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Reliance Life Insurance Complaints & Reviews

3.8
Updated: Aug 24, 2025
Complaints 777
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Reliance Life Insurance reviews & complaints page 4

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J
JaideepTilak
from Nashik, Maharashtra
Jul 4, 2021
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The website is not working since 2 days
It says the website has moved.
How can i pay the premium online.
Very frustrsting.
Reliance Life Insurance customer support has been notified about the posted complaint.
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    N
    Nav258
    from Bengaluru, Karnataka
    Jun 14, 2021
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    Address: RELIANCE NIPPON LIFE INSURANCE, BANGALORE

    The above two mentioned people reached me on phone explaining about the life insurance plan, i said i dont have enough

    money to pay by one shot, they told me that they have an offer going on, i can pay with EMI and they will reimburse any

    excess amount other than premium paid including the full GST amount and the interest plus tax of emi. Later the took the

    statement of emi conversion from me and after that they stopped responding.
    I have received the policy details but i didnt get any reimbursement, i woundnt have purchased that policy through emi, the

    total loss for me is around 5000 rupees.
    I have received a confirmation call from reliance where they asked me to accept all the points that they said. I have all

    the voice and call recordings of their conversation with me and also whatsapp chat. Any details required will be provided

    if required, i am looking forward go get the losses that occured to me.
    The insurance companies are doing these kind of marketing frauds through sales executives by motivating them with

    incentives, due to which the customers get fooled by wrong offerings, if Reliance didnt didnt do fraud with me via their

    sales executives then how did i receive a product of reliance?

    Reliance Sales Manager: [protected]
    Sales Agent Anusha: [protected]
    email id: [protected]@rcap.co.in
    rnlife.[protected]@relianceada.com
    Reliance Life Insurance customer support has been notified about the posted complaint.
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      B
      BhoomikaDeepPande
      May 18, 2021
      Resolved
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      Resolved

      I was contacted by one of your employees, Mansi Goel, EMP ID MG11423 (as told by her),
      on 25th Jan 2021 for selling a policy - Fixed money back plan with Reliance health gain policy.

      She kept on following up till 4th of February 2021 post which I agreed to buy the policy.
      She was constantly after me, claiming to be a Reliance Nippon employee she shared her employee ID, ( MG11423 ) and reliance email ID (manshi.[protected]@relianceada.com) to gain my trust.
      Finally on 6th Feb 2021 - I paid INR 50, 000 as a premium amount for the policy, on the Reliance Nippon website she guided me to, and bought the policy (Payment screenshot is attached).
      She had said that policy papers will be received at my address within 7 days, which never happened, till date.

      However, I did receive messages (SMS) from Reliance nippon affirming my request application number, asking me to complete some verification to process the application further. - I have attached the screenshot of SMSes received.
      I was not able to complete the verification, hence I called her for help. She asked me to share the message details with her, which I did.
      She said she will complete the verification from her end and confirm.
      Post that I tried contacting her multiple times, however, she never replied.

      Next she contacted me in March last week (around 24th Mar 2021), saying that she underwent a surgery, and was on leave, hence could not attend my calls.
      She also informed me that Reliance Nippon company has denied to provide all the promised benefits and that the premium amount will be credited back in my account.
      Since then I was waiting for the amount to be credited, however, it has not happened yet.

      I tried contacting her on 30th Mar 2021, all my calls went unresponsive.
      Further, I called Mansi and her other colleagues (who had called me earlier) daily from 7th Apr to 17th Apr 2021,
      She finally picked up my call on 17th, I requested her for my policy application details, which she said she would message, but she never responded.
      Since then she has not been responding to me at all, and has also blocked my number.
      Now I have no place to go, with my money gone and no policy bond papers received.

      I am in dire need of your help and am very hopeful that you will do the needful and help me out of this situation very soon.
      Please help me get my money back.
      I have attached related communication proofs that I had. In case if you need any more details, do let me know I shall try to provide you all the details I can.

