Religare Enterprises Complaints & Reviews

I got 2 different claims.One in December-2019 and other in March-2020 I got claim of rs 386825/- in March claim and No claim Bonus of Rs 150000/-. Balance of Rs 113175/- (SA Rs 5 Lakhs minus Claim Rs 386825/- pending) I want to reiterate that the 2 claims are pertaining to 2 different diseases, hence i am assuming i am eligible for balance pay of Rs 113175/- as per my Base Sum Assured of rs 5 Lakhs. DATE CLAIM AMOUNT CLAIM SETTLED CLAIM ID SYMPTOMS 23/12/2019 Rs.88598/- Rs. 87344/[protected] Brain Infection 23/12/2019 Rs.44210/- Rs.25831/[protected] Post -Hospitalization 18/03/2020 Rs.1059366/- Rs. 386825/[protected] Abdomen Pain-Vomiting Recharge of SA available post-claim - Rs.113175/- [ Rs.500000-Rs.386825/-]

Respected sir.
I was the employee of Religare securities ltd. My designation was back office. I had resigned from the company in 2011. And now I have raised the complaint for my PF withdrawal through mail and already sent the hardcopy for the same 4 months ago and I have already sent the mail reminders in between but there is no positive response yet and my PF is still pending. It's my humble request to please avail my PF. I need urgent.
My employee code- 46907
Email id- vishal.[protected]@gmail.com
Thank n regards.

Dear sir/mam,

I have buy a health policy from your company on 8th oct of Rs-4054 /- But due to some reasons i don't qant to continue this policy. Kindly cancel my policy and refund my total amount as soon as possible. Mail sent on company's support mail id but not getting any revert at the other end. Worst service.

Policy no[protected]
Member id[protected]

Thanks
Rajiv Kumar
Mobile-[protected]

Religaare did a illegal t + 5 transaction on my trading account without informing me or my relationship manger. Because of that i faced a loss of 19 000 rupess inr. Moreover they should be choosing some profit making shares to get the margin amount, or the share which the customer got from their margin amoungt. But they intentionally sold a heavy loss equity because so that i get a heavy loss.. This shows how much they care about theit existing customers. This company should be banned. Its the worst brokerage company i have ever seen in india. Moreover they have given me the phone number of the rm and he told that he dont know anything about the transaction. So basically these transactions were done illegally winthout informing me or the rm. Please compensate the loss which i faced because of this illegal transaction. My id is gn1239

I renew the policy on 23rd march 2020.

Before renewal i ready inform to religare representative that i want to add my gst no. But she informed me that please do renewal first & then invoice copy mail back to me with your gst no.

I did the same & mail to her on same day with gst no. For update in gst.

But she didnt reply my mail after many reminders.

After that i mail to customer support mail id"[protected]@religarehealthinsurance.com. For the same. They replied me that you have to inform me in a same month. It will be not possible now.

But i already mail on the same month & day.

Claim no.[protected] policy no : 17134219

I admitted in hospital for 4 days
My hospital bill aprove cashless by future generali.
After discharge i claim in religare my pre and post bill and hospital daily cash add-on plan i pid extra for this.

My claim rejected by religare.
As per irda i can claim for pre and post and hospital daily cash.
But religare not accept my claim.

I holding religare policy with daily hospital cash rider.
I paid extra amount for my hospital cash benifit.
My hospital claim cashless aprove by my other health insurance company. But when i claim in religare for hospital cash religare reject my claim.
Policy details attached

Number one cheater company religaer health insurance.
I request to all don't buy any policy form religare they given wrong information as time of buy policy.

I holding religare health insurance with add rider daily hospital cash benefit.
And future generali health insurance policy also.
I admitted in hospital and cashless claim aprove by future generali.
After discharge hospital. I claim to religer...

Hi.. My name is rajiv kumar. Last year i buy a religare health insurance policy through indusind bank. On 22 may 2020, is my renewal date of health policy. I already inform to the executive who are calling me for renewal. I inform to the executive i don't want to continues this policy on starting of the may month.
But on 19th may i received a message of alert:rs.8562.00 spent via credit card xx1539 at religare health insura on[protected]:01:57:19 without pin/otp. Not you? Call [protected].

Debited from my account without any intimation. Such a fraudest company. I raise the request before 15 days ago but still now not receiving any amount. Kindly refund my total amount asap.
Policy number[protected]
Thanks
Rajiv kumar
[protected]

Dear sir/mam,

After doing too much followup with religear health insurance i have to file a complaint bcoz of no solution.

Religare health insurance
Claim no : 80379434
Policy no[protected]

My mother was admitted in hospital for tkr treatment on 19 feb 2020 at 12:30 pm in afternoon.

