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Indian Overseas Bank Complaints & Reviews

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Updated: Nov 8, 2025
Complaints 2361
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341
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2020
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Indian Overseas Bank reviews & complaints page 112

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K
K SAI SRAVAN
from Bengaluru, Karnataka
Sep 16, 2012
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Address: Thanjavur, Tamil Nadu

To
The Administrator,
Sir,
I used my debit card of Indian Overseas bank to buy a mobile of Rs 9600 at the Univercell showroom of Thanjavur ,one swiping transaction was failed
so,I swiped it again 9600 got deducted twice from my account on[protected],I asked the bank customer care about the refund of the failed transaction,he described that it will be refunded as early as possible but now it is around 29 days from the transaction date money is not yet refunded

my card no is [protected]
18-Aug-2012 UNIVERCELL -VID065968 Debit 9600.00
18-Aug-2012 UNIVERCELL -VID064696 Debit 9600.00
These are the reference numbers taken from my internet banking account regarding the transactions mentioned above.

So, I request you to help in refunding of my money as early as possible
Thanking you
Yours truly,

K SAI SRAVAN
BTech 2nd year
SASTRA UNIVERSITY
Aug 13, 2020
Complaint marked as Resolved 
if I get my money within 3 days it will be nice I think
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    H
    HariHara Sudhan
    from Chennai, Tamil Nadu
    Aug 28, 2012
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    Address: Tamil Nadu

    Indian Overseas Bank Announces the Cut off Range in IBPS-CWE-TWS as mentioned in First Picture. Minimum Qualified Candidates Pay Rs.100 for Gen & Reserved Category. After they shortlist the Candidates announces the new cutoff Range as mentioned in Picture 2. This is totally hurts the candidates who are applied for the Interview having the minimum TWS mentioned in the First Announcement of IOB. Announce in first add itself the Eligibility Cutoff - TWS in IBPS. Don't for one candidate Rs.100. Count How much money the Bank Corruption the poor people money. The IBPS Team Should Take action against this Issue. This issue not small think the candidates as a Human Beings. Don't play With the candidates Economy. Understand their heart feelings and situations how much they expecting after applied for the Particular interview. Pls only one request " Announce your Cut-off of Recruiting Candidates Clearly Before the candidates make payment " Because Your organisation not Refund the Money if the candidates not Shortlisted for further.


    By Hari...
    Aug 13, 2020
    Complaint marked as Resolved 
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      T
      Thinakarasundarm Naraynasamy
      from Bengaluru, Karnataka
      Aug 14, 2012
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      Address: Kanchipuram, Tamil Nadu

      sir
      i have deposits in iob mahabalipuram branch for the they have detected TDS but it is not reflecting form 26AS of nsdl
      website i doubt whether they have filled tds return with my pan no pl do it so that i fill my IT return in full form
      N.Thinakarasundaram
      69/1 east raja st
      mamallapuram
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        A
        Arulsesuraj
        from Mumbai, Maharashtra
        Aug 4, 2012
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        Address: Pudukkottai, Tamil Nadu

        Hello sir before 2 years i got educational loan from IOB, that time bank manager said no interest for educational loan during the study period, now i am i am doing 3rd year MCA, but now they are asking to pay the interest... The regional manger said no interest but my branch manager asking to pay the amount... i am not able to pay my semester fee then how can i pay the interest please help me sir....
        Aug 13, 2020
        Complaint marked as Resolved 
        how i can view my loan details in net banking of iob
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          I
          InnocentVictim
          from Dehra Dun, Uttarakhand
          Jul 28, 2012
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          Address: Haridwar, Uttarakhand

          IOB Roorkee branch is disclosing banks details of his clients to any outsider who knows the account number. I am one of the victim. This bank is pathetic. I am so disappointed with this bank. What if a theif gets to know the account balance. I cant be very dangerous to the clients. This kind of actions can give rise many criminal incidents. They must be taught a lesson.
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            S
            sunita martha
            from Bhubaneshwar, Odisha
            Jul 23, 2012
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            Address: Khordha, Odisha

            I was an education load holder at iob,irc village branch, bbsr,odisha with a/c no[protected].
            I disbursed an amount of Rs.82,000/- on 14th august 2008 for studying B.tech at Silicon institute of technology,bbsr,odisha.
            I closed the loan on 21st august 2009 and paid an amount of Rs.1,18,824/- and a sum total of Rs.21,945/- was included here in this money for insurance purposes. Since, i have closed the loan for 3 years, i should be getting my money back which i paid for insurance purposes.
            I have contacted the branch for many times but all in vain as they are saying they have sent this case to main branch.
            please help me get my money back.
            Aug 13, 2020
            Complaint marked as Resolved 
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              R
              rameshyal
              from Chennai, Tamil Nadu
              Jul 18, 2012
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              Address: Karur, Tamil Nadu

              HI,

              I have a home loan in Indian Overseas Bank- Thanthonimalai branch in Karur TamilNadu.

