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Punjab National Bank [PNB] Complaints & Reviews

1.1
Updated: Oct 27, 2025
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Punjab National Bank [PNB] reviews & complaints page 210

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B
bapan.net
from Mumbai, Maharashtra
Aug 30, 2013
Resolved
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MY NAME HARUN ALL RASID MALLICK.I HAVE A SAVING ACCOUNT IN PUNJAB NATIOMAL BANK ,ADDRESS-INDAS,BANKURA,WESTBENGAL.I BELONGS TO MINORITY COMMUNITY .I HAVE A DAUGHTER ,SEVEN YEARS OLD.FOR GETTING SCHOLARSHIP ,I WENT TO PUNJAB NATIONAL BANK,INDAS BRANCH TO JOIN MY DAUGHTER IN MY ACCOUNT.BUT THE MANAGER REFUSED TO JOIN MY DAUGHTER WITH MY ACCOUNT. HE TOLD ME TO OPEN ANOTHER ACCOUNT WITH RS-2500/. I AM VERY POOR.PLEASE HELP ME.SO THAT THE MINORITY COMMUNITY SHOULD NOT DEPRIVED. PLS HELP ME AS SOON AS POSSIBLE.MY EMAIL ID IS bapan.[protected]@gmail.com AND CONTACT NUMBER-[protected]
Aug 14, 2020
Complaint marked as Resolved 
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    mohdhakik
    from Mumbai, Maharashtra
    Aug 20, 2013
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    Address: Mumbai City, Maharashtra

    sir on 10th july 2013, i used pnb gorakhpur indstrial atm no D2066620 try to get rs 10000 from atm but unfortunately i never got cash and reciept from atm machine and get sms of debit rs 10000 from my account i made complaint to state bank of india ccr got ticket no [protected] and another tiket no [protected] dated on 26 july but till today i never get back rs 10000 my branh told me to lodge complaint agin and pnb customer care told me to contact ur home branch we r not help u so i request u where customer should go who loose money while using atm card i request u to pls look out the matter and help me khan mohd hakik mo.no [protected] email.[protected]@gmail.com
    Aug 14, 2020
    Complaint marked as Resolved 
    sir i lodge complaint on 20/8/13 about account debited on atm transection dated on 10/7/13 i try to get rs 10000 from gorakhpur PNB ATM d2066600 but i never got cash from atm machine only rcd dabit sms i lodge complaint at sbi ccr.[protected] and got complnt. no. given below date wise
    10/7/13 AT[protected]
    26/7/13 AT[protected]
    20/8/13 AT[protected]
    28/8/13 AT[protected] BUT TILL TODAY I AM NOT GET MY MONEY BACK
    i request you to please help me how to get back the debited amount
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      kakani
      from New Delhi, Delhi
      Aug 16, 2013
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      Address: Rajasthan

      On 12.08.2013 , I have operated the ATM of Punjab National Bank situated at BSL Branch , Industrial Area , Dohad Road, Banswara at 4.10PM to withdraw the cash of Rs. 10000.00 but the money not come out from Referred ATM , I have contacted to Branch Manager , he told to lodge the Complaint at toll Free no , after talk with Madam of Toll Free Phone , I have lodged the complaint at their S. no 60184947 , The Detail of Branch is as under in which my account is in operation :-

      PUNJAB NATIONAL BANK , BSL Branch , Banswara
      IFCS Code of Branch : 0493600
      MICR NO : 32704003


      Till Today the Credit is not given in my SB A/c no. [protected]

      Please do the needful at the earliest


      Thanks

      SURESH CHAND KAKANI
      [protected] or [protected]
      Aug 13, 2020
      Complaint marked as Resolved 

      ATM — No money come out from PNB ATM

      on 9 th August at 2:35 pm done transation of 8000 Rupees.So kindly auto debit my amount because during transaction i m not received that Amount.

