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ICICI Bank Complaints & Reviews

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Updated: Apr 11, 2026
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ICICI Bank reviews & complaints page 2

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Address: chennai

I have a 3-in 1 savings account, which includes a demat cum trading account. When I approached them to close the demat account, I was told that one of my shares (Mavens Biotech, BSE Code: MAVBIO) was delisted and I have to either trade it via Calcutta Stock Exchange (or) provide another demat account to transfer the share to it. I did the latter, however I got no communication from them. Calcutta Stock Exchange seems to highly in-operational...
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yuvarj333
Nov 2, 2025
Dec 29, 2025
This thread was updated on Dec 29, 2025
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Disappointing experience at ICICI Perambur branch (600082) due to unprofessional staff behavior

Address: Perambur,Chennai-600082

I am writing to formally raise a concern regarding an unpleasant experience I had at your ICICI Bank branch located in Chennai – 600082, on 07th August 2025.

I visited the branch following a customer care call-related issue, seeking assistance and clarification. However, instead of receiving help, I was met with unprofessional and unacceptable behavior from the branch staff.

Specifically:

I...
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Piyush Yadav01
from Delhi, Delhi
Oct 31, 2025
Feb 15, 2026
This thread was updated on Feb 15, 2026
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unauthorised charges posdec

ICICI Bank has been repeatedly charging me under “POSDEC” (Point of Sale Decline) fees since 2021. These charges appear automatically and excessively, sometimes 20–30 times in a single day, whenever there is any balance in my account.

I do not receive any SMS notifications or merchant details for these deductions. The charges keep repeating even when I haven’t made any transactions. Every time I add...
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MaheshDarolya
from Sirsa, Haryana
Oct 19, 2025
Oct 20, 2025
This thread was updated on Oct 20, 2025
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Non receipt of redemption amount for my bonds

I hold ICICI tax saving bond-032005-TSB- TWO with details as below :

Bondholder no.[protected],
Certificate no. 50782.
No of bonds- TWO
Distinctive Nos[protected]
Name of Bond holder : Mahesh Kumar

I have not received my redemption amount.

Please advise procedure for redemption, at my email id :

[protected]@gmail.com and at my address :
Mahesh...
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Banawlikar
from Pune, Maharashtra
Oct 17, 2025
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Refund against Failed Booking

Address: https://www.icicibank.com/personal-banking/cards/credit-card/login

Respected Sir/ Madam,
This has reference to one transaction for HP Gas booking dtd 2nd Sept 2025 which apparently failed as per screenshot attached from HPCL
Transaction Amount is Rs. 862.5. Screenshot of ICICI Bank Credit card for successful transaction is attached herewith for your reference.

We have been chasing with ICICI bank credit card customer care for the last one month to reverse the transaction, however,...
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dipayan164
from Kolkata, West Bengal
Oct 17, 2025
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maturity of icici tax saving secured bonds

Dear Sir,
Greetings to you.
My name is Dipak Chatterjee
Below are my investment details in ICICI TAX SAVINGS SECURED BONDS:

1)TAX SAVING BOND-022001-TSB-ONE
Bond amount: 5000
Deemed Data of Allotment: 22.03.2001
Redemption Data: 22.03.2004
Bondholder No: 0008-061
Name of Bondholders: DIPAK CHATTERJEE, RUPA CHATTERJEE
Certificate No: 5223
No. of Bonds: 1br...
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Sourav1982
from Kolkata, West Bengal
Oct 9, 2025
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Request for Reversal of Late Fees on Amazon Pay ICICI Card

Dear Sir,

I trust this email finds you well. I am writing to bring to your attention a recent occurrence concerning late fees of Rs. 600 on my Amazon Pay ICICI card. Due date was 30th September 2025 and I paid on 4th October 2025 due to my health issue.

I understand the importance of timely payments and take full responsibility for the delay in this particular instance. However, I would like to highlight that...
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mukeshmishy
Sep 24, 2025
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Fraud deduction about demat account dp charges

Address: Mumbai

Hi,

I have opened demat account on ICICI where they said its free of cost life time and deducted 500+ amount as renewal charges...
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I am writing to bring to your attention an issue regarding ICICI Bank’s procedure for activating a dormant account that is causing considerable inconvenience and hardship.

The account in question is held jointly, with a senior citizen as the primary account holder. I am the secondary account holder, and my NRI status has been updated over the years. Despite multiple requests and branch visits by the primary holder; including...
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VinithaV
Sep 11, 2025
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credit card collection team

I am holding ICICI card and I missed my due for Sep 2025. Crossed 5 days from due date. I Informed Bank that I will pay soon. But inspite of my assurance, I got calls by asking me to pay immediately and everytime in a polite manner I replied I will pay before due date.

