I am pasting an email that I have sent to Barclays Bank but I havent received any response so far. Instead I keep receiving SMS and automated calls made from a dialer with recorded message for payment reminder. Please read the email below to know more about my concern.
--- On Sun, 7/27/08, Gautam Vora <[protected]@yahoo.com> wrote:
From: Gautam Vora <[protected]@yahoo.com>
Subject: Fw: Your email request to barclaycard
To: [protected]@barclays.com
Cc: [protected]@cibil.com, [protected]@fca.nic.in
Date: Sunday, July 27, 2008, 9:24 AM
Attn, : Credit Card Manager
Sir,
I am Gautam Vora a very unsatisfied customer of your bank. My credit card numbers are xxxx xxxx xxxx xxxx. I am being unnecessarily harassed by your bank for the payment that has been already received by your bank. Your bank sends me atleast 2 SMS every day with the intimation that my account has been suspended due to non receipt of the payment. Moreover I had called your customer service department to discuss the payment in question on July 23rd 2008 when they had informed me that my paying bank has returned a cheque to you since it was not signed. I have made atleast 3 calls so far to send me a copy of the cheque but nothing has been done. On top of all this your bank has charged me a late fee and interest. This treatment is entirely unfair as the confusion is at your end. I am forwarding the copy of the email from your bank that clearly states the payment in question has been received and credited into my account.
Before that please note that I have no bad intensions and would not like your bank to be unpaid for what your bank deserver. However certainly its not fair that I should pay late charge or interest because of confusion at your end. As a settlement plan I would like to propose the following:
1. Send me the copy of the returned cheque
2. Take of the late charge and interest charged due to this confusion
3. Take another cheque from me of the same amount in return.
I have an official intimation from your bank regarding the receipt of the payment in question. Please see the forwarded email below.
--- On Fri, 7/11/08, Barclaycardservice <[protected]@sparshindia.com> wrote:
From: Barclaycardservice <[protected]@sparshindia.com>
Subject: Your email request to barclaycard
To: [protected]@yahoo.com
Date: Friday, July 11, 2008, 3:16 PM
Dear Mr. Vora,
We refer to your email dated 07th July 2008 regarding your payment towards your card account.
We confirm receipt of your payment for Rs. 1, 563.04/-, which has been credited to your card account on 11th July 2008.
On a related matter, we take this opportunity to introduce our Barclaycard bill payment online facility. You can now also make your card payments online via the internet and request you to visit our website www.barclaycard.in for detailed information.
For further assistance or clarifications on the matter, please feel free to call on us on the Barclaycard Helpline numbers mentioned below.
Assuring you of our best services at all times.
Yours sincerely
Customer Service Executive
24 Hour Customer Service Helpline:
Delhi Mobile Operators:[protected], Private Landline Operators & MTNL customer:[protected]
Faridabad / Ghaziabad / Noida / Gurgaon Mobile Operators: 0124–6752222, Private Landline Operators & BSNL customer:[protected]
Mumbai Mobile Operators:[protected], Private Landline Operator & MTNL customers: 67242222
Pune / Nasik Mobile Operators:[protected], Private Landline Operators & BSNL customers:[protected]
Rest of India Mobile Operators: (city code[protected] & Private Landline Operators: 60004444
Email Service ID [protected]@barclaycard.in
Did you know that convenience is just a click way? Pay your Barclaycard bills online. Just log on to www.barclaycard.in
“Please do not reply to this mail, in case you need further information / clarifications please write to [protected]@barclaycard.in”
Aug 14, 2020
Complaint marked as Resolved
Barclay Bank PLC/Credit Card — Late Payment Charges
This is in reference to my Barclay Bank Credit Card [protected] on which there is a wrong late payment fee of Rs. 1200 approx. I used this card in January 2008 and the statement generated on 18th Feb. 2008 but I had not received the statement till 5th March 2008 then on 6th March 2008 I called up the customer care dept. of Barclay Bank that I have to make a payment of Rs. 3973 and the CSE informed me that the due date for the payment is 10th March 2008.I asked if there is any facility to pay the amount in cash or can Barclay Bank executive visit me and collect the amount then the CSE sd that we do not provide such facility. Then on 7th March 08 I dropped a Citibank cheque of Rs. 3974 in a skypak box in Gurgaon and thought that it takes only 3 days for a local cheque for clerance.
The next month I received statement on e-mail that there is a late payment fee of Rs. 450 on the card as the cheque was cleared on March 15, 2008 but the mini statement which I collected from Citibank showed that the cheque was cleared on March 08, 2008. I called up the customer care and asked for the same the CSE sd that they are taking my request for the reversal for the late fee.
The next month again I received my statement on e-mail which showed that there is late payment fee of Rs. 450 of last month and finance charges also which were Rs. 950 approx.
I wrote an e-mail to Barclay Bank regarding that but they replied that we can not entertain your request for the reveral of the same. I called up the customer care again and asked for the same that CSE talked to me rudely and said that "ye ho hi nahi sakta aap jhooth bol rahe hain" that you dropped cheque on March 07, 2008.
I again wrote an e-mail to Barclay Bank regarding reversal of wrong charges on my card but I had not received any response till 15 days then again I wrote an e-mail to them and I received a response that we can not entertain your request for the reversal of charges.
I started receiving collection calls from the bank I told the whole situation then the collection person said that your card has been blocked and he is taking my request for the reversal of charges.
But after 3 months of my complaint the late fee on the card has not been reversed and the card has been blocked by Barclay Bank and I'm keep on receiving automated collection calls and the information has been forwarded to CIBIL to spoil my credit history.
I very frustrated & harrassed by the Barclay Bank. I would request you to please look into the matter and resolve the matter ASAP.
Now, I'm planning to file a suit in Gurgaon consumer court.