      Eagerly awaiting a positive and helpful response.
      Her contact details are - [protected]/[protected]

      I have also communicated the same to the customer care service of the company, but they are not helping either.
      Jun 1, 2021
      Complaint marked as Resolved 
      The refund has happened now. Thank you all so much for your help!!
      Reliance Life Insurance customer support has been notified about the posted complaint.
      Verified Support
      May 19, 2021
      Reliance Life Insurance Customer Care's response
      Dear Sir,

      Your concern is our priority! To serve you better, we request you to kindly email us at rnlife.[protected]@relianceada.com along with your policy number and contact details. Our service team will be glad to assist you.

      Regards,
      Reliance Nippon Life Insurance Team
      May 19, 2021
      Updated by BhoomikaDeepPande
      Had they given me my policy number, I wouldn't have been complaining about the issue.
      I have the transaction details that has been shared already, but the executive never shared my policy details.
      The customer support team was also notified via email, however they never helped with resolution.
      Do you want me to mail again?
      Jun 01, 2021
      Updated by BhoomikaDeepPande
      This is resolved now.. Thanks a bunch team!!
      Had I received the policy details, I wouldn't be complaining about the issue.
      I have the transaction details, screenshot of which I have attached.
      As well mailed the customer support team on the given email id, but they don't seem to respond.
      Do you want me to mail again?
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        D
        Dharsini karthik
        Mar 23, 2021
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        Address: Chennai

        My name is Priyadharsini R, ex employee of Reliance life insurance co. Ltd in coimbatore region. My reliance life insurance employee code is[protected] CDA channel as a CDA manager on[protected], but I'm not received my reliving letter, kindly give my reliving letter for me asap

        Kindly process and do the on urgent basis.
        Thanks,
        Priyadharsini R,
        [protected],
        priyadharsini.[protected]@gmail.com
        Reliance Life Insurance customer support has been notified about the posted complaint.
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          महेश
          Mar 4, 2021
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          Address: H ब्लॉक , 1st फ्लोअर , धीरुभाई अंबानी knowledge सिटी , नवी मुंबई , महाराष्ट्र 400710 इंडिया

          False promises made by the agent .
          Made a policy under the pretext of lending .
          Reliance Life Insurance customer support has been notified about the posted complaint.
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            W
            way2singh
            from Chennai, Tamil Nadu
            Mar 2, 2021
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            Pathetic experience with so called India’s most reliable brand Reliance Nippon Life Insurance.

            I had purchased a life insurance policy from Birla Sun life in the year 2016.

            After 4 years I got a call from system generated number where I was told that I have Birla sun life insurance policy(I didn't communicate anything about my policy to anyone) so do I receive regular updates from the company about policy benefits etc .

