Indian Overseas Bank Complaints & Reviews

my account no is 30088 at adyar branch I done online recharge on18oct 2014 is not successful Recharged my transaction id 889861 pls refund amount my bank account 200rs alreddy in from to iob Complaint no. Nj041104 pls you can 200rs refund and credit my iob bank acccount... Regards Ranjith [protected]

Sir, my a/c no is [protected] at bani park branch jaipur. my atm card was lost while travelling in train and could not blocked on time, there fore rs.2000/- was withdrawn. i approched my branch manager and on the direction of bm i submitted written complain on 13 oct 2014 and she assured me of legal action, but till date neither bank has informed me about the action taken . sir kindly take the favaourable action so that my hard earned money can be recoverd and defaulter may b punished. bank statement and the application hereby attached for ready reference.

1. On month of July when opening account in this bloody Bank(Indian Overseas Bank) they taken 2week time for activation. 2. After Opening an account again they taken 1 month time for issuing a cheque book i received Cheque on August. 3.After that for online transaction they told that we have to register from Internet and same aknowlegment have to submit to bank for activation its taken 1 week time . After activation only one time i logged and second login i got error massage your account as disabled, for reactivate we have to pay 100rs. 4. For Debit Card i given request from last 5 months still not received . Every 15day they give one reason due to festival holiday getting late, last 5 day back they told they received card in Bank but for activation it will take 1 week time, Again Today i visited to Bank now they telling still not received card. i shouted to Branch manager simple word he is telling that "I Don't no when it will " come after 1 week . if he don't no then why is setting in Bank as a Branch Manager. I told him i will cancel this account i am not satisfied . He given one form and told just fill the form your account will be cancelled. I am writing this complaint because just for opening one bank account this Bank has taken so much time and wasting our time, i have taken 3 to 4 day holiday for this account opening . And Employees of this bank are least bother and speaking very rude language. Who will take action to like this Bank ? Bank Name BANGALORE-KAMMAGONDANAHALLI NO.72, GROUND FLOOR, KALANAGAR BANGALORE BANGALORE URBAN KARNATAKA

Thanjavur 05.11.2014 From Dharmarasu S/o.Chinnathambi West Street, Arputhapuram, Kurungulam Post, Thanjavur Taluk and District. Tamilnadu I have borrowed a sum of Rs. 2, 38, 000/- (Rupees Two lakhs thirty Eight thousand only) on 12.02.2012 from Indian Overseas bank, Kurungulam Branch, Thanavur District. My loan account Number is[protected]. Since I have defaulted in payment of instalment, the Indian Overseas bank, Kurungulam Branch, Thanavur filed a suit O.S.No.23/2013 on the file of Principal Sub- Court, Thanjavur and pending before the Principal Sub- Court, Thanjavur. After entering appearance in the said court, I personally contacted the then Branch Manager, Indian Overseas bank, Kurungulam Branch, Thanavur and represented him my inability to pay the loan amount in full and requested him to give concession and requested him to permit me to settle the loan amount by way of one time settlement. The then Manager considered my request and agreed for that and informed that I have to pay a sum of Rs. 5, 51, 000/- as a one time settlement to settle the loan amount and also informed me to wait for 15 days so that he would get approval from the higher authority. Since there was feedback from the branch manager, after that went to Indian Overseas bank, Kurungulam Branch, Thanavur with an intention to enquire about the one time settlement. At that time, I was informed that the then Branch Manager was transferred and a New Manager has taken charge. I once again informed the present branch manager my willingness to settle the loan amount by way of one time settlement. Initially the present manager agreed for that but not did anything to settle the matter. After that, I have informed the court my willingness to compromise the matter by way of one time settlement. So, the principal Subordinate, Thanjavur also referred the matter to Lok Adalat for settlement. But the branch manager of Indian Overseas bank, Kurungulam Branch, Thanavur purposely avoided to appear before the Lok Adalat to settle the matter. I respectfully submit that the Branch Manager of Indian Overseas bank, Kurungulam Branch, Thanavur is not willing to settle the dispute by way of one time settlement. Respected sir, I am a poor farmer, due to natural calamities, I could not able to do my agricultural work profitably. So that only, I am not able to keep my promise and pay the loan amount without any default. As per the earlier agreement entered by me with the then Branch Manager of Indian Overseas bank, Kurungulam Branch, Thanavur, I am ready to settle a sum of Rs.5, 51, 000/- by way of one time settlement. So kindly request you sir to instruct the Branch Manager of Indian Overseas bank, Kurungulam Branch, Thanavur to consider my settlement of loan by way of one time settlement and do needful for me.

