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ICICI Bank Complaints & Reviews

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Updated: Aug 25, 2026
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ICICI Bank reviews & complaints page 4

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D
das2025
Jun 20, 2025
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ICICI only vimal vaatsalya bonds - redemption

My father, Mr. Amit Kumar Das, had invested in two ICICI Vimal Vaatsalya bond money multiplier bond-private placement series R/BPN/99/1, the face value of which is Rs. 1000/- only. The issue date is 01.07.1999, and the redemption date is 01.01.2018, with a tenure of 18 years 6 months. The bondholder number is 0000001, and the certificate numbers are 7973 and 8876.

The name of the bondholder is Assam Sales Corporation - agent:...
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V
vishal78607
from Varanasi, Uttar Pradesh
Jun 19, 2025
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ICICI Bank ASBA Facility is not working for applying in IPO

Address: Branches are all over India

Hi Team,

I'm not able to apply in IPO trough ASBA Service from ICICI Bank from last around 10 days. I tried calling Customer Care many times but they were not able to provide the solution.

While applying on site massage shows "This facility is temporarily unavailable. Please login to ICICI Direct website or visit nearest ICICI Bank branch to avail this service." When I'm reaching to bank they are not aware of...
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P
prittykthampy990
Jun 11, 2025
Aug 5, 2025
This thread was updated on Aug 5, 2025
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Amount deducted without any confirmation

I am an icici bank customer. On 06-June-2025 ECSRTN charged 590 rupees. The bank hit the charges without my knowledge and without any confirmation email or sms or any phone call. Please explain what the charge it is. This type direction is not ethical please return my charged amount. My email id is [protected]@gmail.com....
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B
bharatAhir
from Gandhinagar, Gujarat
Jun 10, 2025
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Icici Multiwallet card charging more for bill payment of jio fiber

I did a bill payment of 179.19 from jio app using my Icici bank multiwallet card, but when I diverted to payment page it shows 184.16. Although I did recharge and checked tried to check the bill from jio but it shows only 179.19 then I asked Icici customer representative to clarify they said we are not charging anything extra. I went for Jio customer care but they also said sir we only recived 179.19 and that is what we are showing on the...
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A
Astha.kul.ec
from Noida, Uttar Pradesh
Jun 4, 2025
Jun 4, 2025
This thread was updated on Jun 4, 2025
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Unable to get money into account resulting in lack of funds and bouncing emi/auto pay

I had been facing issues with the ICICI bank for past 15 days. It all started with a refund that I was ecpecting from AIR BNB on 14th mai. While they have shared all the transaction ID and everying that the refund has been successfully received by the bank and it should reflect in 7 days. AIRBNB has shared every required detail and transaction ID but it bank is not processing it. When I started following up with the bank, they said nothiing...
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Lakshmi1705
from Bengaluru, Karnataka
May 30, 2025
Jun 10, 2025
This thread was updated on Jun 10, 2025
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rupay add-on credit card

Hi
I have ICICI Platinum credit card(ending with 1018) and rupay credit card(ending with 8002) for me which is life time membership free card. I got add-on Rupay (ending with 8101) and Platinum card (ending with 1117) for my husband. ICICI deducted annual membership fee for the Rupay add-on card. I called the customer service and asked them to cancel the add on rupay card as my husband was not using it for quite some time. I also...
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I
iifl_customer
from Panipat, Haryana
May 4, 2025
May 16, 2025
This thread was updated on May 16, 2025
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Charge for fraudulent transaction

I received a call on 21 feb 2025. they said that the are from icici bank. They said that I have some unredeemed points in my credit card and told me to fill my details on a website. After filling the details, my credit card for charged with 81240. I immediately informed the bank about the fraud. I also informed flipkart where the transaction was done. I also registered complaint on cyber cell 1930. Inspite of all this icici bank charges my...
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C
Christy Nachiar
from Chennai, Tamil Nadu
Apr 18, 2025
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home loan malpractices

Address: PAN India

Deceptive illegal unethical unfair malpractice ICICI bank has executed in my home loan since 2015 a few as listed below:*) Changing home loan of 2015 to personal loan as interest rate is double in personal loan.*) Sanction of New Home loan as RESALE to grab high interest.*) Excess market rate for property to sanction in higher interest slab above thirty five lakhs intentionally deceptive.*) Cheating with SPECIAL offers at time of loan...
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A
Akhilesh Arya
from Noida, Uttar Pradesh
Apr 10, 2025
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harassment calls, whatsapp, messages

Address: ICICI Bank Ltd, Plot No 7, Community Centre, S.D. Tower, Sec8, Rohini, Newdelhi, New Delhi, Delhi, 110085

Dear Sir,

Complain against Harassment For Amazon ICICI Bank Credit Card Payment (Card No. [protected]) .

As the above topic suggest, I hereby want to complain against the MR. TAUSEEF AHMED from collection agency of ICICI Credit card Rohini Sector 08, Delhi. I have been issue in my name (AKHILESH ARYA), Card No. [protected], I want to bring to your notice that I had taken Loan on this a credit of...
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K
Kundrapu Sony
Apr 8, 2025
Apr 18, 2025
This thread was updated on Apr 18, 2025
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Unauthorized deduction from my saving a/c - ICICI bank

There was a deduction from my ICICI Salary account with transaction remarks saying 'EBA/PUR_EPRIME999/20241118' and the amount is Rs.1178/- and I should be informed before deduction of same amount. I was never informed if that is a huge brokerage cost that I have to pay as brokerage for demate A/C. And also I never given my consent for opening of the demant account through my salary account.