      SURESH S B — OTHER

      I USED AIRTEL POST PAID CONNECTION, THEN I DECIDCED TO CHANGED AS PREPADI AND I GIVE THE

      DETAILS IN T. NAGAR BRANCH BUT THEY CANT TAKE ANY ACTION FOR THAT, THE AGAIN I WENT TO THE

      BRANCH AND ASK TO THE RESPONSE PERSON, THEY CANT GIVE ANY RESPONSE ANSWER.
      WHEN I GIVE THE DETAILS ON JUNE 30
      THE PERSON WAS CHECK IT ANS SHE WRONTE DONE ON THE FORM, AND I WENT SECOND TIME TO THE

      BRANCH TO GET THE DETAILS OF MY FORM.
      SHE CANT GIVE RESPONSE AND RESPECT ALSO.
      SHE DONT NO WHERE IS MY FORM GONE. IF IT IS REJECT OR SOME OTHER PROBLEM. SHE NEED TO INFORM

      ME.
      ON JUNE 30 I PAY 520 REPEES

      451 FOR MY USAGE (MAY 12- JUNE12)
      69 FOR RENT FOR THE MONTH JUNE 12- JUNE30

      IAM IN 99 PLAN MY BILLED DATE IS EVERY MONTH 12TH

      PROOF - AIRTEL FORM AND ELECTION CARD XEROR
      CELL - [protected]

      WE ARE ALL HUMANS BUT THEY ARE NOT BEHAVIE LIKE THAT MY AIRTEL NO IS IMPORTANT FOR ME. THAT

      ONLY I SENT THE MAIL ALSO.

      I GIVE THE INFORMATION TO CHANGE BUT YOUR MEMBERS NOT TAKE ANY ACTION FOR THAT
      YOU DO THE MISTAKE YOU ONLY TAKE THE PUNISHMENT, DONT GIVE TO ME
      FINALLY,
      IF CUSTOMER IS IMPORTANT TO YOU CHANGED AS PREPAID OTHERWISE CANCEL THE CARD. BUT I WILL NOT

      READY TO PAY SINGLE AMOUNT ALSO.
      BECAUSE IS NOT MY MISTAKE.
      IT IS YOUR MISTAKE...........
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        D
        deepikas
        from Delhi, Delhi
        Aug 12, 2013
        Resolved
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        Address: Delhi

        Subject : Complaint against Mr. Kapil Gandhi, employee of PNBMETLIFE for fooling a customer & blocking her money

        This is in reference to a policy no: 20707247 bought by me (Deepika Singh) from Mr. Kapil Gandhi in 2011. I had very clearly mentioned to him that I need to make one time investment of Rs.50,000 for a period of a year or two with the option of flexibility o[censored]sing this money whenever needed. He invested this money in to a policy which was recurring in nature and the risk cover of Rs. 500000 attached to it has been terminated due to non renewal of the same the next year.
        Now , I am getting plain 4% interest on the same wherein I could have got 8-9% interest on a plain Fixed Deposit in any given bank.
        He has out rightly cheated me and I request immediate action to be taken against him. I have been following up with him since I got my policy and read the features to take corrective action but he doesn’t seem to listen . As much as I know that the company considers him to be an esteemed employee and believes in him to be the face of the organization in front of customers. I would like to warn you to stop him from cheating customers and winning awards for selling maximum number of policies. This may be extremely fatal for the image of the company.

        Kindly look into the matter and arrange to return my money with interest ASAP, failing which, I will have to take strict action.

        I have tried getting in touch with the company but they have shown no interest in addressing the issue.

        I have been part of communication and media business since last fourteen years and I feel it’s a shame that your employees sell volumes of polices for their own benefits by miscommunication and breaking customer’s faith.
        Aug 14, 2020
        Complaint marked as Resolved 
        cheng pasward cod 3062370
        I had bought a policy from PNB-Metlife 1.5 years back. It was a mis-selling case from the agents.
        After filing a complaint at the Insurance Ombudsman, the court ordered the company to return my money.
        Now its been almost 2 months since I have submitted all my documents at their office but not receiving any communication from their side.

        When ever I call the helpline, they ask me to drop a mail to the company but the GRO of the company is not replying to any of my communications.

        This company is fooling people and all people working in it are trained to simply not help people.

        On my part, I would ask all people not to take any policy from PNB-Metlife or be prepared to make your life a hell.
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          R
          Ramasingh1
          from Delhi, Delhi
          Jul 25, 2013
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          Address: Village Junedpur Post Atwa Unnao, Unnao, Uttar Pradesh

          Hi,

          I am Amit I am going to write behalf of my Grand mother name is Rampati such she is not getting pension as she required now pension is very less. So please provide me resolution.