            Also what I was told at the time of policy purchase by broker is correct or not? They told me that during corona many people have suffered due to false information given to them at the time of policy issuance so government has set up one committee to give true information to the customers.
            They told me that they are forwarding my request to the Aditya Birla Capital about my concern and team will connect with me.
            Next Day I got a call from person claiming himself from Aditya Birla Capital company and most surprisingly he had all the details of my policy like how much I pay in policy yearly or half yearly, what time is already spent with this policy, what is the maturity time of policy with benefits and recently what amount I have got at the 4th anniversary year of my policy(December 2020).
            Hearing all the details I believe no one can have any doubt that the person doesn't belong to the Aditya Birla capital sun life insurance company. I told to the person that yes I had given some false information from broker regarding policy maturity amount which is with respect to the bonus(I didn't take bonus amount serious because I know bonus is bonus and may increase or decrease but what broker actually suggested at the time of policy purchase is that bonus will be n times which was false information).
            Then that person told me that if you had been given this information then we may forward your request to the insurance governing body and they will give you solution. I agreed on that.
            Next day I got a call from person Named Manish Thakur(Mob no- [protected]) saying he belongs to insurance governing body and surprisingly he also had all my policy details. He discussed with me sometimes(I didn't convey anything about my policy as he had all the details of my policy) and told me he is forwarding my concern to the head office of Birla sun life insurance and they will connect with me and suggested me to told them to give back my money then I will take my complain back or else tell them to freeze your policy and give freezing number so that policy can be ported.
            Next day I got a call from person(dnt remember his name, mob no- [protected]) claiming himself that he is speaking from head office of Birla sun life insurance and I have so and so complain, he told me that they cant give my money back and insisted to take my complain back but I refused. At last they told we are freezing your account and most surprisingly the amount with which it was freeze was all correct(was equal to the amounts I have paid to Birla in 4 years minus amount Birla has paid to me in December 2020).
            Now with this freezing number that guy Manish Thakur Suggested me and gave link to reliance Nippon life insurance policy saying purchase this policy and your old policy amount will be transferred to the reliance and he make me noted down policy maturity benefits and what amount I will get at the end of 5 years with transferred amount as well and conveyed same will come printed on your policy bond paper and appointed one manager from reliance company.
            Next Day I got a call from Neeraj Verma (mob- [protected]) who is saying he is employee of Reliance Nippon and my policy manager. He told me that in verification call I will get call from broker so don't tell them about policy merger and I will provide you merger details and policy details in bond paper as this process is getting handled from head office.
            New policy was purchased and when I got the document I didn't get on paper what I was communicated. I followed up with Niraj verma and he is lying everyday since December 2020 that this will be done and taking time due to corona . Its been more than 2 months and I haven't received my document which was supposed to be.
            I am trying to connect with these people(Mobile number mentioned above) and they are not picking up my call.

            I feel have been cheated and fraud is done with me. How a company have such chain that they are selling policy as part of cheatings and fraud . This was not expected from company like Reliance Nippon life insurance. why you people push us to seek consumer court for justice…? This all trapped happened because of the agent Reliance has kept who are doing fraud and cheating

            Ashutosh Singh
            email- [protected]@gmail.com
            Mob- [protected]/[protected]
            Sep 7, 2022
            Complaint marked as Resolved 
            Reliance Life Insurance customer support has been notified about the posted complaint.
            Mar 04, 2021
            Updated by way2singh
            Reliance Nippon team has not contacted yet .Seems this what Reliance Nippon is doing business in India. I request Consumer complaints team to highlight this issue to them.
            Mar 08, 2021
            Updated by way2singh
            Its been 1 Week now and Reliance is not taking my concern seriously. what business model reliance Nippon is adopting in india? Just by doing fraud and cheating with customer they are trying to make money?? I have Call recording of Niraj Verma from Reliance Nippon who is trying to make me fool with his arguments. I urge consumer complain team to highlight this issue to Reliance once again let me get out of this harassments from Reliance Nippon.
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              Y
              ymakham
              from Patancheru, Telangana
              Feb 8, 2021
              Resolved
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              Resolved

              I am Susila policy number[protected], I want to update my bank details to my reliance policy. I have tried multiple ways but nothing is worked out.

              1. Try to update from portal: After adding all details and when we click on submit it is going to error page. (wed site link: https://bit.ly/2syYRUx)

              2. I have called to all branches available in Hyderabad. Non of them are not attending any calls. this is vary bad thing. not even one branch is not interested to take calls.

              3. I have raised multiple request to customer case to call back. but no one called me back.

              after seeing all these things for updating the bank details I felt very bad taking policy from Reliance. After this i am not going to suggest any of my friends to take policy from reliance.

              Thank you so much for your worst support.