And at the time of discharge they decline & complete amount i had to pay from my pocket.

I made a claim for reimbursement and sent all the required original documents by dtdc courier vide ref no. Z14927325 on dated 25 feb 2020 to religare health unit no 604-607, 6th floor, tower c, unitech cyber park, sector 39, gurgaon – 122001 it's more then 70 days.

They guys keep on rejection my claim because of stupid reasons, i have summited all the proof by email and also upload relligare mobile application with ref no.
(Cw[protected]) but my claim has been not approved till date".

I contacted all the concerned person, grievance cell etc but my case is not resolved.

Dear sir/mam,

After doing too much followup with religear health insurance i have to file a complaint bcoz of no solution.

Religare health insurance
Claim no : 80379434
Policy no[protected]

My mother was admitted in hospital for tkr treatment on 19 feb 2020 at 12:30 pm in afternoon.

And at the time of discharge they decline & complete amount i had to pay from my pocket.

I made a claim for reimbursement and sent all the required original documents by dtdc courier vide ref no. Z14927325 on dated 25 feb 2020 to religare health unit no 604-607, 6th floor, tower c, unitech cyber park, sector 39, gurgaon – 122001 it's more then 70 days.

They guys keep on rejection my claim because of stupid reasons, i have summited all the proof by email and also upload relligare mobile application with ref no.
(Cw[protected]) but my claim has been approved till date".

I contacted all the concerned person, grievance cell etc but my case is not resolved.

Sir, i have ask/ applied for renewal of my travel policy no. 16592907 and fill the form in proper time (Three days ago) but sorry to say no payment link has been provided to me yet. I have talked to customer care on 28.29.30 of may, they said it will be send soon (As routine). At this time when everyone needs business you are ignoring the client, those providing you business. Please send the payment link at your earliest

Religare broking limited is the biggest fraud company of all time. Their agents and customer support are all corrupt, their trading software is faulty and they pay nse to close their eyes of all their misdeeds.

1. On 21 april 20, i placed an order on option call nifty opt 9550 at rs 0.2 limit for 750 qty. I also placed 2 more orders along with this. The amount in my account was rs58000 only. When market opened all 3 orders were placed. The order for nifty 9550 was showing profit/loss of 0 in my positions. But after sometime, it started showing -2, 64, 000 in my available margin and the position for nifty5500 order was showing buying price of 399.50. After deducting the amount of other 2 orders i was left with only 33000 (Appx) in my account then how a huge order was placed.
They gave me 1000% margin on delivery trade on their own without my knowledge or permission which is strictly violation of sebi rules. Their trading software is faulty which took my order in market and gave me 1000% margin. I have few screenshots which i took from their religare dynami app which can prove my point.

2. “as per upfront margin rules, how this order was executed if margin was not available?”. It clearly indicates that the firm religare is at fault and should bear the consequences (Loss/gain) arising out of this trade. I complaint it to nse and throughout my complaint religare executive kept on changing their statement in every reply and nse was always kept on supporting them. It was clearly visible that they have internal links with nse representatives also.

3. While placing and execution, why they (Religare) didn’t check my available balance and why they gave me such huge margins even when margins are not allowed in options buy call? It is the responsibility of broker to do risk management and check available margins while executing order. Whatever the case may be, their personnel and/or software must manage risk and should not place any order beyond available balance. The broker has to ensure that trading limits/ exposure limits/ position limits are set for all clients based on risk assessment, credit quality and available margins of the client (Refer section 1.1 (Iv), 1.2 (Iv), 2.6, 2.7, 5.1 (X) of sebi manual attached). Therefore, it is a great failure and clear violation of sebi rules by the religare firm.

4. People sitting in investor service cell of nse do not have sufficient knowledge about share market and they believe what broker tells them without even verifying it from some other expert. Same happened in my case, religare gave some meaningless explanation which was totally invalid and wrong. I request isc panel to verify it but isc didn't do it.

5. Therefore, i am applying for arbitration.

Religare Broking limited is the biggest Fraud Company of all time. Their agents and customer support are all corrupt, their trading software is faulty and they pay NSE to close their eyes of all their misdeeds.

I took travel insurance policy 16824661 for my parents which has expired midnight 25-april-2020. Due to covid-19 and no international flights are operating my parents cannot travel back to india. I reached out to religare customer care with the hope that due to global pandemic and govt restrictions my parents cannot fly back to india and religare would hep in extending the travel insurance without any additional charges. Seems like company has no moral values towards helping the senior indian citizens and wanted me to pay for the extension. Even after knowing that the extension is not on purpose and forced due to the global pandemic situation.
Finally to get over with i paid the premium and since april-27 no one from the religare team is processing the request to issue the policy documents.
Can someone in religare help to atleast answer whether can they process the policy or not. Atleast i can go to some other company to get the policy issued.