          Thanks,
          Amit Singh
          Aug 14, 2020
          Complaint marked as Resolved 
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            B
            Baldev Raj Mahi
            from Bathinda, Punjab
            Jul 22, 2013
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            Address: Nawanshahr, Punjab

            SH. K.R KAMATH CMD AND SH.SHIV KUMAR GUPTA CVO PNB NEWDELHI JARA HOS MA AHU ,PNB MA HU RAHI CURRUPTION NU ROKOO, PNB HOSHIARPUR CIRCLE OFFICE, PUNJAB DA BEIMAN OFFICERS DA MANMANI ROKO, TUSI NA TA AP IHNA DA KHILAF KARVAI KARDA NA CENTRAL VIGIALNCE COMMISSION NU IHNA PNB CURRUPT OFFICERS HOSHIARUR DA KHILAF KARVAI NAHI KARAN DINDA,CBI NU IHNA DAKHLAF KARVI OR INQUIRY KARAN LAHI LIKHU,TA KA IHNA DA PHICALLY ASSETS SPOT RESIDENCE OR SHOPPING COMPLEX FARA JAN . TAJ BADAL DIO BIMAN PNB CIRCOLE OFFICE HOSHIARPUR DA BIMAN OFFICERS DA THAKHAT BADAL DIO PNB DA BIMANO OFFICERS DA RAJ BADAL DIU. BR MAHI[protected]
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              D
              devraj behera
              from Noida, Uttar Pradesh
              Jul 21, 2013
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              Address: shesadev jena, Dhenkanal, Odisha

              dear sir
              I don't get any reply fromyour web [protected]@yahoo.com.i deposit 359000/-rupees for personal loan of 6 lakhs.dueto failed to deposit last payment iwant to cancel the loan.they send last email to me it will be process and intimate me soon about the refund.but yet there are no mail and I send several mail about it but no response yet.sir pl ractify in my case I suffer in problem.advise of shesadev jena, and pnb charted accountant devendra kumar roy,s mohanty(a/c-[protected] of sbi)
              Aug 14, 2020
              Complaint marked as Resolved 
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                S
                sourabh1103
                from Hisar, Haryana
                Jul 16, 2013
                Resolved
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                Address: Hisar, Haryana

                Dear Sir/ Madam

                My complaint no is :59982328.

                Actually, on 27/5/13, I tried to withdraw 20,000 INR ( Rs 5000 & Rs 15000) from ATM. But my transaction was declined and no money had been received by me. Then, I went to another ATM to withdraw the 20,000 INR ( Rs 5000 & Rs 15000). Later on, I checked my bank statement and noticed that 40,000 INR has been debited from my account on 27/5/13.


                On 12/7/13, I spoken to customer services team of PNB Bank about my complaint. But they told me that my complaint has been rejected. And nobody explain me the reason behind the rejection of my complaint.

                I am really gutted with your response. I would like you to make you aware that daily withdrawl limit on my card is Rs 25000. Then how is it possible that I got Rs 40,000 in one day. Its just does not make any sense to me.

                Kindly look into this matter and try to resolve my problem.
                I will look forward for your immediate reply.

                I even forward this mail to [protected]@pnb.co.in, [protected]@pnb.co.in, [protected]@pnb.co.in. But I have not received a single reply on this till today. I am really fed up with that.

                Kindly help me regarding that.


                With Regards
                Sourabh Verma
                Aug 14, 2020
                Complaint marked as Resolved 
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                  mast380
                  from Gurgaon, Haryana
                  Jul 12, 2013
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                  Address: SEC-5 NIDHI BHAWAN JAGRUTIVIHAR MEERUT, Meerut, Uttar Pradesh