              If you need any info please reach out to my mobile : [protected] / [protected]
              Aug 7, 2021
              Complaint marked as Resolved 
              Reliance Life Insurance customer support has been notified about the posted complaint.
              Verified Support
              Feb 12, 2021
              Reliance Life Insurance Customer Care's response
              Dear Susila,

              Further to your telephonic conversation with our service representative, we request you to kindly fulfill the requirement by sending us an email at rnlife.[protected]@relianceada.com

              Regards,
              Reliance Nippon Life Insurance Team
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                J
                joshivivek
                from Mumbai, Maharashtra
                Jan 29, 2021
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                Following policy which was sold to me fraudulently:

                Company: Reliance Life Insurance Co. Ltd
                Policy No.: 50305696
                Date of Commencement: 9th Aug 2012
                Premium paid: Rs.35590/-

                Thanks and regards

                Vivek Joshi
                [protected]
                Reliance Life Insurance customer support has been notified about the posted complaint.
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                  A
                  Arpita1910
                  from Mumbai, Maharashtra
                  Jan 14, 2021
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                  Address: Contact no 8928722409

                  I had purchased a policy from relaince Nippon through their agent named Pratik Devadiga (contact no. [protected]).The payment was made by me for a amount of Rs 52250 through a cheque and I have the bank statement for the same.Few months after the checque clearance I received a message from relaince saying "Your Cheque No. *********of Rs 52250 towards RNLIC Policy No. 53759718 has not cleared because of Receipt Cancellation @ HO . You can pay online on reliancenipponlife.com or visit Reliance Nippon Life branch. T&C apply".The agent is saying go to the bank and bank says since the cheque is cleared we are further not responsible.The agent is taking no responsibility and is repetitively asking for bank passbook data which I don't wish to provide him as I have already provided the necessary data.I have not received any amount back if the checque was not cleared.I will further file a case against the agent and the company if my money is not received.
                  Apr 25, 2023
                  Complaint marked as Resolved 
                  The issue is resolved by the agent
                  Reliance Life Insurance customer support has been notified about the posted complaint.
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                    S
                    Shatrujit Patel
                    from Delhi, Delhi
                    Dec 30, 2020
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                    Address: Prem Nagar, Delhi

                    After lots of follow up of Reliance agent was purchased a saving plan (Policy No.[protected] from Reliance Nippon Life Insurance on dated 05/12/2020.They processed my payment on 07/12/2020 and issue my policy on 17/12/2020 (taken 10 days) and till the 22/12/2020 I had not received any policy soft copy. Agent from Reliance end who had proposed me to purchase this policy was also not reply as well as not in touch also.
                    After discussing this issue with my some of friends I get to know that I had become victim of trap of Reliance agent and same thing found when I get the policy bond on 22/12/2020, there was even not single benefits matched with what agent was told me. So, I was decided to cancel the policy & visited to Kirti nagar branch for the same on 22/12/2020.They said to me that in my policy my signature is not available and advise me to submit an authentication form of signature to related bank.
                    I had done the same ad submit all the documents on 22/12/2020 and after asking regarding the time period to cancel the policy they said it will be take 12-15 days. On 29/12/2020 they called me and asked to submit policy bond which they never tell on 22/12/2020 and they again said your policy will take 10-15 days to be cancelled.
                    This way they are harassing me.
                    Reliance Life Insurance customer support has been notified about the posted complaint.
                    Verified Support
                    Jan 05, 2021
                    Reliance Life Insurance Customer Care's response
                    Hi Shatrujit,

                    Further to your telephonic conversation with our service representative, we hope we have been able to address the concern to your satisfaction.

                    Regards,
                    Reliance Nippon Life Insurance Team
                    Jan 05, 2021
                    Updated by Shatrujit Patel
                    I am not satisfied with your service representative, just tell me when I will recieve my refund.Already 13 days has been gone after submitting the cancellation request.
                    Jan 06, 2021
                    Updated by Shatrujit Patel
                    I have already dropped lots of reminders to you regarding my issue, but neither any positive action nor any solution yet provided by your side to me. Also, I called your customer care multiple times and they all say it’s a work in progress and do not have any further update to share with me.

