Kotak Mahindra Bank Complaints & Reviews

Who all have watched Thugs of Hindustan??? Leme introduce the Thug bank of India and That's Kotak Mahindra Bank Ltd. They loot money from your account and in case you took personal loan they charge you anonimous times even if you have paid they full emi in advance... I will suggest everyone not to open account in this bank and I have proves... There were rs 236 in my ACC and they looted that too. I would suggest never ever take option of this THUG bank.

I had opened a zero balance account in kotak Mahindra Bank.
Every day after opening an account bank people was following us to do Fix Deposit and against that FD they bank will provide us card so we can use our money, now we had used our fixed Deposits money still bank people are calling us constantly to pay the amt which belongs to us.
Constantly giving us herresment calls.

I opened an Account in 811 just for the Zero Balances sake . And Now the Bank out of nowhere deducts 234.76 from my Balance . I don't know a Thing, I need those Rupees Back . I need my Issue to be Cleared ASAP .

I am getting frequent sms from Kotak Mahindra bank regarding "Open Zero Balance A/c for DBT with Kotak Mahindra Bank & get Assured Cashbacks on transactions. Click here http://w2t.in/AAFjhnh to avail this offer. *T&C apply".

I am not intersted in this and I would like to unsubscribe from your promotional sms.Please kindly take action to stop it as soon as possible.
My mobile number is [protected]

Respected Sir / Madam, Two years back I had 3 loans (1. Hdfc Personal Loan, 2. SBI Credit card loan, 3. Kotak Credit card loan), I made a decision to close all the three by taking a Single personal loan, then I applied a personal loan with Kotak Mahindra bank and the same has been approved and Kotak Mahindra bank Personal Loan department released the DD directly to the respective banks / Departments it was 2 years back. And now Kotak CC department calling me and messaging me continuously to pay the outstanding, I get confused because it was closed 2 years back and there after I haven’t used the Kotak Credit card. I contacted the customer care about the outstanding, they are saying it’s a foreclosure charge pending which I am not aware, because everything handled by Kotak Mahindra bank personal loan department. It was a mistake done by Kotak Mahindra bank Personal Department, Now the Kotak CC collection team talking very rude over phone, I highly depressed because of this. Also the Fore closure charge is just 4% of principle outstanding with is 4% of 1.4 Lakhs which should be around 6k only, now they are asking me to make a payment of 30k to 40k. I need a justice on this, hence I kindly request you to look in to this issue and resolve the same, Please

I don't know why my account balance was on hold when I look at it, it says you have to paid lein TBMS amt 1733. Why do I have to paid that money please fix this problem now i can't use my account

Thank you
Shankar
Acc no: [protected]
CRN no:[protected]
Contact no: [protected]
Email: [protected]@gmail.com

I am getting calls from kotak mahindra bank regarding credit card payment.
i told them i have lost my job and i need some time to make the repayment .
i am the only person who is running the whole family . i dont have any other job right now .
on the behalf on kotak mahindra bank agent are abusing me and in my contact in calling and send text message and calling with 10 different .
he will call in my contact and said you bought car from lalit he getting loan is going on it, i have your details, we will inbound your car
does kotak mentally harasses the customer like this ? i will take this up to consumer court under unfair trade practices .
also i am filling another complaint against your executives for their respective behavior .
attching message detail and mentioned number those calling continues with this number [protected], [protected]

Interest charged on the cleared amount till last bill due date

I have created a salary account with kotak mahindra bank without knowing to me they have issues credit card and that is also not reached to me. Even though they have charges me 590 rs as credit card maintenance.so I went to kotak Hyderabad Madhapur branch and explained the issue and asked and given letter for account closure.But they have not closed my account.Again I visited nellore branch kotak bank and asked for closure. This time the account is closed.i have paid all due balance include credit card maintenance.This complete process is completed 3 yrs before.But still the credit card balance is showing negative in my cibil score.So for this the kotak cs team is asking for my bank statement.
How can I provide bank statement for closed account?
The Cs team is sending standard computer messages and they are not even trying to resolve my issues.