Even I am a working person and the calls kept on disturbing me every minute. I got 43 calls in one hour. ICICI officials giving mental torture as they threatening...
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Adityadutta1234
from LUCKNOW, Uttar Pradesh
Sep 4, 2025
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Got half note from atm machine

Address: 224,225, UGF, Sanjar Gold, ICICI Bank Ltd., Shop No 215, 216, Sector 2D, Vrindavan Colony, Lucknow, Uttar Pradesh 226029

I withdrew cash from the ATM at the Vrindavan Yojna branch in Lucknow. Among the notes, one ₹500 note was torn. I submitted an application for its exchange, but it has been over a week and I have not received any response....
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bnparikh12
from Ahmedabad, Gujarat
Sep 3, 2025
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ICICI Tax Saving Bond TSB One Dec 2001

Dear Sir,
Greetings !
I am Bhavesh Parikh from Ahmedabad.
I received a mail from ICICI in March 2002 that my TSB1 certificate is dispatched by post. But I did not remember receiving it or later on redeemed it on maturity. The bond details are as below.
Bond scheme - TSB1
Number of Bonds 4
Bond holder No. - 2179243
Name - Bhavesh Navinchandra Parikh

Kindly let me know the status...
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Raghunath1962
from Bengaluru, Karnataka
Sep 2, 2025
Oct 4, 2025
This thread was updated on Oct 4, 2025
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Ashirwad Deep Discount Bonds

Address: Hyderabad

I am unable to redeem this bond....
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Munjaji
from Basmath, Maharashtra
Aug 29, 2025
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Deducted my money for no reason

Address: Basmath hingoli Maharashtra
Website: Deducted my money

I am deepak i m. 826.00 rupees has been deducted from my account as (Dmc/in[protected] dp chgs till july-2025) on 27-aug-2025. I have never used my demat account till now.

They told me by the icici representative that it is free of cost and it will never be charged/deduct money and also i did not get any deduction message alert in my mobile which is registered with mobile banking with icici.

I need justice and...
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shakeeljhs
Aug 28, 2025
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Unauthorized deduction of rs 826.

Hi
I am Shakeel Ahmad account holder of ICICI bank, Amount of Rs.826 was debited by ICICI bank on 28/08/2025 without sms alert or email alert. The transaction mark was DMC/IN[protected] DP CHGS TILL JUL-25. The demat account mentioned in the transaction mark belongs to my ICICI direct account.
I have never been charged for just operating my demat account with ICICI direct. I would like to know what are these charges? If these...
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SreelakshmiN
from Mumbai, Maharashtra
Aug 28, 2025
Sep 17, 2025
This thread was updated on Sep 17, 2025
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Concern Regarding Unexplained Deductions from My Account - ECSRTN1

Address: Dombivli

My concern regarding the recurring deductions from my ICICI Bank account, which I have noticed over the past few months. Unfortunately, I have not received any notifications or explanations regarding these charges. As a result, I have been forced to maintain only a minimal balance in my account, and I often find my balance reduced to zero.

Here are some recent deductions I have observed:

₹462 on August...
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ManishTervankar
from Pune, Maharashtra
Aug 20, 2025
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Transaction declined

In the process of purchasing a resale flat, I have already made a payment of 14L and 19L to joint sellers using net banking. Then after few days, I tried to make a payment of INR 2L to society account, my transaction was declined citing security reasons.
I connected with customer care - First time, I got a response from IVR that there is NO LEIN on my account. Second time, I luckily got to talk to customer care executive (lucky because...
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BSNL SIM COMPANY
Aug 8, 2025
Aug 27, 2025
This thread was updated on Aug 27, 2025
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Deactivated Old Bank Account

Address: India
Website: www.icicibank.com

Deactivated Bank Account ID's...
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achar.vasudev
from Bengaluru, Karnataka
Aug 4, 2025
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Home loan interest not reduced

Below is the home loan I taken from Icici Bank, without any due I'm paying EMI's towards loan, last time.. RBI reduced in March 2025 for 0.25 ROI & in June 0.50 ROI,
But ICICI bank not applying these reduction on that month, 1st reduction they are telling starting from Aug 2025, for 2nd reduction they sent mail saying it will be from Sep 2025, this is really not acceptable, ROI should impact from mentioned month, I need...
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Address: India

I have a salary account with icici bank since 2012. This bank is the worst. My account is getting auto debit in the name of Adbledesk charges 590rs. This month auto debit of 10k was done. In the month of May 15k was debited. I tried to contact customer care but in vain. Iam very helpless. I want to take this matter in court. Iam in depression as the moment i get my salary it get all deducted. Please help
Please help. The bank is not...
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