                    This kind of behavior from your side is forcing me to take the help of the Insurance Ombudsman, IGMS or IRDA. So it is my last humble request that take this matter seriously and cancel my policy[protected] which was sold to me by unfair means and business practices by your agent (amit) and issue me complete refund amount of 1, 04, 500 into payment source asap, to avoid all these actions which I have been thinking to take against you.
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                      S
                      shanki0007
                      from Delhi, Delhi
                      Dec 28, 2020
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                      Hi,

                      On the 13th of October I was paying for my father policy through my account through Gpay to the link sent by reliance on my father's mobile via SMS, In my first two attempts, it got deducted from the account but failed to show at the site of reliance as its very common scenario I thought I would get a refund after somedays. Didn't got it till 23rd but made payment again on 23rd Oct as per the advice of a Reliance employee so the policy doesn't collapse. It's now more than 2.5 months yet I have not got my refund back. I logged my complaint through various platforms like their office, customer care email, Customer care phone line. I had asked for new requirements daily but never addressed my straight forward issue. I have given them my bank statement, Gpay receipt.
                      Reliance Life Insurance customer support has been notified about the posted complaint.
                      Jan 05, 2021
                      Updated by shanki0007
                      Name: Vinod Kumar Jain
                      Policy Number: 18101483
                      Date Of transaction: 13th of October 2020
                      Transaction reference number 1st:[protected]
                      Transaction amount 1: 5846 INR
                      Transaction reference number 2nd:[protected]
                      Transaction amount 2: 5846 INR
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                        S
                        Santoshkumar Vaidya
                        Nov 23, 2020
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                        My self is santoshkumar vaidya. I worked with reliance life insurance as sales manager from[protected]. But i have not withdrawn my pf till now. I want to withdraw my pf now, but i don't know my sap code and employee code please provide it me.
                        Reliance Life Insurance customer support has been notified about the posted complaint.
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                          S
                          Sunilsharma05.2009
                          Nov 13, 2020
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                          Address: Cscheme jaipur
                          Website: Irda portal

                          Sir my pan number is showing in reliance life insurance agency portal .it agency code is showing is AMP22336809.I am not working in this company .so please remove from it from portal.my pan no. Is FNBPS7474F
                          Dob 05.03.1984.

                          Thanks & regards
                          Sunil Kumar sharma
                          [protected]
                          Reliance Life Insurance customer support has been notified about the posted complaint.
                          Nov 13, 2020
                          Updated by Sunilsharma05.2009
                          Please remove my details from irda website

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                            Uttam
                            Sep 5, 2020
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                            This is regarding policy no 19932253. With false information insurance issued and not cancelled. Contact company couple of time but nothing happened till yet. I am attaching a screenshot where i handover this letter with details with reliance life insurance company. Amount i paid is 46935/- please help
                            Reliance Life Insurance customer support has been notified about the posted complaint.
                            Sep 05, 2020
                            Updated by Uttam
                            Who and how it get resolved ?
                            Hi, any update on my case??
                            I donot think anyone is looking into my complaint.
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                              S
                              Shubham@987
                              Jul 26, 2020
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                              Address: 6/5947 New Madho Nagar Mohit Vihar Saharanpur

                              My name is shubham saini ardm reliance nippon life insurance saharanpur uttar pradesh 247001. Sap code 70611661. Reliving letter not provide. Please slove this problem as soon as possible. Recovery rs 3560 but not any dues company. April 2020 month all attendance approve. 6 days absence reson recovery but all attendance approve april 2020 month. Please slove this problem as soon as possible. Shubham saini ardm reliance nippon life insurance saharanpur uttar pradesh 247001. Sap code 70611661. Contact no [protected], [protected]
                              Reliance Life Insurance customer support has been notified about the posted complaint.
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                                R
                                Rajinder5489
                                May 31, 2020
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                                Address: MUMBAI

                                My policy number is 19251803, in which i had told too many times by calling customer care to close this policy and return my amount back, thats why till that time i had not paid any amount after my first installment, because when i was going to purchase this cash flow plan, then your executive told me that they are going to gave me a 32" LED TV and then after 1 year i came to know they all are doing the fraud with me, thts why i had not paid my second installment to them and called customer care so many times that kindly close this and return my amount to me, and everytime they told me that right now our servers are updating and we are not able to get any information just call us after 4 hours i got this response from customer care everytime...so hereby i am requesting you, kindly close this and i don't need any life insurance from reliance and return my amount to me...I had paid 30000 to Reliance Life insurance via cheque .

