ICICI Bank Complaints & Reviews

I am Abhishek Yadav writing on behalf of my father Hira Lal Yadav.

Mr. Hira Lal Yadav is the Bond Holder ( Bond Holder no.[protected] of ICICI BAJAJ SCOOTER BOND allotted on 29.01.1999.

It Maturity date / Redemption date as mentioned is 29.06.2023.

There is no trackability of this bond.
How do we redeem it at maturity? Where you we approach for redemption? Updates on the schemes?

User ID[protected]
ICICI Bank account is my Salary Account. and my Loans EMI was Enach from same account. I was going through a mental Health Issue, So I have taken Break from my job. So I was not receiving my salary, but I was Paying my loans from other mediums that enach.
but now I'm facing financial issue, I needed some money so I taken one short term loan, but my Account balance got deducted multiple times more than 15200 rupees, now I'm in financial crisis also with health crisis. I don't have money for daily expenses.
please help me.

I have submitted my SIP on time. Still ECS charge has been deducted. I have enough balance in my account. I want to know on what basis my money has been deducted???

Hn-74 Bhangel sector 106, Noida, UP, 201304

Evirtual minds private limited
ASHISH Dubey

I am writing for reversing the dp charges which you all have charged
How can u deduct dp charges? How can you open demat account without informing the customer?

I had no idea of demat account and how to use them, how you guys open the account? And now you are charging 800 rs.. For just shake of your benefits you guys are opening demat account. Even i dont have have a single details related to demat account.

Close the demat account as soon as possible and reverse the unnecessary charges.

dmc dp chgs till ?March 2023 dr.788

For account details please call me on [[protected]] my registered mobile number.

NACH_AD_RTN_CHRG~Of Bnk BFLf~07JUN23~f48 today i have deducted Rs 590/- the above line item, what is the charges deducted for? which bank charge on my EMI, please clarify with the reason .

NACH_AD_RTN_CHRG~Of Bnk BFLf~07JUN23~f48 under this line item Rs 590/- debited from My account please let me know the reason for debit amount what are the charges for this which bank charge this amount

Need to know about the charges please help. And why you will charges like these under the name of "NACH_AD_RTN_CHRG~Of Bnk BFLf".

Debit amount 590/-

Sir,
On 10/06/2023 i made a transaction of Rs. 312/- to purchase an item from flipkart.com, amount is debited in bank account but still i am receiving massages from flip kart to complete the transaction.

Please advice & do the needful.

Acknowledgement of competing the transaction is enclosed for your reference.

Rajeev Sharma
[protected]
[protected]@gmail.com

Today i observed from my account 590RS deducted twice same time
NACH_AD_RTN_CHRG~Of Bnk BFLf~02SEP2
2~83437dc~A6636
to who i need to complaint on the same
Reply

Today i observed from my account 590RS deducted
NACH_AD_RTN_CHRG~Of Bnk BFLf~02SEP2
2~83437dc~A6636
to who i need to complaint on the same
Reply

My account is debited 590rs ECSRTNCHS050523_SR9095583
Please return my money its my 2 day salary,

Please refund back the money

[protected]@gmail.com
[protected]

There were two deduction from my ICICI account associated with my ICICI Direct with transaction remarks saying 12 Jun '23
EBA/NSE M 2023109/[protected]
3.94 Dr
12 Jun '23
EBA/NSE M 2023109/[protected]
1, 221.06 Dr

I seek an immediate response for such a uninformed deduction of payment from my account and a refund post a correction as I did made any payments.
This is an extremely poor customer experience that I am facing and would keep all my friends informed regarding such activities for the one who are of opening an account with you.

My account is showing debited with Rs.540 towards [protected]@icici. To my firm knowledge, I didn`t do any transaction by scanning any QR code etc.
The source bank is SBI. I checked with SBI but they didn`t do anything else than filing an official complaint. ICICI bank didn`t give any clear response.

