With due respect, it is to inform you that I have two PLI policies vide No.[protected] & NE-39648-CS and premium of these two policies are being deposited online since August, 2020. Before that I had been deposing the premiums in cash at the Post Office itself.
In this context, I would like to state that on 1st February, 2021 I had also paid the premium amounting to Rs.4387/- & Rs.7367/- online against the above accounts successfully. But as per normal procedure, receipts used to generate after 24 hours of the deposits. Accordingly, on 2nd February, 2021, I logged in to my account to download receipts of both the transactions made but to my utter surprise, it was mentioned in the status “Failure”. On seeing this, immediately I visited the SBI, Secretariat Branch, Itanagar, met the Branch Manager and briefed him about my transactions. He instantly checked my account and confirmed that payment was made successfully and also informed that normally failed transaction amount credited back to the account instantly. But in the instant case, the above amount has not been credited to my account till date after elapsing of 4 days. Now, I am going to be a defaulter for the current month as I have no money to pay the premium.
Hence, I would like to request you that proper inquiry should be made immediately into the transactions made on 1st February, 2021 against the Policy No.[protected] & NE-39648-CS amounting to Rs. 4387/- & Rs.7367 respectively and status may be informed to the undersigned accordingly and till findings of the inquiry, account holder should not be made defaulter for the month of February, 2021. And also no penalty should be imposed.
Regards,
Amitava Das, Account Holder
Postal Life Insurance [PLI] customer support has been notified about the posted complaint.