Bajaj Finserv Complaints & Reviews

Dear sir, i
i Ajaypal Singh, not willing to have issued policy from bajaj Finserve on mobile After telephonic conversation, still policy is not cancelled. We request again pls. cancel my insurance policy on mobile and not cut emi of insurance policey. pls. Stop immediately otherwise i will go consumer Forum for Forcefully selling insurance policy.
my policey no.:- IM1679266
Lan No.:- 455DFS842357

Regards
Ajaypal singh

I bought a smart phone with bajaj finsev emi plan. Everything was good on that day but one thing that i just hate and want to resolve asap. They told me after all processes and documentations that my emi will be of 1650/- rs. On 2nd of next month for seven months on my first emi they deduct 1650/- as they told me but on second emi they deduct 1959/- rs. And as i put only 1800/- rs. As my emi 1650/- to be deduct on that day but i got message from my bank that cheque is bounced and they charged me of 295/- rs. Of bounce charges after i tried to find the reason and i got to know that they insured my phone worth 1800/- rs. Without telling me and after bounced i charged 450/- to bajaj too so ultimately i charged of rs. 1000/- without any reason they did insurance even after my "no" to insurance. I wrote to bajaj already and they told me to reply me soon withing to working days but now its been a week and there is no response from them at all.

From last 1 year i am getting calls from bajaj finserve, regarding something called overdraft facility. I am not at all interested and evrytime i request those guys to put my number on dnd but everytime they say ok but next day same thing happens.

One day i had fight as well, guy from other side abusing me for almost 15 minutes and surprisingly 2 days after again i got call offering same overdraft facility.

Is there any way to stop there calls, i am completely tired

Ph no - [protected]

Since my cibil score was low i took an report in which it shows i have loans in bajaj finance i have took a loan of a/c:4030cd26882027 worth rs; 8944 due amount to be payed. Which actually i haven't took any loan in they organisation because of this my score are getting lower. I can't even apply any new loans because of this issue. Kindly help me to resolve this issue if possible..

Dear bajaj finserv,

My self chithrakkani g. I don't want insurance policy and i don't have time to visit your branch. I don't know you, people, why not cancel my policy. I also contact this no. [protected]. For cancel, the insurance policy but your executive don't pick my phone to continue.

My loan insurance application no. 450ctb84614259. So, please cancel my policy name cpp asset care.
My email id [protected]@gmail.com

Dear Sir,
I have taken a personal loan of amount Rs 3, 11, 000.00 from Bajaj Finserv at the rate of 13.14% interest per Year for term of 5 Years. Bajaj Finserv has made my emi Rs 8, 589.00 per month and 5 emi has been deducted in my bank account per month. Some days ago i checked my emi detail on internet with an emi calculator at given rate 13.14% for 5 years of terms period. Then i saw at this interest rate emi is Rs. 7099.00 per month and which emi is dedcting in my account rate of interest is 22% per year. I complained from bajaj finserv office about this orally But No solution made for me about this.
So Please Sir Solve my problem and give me perfect advise about this situation.

I have bought thed igital camera on july 12th 2018 and i have paid all charges required for the card formation.
And processing charges at the time of purchase. I have seen that the amount of rs 118 has been deducted from my account as deduction of amount from my account info: bajaj fin mndtvrfchgs july-18. I do not understand that why the above mentioned amount has been deducted...

Bajaj finserv without any prior authorization deducted rs.118 from my account with particulars "bajajfin_mndtvrfchgs_july18".

I asked the bajaj finserv executive twice before availing this that about any hidden charges and he said no there are no charges at all.

Then, what is this charge for?

Also, there is no way to speak with a bajaj finserv executive on phone. This is outrageous.

I am naresh sharma, mobile no [[protected]]. On 12 august, your customer care called me for bajaj elite emi card membership and asked me to pay rs 4999 earliest.

Later on 12 august. I made the payment through my bajaj emi card (Rs 4999/-). Payment was debited successfully and i received a mail in this regard (An image file is attached).

Sir ur representative told that i will get the card in next 6 day on my home address. But till date, there is no further communication from your side and i yet to get the card.

Sir, i would request your good selves to kindly do the needful earliest.

Thanking you sir

I don't have any requirement to use the issued bajaj emi card for any purchase.
Why have i been charged rs. 117 as card inactive fees which is debited directly from my savings account without my consent.
Do you want me to use this card even if i don't have any requirement? This is forcing to customer and illegal. Multiple times called on customer care number but didn't connect. Instead received many promotional call from bajaj finserv and tried to explain the executive who said this is not right department. It is just looting the customer.
This is a unethical act which is not expected from a big company like bajaj finserv.
I am loosing my faith for this company.
Please reverse the amount as soon as possible.
Customer id 10393919.