Dear sir, I have Saving Account in your Branch. A/c No: [protected] 23236. And I have Third party funds Transfer Facility through Internet banking. If I send money to other bank account following error coming. "A/C DORMANT DEBIT TO A/C NOT ALLOWEDSBPOST[" Please Solve the problem. Thanking you Yours Faithfully Name of The customer Jeyalakshmi

RBI Bonds BLA No. #IOBBLATB000160 held with IOB - Mahim, Mumbai matured on 5 September 2012. Advise one month before maturity of the bond not served upon me. The proceeds due are credited on 20 September 2014, without any interest accrued over the last two years. According to RBI circular, IOB is liable to compensate with an interest of 8% per annum for delay in repayment of RBI Bonds. Complaint filed with the Branch Manager, Regional Head and also copy of the same forwarded to the Central office. No action or communication initiated from any authority till date. Kindly take some action, at the earliest.

This is to notify you that from my account on 15th Sep '14 I transfer Rs.10, 000/- to Hallima Khani A/c no 55831209 the amount was debited from my account but it's not credit to her account. Please send the detail of the amount transfer to which account and the bank detail. My Account detail Haja Mohideen A Fowjiya Bagum H - Joined account Account no. [protected] Date Chq No Narration Cod Debit Credit Balance 15-Sep-14 To NEFT IOBAN[protected] - 158149 TRF 10000 121140.5

dear sir I have an account in rs puram branch coimbatore.staffs working in Iob are very very bad .irresponsible.not responding properly.getting angry.i[censored] want to take money u have to wait for 2 hrs becoz of laziness.u should take action .

I have an account with IOB, Vetturnimadam, Nagercoil branch. I applied for ATM card. Subsequently I received SMS on 26/09/2014 to receive card from bank after 7 days. On 01/10/2014 I contact branch. But not received. They told me that an letter will come to your address, after that you come to bank. Till date I have not received any letter from bank. Today I contact bank. They told same word. I request you to kindly take necessary action to issue ATM card immediately. VELMURUGAN S, My a/c no - [protected], IFSC IOBA0001043 Contact no - [protected]

Sir, I recharged my vodafone data card online with Rs.199 using my ATM card . (details given below). I dint get the recharge done but amount debited from my account. I tried to repeat it, again the same thing happened. So totally, Rs.398 has been debited without recharging. I called Vodafone service center but they said the transaction failed. Acc No: [protected] Date : 8th and 9th october

My Internet Nr.[protected], Bill Rs 1119.12, normally when I pay I get Login/Password or forgot password then account nr and ultimately I get OTP Nr on my SMS On my Tel.[protected].but today I have tried every thing but unfortunately I did not any OTP SMS, could please let me know how can pay my bill, thanks for cooperation, A.Chowdhury.

dear sir, my name is hameela farvin. my iob a/c no:[protected]. yesterday i used my internet banking for airtel mobile recharge. (Rs:300/-). i get credit in my mobile rs:300/- only. but i iob account balance 2times debit this amout. so please refund my amount Rs:300/-. thank you. by, hameela farvin

I have made an online bill desk payment on 21st Sept, 2014 for Rs. 4510.00. The amount has been debited from my account but not credited in my bill payment. I tried to called up in customer care daily but never the nos. picked up by the executives. In spite off long follow up with their customer care service, they are not giving us any proper reply. My transaction details are as follows: Ref_no Narration Usr_ID Seq_No Amount Bank_Ref_No Txn_Date St md [protected][protected][protected][protected][protected][protected][protected] [protected] www.travelboutiqueon[protected].[protected] [protected] I Kindly do the needful, and requested to you that help me to return the money from the bank.

