HDFC Bank Complaints & Reviews

Dated: 03.10.2010

To

Indian consumer Complaint forum

Sub: Complaint Against HDFC Bank Credit Card Nuisance

Reference : HDFC BANK CREDIT CARD NO: [protected].


Dear Sir,


I regret to inform you and for your kind notice that I was holding and HDFC Bank Credit Card vide no: [protected]. In that card, my credit limit was Rs.2, 38, 000/- and after that Bank has revised and reduced the Credit Limit from Rs.2, 38, 000/- to Rs.1, 77, 000/-. I have used my Credit Limit and I have already paid Rs.2, 77, 371/- against my Card as per their statement dated 17.03.2010. I had no outstanding against my Card. Only some Interest Charges were Lying in my Card.

On that basis, I have requested to Bank to settle and convert my some Interest dues amount sympathetically in to fresh simple EMI after reversing all the Late fees, Extra Interest Charges and the unnecessary fees charged by the Bank Intentionally. Due to my tremendous financial problem, I was not in position to submit my children’s school fees and house rent also which already I had discussed this matter frequently to their customer care executive over phone & at least 14 to 15th times and sent 14th to 15th frequent reminder letters also.

If you see the Receipts & Payments A/c of my Card, from beginning to end then you can easily observe that, I have made already over and excess payment against my used amount through card. If you see my accounts I have already paid the excess amount which the money I have used through Card. If the bank waive my unjustified Interest and Late fees, then nothing outstanding will be pending against my card. Which amount I have used against my Credit Card, Out of that, I have made excess payment against my used amount.

Being a preferred customer for long time, I have changed my address, phone no etc honestly. As a result of which, their Recovery agency/goons have started to hassle me mentally and also my wife, not only that, they also used abusive and very rough language over phone and came to my office and insulted me in the front of everybody with very abusive and slang language and told me to make the payment immediately, otherwise they will attack me and my family with their team and told me that, they will thrash me in the front of my society and also told me that they will abolish me from my job. I am a very simple Private Company’s employee and simple middle class family. That incident happened for last 5 to 6 months. After completion of their mental and physical harassments, HDFC Bank has sent the Legal court notice to my address. I am a very simple and middle class family member and a very simple employee of a private company. Bank continuously pressurized me to take the credit card.

Trying to claim huge amount intentionally from customer, that is the practice of HDFC bank .Please tell me, Is it a Reputed Bank ???

My Credit Limit was Rs.1, 77, 000/- and I have paid Rs.2, 77, 371/-. If my intention was bad then, why I will make the payment for Rs.2, 77, 371/-. Their Intention is how to raise the Interest amount and late fees unnecessary and pressurize to customer mentally. Trying to claim huge amount intentionally from customer, that is the practice of HDFC bank . Is it a Reputed Bank ???

Due the tremendous mental harassment to me and my family, My wife is not well and she also feels very insecurity. Please help me and my family from HDFC Bank’s Credit Card nuisance.

Thanks with Regards,

Manas Ray Chaudhury
Bhopal.

NB: Threatening Calls came from Phone no:[protected]. Mr. Manjit, Mr. Hitesh, and one Lady (Not told her name)

[protected]Mr. Sunil, Mr. Dubey [protected])

NB: In spite of repeated request, the HDFC Credit Card Division were not Co-operating with me. Their actual Intention is bad and how to harass the customer mentally and physically in public place.

Dear Sir,
My name is jinu c baby.I joined the Hdfc Bank on[protected] as CSE in savings account section at Thrisur palace road branch (kerala) and my employee code is CJ02329. I've resigned from the bank on[protected].
My quiry is that I've not recieved my last month salary and full and final. I also have not recieved my releaving letter. I've asked about these From my AQUISITION MANAGER RAJESH KUTTAPAN many times.
Kindly ckeck it and release my balanced salary, full and finalsettlement and releaving letter.
Yours Truly,
Jinu c baby,
CJ02329
Ph.[protected]

I also got abusive langauge from HDFC Agent for Card No.[protected].

