Life Insurance Corporation of India [LIC] Complaints & Reviews

I WANT TO KNOWN THE LIC POLICY PAYMENT DETAILS.
policy no:[protected]

I HAVE TAKEN LIC POLICIY NO.[protected] BY NAMED BHUPESH KALARA, MONEY PLUS T.N.180 IN MARCH 2007 THROUGH A BRANCH OF LIC AT JAIPUR BRANCH CODE 325 BUT TILL DATE I COULD NOT RECIEVE BOND PAPER. HOWEVER, I PERSONALLY MEET AND REQUESTED BRANCH OFFICIALS BUT THERE IS NO RESPONSE.

Dear Sir,

I had applied for LHF on 1 week of july satisfying all the requirment accordingly i had received scansion letter on 21th of july, but till date i havnt received my cheque. my file no 610177 sum of amount Rs 300000/- only.
I CALL UP EVERY DAY TO MY AGENT Mr. Danashekar to check from PAST 1 MONTH and replyes tomorrow.These is really made me so upset and i had never seen such a poor service in my life
Now I AM RELAISING why i had applied with LIC WHERE AS OTHER BANKS CAME FORWARD TO ISSUE ME LOAN WITH IN 10 DAYS. I REALLY feel like with drawing my file .
I WILL BE GLAD ATLEAST IF LHF COULD REPLY ME WHY THE DELAY IS WHEN ALL REQUIRMENTS ARE FULLFILLED .

Regards
Ajias

Dear Sir or Madam:

I've tried several times to register online to pay my policy premium, however the new user registration link is always throwing the following error: "Due to technical issues, this service is unavailable. We'll be back shortly. Inconvenience is deeply regretted."

Please fix this issue at the earliest. Thanks and best regards......

My policy no is[protected]. I was getting Advance cheque for Rs 671.00.This year in April 2009 they have not sent advance cheque' The Cheques are still not received and we are not be able to draw pension which became due on 1.4.2009. The LIC is depriving us from the one of the source of income in this old age. We expect them to be more sensitive specifically towards senior citizens.my contact no is [protected]

I have availed a loan from LICHFL 5 years back. During the last 2 years their interest rates have been rising up. Whenever there was an increase the same was automatically applied to our Loan A/c. Recently the interest rates have been reduced. I regret to say that this benefit of reduction in interest rate is not given to me. Whereas the same is offered to all new customers. Please suggest a way to avail the benefit of reduction in interest rates.

MY LICI POLOCY NO[protected], (15 YEAR JEEVAN SURABHI POLICY WITH PROFIT), DATE OF MATURITY ON 28.07.2009 & SUM ASSURED Rs50, 000/- BUT AS PER LICI RULE I HAVE NOT RECEIVED ANY INTIMATION ABOUT MATURITY OF POLICY OR PAID MATURITY VALUE. BUT I INFORMED THIS MATTER AT SIVASAGAR LICI BRANCH ON JULY/2009, BUT STILL TODAY I HAVE NOT RECEIVED THE MATURITY AMOUNT.

WITH REGARDS,
RATUL DUTTA.
PH NO-[protected].

Respected sir,
It is to be informed you that i have written the policy no.[protected] by mistake in place of policy no.[protected].Sorry for mistake as quick as i identify i would submit another complaint with policy no.[protected].
thank you sir.

I hold a policy viz. Jeevan Shree (No.[protected]. This policy I had taken at Hyderabad (Himayat Nagar Branch) and during last November (2008) I relocated to Bangalore. Since then, I have been sending reminders/letters to my agent Mr. D. Venugopala Rao, 01835660, but he has not bothered to get it done.

I have been paying my premiums regularly. I have also sent many letters to LIC office @ Himayat Nagar, but to no avail.

I request the concerned authority to get the same done immediately & also take necessary action against the agent.

Thanks
Suresh

I would sadly inform you that my husband expired on 30.08.08 (saturday). Mrs.Ananti Mohan wife of late Mr.Mohan Raj Nadar and nominee.

I have submitted original policy paper & other documents to LIC of India, Dharavi Branch, Mumbai – 17. After 10 month we have received letter from your office that cancellation of claim.

Kindly look into this and reason for claim cancellation as we have submitted all relevant documents with supporting of medical report.