                  Respected sir.MY MOTHER KAMLESH SHARMA PPO PENSIONER PPO/UP/MRT/21286 BANK PUNJAB NATIONAL BANK BRANCH-MODINAGAR A/C NO. [protected] FROM LAST 7 YEAR.BUT HER PENSION DO NOT RECEIVED LAST SIX. MONTH AFFTER SUBMITTING HER LIFE CERTIFICATE ON DATE 24/04/2013.SO I REQUEST TO YOU PLEASE. SEND. MY MOTHERS PENSION.WITH THANKS. L.K.BHARDWAJ MOTHERS DETAIL IS GIVING UNDER NAME-KAMLESH SHARMA PPONo.UP/MRT/21286 PNB BRANCH MODINAGAR A/c- [protected]
                  Aug 13, 2020
                  Complaint marked as Resolved 
                  customer support has been notified about the posted complaint.

                  to pension office — about complaint

                  I didn't receive my full pension as per GOV. defined. please contact me on [protected] as early as possible.
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                    A
                    ashray.r
                    from Bengaluru, Karnataka
                    Jul 4, 2013
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                    Address: Bangalore, Karnataka

                    i lost my credit card bearing account number [protected] on 2nd july morning... it has been misused after it.. rs 2000 and rs 3000 has been drawn by someone.. please let me know further details of such transactions happened( possibly with cc tv details n adress of the place where the card has been used)
                    thanking u, ankita

                    Punjab National Bank — loss of Debit Card

                    am Lalit Kumar Yadav, holder of saving A/C, I have lost my ATM card, my account no is [protected] & ATM card no. is ....................... and I want to block my ATM card urgently,
                    Thank you
                    The Shuld be repalced By lalit kumar yadav to Amit Yadav sir
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                      A
                      amita chouhan
                      from Amritsar, Punjab
                      Jul 1, 2013
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                      Address: Gurdaspur, Punjab

                      i have an account in the Punjab national bank. it is near RR Bawa college in Batala. there is only one counter for depositing the cash. so there is great rush on the counter and it is also very difficult and inconvenient for the ladies to use any kind of service. so, i kindly request you to deal with this problem and build a separate counter for ladies. and their customer services is also very bad. whenever i call them they do not pick up the calls or spend too much time while hanging.
                      Aug 14, 2020
                      Complaint marked as Resolved 

                      punjab national bank/ dealing — dealing is not good

                      i hav visited in branch but they drink tea at outside of bank in winter in time of duty. they ask chah ta pee liye, kam ta hunda rahuga.
                      pnb cucle bazar bazar branch fazilka
                      i hav a current and a saving account there, but nw i want 2 leave dis bank b'coz of their dealing wid customers.

                      PNB — Bad Service

                      My name is Manish Raj, i've recently opened my saving account whose no. is [protected] and customer no. is GTH002892 in "Arya nagar Kanker khera,Meerut branch". I month earlier i submitted my form to avail net banking facility but till now i don't recieve my username/password of net banking by branch or post. Whenever i go to bank the branch manager says till now they haven't recieved from head office. Even they are not ready to check.
                      I really get frustated from this bank.
                      HELLO SIR,
                      I M KANWAR PAL FROM ABOHAR PUNJAB, I WANT TO TELL U THAT WHEN I NEED MONY THEN I GO FOR WITHDROWL BUT D.A.V COLLEGE BRANCH ATM IS NOT PROPER WORKING BCOS PROCESSING IS SO LOW SO MANY TIME PEOPLE GO TO WITHDRWL BUT WHEN PUSH THE BUTN THE BEEP OR PROCESSING VELUE IS ZERO, WITHDRAWL AFTER 5 OR 10 MINT, WHEN I ASK THE MNEGR HE TOLD ME THAT, I CANT DO ANYTHING U CAN COMPLAINT FOR THAT ANYWHERE, SIR THERE ARE 3 COLLEGE AND TWO SCHOOL`S, STUDENT CANT WITHDRAWL PLEASE TELL ME HOW CAN WE COMPLAINT N WHICH PERSON WHO CAN SOLVE THIS PROBLEM, PLZ SOLVE OUR PROBLM.
                      THANKS
                      ATM ADDRESS: PNB
                      BRANCH :D.A.V COLLEGE
                      ABOHAR(PUNJAB)152116)
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                        Pardeep7171
                        Jun 26, 2013
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                        Address: Panipat, Haryana

