| Address: Sbi mc pandalam Pathanamthitta kerala |
Respected Sir,
I am an ex employee of SBT. And my father himself is a retired employee of SBI.
My grievance started on 22/03/2022 when I was taxed by sbi for an FD created at the branch in February.
In February while the FD for Rs. 10 lakh was created, being an ex employee myself, I had reminded the clerk /CTO about 15G and if she should take it from me. She instead asked me if I had submitted it online before and I said yes I had submitted one sometime in January.
(I had previously created the same FD online myself in January and I had submitted my 15G online and hence wasn't taxed before. As I do not come under the tax bracket and also due to the 15G I had submitted myself online.)
She then didn't take a new 15G from me for the new FD of Rs. 10 lakh created in February.
A month later in March, I was taxed like I had told her I would be if she wouldn't take my 15G. It was a mistake created by the clerk at the branch, who didn't not know how to do her job properly. And yet I didn't complain about it, thinking, it could happen to anyone.
So instead I asked the accounts manager humbly to kindly refund me the tax and back tax taken from me as I do not come under taxable income and also due to the fact that even after customer insisting, the clerk hadn't taken the 15G from me.
Realising their mistake and to hide it from their own side, they quickly came into consensus and agreed to help me get refund for it. And made me personally submit 15G online while sitting at the branch on 22/03/22.
I was told that the money would get refunded on 23/03/22 and I don't have to worry about it.
I had to visit the branch 10703 on 23/03/22 to give some documents related to a locker of mine at the branch.
Even that day upon seeing me, they immediately said the money would be refunded by Wednesday (23/03/22) evening.
At night at home, I realised I hadn't received the refund.
So I went to the branch again on 24/03/22. This time upon seeing me, immediately the accounts manager pretended like writing something on the request I had submitted on Tuesday and said "mam, the money will be credited by today evening. You don't have to wait".
I hardly waited for 5 mins before all this had happened. So I left just as quickly upon hearing these assuring words. And I had to go pick my kid from school.
But again on 24/03/22 night, upon not receiving the refund, I decided I might have to visit them again.
Knowing how banking works, having been an ex employee who had quit job at SBT only to go for higher studies, I knew some of the tricks of the trade that are used by bank employees to assure customers. Hence I was not worried one bit about anything up until then.
Then on Friday 25/03/22 as I reached the branch 10703, I knew they were hostile from the get go. Instead of the normal assuring and reassuring statements they seemed pissed off that I had come yet again to sit at the branch.
I even said I can sit calmly as long as I want.
The first to turn hostile was the accounts manager, who suddenly started fidgeting and losing his composure and said "why are you coming to branch mam, you could have called us instead. And I should not be sitting there. ". I told him that i had indeed called them on thursday on the number printed on the passbook (phone number is 254755) and it had said the number does not exist. Then he nonchalantly asked me " do you need to get this refund money to live this month?"
The statement I knew was to provoke me but I said calmly, that all I need now is him to call the so called TAX department of SBI he suddenly was suggesting (about whom he had conveniently forgotten to blame until Friday).
I told " all I need you to do now is call some higher ups there and find a round about date until when I should be waiting for the refund to appear."
He straight out said "no".
I then suggested that "to appease me, since I have been coming here for past 4 days, please call the department, so it would be nice to know directly from the department a time when they might be able to move my refund.".
At this time his voice started trembling and he started refusing me . He then said " I am working in an organisation and i would not thrown other co workers under the bus."
Kindly note that until then I wasn't angry or provoked. His constant jibe was hurtful, as in reality I have been down with some monetary issue and every penny was important to me, but I was adamant on staying calm and trying to de escalate the situation. Then we both began to go back and forth on the phone call issue.
I repeatedly asked him to call someone.
And he repeatedly kept refusing with one word syllables "NO NO NO NO" over and over again.
At no point did he even try to say with a smile "ok mam, I think it's going to take a lot of days before the money would get refunded.".
I feel I deserved that answer as I was a most patient customer who went and sat patiently for 3 days prior to the 4th day.
Then I told him that I knew from a friend who is still working at SBI (an old colleague of mine) that it would indeed take a few days to get the refund as it's year ending and so on.
The moment I said this the accounts manager started this new statement.
"Yes indeed it will take a few days to get refund because it is year ending."
I wonder if I hadn't told that he would have ever told me himself that statement.
He could have very well told me the same on Day 1, Day 2 or Day 3. But instead each time he had said it would come on same day .
When me and the accounts manager were going back and forth about the phone call, another customer came for locker opening and the accounts manager got up and left. And immediately the branch manager came near this seat.
I had thought he would be coming to say at least some excuse for his colleagues.
