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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
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S
S Sukumar
Jan 23, 2019
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Have a SB Account in HDFC Bank in Mylapore Branch Chennai. Now I have temporarilly come to USA for 6 months. Now I am not able to log in to my Account since after entering my Customer ID and Password, it is sending an OTP to my Indian Tel No registered (which I cannot access in USA) to go into my Account Details Page.
Now with this new procedure, I am not able to log in to my SB Account at all.

I have HDFC Credit Card to which I need to make payments before 25th Jan but cannot transfer since I am not able to log in to y Account.

I requested my Brother in Chennai to meet the Manager in HDFC Bank in Chennai with my letter ( scan copy) to effect AUTO-PAY from my A/c to Credit Card but that is also not accepted.

Bank Manager says that either they pay up/transfer from their Account to pay my credit card or else I have to submit a Form duly filled with chane in Mobile Number duly signed along with my Identity Proof attested in Physical Format to HDFC to effect Mobile Number Change so that I can receive OTP in my USA Local Tel No to log into my A/c and do all Transactions.

Now Suuport @hdfcbank.com have sent me a form for effecting change in Mobile Number but hat form is not accepted by Chennai Manager HDFC and says another Form is there which he will mail me to my registered mail ID in HDFC Records which I need to fill, sign and courier with Identity Zerox Document self-attested for the to do the change.

I think HDFC is harrassing its Customers a little too much without understanding the real problem of long distance/time change zone/genuine rerquest.

Please resolve this immediately
HDFC Bank customer support has been notified about the posted complaint.
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    Vikram Kumbhare
    from Bengaluru, Karnataka
    Jan 23, 2019
    Resolved
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    Address: Bangalore, Karnataka, 560037

    I hold a regalia credit card ending with 3819 in the name of vikram kumbhare. Mobile number "70*2*3*9*0".in the 2 years that i have had this credit card, i have never received my credit card statement on my email id. It is extremely frustrating that something as simple as sending an automated credit card statement to a customer's email id doesn't work properly at one of india's largest private banks. I never know when my statement is generated and when the payment is due. This is a serious risk as i may miss my payment and default, affecting my credit score, for which i will hold hdfc responsible and drag hdfc to court.
    Feb 24, 2019
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Jan 24, 2019
    HDFC Bank Customer Care's response
    Dear Customer,

    I request you to share your complete concern, card no. and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

    -Zubin
    HDFC Bank Customer Assistance
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      D
      dhanger2
      from Chennai, Tamil Nadu
      Jan 25, 2019
      Resolved
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      Address: Mathura, Uttar Pradesh, 281001

      Dear Sir/Mam,

      I am Arun kumar from mathura up. My Account No is [protected] and Mobile no is [protected]. I send credit card address change form with address proof in month of november 2018 and 3 december in 2018 one massage is recive your application is recived and your will be change in 7 working days. But till day my credit card address not change.
      my right address is.
      Raghuvir vihar laxmi nager lohwan Mathura pin 281001
      My credit card last four digit 6229
      Mar 1, 2019
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Jan 28, 2019
      HDFC Bank Customer Care's response
      Dear Customer,

      We observe that your request received at our end was not processed due to Signature mismatch. Hence, we request you to send duly filled and signed fresh form for change in address details, Signature Declaration Form (SDF) which are available at the below link along with a self attested photo copy of KYC proof such as pan card, passport, driving license). Please forward the said documents to our communication address to review your request.https://www.hdfcbank.com/assets/pdf/change_address_contact_details_email_id.pdf https://www.hdfcbank.com/assets/pdf/Signature_Mismatch_Declaration.pdf The Manager HDFC Bank Credit Cards, 8, Lattice Bridge Road, Thiruvanmiyur, Chennai - 600 041.