                        respected sir,
                        i am a customer of your pnb branch, at
                        samalkha
                        dist panipat haryana.pin code 132101
                        i lost my pin no.so i
                        want to know my pin no.my atm is blocked beause i try it 3 times.
                        my atm card no.is
                        . [protected]
                        plz help me
                        thanking you
                        my email id is : [protected]@gmail.com
                        yours sincerely,
                        Pardeep sharma
                        m no. [protected]
                        Aug 14, 2020
                        Complaint marked as Resolved 
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                          Viren86
                          from Mumbai, Maharashtra
                          Jun 18, 2013
                          Resolved
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                          Resolved

                          Address: Kota, Rajasthan
                          Website: www.pnbindia.com

                          Hello Sir/Madam,
                          My Name is Virendra Kumar. Actually my father Mr. Bhag Chand has just retired from his job and they decided to invest his money in Punjab National Bank through Fixed Deposit. So my father decided to break his money in three FD for monthly payable interest.
                          So the PNB employee did correctly for two FD. But in the third FD they did yearly interest plan instead of monthly. I still remember I filled the form correctly and strictly give instruction to that employee that i want monthly interest. He said ok. But when I see the slip of FD its written yearly interest.
                          And we went back for correction to that employee (i only remember his surname MEENA) then he said you only said yearly interest.
                          Now i want to ask is that our mistake that we are doing Fixed Deposit with PNB????
                          and Is it fair enough to give pain to a 60 yr old person who believe on yours BANK??
                          I just no paper work just correct my FD with no customer pain.

                          And one more request suppose all the customers who are coming in the Bank if all of them come with a PAN (Jo khane ke baad khate hain chune and kaththa wala) or Vimal Guthka in their mouth then how will you feel???

                          Because one of your employee who is seating in PNB (Bhimganjmandi Area Kota Rajasthan ) He does the same thing.

                          Thank You
                          Aug 14, 2020
                          Complaint marked as Resolved 
                          customer support has been notified about the posted complaint.
                          All public-dealing organisations should have contracted employees and no permanent employees. They will work efficiently to save their jobs.

                          Punjab National Bank — related to account debit

                          dear sir
                          my account is debited by rs 250 on date[protected] when i was doing online recharge from my mob. bt sir the transection was unsuccesfull. and y money was lost. so pls give the ans. my email id is [protected]@gmail.com
                          my account no is[protected].
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                            pawan68
                            from Chennai, Tamil Nadu
                            Jun 18, 2013
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                            Address: Jaipur, Rajasthan

                            Dear Sir,

                            I opened saving account in PNB bank in 2006 at Jaipur , Rajasthan. SInce then i haven't use it.

                            I just want to have information about my account , is it still active or it has been deactivated.

                            What all information i need to submit to know my account details. (Actually i have lost ATM Card as well Passbook )

                            Account was opened on my name (Pawan Kumar Soni ).

                            Please me to know my account detail.
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                              TAANI RANI
                              from HAJIPUR, Bihar
                              May 28, 2013
                              Resolved
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                              Resolved

                              Address: Bihar

                              sir,I am RANJAN KUMAR, account no.-[protected],my ATM & shopping card is not working properly when I M recharge from rcom.com.in,so sir please grand my complain,and my 3d secure password deactivated please activate my 3d password for online recharge.
                              Aug 13, 2020
                              Complaint marked as Resolved 
                              Kindly share your contact number.. Thanks


                              --
                              Regards,
                              PNB Bank
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                                kashyapbr
                                from Mumbai, Maharashtra
                                May 26, 2013
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                                Address: Himachal Pradesh

                                Dear Sir,

                                I am not receving SMS alert on my mobile phone No=[protected] against my saving A/c No [protected] at PNB Totu (Shimla)-11 I have also registered a complaints vide complaint no[protected] dated 18 April 2013 but still SMS alert facilities has not been activated. Kindly activate my SMS alert at the earliest.

                                Thaking you

                                Yours faithfully

                                BR Kashyap
                                .
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                                  vivek100776
                                  from Mumbai, Maharashtra
                                  May 25, 2013
                                  Resolved
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                                  Resolved

                                  Address: New Delhi, Delhi

                                  i submit withdrawal request of my policy no[protected]vivek aggarwal) on date 07/05/2013. but till date i can not received any amount.i send complaint by mail .I talk executive of company at least daily but they didn't give me any reason to delay my request

                                  kindly please give me revert as soon as possible.i am waiting for your response.

