit any agent from the road?
2. Does LIC agents atleast understand what is been written in ENGLISH?
3. Does LIC agent read the policy terms and conditions before explaining it to the customers?
4. Is LIC so small company that it took 7months for it to get the reports from hospitals?
5. Are the LIC agents responsible to act according to situations?

With all my discomforts and grievance. I had already asked to discontinue my existing policies. I would like to share the same with my friends and family. Please help me with this issue and bring us some justice.

Regards,
Aslam

policy no.[protected]

i got the market plus policy (no[protected] in 21 fab 2007 deposited 3 instalments of 20000 thousand and another policy money plus policy (no[protected] in 21 fab 2007 deposited 3 instalments of 20000 thousand.
how can i get the status of my policies on email. nobody is responsing in the LIC offices.

I am unable to enroll my new policies because of incorrect date of birth mentioned in my profile. I'm unable to modify it. I registered my complaint twice at LIC official web site but in vain. The compalint numbers were 229888 dated 04.02.2010 & 230783 dated 06.02.2010. Please help by getting it ractified.

Regards,
Sandeep Awasthy

Dear Team,

i have done a policy " policy no[protected]" in my wife's name akanksha trivedi by branch south ex(code 11f)
by unit manager BIRENDRA XALXO , he requested us to sign on some of the places in the application form , I mentioned it very specifically that we want a policy for 10 years only , and he agreed for the same.But later when I received the policy receipt I was shocked to find that this policy has been done for 15 years duration instead of 10 years.
Unit manager personally assured me that the mistake will be rectified within no time.But after wasting 15 days by keeping policy with him ,he just refused to make any kind of possibility for any change in the policy.
I request you to kindly do the needful and guide me in this respect

jai trivedi

Please refer to my above LIC Policy No.[protected] with your Branch. In this regard I would like to bring to your kind notice that while I was paying my LIC premium of Rs.8271.00 online thru my ICICI Bank Account No.[protected], Branch Greater Kailash, New Delhi on 11th February 2010 it was showed some error in the system and logged out and not got the receipt. After some time I logged on to LIC site and paid the same premium online thru my above mentioned Bank and I got the receipt No.PRO[protected] dated 11/02/2010 . Now my Bank account shows two debit balances of same amount.

I, therefore, request you to please refund the amount of Rs.8271.00 paid as double.

I am facing problem while registering on licindia.in . Always i am getting message " The Policy is alreday registered " but i have never registered my self.

3-4 times i have forwarded my complaint by mail but no answer.

Being a Government concern no one is bothered about public services & Complaints.

Now I want to close my policy & will request others to not to go for LIC . ICICI , HDFC or any other private insurance is much much better than Govt. After all Sarkari Babu hain kyon janta ki pareshnai sungenge.


my email id is : [protected]@yahoo.co.in

pl mail me the present nav of policy no[protected] present units and nav to [protected]@bsnl.in

LIC has been harassing me since a very long time now. I had initiated a home loan transfer from HDFC bank to LIC during Mar-April 2009. A lot of time was wasted in processing my request. Finally when the request is processed LIC is yet to pay out the complete loan amount. I have already paid my complete loan EMI for the past few months (5 months) without receiving the entire sanctioned loan amount. I have made numerous calls and sent numerous emails without proper response. Please help.

Loan A/C no:[protected]
Application No: 700907
Loan Processed at: LIC Housing Finance, Baner. Pune

Dear Sir/madam,
I am having money back policy[protected] in 18 k branch Bhinmal raj. where I am receiving regular installment at every 5 year but the same for the year 2007 of rs.10k is still not received by me though the matter has been taken to the local branch and my local Agent but till today after 3 year nothing is done..

Dear sir,

With reference to policy no.[protected], I want to inform you that On 30th Jan 2010 I have received 12 cheques of Rs.300 approx. each .But I have not received any cheque for the commutation amount of approximately 17,400 Rs as informed by your agent who has given me the policy.I have not even received any option form. I was informed by your agent that i will get the maturity value in a single lumpsum amount.


You are therefore requested to send the cheque of commutation amount and maturity value as soon as possible.I am ready to give you back all the cheque that i have received.Pls do the needful as soon as possible



Thanks and Regards
Vijay Kumar Dahuja
Jaipur