Your immediate attention in this regards will be highly appreciated

My father on my behalf had applied for duplicate copy of policy no.[protected] on 30/07/09 and deposited the required fees of some Rs. 86.00 at Branch No 115 at N-72 Bombay Lift Bldg., Cannaught Place, New Delhi. He was told that we will be getting policy within 1 week's time. He again contacted the concerned person Mr. Chetan Sagar at this branch who replied that the Typist is not available and it may take another week's time. Keeping in mind a long weekend, my father again contacted this person today, i.e., 20/08/2009. This person attended the call and put the call on hold by saying he is looking for policy status. He put the call on hold for 20 minutes and did not return and somebody hung up the phone. Again my father tried the number and spoke to this person and again he had put the call on hold and did not provide with any information about the policy.

This kind of irresponsible behavior from a company's personnel is really shocking. I would request that matter be brought in attention of the concerned person and do the needful and provide me with the duplicate copy of the policy as soon as possible.

Contact person: Mr. Rattan Singh[protected]

Sir,
My policy no.[protected], i m not receiving any letter from lic to pay my premium, i have to keep track of my due date, if godforbid i forgot to pay the premium, then additional charge will be levid on me.

Please send the due premium letter without fail to enable me to pay the premium on time.

My full address with pin code is registered.

Kindly do the needful.
Thanks.

Sir, I am not receiving any intimation from lic for paying my premium, or receving any letter to my address, i have to track myself for the payment, for god forbid if i forget to pay, then additional charge will be levid to me.

kindly send letters for due date regularly to enable me to pay my premium on time.
thanks.

I have taken housing loan for Rs 24.75 Lacs for my flat in Regency Estate, Dombivali. My loan got disbursed in the month of May 09. As per disbursement schedule given to me, interest / BPI of Rs 8306 was to be debited on 10th June 09, but it has not been debited from my account till date. Also emi of Rs 21879/- was to start debiting from my account from 10th July 09 which has not happened.

I have been following from last two months with Mr. Sunil Yadav ([protected]) starting from around 13th June 09. I told Mr. Sunil Yadav to please deposit the blank security cheque with proper amount filled in very sorry to say, the cheque is never presented in the bank till date. Each and every time I have spoken to him he told me that the security cheque which we had already submitted at the time of loan disbursal will be deposited in the bank within 1 day / two days.

I had also visited Jeevan Prakash (Fort, P M Road) branch of yours on 23rd July 09 regarding the same. There I met Mr. Anand Bihari Lal (Area Manager – [protected]) and Mr. Sunil Yadav also personally. I explained to Mr. Lal the entire episode. He had noted down my query on a simple piece of paper assuring me that he will personally look into the matter. Even Mr. Sunil Yadav called somebody in front of me and asked the person over the phone to deposit my cheque next day but till today that also has not happened. I can give you documented proof that the cheque is not presented in the bank.

I happened to speak with Ms Sneha on 8th August 09 from recovery dept and she promptly updated on the status saying Mr. Sunil Yadav has misplaced my cheque. I asked about giving it in writing to me on which she told me that somebody from Mr. Sunil Yadav’s team will call me and I should speak to the person calling.

Later, Mr. Sunil Yadav called me on Saturday 8th August 09 (for the first time after such a long follow-up) just telling me to give a cheque of two emi amounts only to Mr. Ravi Bhagwani ([protected] / [protected]) of Regency Estate. I enquired him again about the security cheque I had given on which he told me that it must have been deposited in the bank during these two months. When I cross checked with him giving him references of several conversations I had with him, my visit to P M Road branch, he suddenly said he must not have received the security cheque and ECS form. Then I again enquired him about the loan disbursement procedure and brought to his notice that unless the security cheque and ECS form is not given the loan will not get disbursed and since my loan has disbursed, it is a proof that I had given the documents required. I also informed him that Mr. Ravi Bhagwani had done all the required formalities and also collected all the required documents as a part of disbursement procedure.

He was totally confused and was also not sure about the exact status of my cheque and kept on telling me that he is not sure what has happened. When I asked him straight if he has misplaced the cheque, he was neither ready to accept that the cheque was misplaced from him nor was ready to give me in writing but in turn was blaming me that I must not have given it only. I was very furious but kept my cool. He told me that he will not give in writing since he has not received the cheque and ECS form itself, I then again asked him if Mr. Ravi Bhagwani has not given him all the documents then Mr. Ravi should also be brought in the entire picture to which he seemed to protect Mr. Ravi by saying why to bring him in picture, he had not done anything and stuff like that. But he never accepted that the cheque was misplaced and was also not ready to give it in writing to me. He in the end again told me that he will not give anything in writing.