      -Manoj
      HDFC Bank Customer Assistance
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        Vishwa_34
        from Pune, Maharashtra
        Jan 23, 2019
        Resolved
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        Resolved

        Address: Nagpur, Maharashtra, 440034

        My name vishwas adakattalwar i take loan against hdfc credit card ([protected]) but due to jobless & some financial condition, i am not paying due amount from last 3 month, now today recovery agent mahesh taywade & his executive ashish pande came to my home and talk to my mother. They threatening my mother & my brother regarding payment and they sold out my house asset.
        When i call to mr mahesh taywade this guy threatening me he come to my house next days & he told to my house owner & my neighbor regarding my dues payment.
        I said many time again and again to hdfc representative & recovery agent now i am not able to pay money, but i need more 1-2 month time for payment.
        I will pay surely on march 2nd week.
        So please help me from this, i am totally frustrated from my life no one help me.
        If any misshaping with life, then mahesh & hdfc bank are totally responsible for this.
        Mar 7, 2019
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Jan 29, 2019
        HDFC Bank Customer Care's response
        Dear Customer,

        This is with reference to your concerns raised regarding your credit card account. In this regard, you may look forward to receiving a response on your recorded email ID in 3 business days and request you to bear with us in the interim. In the event you seek any further clarification regarding your card account, please feel free to write to us at: [protected]@hdfcbank.com. Kindly note the query reference number for this correspondence is [protected].

        -Manoj
        HDFC Bank Customer Assistance
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          Tohid007
          from Bhusawal, Maharashtra
          Jan 23, 2019
          Resolved
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          Resolved

          Address: 416416

          I am customer of hdfc bank. My credit card bill was pending from last 2 month. The hdfc bank employee was calling me and using slang words for pay the bill. I told him that i accept to bear any interest of late bill payment. Beside they was using very shame full language and bad words i also told him i am in meeting i will call u back then also countinues calling and using bad words.

          (Emp name-ramesh mob-[protected])
          Feb 24, 2019
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Verified Support
          Jan 23, 2019
          HDFC Bank Customer Care's response
          Dear Customer,

          We can help with that. Please write to [protected]@hdfcbank.com with the last four digits of your Credit Card No., transaction details, along with the registered mobile number & email ID for further assistance. Along with the caller details and also your contact no. on which the call was received.

          -Manoj
          HDFC Bank Customer Assistance
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            V
            Vishnu Vandana
            from Delhi, Delhi
            Jan 23, 2019
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            Hi team,

            Please cancel my credit card application.

            Application no.: 19A[protected]S2.
            No longer need of any credit card as of now. I will not be available. Also the card which i have applied for is no value for me. I request you to kindly cancel my application & notify me as well

            Regards
            Devathi Vishnu Vandana
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              R
              rahulpundir
              from Mumbai, Maharashtra
              Jan 23, 2019
              Resolved
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              Resolved

              I have got a call from hdfc bank for credit card about a month ago, they told me about the offers and benefits then asked about my salary details. After confirming my eligibility for credit card there representative visited my place filling in form and took all my required documents. Couple of days later i got sms with my ref number. Then got 2 3 verification calls one my mobile. And one person collect name/contact number/address details. I did that.

              Then thereafter i have not received any further update from bank not a mail or call. Then i called up customer care to enquire about the status. They simply said my application is declined, when i asked for the reason, the answer was don't know or cannot tell you.
              This is pathetic and stupid answer, being eligible with authenticate documents they are not giving any reason for my application decline.

              I am highly disappointed with hdfc bank service and customer care support.
              Pathetic pathetic.
              Regards
              Rahul kumar singh
              Feb 16, 2019
              Complaint marked as Resolved 
              I was detailed describe related query with reference to credit card application. I have also received reply on each sent mail, & also some step wise solution . This conversation going on with related steps to resolve the same. At last my Complaint has been solved & also my credit card has been despatched & received on time. thank you very much for cooperation.
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Jan 23, 2019
              HDFC Bank Customer Care's response
              Dear Customer,

              I request you to share your complete concern, card application number and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

              -Anay
              HDFC Bank Customer Assistance
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                Pracheta Wankhede
                from Nagpur, Maharashtra
                Jan 23, 2019
                Resolved
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                Resolved

                I had applied for banking jobs through quikr jobs.
                I got a telephonic interview call from a person called mahesh pathak (Contact no:- [protected]) and later he said i got selected for the post and i need to transfer inr4500 to his account for the document verification process. If my documents are correct i’ll get that money back with my first month’s salary. I just wanted to know if hdfc bank really charges for the document verification process so that i can think to pay or not. Please let me know as soon as possible.
                Feb 25, 2019
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Jan 23, 2019
                HDFC Bank Customer Care's response
                Dear Customer,

                HDFC Bank doesn't charge applicants any recruitment fee for gaining employment / ask you to deposit any money for giving you job offers; authorize any third party (such as vendors, placement services, recruitment agencies, etc.) to make any employment offers to applicants/candidates and does not collect any fee/registration/ recruitment charges etc for referring and placing applicants/candidates with them. If any such entity fraudulently representing HDFC Bank approaches you, please refrain from responding to them and do not pay any fee /charges/payment to them.