Sir this is DR.P.RAJA from Erode city of Tamilandu, who had and having various accounts and loans in IOB, Erode main branch from 2005 onwards and given a transaction of more than 10 crores for more than 6 years, but now the problem which i am facind due to IOB of same branch is not explainable and everything was listed below, this is mainly to prevent every other customers who are greatly affected due to the iob banks through out the country, if this happens to a doctor in profession who is doing transaction of more than 10 crores yearly, then no need to think about any of the ordinary customers in india, if they can prove the datas given below is false then they can file a case against at any grievience law, otherwise i have all rights to do the same. FIRST I LIKE TO EXPLAIN WHAT WAS HAPPENNED FROM THE DAY ONE OF MY CARRIER AND HOWTHE IOB IS CHEATED ME.. 1. I have completed my higher studies in radiology (DMRD) in chidambaram during end of 2002. 2.I have joined as consultant in erode KMCH hospital during the mid of 2003 and worked thier as full time consultant for next 4 years. 3.During 2005, when the reliance entered into oil industry and planned to open many of thier petrol bunk retail outlets, hence at that time i have taken the dealership of reliance with petrol, diesel and auto lpg, which i am the first person to started autolpg in tamilnadu, at that time due to time issue i have resigned my full time job in erode kmch hospital and started working as part time consultant for some time, then i resigned my job completely and started consentrating in my petrol bunk and i was the highest seller in erode at that time. 4.Reliance company itself arranged a loan for every dealer with tri partiate agreement with the least interest rate of 60 paise based on the availability of every bunks investment, for our bunk we have taken 92 lakhs as term loan and 25 lacks as cc loan.After couple of years when the subsidy problems raised from government, the private oil companies were not able to supply the goods constantly for the prices of other government oil companies, hence reliance advised their dealers to release them from tri-partiate agreement to bi-partiate, because most of the dealers were not repaid the loans regularly due to the stoppage of sales, other than 5 dealers in tamilnadu, which we are one of the dealer repaying regularly even without the sales, at that time our oustanding is only 45 lakhs in term loan.. 5. If we come out from tri-partiate agreement, then the interest rates comes to regular rates, hence the chief manager of iob MR.palanisamy asked us to come to thier iob main branch along with the other loan, which was availed for our other buisness, bajaj 3 wheeler exclusive auto dealderships for 6 districts, which we had more than 5 showrooms in tamilnadu. 6. After taking over all the loans, one day he called and asked me that there is a deficit of 10 lacks to achieve his targets for his insurance of that year, which most of the iob bank managers now-a-days duty is only to catch the insurance, deposits and to sell golds, did anyone of them can say no.Then i told him that i dont have money at that time because of closure of reliance sales and having only 15 lacks to take auto rickshaw loads and he pegged me that somehow he has to achieve his target of that year, so he told that he will deduct 10 lacks of money from my account and within couple of days he will provide a loan of 8, 40, 000, so that they will deduct every month from my account and the loan will be closed within next 2 years and the insurance of 10 lacks remain for u he said, and he forced to purchase a gold too.due to the friendship i agreed to do so and he did the same and i availed a loan of 8, 40, 000 from my money itself and purchased gold too. 7. He was not kept his promise, he deducted the first installment on very next day for the loan provided by him from my insurance deposits, then second deduction was done only after 4 months of first installment, then again he deduct the third installment after 3 months only, like this it was continued for next 1 year, but till end of closing that loan was charged additional interest by them for every month, which i enclosed now now.Then i have taken a car loan of around 5 lacks before palanisamy got transferred along with promotion to Hong kong, then the next chief manager who was taken over is govardhanan from hyderabad totally forget this loan or not aware of this loan, which is deliberately his mistake and starting deducting both the loans once in a while when ever they remembers, how a customer will be responsible for that, if there is no money in customers account ok. otherwise how customer will be responsible.but they deducted the over due interest every month from my account for the mistake which they have done. For both the loans the way they deducted was enclosed along with this mail. 8. In my bajaj dealership account the cc loan which was taken is 3 crores as cc loan with the interest rate of 12.5%, it means you can calculate how much the interest has to be charged every month, likeky around 1, 30, 00, 000, initially they were deducting the same but after some period they started deducting more than 4, 40, 00, 000, even if you are richest person in india will not be possible to pay and run a buisness, due to my accountant negligence and unavailability of enough time to check it properly every month they were deducted the said, which i have enough proof with me, later on when i checked and repeated letter submitted to them, they are ready to accepted that and not refunded it to us.Hence finally without any other way to go i have sent a legal notice to them, they called me one day when there DGM visited thier RM office and advised me to take back the legal action and they will sanction the new loan which was already about to sanction in canara bank and they have sent a letter to get a credit opinion for sanctioning a loan of around 8 crores for my new medical venture.But the only condition which they told me is to withdraw the legal action and the additional interest which was charged will not give back because their auditing of that year was over, i accepted for that too.at that time one of thier photographer was continously taking a snaps of me when i was inside regional mangaer room, later i asked him why u r taking so many snaps, he replied that there is a instructions to do so, but one thing they forgott, when i am going as a indidual person in to their room with what are all safetys i would have carried along with me at that time.i have the entire recordings of that interactions happened in that room.Finally after their work everything gets over, which they took around more than 5 months, which they made me to run behind them as a beggar, finally after getting their works they rejected my loans, even i dont bother about it but the following things which they made to run behind every bankers now is hurted me a lot, even as reputed doctor in a place like erode city. 8. The default which they made in deducting from the loan which was given from my insurance amount to get promotion for them and the car loan which was deducted irregularly by them, both now was reflected in sibil, which was affected my reputed carrier. 9. Finally last week around 20th of this month sep 2014, when i approached the chief manager who was appointed from hyderabad, replied me sir there there is no issue now we produce a letter stating that your loans are cleared and there is no default in your both the accounts, i dontt know what he is trying to tell that, i should take the certificate which they are issuing now and i should tell each and every bank, it means almost more than 10 banks were and all we are given our profile that we should go and tell them that we are not culprit, we are genuine, we dont have any default, .and we should peg them, hence please issue us the loan.May be they are used to it but we are not.Now tell me what should i do. i am in final stage to take it up the same to every media within 3 days which i am not getting any solution for my hurt. Sir every thing is in your hand i need solution for me within a period of 3 days that is till 28th of this sep 2014, otherwise i am sorry i will send it all the medias and reserve bank of India the same without fail .