I seek an immediate response for...
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N
Naveen Nayana
Mar 29, 2025
Sep 17, 2025
This thread was updated on Sep 17, 2025
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Home finance refuses to reduce floating rate, poor response

I took a home loan of ₹68, 00, 000 from ICICI Home Finance in October 2024 (disbursed November 2024) with a floating interest rate of 8.85%, EMI ₹56, 369, for 25 years. The rate is tied to their IHPLR (19.05%), which they claim adjusts with market conditions. After the RBI reduced the repo rate to 6.25% in February 2025, I expected a rate drop, especially with the monthly reset clause in my agreement. However, my rate remains unchanged...
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B
bchandran
from ERNAKULAM, Kerala
Mar 18, 2025
May 15, 2025
This thread was updated on May 15, 2025
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Non receipt of dividend for the year 2023-24

Folio 1040934
Name B.Chandrasekharan
No.of shares 363...
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A
Ajay kumar vakita
from Hyderabad, Telangana
Mar 15, 2025
Mar 19, 2025
This thread was updated on Mar 19, 2025
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Adtpslsipg__00000016003

Address: uppal, Hyderabad, Hyderabad, Telangana

There is a regular deduction from my account on above transaction name adtpslsipg__[protected]. even on 15th march 3542 amount deducted. Also its being deducting from years together. where is that total amount gone.....
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Y
Yash Chandanshive
Mar 4, 2025
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unauthorised money auto debited

Amount for INR 10, 363 was transferred to my ICICI bank account and it was deducted in multiple transactions for example: INR 590, 280, 480.

AD~Of Bnk BFLf~09SEP24~A7475AD
AD~SICCLAD~10SEP24~[protected]AD
AD~Of Bnk BFLf~09SEP24~A7475AD
AD~Of Bnk BFLf~03JUN24~A7475AD
AD~Of Bnk BFLf~03APR24~A7475AD
AD~1SICCLAD~04FEB25~[protected]
AD~Of Bnk BFLf~02SEP24~A7475AD
AD~Of Bnk BFLf~02AUG24~A7475ADbr...
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Yashwanth Sai Kumar
Mar 1, 2025
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ICICI BANK - Redemption of SCICI DEEP DISCOUNT BOND

Hi

We have one SCICI DEEP DISCOUNT BOND. We tried to contact the SCICI office but apparently it's not longer there. As we enquired further, we got to know that SCICI Ltd is merged with ICICI banks. We also tried connecting with them but can't connect call.

Requesting you to kindly let us know the process of how to do it and who to connect with.

Please update us at the earliest

Email...
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M
Mansi@Kittu
from Noida, Uttar Pradesh
Feb 25, 2025
Feb 28, 2025
This thread was updated on Feb 28, 2025
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ECS charges deducted from ICICI account without any intimation

Address: BANK LTD., 1482,,NAI SARAK,,110006
Website: icicibank.com

I have recently noticed that there has been some deduction from my account in the name of ECS, I don't know why this deduction is happening and what are the reasons behind it these charges have been Rs. 4, 664 and I never get any notification or any intimation prior to these deductions.

It seems that ICICI Bank has been deducting these charges from my account without my knowledge from the beginning. I wasn't aware of this earlier,...
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S
salilagrawal05
Feb 18, 2025
Feb 28, 2025
This thread was updated on Feb 28, 2025
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icici scam by indo shop

I received a call from INDO SHOP, where they claimed to be from the service department and informed me that ICICI cardholders were eligible for an offer, including a discount card and a gift. Despite my clear refusal, the representative insisted that the offer was non-optional. She threatened that even if I didn’t agree, I would still be charged on my ICICI card, and I would have no choice but to pay the full amount. She assured me that...
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I am having a credit Card from last 4 years, all these years i have paid on time, but from last one year after my maternity leave i lost my job, so even many medical emergency at home my mother in law hospitalized and expired and now my father in law has hospitalized from last 6 months facing lot of financial problems to pay the dues, and these collection people torturing and forcefully made me to settle the card, even i asked time and asked...
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S
sahil jain
from Alwar, Rajasthan
Dec 29, 2024
Dec 31, 2024
This thread was updated on Dec 31, 2024
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Posdec charges in Bank Account

POSDEC Charges on 29-Dec-2024. These charges are unwarranted and i have never been involved or been suspicion to a fraudulent activity in 10 years of relationship with ICICI Bank, these charges are deducted without any warnings whatsoever. This is extremely painful. Kindly reverse the charges.
emailID: [protected]@gmail.com...
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M
mahmud kotebagil
from Hubli, Karnataka
Dec 19, 2024
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bank is not giving the gold back even the amount was paid 10 days back

Address: ICICI Bank, Syno 103/3, CCH7+C9M, Near, Road, Nellikeri, Kumta, Karnataka 581343

Hi there

I am writing to bring to your immediate attention a critical issue regarding my gold loan account number :[protected]. My loan became overdue, and an amount of approximately ₹2 lakh was deducted from my savings account. Following this, my account was closed. Although I was out of the country and lost track of the loan, I have consistently paid the late fees, penalties, and other charges. Despite this, the bank has...
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