                -Manoj
                HDFC Bank Customer Assistance
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                  NehaRajput
                  from Bengaluru, Karnataka
                  Jan 23, 2019
                  Resolved
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                  Address: 560048

                  Hello,

                  I am hdfc credit card holder for an year now. Every month i pay full amount without fail. Last month, due to a calculation mistake i paid rs 480 lesser than what i was supposed to pay. And hdfc bank has put rs 3, 200 finance charge for it.

                  I contacted customer support and they are of no help. This is unacceptable! Rs 3, 200 charge for rs 480 shortfall? You are charging me 6 times the difference for a mistake?

                  Please return my money!
                  +1 photos
                  Feb 24, 2019
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Jan 24, 2019
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We wish to clarify that, payment of atleast the minimum amount due towards the card outstanding needs to be received by the bank to ensure that the card account is active and available for usage. Further, to avoid levy of finance charges and late payment charges, payment of the total outstanding needs to reach the bank by the payment due date. Hence we request you to effect payment towards the total amount due within the payment due date to avoid levy of bank charges. You may refer to the below link for details of the same https://bit.ly/2k7MGwQ.

                  -Zubin
                  HDFC Bank Customer Assistance
                  I was short by Rs 480 and you applied Rs 3, 200 finance charges for Rs 480 difference? Please refund this amount!!!
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                    S
                    SharmaRaavi
                    from Delhi, Delhi
                    Jan 23, 2019
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                    Address: New Delhi, Delhi, 110062

                    I am being asked to pay for credit card which i have neverhold in my hands and which i even hotlistes after paying once without even being able to use the card. This is complete #. I want to close my account, this is highly customer dissatisfaction. This is my salaries account and i will get it changed to icici bank quickly because hdfc bank is a big fraud now i realise.
                    HDFC Bank customer support has been notified about the posted complaint.
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                      A
                      Aravind Raj890
                      from Chennai, Tamil Nadu
                      Jan 23, 2019
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                      Address: 600048

                      I have applied for a hdfc bank credit card about a month ago, they told me about the offers and benefits then asked about my salary details. After confirming my eligibility for credit card there representative visited my place filling in form and took all my required documents. Couple of days later i got sms with my ref number. Then got 2 3 verification calls one my mobile and office numbers. I have received as letter from bank to which i have to acknowledge with my name/contact number/address details. I did that.

                      Then thereafter i have not received any further update from bank not a mail or call. Then i called up customer care to enquire about the status. They simply said my application is declined, when i asked for the reason, the answer was don't know or cannot tell you.
                      HDFC Bank customer support has been notified about the posted complaint.
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                        pradip kashid
                        from Mumbai, Maharashtra
                        Jan 23, 2019
                        Resolved
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                        Resolved

                        Hi

                        Policy number: 20666137
                        Client id : m8310686
                        Amount paid : rs.73, 150.00/-

                        The above mentioned policy is explained to me as guaranteed return, double amount of premium paid and if you don't want to
                        The amount at end of policy term you can convert it in to pension plan.
                        If you invest yearly 1, 00, 000/- for 7 years. You will get guaranteed below benefits
                        1) after of 11 year you will get rs 14, 00, 000/-
                        Or
                        2) if you covert it into pension plan then i will get monthly rs. 8, 000/- till my death.

                        After reading policy document, none of the above hold true so please cancel my policy and return me the amount i have paid.

