My account has been deducted with ₹129.27, showing a message "surcharge dt:29/06/24 MCC 4112". When I enquired about it, I was first told it's a platform charges by IRCTC. IRCTC confirmed over the phone and also by email that they have not charged anything like it. When I asked ICICI again, they came back saying that it's by IRCTC and I need to contact them only. After few back and forth, now ICICI is saying that it's them who have charged me for using their account. So why lied about it in the first place? Are you coning the customer?
Since when bank start charging to use their accounts to buy any services? And why I was not told about this when I was making a purchase? Why ICICI is charging this, one month after the actual transaction happened? I bought tickets on 29th June, and ICICI is charging on 31st July?
Were they sleeping for a month?
This is unethical, and illegally stealing customers money, without their permission or even their awareness.
I have checked online and there are so many complaints on the internet regarding the same issue, and only with ICICI Bank. Is it time for me to move to someone else now!!!
I raised official complaint on their website about this and the last call I had with their team was one week ago and that time I was told that their senior manager will call me the next day and this issue will be sorted in two days. I even escalated this, chased as well, but nothing from them yet.
I demand my money to be returned back in my account which they have stolen from my account, immediately.
ICICI Bank customer support has been notified about the posted complaint.
Aug 25, 2024
Updated by gschandel ICICI Bank has nothing else than keep putting the blame on IRCTC. I am going to forward this to IRCTC and if ICICI doesn't resolve it, which seems to be the case, I am going to raise it with RBI now. ICICI Bank is going downhill. I am planning to move away from them.