Complaints are genuine

KK Singh

Dear Sir,
I Have Deposited a ICICI Bank A/c payee cheque at HDFC ATM Center Nehru Place, New Delhi of dated 14/10/2009 within an HDFC deposite Envelope . But still not credit my account. when i check account balance it showing clearing on 15/10/2009 with Code "OCD" and next day 16/10/2009 "CDR".
When I contact with the nearest Bank at Nehru Place, New Delhi. Bank directly told "Irregularly drawn" and need to call the customer care. But customer care told after 5 days cheque will sent to home address.
Please help me and do the necessary.
My a/C Details is
HDFC Bank A/c No- [protected]
Name- SACHIN CHAUHAN
Mob.no. [protected]

dear sir
I HAVE RECIEVED A CHEQUE FROM YOUR BANK BY ORDER OF FUTURE GENERALI INDIA INSURANCE CO LTD. HAVING CHEQUE NO.197026 ON 25/10/09 AND DEPOSITED IT OUR NEAREST S.B.I BRANCH. BUT STILL THE CHEQUE HAVE NOT BEEN CLEARED. PLEASE CLEAR MY CHEQUE IMMEDIATLY.
WITH HUMBLE REQUEST
CHAMPAK DEKA
[protected]
CV02627656

Dear Sir,

I Have Deposited a Kotak Mahindra Bank A/c payee cheque at HDFC ATM Center Baner pune, of dated 15/03/2017.
on 16/03/2017 i have received sms stating that "INR xx(Amt) deposited to ac no xx . clr bal is xx.
when i check my account it was not credited.
next day 17/03/2017 i got another sms "chq xx for INR xx deposited on ac no xx has been returned unpaid due to payment stooped by drawer" is that chq got bounce. i visited hdfc bank they mentioned payment has stooped by chq drawer. but when i take out my bank mini statement it was mentioned as CHD and next day CDR. will you please help me on urgent basis.
Please help me and do the necessary.

Name- Vivek Adhav
co- [protected]

awful professionalism.. disgusting.. HDFC must compensate

How much action has been taken against Archana Chugh yet hdfc bank?
batmeez ladkiya bitha rakhi hai lagta hai hdfc ne saste me.

HDFC CREDIT CARDS — unauthorised payment from credit card

1.payment of Rs934.67to Aditya Birla Retail mart without my permission. 2.second payment of Rs 934.67 to Aditya birla retail mart without my permission

i am living in Dasuya, Dist - Hoshiarpur . At 11 PM when i visited your ATM machine in Dasuya for credit card payment and the guard was sleeping inside and did not open the door, i shouted to open the door because it was last day for credit card payment and now credit card cell will charge me huge amount of intrest for late payemnt . Now who is responsible for this customer myself, ur bank or that guard...waitoing for ur kind reply...

Two Wheeler Loan — Clearance report from CIBIL

I have sent mail to CIBIL about the clearance my name from CIBIL and also mailed my clearance certificate but they didnot reply and i unable to take loan from bank.

HDFC Bank — pending salary

Respected Sir,
I have not received my salary from 4 months..


E mail:ashwani.[protected]@yahoo.com
ph:[protected]

i have working in hdfc bank in 2008. and so i have work in last april 16st days work.so no received 16st days salary and full and final not respones hr department pls request sir as soon as fast response our courtesy.

Plz, i required HDFC Bank Kanjurmarg Office address (CMS disbursement Department)

Dear sir,
I am Parameswaran. K, I worked in HDFC Bank in 2007 and my Emp. code 54463, and I resigned from this organization on 2008. I applied for my PF
two months befor. When I followed up in Cochin office, they told me that settlement document had been send on 29th October, 2010. But till now I didnt recieve anything pertaining to this. My humble request is that please do something to get this things done. Kindly send me despatch details of my PF settlement. I eagerly waiting for your timely reply. My contact no is [protected]. and my email id is ak.[protected]@yahoo.com