                                  regards

                                  vivek aggarwal([protected])
                                  policy name = met easy
                                  policy no. 00518731
                                  executive name = firoz
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
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                                    jammu
                                    from Delhi, Delhi
                                    May 18, 2013
                                    Resolved
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                                    Resolved

                                    Address: Jammu and Kashmir

                                    Respected Sir .

                                    I have a saving account ( [protected]) in PNB bank. On 5th may 2013 I Used my ATM card to withdraw money from ATM at noida sector 15, near Metro stations . but money is not received as amount is deducted from my account. I complain to PNB coustomer care and my complain no is 59704223 . Executive at coustomar care told me that money will be back in my account within seven days, but still money is not refunded to my account.
                                    I wanted CCTV footage of Noida sector 15 in said metro stations in 5th may 2013
                                    Between 10.00 am to 11.00 am How to I get this ?
                                    but not update me till date .Coustomar care no any time busy

                                    so plz Help me
                                    Kindly check the status and do the needful.

                                    Thanking you
                                    Lalit mohan
                                    A/c no [protected]
                                    Branch Gopeshwar
                                    Dist – Chamoli
                                    (uttrakhand)
                                    Aug 13, 2020
                                    Complaint marked as Resolved 

                                    PNB — not received money by ATM

                                    Dear Sir,

                                    I have withdrawal Rs. 1300/- by SBI ATM (Gurukl kangri, singhdwar, Haridwar, uttranchal)
                                    on date 23/04/2010 at 7:15 PM. I didn't get my money through ATM, but my account
                                    debited Rs. 1000/- that time. I submitted my complaint at PNB helpdesk
                                    toll free no. [protected] on they said me that i should wait for 72 hours.
                                    This same as also was said the branch of that place.

                                    4 days have been passed, but my ammount not refunded yet to my
                                    account.
                                    Please solve my compliant as soon as possible. I had suffered too
                                    much from this issue.

                                    Thanks
                                    Khalid Husain
                                    S/o Irshad Husain
                                    mobike no. - +91-[protected], [protected].
                                    A/C No. [protected]

                                    ATM no.[protected]
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                                      kutti83
                                      from Chennai, Tamil Nadu
                                      May 16, 2013
                                      Resolved
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                                      Resolved

                                      Address: Chennai, Tamil Nadu

                                      I closed my home loan from axis bank. That time they asked me to submit cancelled cheque leaf to cancel my insurance from PNP met life insurance company. After that i informed to PNP met life also. But they are not responding. After that i sent more than 30 mails. And they asked me to submit all the document with signature through the mail so i sent everything. Till now they are not refund my amount. Stupid PNP met life.

                                      Guys don't take any insurance from PNP met life. They never refund our amount. They are cheating us.
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
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                                        B
                                        Baldev Raj Mahi
                                        from Bathinda, Punjab
                                        May 6, 2013
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                                        Address: Bathinda, Punjab

                                        To
                                        The Banking Ombudsman,
                                        Reserve Bank of India,
                                        Chandigarh

                                        Sub: - Deficiency in services with malafide intension of staff.