              I had requested the bank to provide a Provisional certificate for the finanacial year April 2012-March 2013 with the details of principal and Interest that i need to pay for the above mentioned financial year.

              The same bank has issued me a similar statements in the past.But the current manager was saying that he can't provide the certificate. Since he can't give a statement like this since the interest rate is subject to change during the year.

              But all the other banks provide similar kind of statements . I am not able to available tax benift becuase of this.

              Please do the needful

              Thanks

              Ramesh kumar
              Aug 13, 2020
              Complaint marked as Resolved 
              HI,

              I have a home loan in Indian Overseas Bank- Sevapet branch in Salem TamilNadu.

              I had requested the bank to provide a Provisional certificate for the finanacial year April 2009-MArch2010
              with the details of principal adn Intrest that i need to pay for the above mentioned financial year.

              The same bank has issued me a similar satements in the past .But the current manager was saying that he can't provide the certificate. Since he can't give a statement like this since the intrest rate is subject to change during the year.

              But all the other banks provide similar kind of statemetns .
              I was not able to avail tax benift becuase of this.

              Please do the needful

              Thanks
              Saravanan
              Even iam facing same problem from andhra bank.Can u plz let me know what aproach u followed to get provisional certificate.
              even I am facing same problem.. IOB bangalore branch. what to do. Do please mail me on shrinivas.[protected]@gmail.com
              I am also facing same problem with IOB bank inkarur in tamilnadu. Do please mail on [protected]@gmail.com
              Even i faced this prob.. then I visit to Regional branch and got the same.. Initially request them, If they say like cant provide then Speak boldly and raise your voice and ask for what reason they cant provide..
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                R
                ravi.mails42
                from Bengaluru, Karnataka
                Jul 5, 2012
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                Address: Tirunelveli, Tamil Nadu

                I am Ravi from tirunelveli. I am a B.E graduate. During my studies I applied Education loan for Rs 1, 86,000 from Indian Overseas Bank (IOB), Manur branch (Branch code: 0745), Tirunelveli district. I received the loan amount of 62,000 for my 2’nd year fees on 11.07.2008, 3’rd year fees of 62,000 on 11.7.2009 and the final year fees of 62,000 on 2.6.2010 respectively. I have paid the interest amount for the loan of Rs 1, 24,000 provided to me during my 2nd and 3rd year fees on monthly basis. But I have not yet paid interest only for my final year fees of Rs 62,000 because of Central Government’s announcement of Educational Loan interest subsidy scheme. Now I have completed my course.

                One week before I went to the bank for repaying the loan amount, but the bank is still demanding me to pay the interest for Rs 1, 86,000. When I asked them for the reason they said that the interest for education loan is not calculated by them, but by the system itself and I am supposed to pay interest along with the loan amount. They have calculated (Interest+ Loan) amount totally to be Rs 2, 17,000 upto 27.06.2012. So I kindly request you to give me proper guidance to solve this problem.

                With this I have attached my Education loan statement along with the amount of interest paid.
                Details:
                Branch code: 0745, .
                Loan acc no : [protected],
                Scheme : Vidyajothi Education Loan.
                Contact : +91-[protected]
                Mail : ravi.[protected]@gmail.com
                Aug 13, 2020
                Complaint marked as Resolved 
                Hi

                I'm also facing the same problem . Please let me know if this issue is resolved .

                Thanks
                Mani
                Hai

                Please let me know. I am also facing the same problem
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                  S
                  Salman Paris J
                  from Chennai, Tamil Nadu
                  Jun 18, 2012
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                  Address: Tamil Nadu

                  Dear Sir,
                  I had IOB ATM card. But i forget my pin number.Now i am unable to use my ATM card. So i request you to send my pin number to my residential address as i submitted in my bank. For your reference i submit my residential address below.

                  Ressident Address:
                  J Salman Paris,
                  2/44, Asath Street,
                  Puthur&post,
                  Sirkali (Tk)
                  Nagai District,
                  Tamil Nadu-609108.