Please dont go with kotak mahindra bank.it is worst bank ever to resolve customer issues.

On account opening time they give offer for a amazon gift voucher, still am not get that, i contact them they say you will get after six month now over 14 months

Kotak Mahindra Bank Merged Housing loan of Late Shri Suresh Kumar Dhamija with someone's else Cerdit card due and Given the Closer amount of Housing loan and now it has been a mental pressure for his senior citizen widow manishi Dhamija to close the housing loan

I have a 811 Digital Account in Kotak Mahindra Bank, Last 3 Months it takes a charges for Lien & sometime EMI Bounce charges,
In this month my emi date is 2nd of every month, after successfully emi deduction
Kotak mahindra takes a penalty charge on 7th april ( Penalty reason: Nil) from kotak
I'll call on customer care but they are not taking any responsibility & now can't picking up my call.

It's worst bank ever i seen

In peenya branch.. Employee not responding for our problems.. I came for adhar to link bank account
Iam not able to link with mobile app so i came to bank but they don't desponding.. They telling come nxt day nxt day only not solving my problem only..plz take an serious action against him..

I am Aman surve son of bavita surve i have running debit card emi may is my last month of instalment because of some financial issue i fail to pay 1 emi of March i have 2 emi every month is paid and 1 i failed i commited them that I'll foreclose my both account this month but they misbehaved very badly with me telling fraud (capable aur aukat nhi h toh kyu lete ho) more nonsense word i received WhatsApp call from this number - [protected] i didn't remember the name one lady and gents were there as per i heard lady name was Puja please help me out with this compain my contact - [protected]

Last few years I take a consumer loan through kotak Mahindra Bank.
I pay all the EMI loan amounts completed with proper time.
But now they given me the statement of 2079 rupees of penalties charges. They misguided me and taking the charges unnecessary and unruled.
Please solve my issue and give me the noc of my loan

I had transferred 9999 rupees from Bharatpe to Kotak Mahindra Bank account on 13/04/2022. But I haven't received yet in Kotak. I called twice to verify RTN NUMBER of payment but they said we haven't received such amount in your kotak account. What can I do?

RTN no. N[protected]

I have deposited a cheque of Rs.267330/- bank of Maharashtra, when i was deposited it first time they returned the reason is my surname is not printed on cheque, after speaking with bank executive they said please right your surname and deposit again he said and i did the same on 12/04/2022 and after 2 days i have received a sms from kotak that cheque could not be presented for clearing please contact your home branch.

There was a loan in my name name, but the recovery agency of your bank is calling my friends/acquaintances and stating that i took a loan from the bank and is not answering your calls.

I spoke to the person who was calling my friends and harassing them in my name she spoke in a crude manner the lady abused my wife and said that your
Bad names in very much vulgar language is we will do the same thing we are doing for past some days until pays. I have her contact number which showing fraud on Truecaller Mobile [protected].

I asked them to go through a legal channel but they again told me do whatever you want we will not stop.

I have nothing to do so with the loan and i request you to stop them from calling my friends. Even if my wife took the loan what is my fault in that. The company i am working in has private work ups with your bank, and if this continues i will tell my legal advisor with whole illegal activities to court and also sue the in criminal court for justice and same /compliance team about this and they will take necessary actions to blacklist your bank.and also AS PER RBI RULE NO MENTAL TOURCHAR BUT YOU ARE DOING AGAINST RULE OF RBI NO UNDUE INFLUENCE I WANT JUSTICE

ONE SOFT COPY SEND RBI
ONE COPY SEND TO DRT OF AREA

The phone number i am receiving the call from -

Pf claim settled but the approved amount Rs58931 not credited to
MHBAN[protected]. AMOUNT withdrawal from previous account and hence both acount are showing zero closing balance

My account got blocked without any notification and when I went to the bank they said me to go to jabalpur for kyc even if they informed me a day ago it would have been beneficial my amount is stuck and they are not even releasing it. I need my amount released ASAP.