                                I am attaching the all proofs regarding my policy, which inludes policy document in which the number mentioned by reliance is of agent that is [protected], ( switched off now), even i had not recieve any verification call from reliance, and any update from reliance, because agent does nt mention my contact number in the policy document and I am also attaching the applications and letters written by me to reliance but there is no reply from any where, and one file is separate in which i am attaching the sheets which were showed by agent at the time of policy, So here by i am requesting you to kindly help me in this sir, and help me to get my money back...I am very thankful to you for this.
                                Reliance Life Insurance customer support has been notified about the posted complaint.
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                                  B
                                  Bade singh
                                  May 9, 2020
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                                  Address: Panchwati Plaza Ranchi Jharkhand

                                  Dear sir,

                                  I am amitendra kumar worked with reliance life insurance from 11/3/2012 to 8/27/2013. I want to withdrawal my pf.

                                  Details of my pf with reliance life insurance co. Ltd.
                                  Pf account no: mh/48439/91552
                                  Name of employer: reliance life insurance co. Ltd.
                                  Bank: state bank of india.
                                  Branch: tnantisilway ranchi jharkhand
                                  A/c. No. [protected]

                                  Regards,

                                  Amitendra kumar
                                  [protected]@gmail.com

                                  Ranchi jharkhand
                                  Reliance Life Insurance customer support has been notified about the posted complaint.
                                  May 29, 2020
                                  Updated by Bade singh
                                  please update me for my pf status as soon as possible .
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                                    S
                                    Shubham@987
                                    May 5, 2020
                                    Resolved
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                                    Resolved

                                    Address: Saharanpur

                                    My name is shubham saini ardm reliance nippon life insurance saharanpur uttar pradesh 247001. Sap code 70611661. My branch manager mr. Abhishek kumar saharanpur. Force resignation written paper by branch manager abhishek kumar. My branch manager slap and absue me in branch saharanpur. My head inner injury. My complaint employee harrsment workplace in branch. I request to my resignation not accept. Please action to branch manager mr. Abhishek kumar saharanpur. Shubham saini ardm reliance nippon life insurance saharanpur. Sap code 70611661. Contact no. [protected], [protected].
                                    Aug 7, 2021
                                    Complaint marked as Resolved 
                                    Reliance Life Insurance customer support has been notified about the posted complaint.
                                    Verified Support
                                    May 06, 2020
                                    Reliance Life Insurance Customer Care's response
                                    Dear Shubham,

                                    We have noted your concern. Please be assured that the HR team, we will look into it and get it resolved at the earliest.

                                    Regards,
                                    Reliance Nippon Life Insurance Team
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                                      Vinod Chourasiya
                                      May 2, 2020
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                                      Employee no - 064871 - Vinod Chourasiya - Adecco PF document

                                      Not getting any information for PF due to old PF account I don't have any detail shred my Employee ID and mobile no [protected] Vinod Jairam Chourasiya

                                      Worked with Reliance life insurance from Dec 2016 TO April 2013

                                      This is my last hope.
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                                        Vinod Chourasiya
                                        May 2, 2020
                                        Report
                                        Copy

                                        Employee no - 064871 - Vinod Chourasiya - Adecco PF document

                                        Not getting any information for PF due to old PF account I don't have any detail shred my Employee ID and mobile no [protected] Vinod Jairam Chourasiya

                                        Worked with Reliance life insurance from Dec 2016 TO April 2013

                                        This is my last hope.
                                        Helpful
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                                          I want to submit Complaint Positive Review Neutral Comment
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