                  Name:J Salman Paris
                  Bank:IOB
                  Branch Name: Nehru Park
                  State: TamilNadu
                  Branch Code:306
                  Account Number:25277
                  Aug 13, 2020
                  Complaint marked as Resolved 
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                    S
                    sureshkrishnankutty72
                    from Pune, Maharashtra
                    Jun 15, 2012
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                    Address: Tamil Nadu

                    hi,
                    i am writing this mail on behalf of my friend and the others in MMDA Colony, arumbakkam. We have been trying to get the savings account opening form from IOB, MMDA colony branch (arumbakkam) for the last 20 days but none of them interested in either attending the customer or giving us the form opening of a new account. whenever, we approach they have given us some reasons such as:
                    - sorry we have been asked to give ONLY 20 forms per day and today's quota is over. come tomorrow,
                    - concerned person not there, today we are busy with some work come tomorrow
                    - come with the proper document, we will give you the form after verifying the details
                    the worst part was our entire family have a record of maintaining good balance since 1992 and not much withdrawals, stable account balance. look at the state of the people who would like to open a new account,

                    now, you can imagine the state of the people who applied/applying for a home loan or any other loans. some of the employees should be taught on how to treat the customers with respect, some of them will act like they are the ONLY person busy in the entire branch, using strong words against the account holders and literally falling some of the customers feet, giving red carpet welcome, making them sit and the employees will deposit or withdraw money on their behalf, it clearly shows their preferential treatment against the customer who has a status. request you to look into this matter and kindly send some one to the branch as a customer to get a feel of the kind of treatment/respect that we have been constantly getting these days.
                    regards
                    mmda residents
                    Aug 13, 2020
                    Complaint marked as Resolved 
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                      J
                      jafarlakhan
                      from Mumbai, Maharashtra
                      Jun 4, 2012
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                      Address: Kanyakumari, Tamil Nadu

                      sir
                      I have paid my shop electricity bill through online (TNEB). date 19/5/2012. My transaction failed. Rs 464 debited my account. debited amount not yet refunded.

                      name: j.albert, service no:[protected], amount :464, date: 19/5/2012, transaction no: [protected]
                      Bank: IOB A/c no: [protected]
                      Aug 13, 2020
                      Complaint marked as Resolved 
                      Need refund of Canceled transaction payment at tneb using . net banking
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                        K
                        Kamalhasan
                        from Chennai, Tamil Nadu
                        May 5, 2012
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                        Address: Chennai, Tamil Nadu

                        Whenever i walk into any IOB bank in the city i had to ask at least five people to get any help and they act like I'm taking their money..i really hate this kind of service..one time this guy in triplicane branch asked me "why can't you wait, are you dealing with crore's with us" i really pissed off after i had to fight to withdraw my money and the manager convinced not to close the account.. even the net banking is useless.. i have Citibank and standard chartered accounts where i never visited their branches because they everything online.but in iob even for simple transaction pin i had to fill the form and go to the branch..why can't they make it online and make my life easier,,, IOB branch and Net banking services has lot more to learn from other banks...
                        Aug 13, 2020
                        Complaint marked as Resolved 
                        your sce 26 branch clousd plz inform my new branch my account no is 4846 and my mobile no is [protected] and my mail id pradeep.[protected]@gmail.com
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                          Shriram Santhana Krishnan
                          from Chennai, Tamil Nadu
                          Apr 25, 2012
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                          Address: Chennai, Tamil Nadu

                          Indian Overseas bank provides a poor customer service,
                          i reside in Velachery which is in the southern part of chennai whereas my salary account was created in the kilpauk Branch which is northern chennai.
                          Recently I withdrew a some of 1000 bucks from an ATM machine which belongs to some other bank and a cash was not dispensed instead the amount was debited from my account,I called upon the bank customer service and the redirected me to the nearest IOB branch next to my home, I spoke with the officer in the IOB bank near my home in regards to this complaint and the officer said he cannot take a complaint there (despite of all banks being centralized) me to write a letter in writing (there is no complaints - Email Id for the bank),

                          I asked the officer politely if i have to take this issue to the kilpauk branch during the normal working hours then I have to take a half a day off or at-least an hour's permission from my work. the officer near my home branch was least bothered about my requests and shouted on a loud tone, "i[censored] want your money then take leave else get out now" Is that a way a bank works ? IS that how a bank treats their customers ? would someone be ready to have an account in such a bank who provides a poor customer service.