During this period of two months, Mr. Sunil Yadav was consistently arrogant, rude in his tone of voice, never remembered the case history I had to always remind him about the past conversations. He on many occasions even told me that “LOAN DENEWALEKO PADI NAHI HAI TOH AAP KYO CHINTA KARATE HO?”

they are not readyto give me anything in writing but have started threatening me about sending recovery people at my place, harrassing me etc etc

I have compliants to lic office, bikaner for removal of lic agent. Because my agent yogesh kumar acharya had not turned to me after making of lic. I have contacted him in regard of lic work of change of nomination but he did not response. Now I wanted that lic should take necessary action against such agents who have work only for once for commission only.

I want to know my policy status. Tell me last premium deposited date and amount also.
My policy no[protected] and DOC[protected] and Plan & term 75-20( Money Back policy)

Dear Sir,

While contacting with customer service (Tel. No.1251) of LIC, they had informed me to get the Policy Status of my LIC Policy, I had to personally visit to branch office of LIC of the each spesific policies.

So in the current situation and in the globalisation, it is very time consuming to go personally to the spesific LIC's branch office, only for the policy status. and also like a gient government company like LIC is also not responding properly to small investor like me.

And the agent is also not co-opearating to collect the policy status from the LIC's branch.

So please advice me what I have to do.

With warm regards,
for MANISH VYAS
Cell No.[protected]

Dear sir
Till date policy bond sent trough speed post EK[protected] IN not received
Please do the needfull



The movement particulars of EK[protected]IN are as follows:

Date & Time From Office To Office Event Remarks
14 JUL 2009 10:20:00 BELGAUM Article Booked
14 JUL 2009 11:48:47 BELGAUM BELGAUM RMS Article Bagged
09 MAR 2009 HUBLI KESHWAPUR Article Delivered TO :

Date and Time noted above are GMT+5.30

Thanks for using Speed Post

I took a loan from LIC Housing Finance from Asaf Ali Road, Laxmi Insurance Building, New Delhi Branch. I don't know what kind rate of interest they are charging.

I have relocated to bangalore When I contacted their branch over phone to reach them and know the status of account, rate of interest & Interest Certificate, every time I call them it is ringing or pick up the phone with no response so that you will furstrate, you will not call them again or somebody will give some other numbers to contact which is either swithed off or ringing. These are few numbers they have given me to 23232830, 32641060, 23232625.

Still I have been struggling till date to get it,

If you luckily get chance to talk to them, they behave so rudely like you have taken loan from Employees not from the LIC Housing Company.



Please be aware.

Dear Sir,
With due regards I would like to request that I have been transferred from Dakra, Dist. – Ranchi ( Jharkhand) to Korba (Chhattisgarh). It becomes trouble some to deposit the premium and other necessary information.

For the same I have already register an application dated on 24.02.09 in LIC Transport Nagar, Korba (Chhattisgarh) and reminded it again on 25.05.09 at same (to Mr.R.R.Kanwar, at LIC office, T.P.Nagar, Korba Ph. No.[protected] but now at present date there is no any response against transfer of the policy.

Dear sir, your are kindly requested to do some meaningful for the same.

ALL SUPPORTINGS ENCLOSED WITH THE MAIL

THANKING YOU,


WITH REGARDS


KAMALESH PRASAD
Dear Sir,
With due regards I would like to request that I have been transferred from Dakra, Dist. – Ranchi ( Jharkhand) to Korba (Chhattisgarh). It becomes trouble some to deposit the premium and other necessary information.

For the same I have already register an application dated on 24.02.09 in LIC Transport Nagar, Korba (Chhattisgarh) and reminded it again on 25.05.09 at same (to Mr.R.R.Kanwar, at LIC office, T.P.Nagar, Korba Ph. No.[protected] but now at present date there is no any response against transfer of the policy.

Dear sir, your are kindly requested to do some meaningful for the same.

ALL SUPPORTINGS ENCLOSED WITH THE MAIL

THANKING YOU,


WITH REGARDS


KAMALESH PRASAD