Instead what I had to face is close to getting verbally sexually abused as I am a woman.
Instead he came and directly started where the accounts manager had left off and kept saying No Louder and louder with each time.
Then I finally told him " sir it was not like it was my mistake. I had specifically reminded the clerk to take the 15G and she had brushed it off as a silly little matter and not taken it from me. Nor did she ask me to fill it online while reaching home.".
And I added " I have lost some petrol in coming back and forth to bank these past 4 days. It would have been better if you had just said this on day 1 itself."
The reply I got from the branch manager was shocking and a direct attack at my dignity as a woman and a customer.
I saw him take a pay in slip in his hand and he said..." I will give you money from my personal account for the petrol you lost." He was literally spitting in my face with anger when he shouted this.
I was shocked. All I was expecting was " a sorry mam, or it's okay mam, we will take care of this. Kindly don't worry."
Both these men were hell bound trying to shame me over money because I have money shortage I understood.
And then when I asked the branch manager in the same tone he took to me " did I ask you money for petrol?" He said " i will pay your tax refund personally from my own account as well " while still holding the pay in slip. he was literally shouting through his head when he said this. It was as if i am some call girl asking to be paid for just making trips. Where in this world is this behaviour okay for a manger to display. Why were these men shaming me about money and acting as if they are rich men who can flaunt money and throw it at any silly woman who comes their way as a customer over grievance. I just couldn't understand why when I had never once shouted in past three days they both felt "she is shamelessly here for money and let's throw it at her face like some silly woman." How is this behaviour acceptable in civil society. I feel bad that I hadn't recorded his dialogue offering me money and submitted to National Commission for Women. I felt like he wanted to hit me. His body language was very much alluding to it.
Then I lost my cool and we both started a shouting match.
"I asked him who he was to offer to give me money for petrol and tax?"
"I asked who does he think he is to give me money and what is he implying from that."
"I asked him if he would have said these same words if I were a man and he told me these only because I am a woman."
I used very crass language after that because of the dialogues of him saying he will pay me for petrol and tax from his own account.
I knew he was shouting like that only coz he felt he is richer than me and that he is a man showing his patriarchial attitude towards a woman.
He wanted to silence me only because I am a woman and had no one with me to stand up for me and say " how dare you offer to give money to a customer simply for absolutely nothing, when she hasn't asked for it."
I would like to remind you Sir, that I had never even alluded to wanting money for petrol nor did I ask for the refund to be given on Friday itself. All I had asked was to have anybody from that branch contact tax department to get a generalised date on which I might get refund.
Asking for a date for refund is very different from asking for refund.
Kindly check the cctv camera footage to see how a customer was berated before other customers, even when all of them knew it was the clerks fault. At no point did I shout at the clerk. I was respectful to her the whole time as I felt she was just lacking experience and it's not a fault in my eyes.
I had to shout through the roof to protect myself from this attack by this man who thinks he is king and I am a courtesan at his royal court.
At some point I started crying upon realising how much embarrassing this is to my dignity. Me being a divorce woman and single parent is the only reason why the branch manager felt to flex his wealth in my face and the accounts manager felt to ask me " if this money is needed for me to live this month".
What were these men alluding to.
I even saw the branch manager record my shouting by keeping quiet at that time.
A woman customer losing dignity at a SBI branch is heights of shame.
I sat and cried there for two hours and I even made comments at times related to how I am poor and how each money indeed is important to me.
I wonder why I had to tell all this to these men who had shamed me over money.
And I even shouted at them to give me refund from sundries as they seemed to be extremely rich and throwing money at random women around there.
If this was told to me an ex employee and a retired employees daughter, I fear about the countless sexual innuendos ridden dialogues the branch manager might have thrown around. The accounts manager was really understanding after he saw what the branch manager had done. But I wonder if he too was in on it.
How will I ever walk into this branch ever again?
I feel threatened for my own person.
Kindly give your branch manager a class on how to behave to women and how to not make sexual innuendos.
I don't think you would ever take this issue up as from your point of view I have responded back to them by shouting equally awefully as response. I feel as a woman I have a right to defend my dignity.
My name is Neethu
You might even close my account for all I care. But this needed to be spoken up about.
The cruel and wicked branch manager at sbi mc pandalam even called my father and said I am shouting at their branch, when he gladly left out why I had shouted.
Just like a typical sexual abuser who clears his path.
I even saw the clerk type away at her pc and she asked what my house name is and what my father's name is.
I got they were already creating a fake complaint against me while still being at the branch.
It took me time to send this mail because I had to relive the aweful incident I was put through as a woman.
State Bank of India [SBI] customer support has been notified about the posted complaint.