                          Adding more pain to that when i went in person and contacted the officer in the branch in Kilpauk, they were closed down for lunch, I was standing in a brach which has no chairs for the customers for 1 hr and finally the job was done after much hesitations from the officer as if i was asking money from their pocket.
                          I am Hemakar Maamilla I want open an Account in IOB Bank at Naidupet Branch in Khammam District, but Branch Staff (Mohan Rao) postponed my request several times they say following reason for postponement.

                          I requested the following timings and date to open an account but they were rejected my request due to the following reasons.

                          1.on 11/02/2013 evening 3.30 Pm they did not open any accounts after 3.00 Pm,

                          2.on 12/02/2013 11.30 Am Bank maximum open single day only 20 Account already they open maximum account and rejected my application.

                          3.on 23/02/2013 10.15 Am Saturday is the week end they don't open any account on week end day.
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                            M
                            manish2483
                            Apr 18, 2012
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                            Resolved

                            Address: Mumbai Suburban, Maharashtra

                            SIR MY DEBIT CARD IS BLOCKED DUE TO WRONG ENTRY OF PASSWORD WHILE ONLINE RAIL RESERVATION. MY DEBIT CARD NO.IS [protected].PLEASE ACTIVATE IT AND SEND CONFIRMATION ON MY EMAIL ID.MY EMAIL ID IS [protected]@rediffmail.com.my name is manish manohar naik .
                            Aug 13, 2020
                            Complaint marked as Resolved 
                            respected sir/madam,
                            my name is SOUNDAR RAJAN.i am opened a SB student a/c on[protected] in sevapet salem branch.i applyed a debit card in the same date.but i have not receive a pin code & anything. the branch details say only applyed. so, investicate the matter quickly & gave me a ATM card.supose not gave the ATM card gave me a INSTA card.
                            Dear Sir/Madam

                            Please Active My Debit card

                            Thank you With Regards;

                            P.umapathy
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                              V
                              venus1234
                              from Madurai, Tamil Nadu
                              Apr 12, 2012
                              Resolved
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                              Resolved

                              Address: Thoothukudi, Tamil Nadu

                              Sir

                              We have transferred Rs. 50000 /- through NEFT from our Bank , M/s. Central Bank of India , 15 , Meenakshi Koil Street , Madurai to our customer , M/s. Praveen Exim Services , Tuticorin vide their A/c No.[protected] , Indian Overseas Bank , Melur Branch , Tuticorin , on 09.04.12 and we have also received the MUR No. as CBINH[protected] . But the customer and their banker's have confirmed that they didn't received the payment till now.
                              Due to our business emergency , we have dropped Rs.50000/- from our account and remitted the cash payment to their account .
                              Kindly confirm where the transferred amount is lying .
                              Kindly do the needful and oblige .
                              Rgds : Mohan ,
                              Venus Exports ,
                              Ph.No.[protected]
                              Madurai .
                              Aug 13, 2020
                              Complaint marked as Resolved 
                              Kindly do the needful and help us to find out where the transferred amount is lying .

                              Rgds
                              Just a big organisation is not responding for the past 22 days ... is a big surprise . No more comments .

                              Rgds : Mohan
                              M/s. Venus Exports,
                              Madurai .
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                                Bilal Merchant
                                from Mumbai, Maharashtra
                                Apr 12, 2012
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                                Address: Thane, Maharashtra

                                I am a student and an account holder in Indian Overseas Bank (Branch-1557). Since we have been shifted to Mumbra, Thane, I wants to transfer my account in thane's main branch (89). I have a sum of 100 rupees in my account and the bank wants to spend 500 rupees on the travelling of Surat. They want me to go to my initial branch and submit my passbook over there. So i request you to show me a convenient way to transfer my account.
                                Banking with Indian Overseas Bank is such a waste of time.
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                                  S
                                  santosh_verma
                                  from Delhi, Delhi
                                  Mar 23, 2012
                                  Resolved
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                                  Resolved

                                  Address: Faridabad, Haryana

                                  I bought clothes worth Rs. 4188 from RituWears Faridabad on 12 Feb 2012. Due to some problem they swiped my IOB debit card twice, and hence, my account was debited twice. But after talking to customer care of IOB, I came to know that they have paid RituWears only once and the second amount is lying with them. They told me that they will refund the money within a month. Also, if I send them documents relating to my purchase it may be refunded within a week. But after 1 month an 10 days also there is no sign of my money getting back.


