An acute predicament with your axis bank being faced by me is being furnished as here-in-under for your kind knowledge:
1) i had applied for a personal loan for rs.3, 00, 000/- with axis bank, sulipukur branch, burdwan having all relevant documents. Several times enquiries for verification had been made by the axis bank, durgapur, against application id 9091042, asking mother's maiden name, tenure of living at burdwan etc... After searching status it appears that my pl had been declined. Surprisingly the said branch does not maintain minimum curtsey intimating the reason of declination.
2) similarly i applied for having a wedding loan for my daughter's marriage against lap (Loan against property) submitting all documents along with a a/c payee cheque for rs.5, 900/- through mr. Kartick sarkar, who was called and communicated by the axis bank, sulipukur branch and whose contact nos. Are [protected] and [protected]. Meanwhile, the said cheque had been encashed by the asis bank, durgapur, and a person visited my residential house for technical verification. The fate of my application was absolutely unknown to me. I contacted the said kartick sarkar then came to learn that the relevant file had been lying having been rejected but he assured me that a person from another company will visit my house soon for technical verification afresh but no response has yet been acknowledged even that mr. Kartick sarkar does not hold his mobile despite ringing on a number of times. Now it palpably appears that axis bank frauds encashing cheque without sanctioning my lap.
I fervently request you to please refund the encashed sum favoring me immediately.
Naba gopal sinha [protected]
Dec 14, 2018
Complaint marked as Resolved
Axis Bank customer support has been notified about the posted complaint.
Verified Support
Nov 13, 2018
Axis Bank Customer Care's response Hi, we regret to inform you that your Axis Bank Loan application was not approved as per Bank's internal norms. The above decision has been taken after careful consideration of your application on its merit in line with Axis bank internal policies and operating procedure. Sorry for the trouble. Regards, Team Axis Bank