I Pooja Kohkade had done a online payment for my online exam form and done transaction twice. 1st transaction shown error so i repeted it.. but now i found that i have charged twice from my account despite first transaction was failed. I had done my transaction on 24/09/2014 at 1:45pm transaction ID's are MIOD [protected] and MIOD[protected] Indian Overseas bank. Acc.no.[protected]. Acc, holder Dr.Ganeshrao Sapkal atm cum debit card no. [protected] So please refund amount of my failed transaction of Rs.3760

I had IOB ATM card. But I am not received in my pin number. So i am unable to use my ATM card. So i request you to send my pin number to my residential address as i submitted in my bank. For your reference i submit my residential address and email id below. Jitender Mathur E2-119, Shiv Ram Park, Nangloi, Opp. Lucky Garden Wali Gali New Delhi- 110041. Mobile No. -[protected] Email.[protected]@gmail.com Name – Jitender Account no - [protected] Bank name – IOB Bank Branch – Adhaypak Nagar, Najafgarh Road.

Dear Sir I had IOB Atm card, Unfortunately i forgot my pin number. so i am unable to access my account. So i request you to send my pin number to my email id [protected]@gmail.com my account num :[protected] name:s.stephen

Sir, This is with reference to education loan (a\c no.[protected]) from Indian Overseas Bank, Zirakpur Punjab, amounting Rs.6, 50, 000 .Date of loan :[protected]taken by me from your esteemed bank. In this connection, it is submitted that I am regularly paying the all installments as well interest on time but when I take statement for the period from[protected] to[protected] from bank following discrepancies come to my knowledge :1) An entry of Rs.62, 615 dated[protected] made towards to shot interest up to has been made. 2) Interest is charged at different rates from 12.5% to 16.5%.In this connection, it is submitted that when I am regularly paying all installments as well as interest why an amount of Rs.62, 615 is overcharged to me and why the interest is charged on the different rate of interest in different months. It is therefore requested you kindly look into the matter and help me so that injustice would not happen .Looking forward for your kind help for the same. Thanks and Regards

Dear sir, I am Krishnan Iyappan. Acount Number : [protected] Branch: Kalyan Due to my mistake in my internet banking account was locked last 2 week before. I try with correct password also after some time but it not works. Now i am working in Singapore. so I can"t able to contact my account branch also. My indian phone number not working . So i cant retrieve this problem. please send the one time password to my registered mail id. Internet id: iyakrish Please provide me a password for my internet banking. Regards, K.Iyappan

My name is S JOHN ATHISHTAM and having SB A/C No 4515 with Cuddalore Branch.Already I am in receipt of 20% additional quantum of pension. Now I am over 85 years. Hence I am eligible to get 30% with effect from Nov 2013. I wrote several letters to Central Office, Pension Cell but no fruit full action has been taken so far. Hence kindly advise the concerned department so that I can get my correct pension at the earliest possible. Thank you.