With regards,
Parameswaran.K

Dear Sir,
I Zameer Shaikh worked as CSE(Emp.Code:55112) in HDFC Bank Ltd.Bhiwandi Branch.I submitted my resignation on date 27th July, 2008 to the Sales Manager Mr. Santush Sharma and it accepted as per my request last date of my releaving the company is 26th July, 2008. I hereby handover all my company properties, charge, F&F Letter and Also Resignation Letter to my senior Mr. Santush Sharma.
It was a great Experiance working with HDFC Bank Ltd. I am thankfull to all my seniors, coleague and staff for giving support.But I am not recieved my F&F Settlement and PF payment till date .So, I request you to settle my dues at the earliest .
Emp.Code:55112
DOJ:28th July, 2007.
DOR:27th July, 2008.
Note : I have zerox copy of F&F letter and PF Form.
Thnks & Rgrds,
zameer shaikh([protected])
E-mail:[protected]@rediffmail.

Dear sir,
I am Manoj Kumar, I worked in HDFC Bank in 2010 and my Emp. code cm19685, I applied for my PF
17Day's befor. When I followed up in Boring Road Branch office till dated we i have not recevied my PF fund.
& My Email ID [protected]@gmail.com
With regards,
Manoj Kumar
Mobile no :- [protected]

i am not receiving any statement for my credit card, hence how to check the balance status online, please guide me.

Regarding Deposit Interest Rate — Deposit Interest Rate

Fixed Deposit Account No.[protected] and [protected], Rs.250000 each dated[protected] did not credit the staff rate. So kindly credit the balance amount to my SB Account no. 305.2.42

Dear Sir/Madam,

I Resigned from the post of Contract Sales Executive with Classic on Phone, New Delhi in the month of April 2011, But till Date i haven't received my Relieving letter. An amount of Rs 5000 has already been deducted towards Full and Final settlement.
Request you to see the case on urgent basis

Thanks and regards
Praveen Acharya
Employee code- CP14372
Department- Classic On Phone, New Delhi
Phone- [protected]
Address- R-97, 2nd floor, Om Apartment
Khirkee Extension, Malviya Nagar
New Delhi-17

I have been issued c/card no. [protected] with rs. 90000 limit. Now this card is showing only 22000 rs limit. kindly advise

Sarika, wonder how you can even file such complaints against HDFC when Pradeep does EXACTLY the same thing to others.


As you sow, so shall you reap.


Your husband, Pradeep Varshnei, has done exactly the same thing which you are accusing HDFC Bank of. There are scores of people who have such "wonderful" things to say about Pradeep.

He had taken advance payments for crystals (Precision Glass, Baroda) WITHOUT doing any work later. There are Black/white proofs. He avoids taking phone calls when asked to return the money.

So its amusing that you say Rs.33, 000 is a huge amount and that you're upset that HDFC Bank officials are not taking your calls.

First please clean the mess you have at home i.e. Pradeep

Had similar experience with the Varshneis. Family of cheats.

HDFC Bank — FRAUD DONE BY BANK

Visited the Indirapuram Branch of HDFC BANK to collect the Bank statement.Provided with a form to fill in. In that form the options was for Duplicate statement. Whereas till date I have not received any bank statement so in that case how it can be duplicate. I confirmed with the Executive sitting over there & i told him clearly that it is my first bank statment since my bank a/c opening date, he said no issue. When he provided me the statment it shows that 110/- get debited from my account.Clear case of cheating with customer. When I asked that why amt was debited from my account he told me that, Sir the form you filled in have clearly mention that the Customer agree to pay the charge applicable. It means that Bank have the rights to define any applicable charge whereas on the form it was not mentioned what was the charge defined for the Bank statement, even the Bank Statement is provided free of cost by every Bank as per guidelines of RBI. Even the behavior of executives of such a reputed Bank was very rude & unacceptable. I am using this account since long & this was the first time when I asked for a simple service from the Bank & the response was this much pathetic that I suggest all of my friends/ colleagues/ account holders(HDFC) that before requesting anything from the bank take the charges in written otherwise after getting the service you will get to know that they have taken whole amt of your account as charge for the service...