                        Thanks
                        Pradip kashid.
                        Feb 25, 2019
                        Complaint marked as Resolved 
                        HDFC Life customer support has been notified about the posted complaint.
                        Jan 23, 2019
                        Updated by pradip kashid
                        Customer care departmet "[protected]@hdfclife.com" is aware about the fraud and not taking this seriously.
                        Verified Support
                        Jan 24, 2019
                        HDFC Life Customer Care's response
                        Hi, if policyholder have any unresolved concern with respect to his/her HDFC Life policy. Kindly inform to the customer that write to us at [protected]@hdfclife.com from his / her registered id to have the same look into and addressed.
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                          J
                          jayajmjohn
                          from Bengaluru, Karnataka
                          Jan 22, 2019
                          Resolved
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                          Resolved

                          Address: Bangalore, Karnataka, 562125

                          Attaching screen shot of reasons for payment not going through...

                          Transaction with reference id[protected] failed during processing, due to invalid beneficiary mobile number/mmid
                          X
                          Your imps transfer has failed due to invalid beneficiary mobile number/mmid.
                          Please note the reference id:[protected] for future communication.

                          E-receipt for
                          Transfer funds

                          Payee name:hdfc bank ltd

                          Nickname:credit card

                          Credit account no:[protected]

                          Remarks:credit card bal amt

                          Debit account:[protected]

                          Date:22 jan '19

                          Amount:rs7, 888.00
                          (Rupees seven thousand eight hundred eighty eight and zero paisa only)

                          Payment type:one time payment

                          Pay via:imps
                          Feb 25, 2019
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Jan 23, 2019
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          We have reviewed your comments expressed and request you to write to [protected]@hdfcbank.com with your contact number and email id as maintained in the credit card account to enable us to assist you.

                          -Nadia
                          HDFC Bank Customer Assistance
                          My close the card without intimation so i have 37000 rewards point lapsed. I want give me my rewards point for redemption
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                            Pauminlal vaiphei
                            from Barpeta Road, Assam
                            Jan 22, 2019
                            Resolved
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                            Resolved

                            Address: Churachandpur, Manipur, 795128
                            Website: Bank website

                            19/01/2019
                            Dear Sir, i purchased ref. No.[protected]
                            From tomgoogleplaymasterm pubg amount rs.1949, in my hdfc netbanking a/c no.[protected] i didn't press confirmation purchase fail
                            But the amount deducted i contacted HDFC Bank
                            They said u have to contact customer care hdfc
                            I cannot contact please help

                            Regd,
                            Pauminlal vaiphei
                            Thangzam road hilltown
                            Churachandpur Manipur 795128
                            Feb 25, 2019
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Jan 24, 2019
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            We wish to state that the amount of Rs. 1949/- is reversed back to your account. Kindly refer to your account statement to verify the same.

                            -Manoj
                            HDFC Bank Customer Assistance
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                              swetha@143
                              from Hyderabad, Telangana
                              Jan 22, 2019
                              Resolved
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                              Resolved

                              Address: Hyderabad, Telangana
                              Website: HDFC CREDIT CARD TRACKING

                              Actually i get the hdfc credit card application reference number but same time i will try to track the credit card by hdfc link then reflect the error is no record found please let me know what is the meaning of no record found and why its showing please provide the solution as soon as possible... My register mobile number is [protected] and my date of birth is 28/01/1994...
                              Feb 22, 2019
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Jan 22, 2019
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              I request you to share your complete concern, card application number and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                              -Anay
                              HDFC Bank Customer Assistance
                              My close the card without intimation so i have 37000 rewards point lapsed. I want give me my rewards point for redemption
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                                kmkmathen
                                from Ernakulam, Kerala
                                Jan 22, 2019
                                Resolved
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                                Resolved

                                Website: Hdfcbank

                                Hello sir, this is dr. Mathen from erode. I made a wrong upi transaction from my account on last friday. I lodged a complaint regarding this to hdfc bank, and sent an email explaining the incident. But now im here to take the complaint to your notice as i didn't receive any mail from the bank regarding the complaint which i sent. Only auto generated mail was sent. Its been more than three days. Its very disappointing. I didn't expect this from your side. At least now i expect an solution for me as i have forwarded this mail to you. I hope u will take immediate action regarding this. Thanking you.
                                Feb 23, 2019
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Jan 23, 2019
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We are working on your concern vide Ref ID:[protected] and will revert to you in 4 working days.