Hello sir bajaj finserv sa muja call aaya tha Loan kalya
Muja nicha diya gaya number sa call aya tha
[protected]
[protected]

Aapka puara adres or sab bajaj ka Natalya badma mane mare ditels dee or usna mara Bank account sa 10000 nikal laya hee
Mara satha fraud kiya hee uska call regarding bhai hee sab kuch he
Me police station javu ga cas karu ga
Bajaj ke upar
Mara contact number [protected]
Mara name Jayant Patel he

Abhi tak muja bajaj Finserv Koy bhi ans... Nahi mela hee please help muja loan To nahi mela lakin Mara pasa sab le gaya

Both emi is completed in 2016, but so long after, unusual amounts are deducting from my account, accordingly i went to kolkata salt lake off, they said bounce charges in account of:-
1. A/c no.410dpf13732604 due re.8025.00
2. A/c no.410dew13732666 due re.9191.00
Total re.17216.00
On 14/08/2018 deducted from my a/c re.5812.00
Balance re 11404.00
Dear sir, this amount is very hard to me, kindly may consider please.

I got a call from advisor g on behalf of Bajaj fin serv for overdraft loan and being forced to take as being unaware about OD they made false statement and charges and said no charges will be applicable unless i use the amount sanctioned and can pay any time i like only 64 rupee will be charged per day when i got information of hidden charges from bajaj after getting the bajaj docket filled by advisor g sent the agent at home who only took my signature on docket and after getting aware o[censored]nnecessary charges being applicable and lots of discrepancies in statement of advisor g i asked them to stop disbursal of amount keeping all Bajaj team and advisor g team, but they still disburse the amount which was returned on same day of disbursement as i had already asked them not to disburse i had all calls proof and mail proof of submitting a written complaint that i will not continue with bajaj team and advisor g team, now they are harrasing me and not closing loan account which i had asked them to stop 2 days priorly and they are pennalising 4% charges for fourclouser and 2999 +2999 charges for flexi loan and benifit report and also 50 rupees for stamp all charges including GST, Mr sharad and bajaj team are not providing any solution and forcing me to pay amount for fourclousre for that amount which i had not used even and returned after their mistake of disbuirsement, i want to file harrasment case and also false pennalising and not closing my loan account which they opened without my consent and making even false statement.

Hi, My Name is Virander Lamba, Customer ID:1578213. I am existing Bajaj Finance customer since 2014.

Regret to say that my emi card is temporarily blocked with out any prior notice inspite of regular payment.

Tried to contact customer care but no one has picked up phone.

Highly disappointed. Request you to unblock my EMI Card as i am in urgent need of card.

Thanks
Virender Lamba
Customer ID:1578213

I had made the emi in the month of feb’ 18 i tried making payment trough the bajaj finserv app but every time it fails i got the call from customer care i explain them the issue that i am unable to make the payment via app and now you will charge me without any reason, he shared the link by giving an apology that due to “server down payment was not successful & i am sending you a fresh link kindly make the payment” i told him that this is bajaj problem don’t charge me he said yes we won’t charge anything you please make the payment i immediately made the payment, but now after 6 months i am getting call from bajaj finserv to make the late payment. Why this fraud and they are threatening for my cibil score.

My bajaj loan no. 405cdd41143872.

Why should i bare this is bajaj finserv problem there server is down and made the payment and you guys are harassing me.

Hello sir bajaj finserv sa muja call aaya tha loan kalya
Muja nicha diya gaya number sa call aya tha
[protected]
[protected]

Aapka puara adres or sab bajaj ka natalya badma mane mare ditels dee or usna mara bank account sa 10000 nikal laya hee
Mara satha fraud kiya hee uska call regarding bhai hee sab kuch he
Me police station javu ga cas karu ga
Bajaj ke upar
Mara contact number [protected]
Mara name jayant patel he

I'm aashiq khetani. During one of the payments of emi my bank made a mistake and the check got bounced. Due to that i was unable to pay for my emi. This lead to unnecessary charges from bank and bajaj finance of 18, 500 rs. I tried my best and visited bajaj finance main offices and also bank many times but they didn't respond at all. Through this complain i want to know how should i again continue my emi's and will i get the money back from the unnecessary charges.

I'm ready to pay the necessary charges which i have to pay for my continuation of emi.

I purchased mobile and without any information given to me bajaj finance have changed me rs 265 /- i do not want any insurance. Please do not add rs 265 to my loan account 403dfs84459909.

As mobile manufacturers are already providing insurance why do we need to buy any other from bajaj finance.

Customer id 76756244

My name:jeba samathana prabhu. J

On 5th July 2018 suddenly I saw a charge 2404 INR charged on bank account naming "BAJAJ FINEMI-BF[protected]", when I checked with my bank I came to know that during the 2013 I had taken a consumer loan for which I am getting charged, when I pulled my Bank details I found that all EMI's related 2013 purchased is paid and there no balance, when I dropped email to "[protected]@bajajfinserv.in" they called me back[protected] and on discussion it was found that some one has taken Vivo mobile on 28th May 2018, they said they want my PAN card or Aadhar card # for further verfication, I have replied to the along with my PAN card (8/5/2018 1:51 PM). since then I do not see any reply from them till now.

By now I have paid 2404(05th July 2018) + 2374.00(05th August 2018).

Dear Bajaj,

The Bajaj Consumer portal website is worst in it own segment.
It look professional, but while using it is very complicated website ever developed it not work smoothly.

Following problems I am facing :-

1. When i foreclose the account through paying from Paytm it is not accepting,
my question is why you put Paytm there if you not want to accept any payment.

2. The Customer care is there but there is no option to call phone officer, are you saving money by not providing calling facility.

You have idiotic type of service.

Please improve.