My complaint is against yasoda hospital & research center ghaziabad, and religare health insurance pvt ltd
Due to breathing problem. I had my father admit in yashoda hospital ghaziabad on 14.03.2020. My father's health insurance was done with religare health insurance, whose insurance limit is up to 2.5 lakhs. My father is ex smoker, but he was quit it 3 years back. Due to this, religare health insurance company rejected my father's insurance claim.
So due to financial problem, the father was discharged on 15.03.2020. I paid a 2-day bill of rs 73223 / - in the hospital. Which is too much in 2 days.

Hospital name: yesoda hospital & research center ghaziabad
Health insurance company: religare health insurance com. Ltd.
Corporate policy no: 16674671
Client id: 74132968
Patient name: kirpal singh

Complainant: ashok kumar, ghaziabad

Hi there,

Policy number 11907094
I am coming here to complaint with lot of agony and stress.
I purchased a medical insurance with religare health insurance company limited in jan 2018 considering i was looking for a reliable and good medical insurance. I was overseas that time and hence i found religare a better option. I got heart attack in march 2018 and i got stent in my heart in sydney itself.
I did not needed to use this insurance. It was a shocking experience for me as i never had any related disease before.
This was first and life threatening attack itself.
I was in shock for a while and considered everything is covered with some peace of mind that if i needed more treatement i am here covered in india as well.
I got it renewed in jan 2019 and checked with customer care, they confirmed over phone that because it happened after i bought insurance i am covered.
I trusted them.
I again renewed in jan 2020 and then i enquired why i am not able to see some information in my policy regarding my heart attack information.
After talking to many customer care, one suggested to send medical papers on email.
I sent and i got shocking reply.
Religare health insurance company limited just cancelled my policy without discussing and understanding matter thoroughly.
They did not even bother that my son is also in the same policy.
This was a ridiculous behaviour.
I explained it to customer care many times over phone, emails, grievance cell as well.
Nothing working out.
Please see my initial application sent to religare health insurance company limited which contains most of the information related to policy.
If i am not getting justice on my case, i will surely take it further to court and also to media to warn people like me who pay post tax money for safeguarding health and what these companies do in return. Pathetic experience.

श्रीमान जी
मेरा नाम अंकित चौहान है मैं नहीं पॉलिसीबाजार के थ्रू रैली गियर का हेल्थ इंश्योरेंस प्लान लिया हुआ है मेरी पॉलिसी का नंबर 13707792 है मैंने रैली गियर को पॉलिसी रिनुअल के लिए ऑनलाइन पेमेंट भी कर दी है पर मेरी पॉलिसी रिन्यू नहीं हो रही है वह लोग बोल रहे हैं कि आपकी पॉलिसी अब रिन्यू नहीं होगी आप कोई दूसरा प्लान ले ले दूसरे प्लान के लिए मुझे और भी पैसे देने होंगे मेरा मेरी पुरानी पॉलिसी रिन्यू नहीं हो सकती जब मैंने यह पॉलिसी खरीदी थी तो इसके बारे में मुझे कुछ नहीं बताया गया था
अतः श्रीमान जी से प्रार्थना है कि पॉलिसी बाजार व रिलीगेयर हेल्थ इंश्योरेंस पर उचित कार्रवाई करते हुए मेरी पॉलिसी रिन्यू कराई जाए या उचित मुआवजा दिलवाया जाए
धन्यवाद

अंकित चौहान विलेज नंगली नगला सेक्टर 134 नोएडा जिला गौतम बुद्ध नगर यूपी

Dear team

I have taken one health insurance policy from religare on 8th november 2019. I have paid 18911 rupees from my credit card 0025.
Somehow religare is not able to issue my policy. More than 2 months i am complaining religare and irda.
To refund my money in my card
Proposal number —[protected]
More detail in attachment please find below..

Dear sir
My policy no 10028303 my name rohit brijesh patil
Mera cliam mere wife ke nam se hai meri wife ka nam minal rohit patil clite id 50422218 hai mene document 12 nov. Ko submit kiya hai... Compny ne 15 working days ka time diya tha approvel ka.. 15 days ke upper ho gaya hai abhi tak kuch compnise approvel nahi aaya hai.. Mene costemer care ko fir se call kiya to unone req. No diya tha no..[protected] hai req. Lene ke bad hi unka kuch reply nahi hai... Plase kuch ispe action hona chahiye... Mene mail bhi kiya but mail ka bi unone riply bhi nahi diya hai...

Regard
Rohit patil