                                -Nadia
                                HDFC Bank Customer Assistance
                                I received a mail on 3rd of this month that my new atm/debit card will be dispatched within a week even after 15 days the card is not delivered. i have contacted the myl Akashwani, Aurangabad, Maharaasshtra Branch but no response- p.r.gokhale a/c.no.[protected]
                                It is 5th working day, still u didn't get any info about my salary account, HDFC bank excutive attitude bring me here to write complaint.
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                                  Satish Megen
                                  from Bengaluru, Karnataka
                                  Jan 22, 2019
                                  Resolved
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                                  Resolved

                                  Address: 560041

                                  Hi iam satish from bangalore i was using hdfc credit card and decided to close the acc as i have paid interest more than wat i used the card and when i requested for closure one of the hdfc employee from collection department has spoke to the bank and given me the settlement letter stating the amt to be paid with the chq no which i have handovered to him and the last payment was on 10th of jan-19 which has been debited from my acc now i called them and asked for the noc but nobody is reverting properly and saying that still outstanding amt to be paid so i dont no wat to do.
                                  Feb 24, 2019
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Jan 23, 2019
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We have taken note of your comments expressed and you may look forward to receiving a response to your e-mail id in 04 working days. The reference number for this interaction is[protected]. We request you to bear with us in the interim.

                                  -Nadia
                                  HDFC Bank Customer Assistance
                                  I used PayZapp to recharge the mobile no [protected] for the amount of Rs.245, amount got deducted from my wallet but neither my number recharged nor I got refunded, no reply for mail and the customer care number is not working
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                                    Akshay Lakhera
                                    from Gurgaon, Haryana
                                    Jan 22, 2019
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                                    Address: New Delhi, Delhi, 110045
                                    Website: Hdfc bank vikash puri

                                    Vikash puri branch me mr. Rajeev name se person h contact no=[protected]
                                    The customer will be able to talk to the owner of the besharm person, who has said that he is sure to contact me in the bank, and I have told him that he has no money from any branch of your bank, even if he has any money from his branch. too no bad service hdfc bank
                                    My loan no=[protected]
                                    Akshay
                                    M no=[protected]
                                    HDFC Bank customer support has been notified about the posted complaint.
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                                      SubhathraSingaravelu
                                      from Pune, Maharashtra
                                      Jan 22, 2019
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                                      I had placed an order for Google Pixel 2 mobile phone with Flipkart on 23rd July 2018. There was an offer from HDFC bank that i will get a cashback of 8000 rupees in January 2019. I did not get the cashback.

                                      I called the HDFC bank and registered a complaint and i was asked to wait for 7 working days. Even after 7 working days i did not get a response. I called back many times. After 2 days the ticket was closed saying it is resolved.
                                      HDFC Bank customer support has been notified about the posted complaint.
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                                        Jhuni Dasuh
                                        from Bhubaneshwar, Odisha
                                        Jan 22, 2019
                                        Resolved
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                                        Resolved

                                        Address: Kalahandi, Odisha, 766012

                                        I am a credit card holder of hdfc bank. The bank has provided me lifetime free credit card but without my knowledge they debited rs-1899 from my credit card ending with 1876 on 12th january 2019. I am not all interested with this one assist membership anymore and want my money refund as soon as possible otherwise i m going to close my account from hdfc bank bcoz of this type of fraud act.
                                        Feb 22, 2019
                                        Complaint marked as Resolved 
                                        HDFC Bank customer support has been notified about the posted complaint.
                                        Verified Support
                                        Jan 22, 2019
                                        HDFC Bank Customer Care's response
                                        Dear Customer,

                                        We're sorry to hear that. Please share your Card No. with registered contact info & the issue on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                                        -Anay
                                        HDFC Bank Customer Assistance
                                        AMB CHRG -two time amb charge at same month
                                        Hello team, I have paid 899 on Monday to place an order via Zomato app, however that order got canceled and I never got my refund.

                                        I also tried recharging my phone last week and spent 350 which never went through and refund was never processed. Kindly look into this and do the needful. Thank you.
                                        Respected Sir/Mam

                                        I had applied for a credit card though HDFC bank, meanwhile you had send it to me also through Blue Dart Couriear, the AWB No. for my card is :-[protected]. It has not been deliverd to me, Kindly look at this issue and help me out.
                                        Thanks
                                        Sadesh
                                        [protected]
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