TATA Capital Complaints & Reviews

My Name is ABHISHEK GUPTA and I am facing the same issue loan passed Ecs mandate is cleared from my bank account but the amount of loan is NOT disbursed yet. Showing POST APPROVAL DATA ENTRY.

Post approval data entry.what this !
After 9 days ago I applied personal loan .sucessfuly completed my application..no update with your side.

I submit complaint about tata capital on this website, mail and customer call centre but every time only false reply and unsatisfied replies. So today i mail them (Please disburse amount i am waiting for my loan amount in my bank account if you want anything please let me know where the process is stuck. How much time you will take for processing the loan? After approval i don't think this is good side of tata capital. You have big name like sir Tata please don't spoil it. I request you please release amount as soon as possible)
And what they reply me see on screenshot i was like koi koi aise jhut bol kaise sakta hai. See the screenshot and definitely you will laugh how they treat us. SEE TIME AND DATE AND THEN READ MAIL

My personal loan status showing post approval data entry for about a week now. Their other documentation and application submission was in lightning speed. But when it comes to disbursement, it’s like snail move. Not even a proper communication after their concern completed. No reply from any of the executives, no reply from the company customer mail support. So pathetic and insufferable

. I applied 05/01/2023 today 12/01/2023 every process is done i am only getting mail is YOUR LOAN AMOUNT IS APPROVED TELL US IF YOU HAVEN'T GET YOUR LOAN AMOUNT IN YOUR BANK. Now i reply them yes tata capital i haven't get my loan amount. You know what they really (NOTHING) 0 response from them. I have a emergency thats why i applied for loan now look what happening with me i am in depression now thank you tata capital for your pathetic customer service
Palication id[protected]

Sir
7/01/2023 i completed my bank monitation, loan application status in 5days post aproval, but 10/01/2023 tata captial credit in 1 rupee in my account, still now not credit my loan amount in my account, please what status and when will credit my account
My loan id[protected]
Mail id [protected]@gmail.com
[protected]

Tata capital is totally doing cheating with consumers. 1st they give you pre approved loan offer. When you apply full process then you can see real face of tata capital because they give you only hope not loan amount. I applied 05/01/2023 today 12/01/2023 every process is done i am only getting mail is YOUR LOAN AMOUNT IS APPROVED TELL US IF YOU HAVEN'T GET YOUR LOAN AMOUNT IN YOUR BANK. Now i reply them yes tata capital i haven't get my loan amount. You know what they really (NOTHING) 0 response from them. I have a emergency thats why i applied for loan now look what happening with me i am in depression now thank you tata capital for your pathetic customer service

Yes i am telling you i haven't received amount yet. Why sending me same mail again? I know my loan is approved but i don't know why tata capital still not disbursement my loan amount. This is similar as harrasment because i need money thats why i applied for loan and you guys are playing with me.

Case no. 24707360. I am only getting mail from you is loan is approved but still i haven't received any loan amount in my bank account please check with your loan team now its 6 day i am so much suffering because of you.

Sir /madem my bike emi cut twice this month same date same time how possible sir please help me🙏🙏

I applied for personal loan on 05/01/2023 all documents verification done my loan amount is push for disbursement but all of sudden 07/01/2023 they change my loan status to under process and now today 10/01/2023 i got my residence verification some one come to my home and clicked photos and getting all the details. Now i am afraid because i sigh the e- agreement and give you auto debit emi approval if some how i can't pay you then you guys come to my home threat me if you don't give me money so please cancel my application if you want to give me personal loan then give me my loan amount as soon as possible so i can plan accordingly. My loan application number is[protected]/APPL13048299
Contact number [protected]
Mail id :- [protected]@gmail.com

Myself Sourav. I had taken a housing loan from Tata Capital six month ago. I wanted to get Housing loan interest certificate for investment proof submission. I have got the worst experience ever. Tried reaching out to Tata capital Whitefield, Bangalore branch manager Mr. Ashutosh but he had not response anything. kept the call abruptly. Sent mail to CC but no response. tried in web chatbot and whatsapp but no response. never expected this thing from Tata group. my recommend to the public to never go with Tata capital housing loan if you don't want your life to be miserable. need to contact thousands time form small small queries. no one helps. I'm providing my email id to contact back, lets see any luck.

Email: souravk.[protected]@gmail.com

Thanks,
Sourav

I have closed my bike loan account in 2016 but still not received NOC, PFB are loan account details.

Loan Account No: [protected]
Customer No: [protected]
Produuct: Two Wheeler Retail

Mobile: [protected]

Why my loan application status showing post approval data entry

I am trying to reach customer care of tata sbi card from past 5 months but i didn't received any proper information about card
they issued my card but physical delivery of my card they don't provide
just want to cancel the card
even i received sms regarding bill payments
abhi takkk card mujee mila he nahe hay aur ye lokk muje payment karneko bol rahe hay . bad customer service

I ordered a bag on Tata cliq 's black friday sale .The price was 50%off .they automatically cancelled the order 5 days after placing the order on the website saying it is out of stock but it is still on the website and is in stock .But now the price has become double of what I bought .They waited for 5 days to cancel the order after the sale ended .
And didn't even have the decency to inform before hand .They could have atleast cancelled DURING the sale so that I could buy from some other place .

And now when I checked the website, they have item on store and the price have increased by Rs. ***/- and the new price is Rs. ***/-.

I have a worst experience with Tata Capital. I have taken a loan against property from Tata Capital. After 3 years, I opted to foreclose the loan but Tata Capital executives have cosses the limit of harrassment. Tata Capital only want to earn interests on the loan but they does not want to maintain relations with the customers.

So on Oct 6th, Tata Cliq initiated a refund for order id:[protected]. The original payment method was cash on delivery and for refund I gave my Federal bank account details.

Since i did not get a refund, i raiseda complaint and the response i got was reference number[protected] and also a statement saying that if I don't receive the refund within 3-4 business days, i should raise a chargeback request and dispute the transaction as the refund not processed.

The bank will then follow up with the payment processor to locate the refund.

So I called Fed bank to rasie a chargeback request on 18th Nov and they asked me to give a call back on monday.

Today i called them back and they are telling me no refund has been intiated. In order to raise a charge back request, they need some proof of refund (apart from the reference number as that is apparently useless). Idk what they did on Friday and how they came to the conclusion that refund has not been received to the bank but anyway, I called TataCliq and asked for some proof and all they have is the reference number. Cannot give any more information as everything was handled by the finance teams.

Have approached customer service on 10th November 2022 for reducing interest rate compare to market rate offered by leading financial institution. On 11.11.2022 have received response from the currently request could not consider since only 6 months only completed from the date of disbursement. Also first one year consider as locking period their is no possibility of foreclosure. Suddenly yesterday have received payment link and foreclosure agreement with high interest. Could not understand and lost reputation with TATA CAPITAL which was having past one decade.
Now very much panic their could be additional hindrance charges may levied against me which may create conflict in near future

From last 10 days my personal loan application status is showing post approval data entry