Here are the details of transaction:
Date: 03/03/2023
Amount : Rs. 540
Transaction ID : T2303031732189870087340

Expectation : Explain the transaction made without my knowledge and refund of debited amount.

7th of every month 709 rs gets debited from my account for LIC. But this month the primium was due on 6th, which i was not informed about either by the bank of LIC. I had no sufficient balance on 6th June. But on 7th June i had deposited money for the Due. ICICI bank has deducted 590 rs from my account without notifying me. Firstly I was not informed that the due date will be on 6th of June and after that 590 was deducted. My primium is 709 only, but the charges is 590. When I called ICICI help line they say it's not their responsibility to inform or notify me about that due date is on 6th where I had signed the e mandate to debit the money on 7th of every month. And they say 590 is a genuine change. It's 83% of the primium. How is it genuine? And how do you expect me to pay this much when it's not my mistake
It is the banks responsibility to inform the customer about the due dates if the dates have changed without customers knowledge.
When I asked for refund, the response was very bad. They told that refund will not be done at any cost.

If I had informed about the early due date and then if I had no balance then the bank can deduct the amount, not when I was not informed about the early due date.
This is not fair ant not right.
I do have ICICI credit card, i received ton of reminders regarding the bill payment. Why is this? If they give us the reminders regarding the credit card payment, They have to give intimation of every due date of ECS as well.

It is very clear that it is the banks mistake where they allowed the merchant to debit my money a day prior of the due date which i Agreed to. And not giving me the intimation about the same.
I want the refund of MY 590 rs.
If I'm not getting the refund. Let me remind you that the organisation where I'm working, about 80% of the employees have account in ICICI Bank. I will be forced to reach out to our accounts team and inform the employees to close the accounts in ICICI and open their account elsewhere.

NON-TRACKABILITY OF ICICI BAJAJ SCOOTER BOND-TWO

I am Milan Marwadi writing on behalf of my father Bhagwan Marwadi

Mr. Bhagwan Marwado is the Bond Holder ( Bond Holder no. 0005-393 of ICICI BAJAJ SCOOTER BOND allotted on 21.12.1998

Certificate No. 5394

It Maturity date / Redemption date as mentioned is 21.05.2023.

There is no trackability of this bond.
How do we redeem it at maturity? Where you we approach redemption? Updates on the schemes?

My account has been deducted from my ICICI bank savings account. The message is like "surcharge dt:03/06/2023, 05/06/2023, 07/06/2023 MCC 4112". Why? I had asked to icici bank's representative but he told me that it is surchage of IRCTC but it is not true because IRCTC is not taking any surcharges other than the tickets, all charges already included in the ticket's final price.
I request you to kindly revert my money and check this matter.
I have checked online and there are so many complaints on the internet regarding the same issue.
Please help, and also inform the banks not to debit any amount unnecessarily. All money is really hard-earned.

This is so bad and please do the kindful
To revert my money back

Within 4days 23 times NACH_AD_RTN_CHRG~Of Bnk BFLf~ deducted from my bank account. My account is salary account. No need to maintain minimum balance also. What are these charges

I tried to withdraw cash from ICICI Bank atm yesterday in pushkar, rajasthan. I used two of my accounts, both were charged, but no money was received. I have kept both declined transaction receipts.

I am trying to purchase a mobile phone using amzaon pay ICICI bank credit card.

Payment always failing with the message "Dear Customer, transaction of INR 1, 14, 452 on ICICI Bank Credit Card is withheld due to security reasons. Please call our customer care."

I called customer care 3 times, and every time they told that my card is normalized and transaction will be successful but the TRANSACTION FAILS ALWAYS...

I had ₹15, 000+ in my savings account that is also my salary account. Today evening i tried to make a payment and realised that my balance is blocked. No SMS / Email or intimations as to why this is done. My account is showing balance of ₹15, 000 but still not letting me pay.