                                  Please help me.
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
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                                    A
                                    ANIL AHMAD ANSARI
                                    from Mumbai, Maharashtra
                                    Mar 10, 2012
                                    Resolved
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                                    Resolved

                                    Address: Thiruvananthapuram, Kerala

                                    Hai i had opened an Account recently in Indian Overseas Bank Edava Branch. I had placed an request to issue debit card. During[protected] morning 11.30 A.M. i visited the bank and submitted the application form, Since i am doing Mphil , without ATM card i frequently visit this bank for savings purpose, THE MAIN PURPOSE OF GETTING DEBIT CARD/INTERNET BANKING IS TO SAVE TIME,
                                    NAME: ANIL AHMAD ANSARI
                                    ADDRESS: CHEMBUVILAKOM
                                    EDAVA EDAVA
                                    EDAVA EDAVA Tn CHIRAYINKEEZHU Tk
                                    THIRUVANANTHAPURAM-695311 KERALA
                                    SAVING BANK ACCOUNT NUMBER:[protected]
                                    Aug 13, 2020
                                    Complaint marked as Resolved 

                                    I.O.B — ISSUING ATM CARD

                                    RESPECTED SIR,WE ARE FACING MORE PROBLEMS REGARDING WITHDRAWL OF MONEY AS IT TAKES MORE THAN ANHOUR.WE NEED TELLER SYSTEM IN CHAKKARAPALLI BRANCH(BRANCHCODE0961) OR ATM MACHINE.AND ALSO MORE PROBLEM IN GETTING FRESH ATM CARD.
                                    WE NEED AN ATM MACHINE IN AYYAMPET CANARA BANK THANJAVUR DISTRICT AS AN WITHDRAWL TAKES ONE HOUR
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                                      natar42
                                      from Bengaluru, Karnataka
                                      Mar 6, 2012
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                                      Resolved

                                      Address: Tamil Nadu

                                      Sir,

                                      Sub : IOB ATM withdrawal-non delivery of Money reg.

                                      My Account details

                                      Name : Natarajan V
                                      IOB Br : Ambasamudram, Tamilnadu,
                                      Bracnch Code :1011.
                                      AC No :[protected].

                                      With drawal complaint at the ATM

                                      Branch : Thiruvannamalai
                                      ATM Code :IOBD9717.
                                      No :[protected].
                                      Time of operation :19 :12
                                      Date : 28.2.2012.
                                      Amount tried : Rs.2000.

                                      The indended money has not delivered to me. But in the statement of account it shows as debited from my account.

                                      Please help me to get back the amount.

                                      Thanking You,
                                      Natarajan V
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
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                                        A
                                        arulgopi
                                        from Mysore, Karnataka
                                        Feb 17, 2012
                                        Resolved
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                                        Resolved

                                        Address: Viluppuram, Tamil Nadu

                                        I HAVE APPLIED FOR INDIAN OVERSEAS BANK NET BANKING THAT IS NOT ACTIVATED STEEL NOW. I HAVE MAIL TO HEAD OFFICE TO THE FOLLOWING ADDRESS [protected]@IOBNET.CO.IN MANY TIMES BUT NO USE MY MAIL ID IS [protected]@yahoo.com
                                        Aug 13, 2020
                                        Complaint marked as Resolved 
                                        This is Naveen Chauhan I have an account in IOB, branch Sadarpur Sec-45 Noida.i try to pay the bill through internet amt Rs. 681& Rs.321 (two transaction) in favor of pvvnl. I got the massage through internet that my transaction was declined with reason invalid bank response. soon after that I got the sms on my mobile that Rs.692.03& Rs.332.03 (with Bank charges) debited my a/c no SB3121 I have informed the branch about all these happening Plz look forward to this matter and make the effort to return back may debited amount of Rs.1024.06
                                        INTER NET BANKING SERVICE IS NOT WORKING FROM SEVERAL DAYS, HOW WE PAY OUR TAXES?WHO WILL BE HELD RESPONSIBLE FOR THE LATE PAYMENT OF TAXES. NO SATISFIED RESPONSE GIVEN FROM YOUR BANK, (BRANCH-ROOP NAGAR. DELHI -7)
                                        I have paid BSNL Land line bill for my relatve phone no.[protected] for Rs. 2004/- through IOB net banking on 26.04.2015. The amount was debited from my IOB account but the payment was not made to BSNL and receipt was not issued.

                                        fake payment was made by my account

                                        a payment was made by my account in favour of paybins.com by Rs2555.77.i m not aware of this payment .
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