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[Resolved]  KVIC COMMISSION AND SECRETARIAT of PMEGP SCHEMES — DENIAL OF LOAN UNDER PMEGP SCHEME

SIR,
This is a backward district and much unemployment here, govt. running PMEGP schemes here but bankers of the district not help to applicants. Bank manager harass to the applicant, they demand property for collateral security, fixed deposit more than 50% of loan, which is against PMEGP schemes object because government itself take risk of non payment of loan. Bank manager also select those person who already running business which also against policy. Applicants are not much educated so they hesitate to face the manager. I have many client those not get loan even if they select by task committee. This fact can verify easily after inspection of banks.
I would like to brought this fact in front of KVIC COMMISSION AND SECRETRIAT OF PMEGP SCHEMES THOURGH THIS LINKS .
PLEASE SOLVE THIS COMPLAIN
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Complaint marked as Resolved Aug 13, 2020
Complaint comments  3 CommentsShareTweet

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Banks in ramgarh district, jharkhand has negative approach, bank manager harass by saying that they have completed target, and they demand donations more than clients patience.
ONE YEAR LEFT PMEGP LOAN APPLICATION WAS SUMITTED IN KANCHEEPURAM DIC, I AM IN CHROMPET, APPLICATION THROUGH STATE BANK OF INDIA, TAMBARAM BRANCH, TASK FORCE INTERVIEWED 6 MONTHS AGO, SINCE THERE IS NO RESPONSIBILITY FROM BANK OR ANY WHERE ELSE.PMEGP NO-7034 S.CHITRA
o date 15/01/2011
The District commissioner
Shimoga District
SHIMOGA


FROM
Mamath Industries
B H road SAGAR 577401
KSSIDC Industrial estate

SUB;Application for rehabilitation financial Aid PMREGP SSI sick Unit Under RBI central Guideline

We received joint director letter dated and noted the contents their in.
It is true that the SSI unit started on 2001, joint director DIC Shimoga recommendation under PMREGP scheme delivered through KVIC . And also at the same time Financial recommendation from DIC office Shimoga letter dated 27/11/2001 to Branch manager Karnataka Bank Sager to release the project cost Amount ie 10 lac(7lac machinery, 3 lac working capital asper project report and KVIC guideline) the promoter contribution is 10% with commitment subsidy 30% central and 30% state
.
As per DIC recommendation the Branch Manager confirm to release the project loan told me to undergo EDP training, so it is completed, But from Your DIC office and Bank partial release ie (4+2)=6 lack against 10 lack and subsidy commitment is pending Till today, it is demanded with several letters and personal visit from[protected],
Bank is under- Finance the project, so this SSI unit is under financial crisis as result SSI PMREGP unit become sick. At the same time the KSSIDC repayment also affected so we approach Honorab'le Hi court it is directed to do needful for sick industry.

The representation given to state Chief Minister and district in charge minister, Central Finance
Min ister, and PMREGP task force karnataka District commissioner Shimoga task force and DIC Shimoga office, to look this SICK industry and rehabilitate the same, .

As per PMREGP-KVIC scheme and RBI guideline RPCD .PLNF .BC. 57 date6/4/201-02
it is necessary to rehabilitate and assistance required to outcome this sick unit.
I enclosed here Bank letter plz recommended the same if they will not agree then it refer to SIDBI, IRBI, NABRD, KSFC etc..as per RBI GUIDLINE to get permanent solution.
In the interest of PMREGP-KVIC SICK INDUSTRIE
I hope that you will do necessary arrangement and intimate the concern authority and back to me

hanking you
Naimuddin
prop;Mamath Industries sagar, shimog 577401
copy
Joint director DIC Shimoga
PMREGP-TASK FORCE NEW-DELHI.
Finance Minister-new delhi

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