                                        With most due respect I am Gurbakhshish Singh R/o Bathinda, Punjab. I want to state that I have accounts in PNB Rampura Branch having account numbers [protected] (CC Limit) and 040300JK[protected]Term Loan) with the name of G.D. Contractor & Suppliers and I am the sole proprietor of the company.
                                        In the year 2011 when I was in need of money for my expansion plans I met Chief Manager of PNB, Rampura Branch and DGM, Bathinda who said that if I will do some personal favour to them then they will help me in getting loan from the Bank. In the month of October, 2011 I got my term loan of Rs. 1,00,00,000/- (One Crore Only) and later on in the month of December a CC limit of Rs. 95,00,000/- (Ninety Five Lacs Only). In return I gave them whatever they expected from me at that time. From that day (20/10/2011) till April, 2012 I was regularly paying back my EMI against the same, which is approximately 20 Lacs in Rupees. In fact in April, 2012 I paid EMI upto the month of July in advance.
                                        But in the month of July and August Mr. G.S. Gandhok (D.G.M. PNB, Bathinda) and Mr. S.R. Garg (Senior Manager Rampura Branch) called me up in PNB, Bathinda Branch and asked me for personal favour in form of money. At the same time I told them that I cannot give them more cash or kind.
                                        Afterwards I along with my friend met Mr. G.S. Gandhok (D.G.M. PNB, Bathinda) in the last week of September, 2012 and told him that I want to deposit my overdue amount till September 30th but he said that my account will remain NPA even if I will pay just double of my overdue amount. He said that I cannot do anything and there is no other solution for my NPA Account except I have to pay the full and final payment.
                                        Sir, I really do not understand how my account stands for NPA. Is it ethical in my case? Even though I am ready to pay my overdue amount to regularize my loan.
                                        Here I want to put this thing in your knowledge that I have more than 25 loans with different banks and all of them are regular. Infact all the banks feel privileged in providing loan to me as I am an esteemed client of various banks and have a very good credibility and track record in respective banks.
                                        Over the top PNB Bank released a surfaesi notice in National Daily Newspaper [Tribune] dated 11.10.2012 alongwith my name. As a result of which my sanctioned loan of Rs. 4.25 Crore with another bank got cancelled and thereby my all business work got blocked.
                                        Because of that notice in National Daily I got a setback as my social and professional image was hurt due to the same.
                                        I kindly request you to look over or follow up the entire case personally and take proper action so that image of PNB will not get ruined in public.
                                        A letter dated 23.10.2012 addressed to B.M. Rampura Phul and Copied to FGMO, Ludhiana has been sent already.
                                        At last I want to tell you that I am along with my family is going through a Mental Dilemma because Senior Manager Mr. S.R. Garg is harassing us by coming to our residential place unofficially at odd timings and asking us that when we are going to deposit the money.
                                        Finally, I want to quote this thing very strongly that I was and I am ready to pay my all outstanding amount till date to regularize my account. Kindly help us to come out of it by doing the proper justice.

                                        Sh. K.R. Kamath (Chairman), 5 Sansad Marg, New Delhi
                                        Smt. Sumita Roy (G.M.), Customer Care Centre, H.O. - 5 Sansad Marg, New Delhi
                                        FGMO, PNB, Ludhiana
                                        Sh. K.K. Yadav (D.C., Bathinda)
                                        Sh. R.S. Brar (S.S.P., Bathinda)
                                        Chief Vigilance Officer, Sh. Shiv Kumar Gupta, Punjab National Bank, New Delhi – 110066

                                        • Sir we have informed all the dignified before 5 months members of Bank & State but nobody is responding & acting upon the respective problems. They are now trying to illegally possess my property where I and my family are residing. It is a request that installment of my standing amount should be restructured (as in amount should be decreased) of installment and I am ready to pay the interest and principal amount. Kindly minimize the amount of interest respectively.



                                        Thanking You


                                        Date : 30/04/2013 Sincerely Yours
                                        M/s G.D. Contractor & Suppliers

                                        CC: -
                                        1. DRT, IInd Floor, PNB House, Bank Square, Sector-17-B, Chandigarh

                                        term loan & cc Limet — no answer by bank

                                        Dt. 27/10/2009

                                        To
                                        The Senior Manager
                                        State Bank of India
                                        Main Branch
                                        Nizamabad

                                        Dear Sir,

                                        Sub: Proposal for TL of 70.00 Lacs and CC of Rs. 22.00 Lacs – reg.


                                        We are in receipt of your query regarding cash vouchers dated Feb. 09 to Sep.09 submitted for reimbursement for Term Loan. It is submitted that we have commenced construction of our work shed in the month of February, 2009 and the same was completed and the machinery has been installed in the month of September, 2009. We have also started our commercial production on 01/10/2009. The cash vouchers pertains to various expenditure incurred for construction of Shed, Godown and Platform which was required to be paid in cash. For making all these payments the cash has been withdrawn from Current Account maintained with your bank.
                                        In view of the above I request you to kindly sanction the loan at the earliest.

                                        Thanking you,
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