Unfortunately I am the customer of HDFC bank , holding debit and credit cards. I would like to register a complaint regarding misuse of my HDFC credit card information online without my authorization by some unknown person.
On 29/10/2012 @ around 21:12 pm, two simultaneous messages came to my mobile one with rs.1458.05 in LONDON at ENTROPAY on[protected]:21:12:02 and the other one for rs.107895.69 in LONDON at ENTROPAY on[protected]:21:14:30. making a sum of approx 1,10,000 rs. I have called the customer care as soon as I have seen this messages and asked them to block the card and decline the transactions. They say they doesn't have such process to decline the transactions. They din’t even taken the confirmation from me for such a huge transaction.
Till 1st nov, the transaction amounts are same as the one I got in my mobile as an sms. Later on 1st nov 2012, I came to know through customer care services that the amounts are as rs. 1,472.91 and rs. 108,995.69 on 29-oct-2012 at M/S entropay.
Every day I call the customer care and request them to decline those transactions, they said that the merchant has not come to them yet,If the merchant doesn’t come back the money is safe and asked me to drop the card holder dispute form. Finally I came to know through Customer care services on 1st November 2012 that the merchant has claimed the money and the claimed amounts are different from the one got as the SMS. Happened transactions are fraud and on top of that there is a variance in amounts that the merchant has claimed and the sms I got.
I still have my Credit card with me and I don’t know how my card details are used by some unknown person. I have never shared my card details to anyone.
I don't understand why are we holding a card without having an ownership to decline the transactions. Anyways whether you have done it or not the transactions are approved and if it is a fraudulent transaction you doesn't have right to decline them upfront and you have to roam around hdfc bank for dropping the cardholder dispute form and roam around police station to file an FIR, Meet the Cyber crime Police blah blah and take the tension on your head.
Guys, If your holding a HDFC credit card just think before you use it, whether you are ready to take these tensions. Since you doesn't have any ownership on the card for declining the transactions, but then the card will be with you. If you are not using the card frequently I suggest you to block the card at the earliest.
I confirm that these transactions are fraudulent and I haven’t involved in any of these transactions.
I am not liable to the fraud happened.
Hdfc bank is responsible to investigate the issue on an emergency basis and get the amount from the fraudulent person. HDFC bank has to take corrective steps in the way they handle these kind of incidents.
Thanks & Regards
K Yamini
Aug 13, 2020
Complaint marked as Resolved
emp-id:CD14092.
I joinded HDFC BANK ltd, Branch:Shahdol(1778) M.P on feb13,2010.and I resigned on apr 07,2011...
I wanna withdrawl my provident fund which i didnt get so far....
My superior dennied to help me.....
i wanna know how to get my provident fund ...
my f&f has been cleared on june 30,2011....
Its my humble request to You that pls help me ....
(Thanks) regards
Dharmendra Singh(CD14092)